No BS With Birchy

Nathan Birch
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Welcome to the No BS With Birchy Podcast, I'm your host, Nathan Birch, and this is the show unravelling the truth to the façade of the 21st century, we're now exiting the matrix and waking up to motherf*cking reality.

  1. 5d ago

    The Most Expensive Mistake You Can Make in Property Right Now | No BS With Birchy | EP 258

    In this episode, Nathan breaks down why taking property advice from social media could be the most expensive mistake you ever make. Who is actually getting paid when an influencer recommends a suburb, why the markets everyone is hyping right now are the ones Nathan is selling out of, and what three decades of investing looks like compared to three years of ring light content. 00:00 - Intro  02:00 - Why anyone can look like an expert with a phone and a ring light  05:00 - The difference between building wealth and building a brand  08:00 - How large buying groups skew data and create fake boom towns  12:00 - Lost decades: Perth 2010, Melbourne 2016 and who is talking about that on TikTok  16:00 - The fad cycle: granny flats, NRAS, NDIS, rooming houses and what comes next  20:00 - Why growth is never guaranteed and what Nathan actually buys on  23:00 - Strategy vs hope: why some investors get to 50 properties and some get stuck at two  25:00 - How to cut through the noise and find advice you can actually trust  27:00 - Final word: numbers don't lie, emotions do Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 ***DISCLAIMER*** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

  2. Sep 23

    How Waiting One Year Costs You $104K in Borrowing Power | No BS With Birchy | EP 257

    In this episode, Nathan sits down with Sumit from Zinger Finance for an impromptu podcast after Sumit walks in with a presentation nobody asked for but everyone needed to see. The real cost of waiting. What happens to your borrowing capacity while you sit on the fence, why the lower end of the market is getting squeezed from both sides, and why the investors who act now will look back on 2026 the same way people look back on 2012. 00:00 - Intro  02:00 - The cost of waiting: what happened to people who said they'd buy after rates went up  05:00 - Same client, 2021 vs 2026: borrowing capacity down $104K with the same numbers  09:00 - One client, three lenders: CBA vs Firstmac vs Liberty and the $378K difference  14:00 - Why a 30-year loan contract does not mean you are stuck for 30 years  17:00 - The two-tier market: why the lower end is getting sandwiched and prices are rising  21:00 - What happens to your portfolio when rates drop and everyone can borrow again  24:00 - Ten properties doubling vs one property doubling  26:00 - Which parachute do you want to pull: having options vs having regrets  27:00 - Final word: what is the opportunity cost of waiting Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 ***DISCLAIMER*** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

  3. Sep 16

    How an $80K Salary Gets You 15 Properties | No BS With Birchy | EP 256

    In this episode, Nathan sits down with Sumit from Zinger Finance to talk about why they're rebranding after nearly 20 years. Where the name Zinger came from, why they can't just hire brokers off the street, why they operate more like a charity than a mortgage business, and what the new look and direction means for investors. 00:00 - Intro  02:00 - The origin of the Zinger name: a chicken deal, a sweating Indian banker and a KFC ad  07:00 - Why Zinger operates like a charity and writes $90K loans while other brokers chase $900K ones  12:00 - Why the average Zinger client has 15 properties on an $80-100K salary  16:00 - Why existing brokers never last and why Zinger trains everyone from scratch  21:00 - The internal career path: customer service to credit analyst to broker  25:00 - What changes with the rebrand and what stays exactly the same  28:00 - The new logo, the percentage symbol and what it stands for  31:00 - Final word: finance that keeps you moving Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 ***DISCLAIMER*** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

  4. Sep 9

    The 18-Year Cycle That Predicts Every Property Crash | No BS With Birchy | EP 255

    In this episode, Nathan sits down with Geordie from Williams Real Estate to unpack one of the most powerful frameworks in property investing: the 18-year land cycle. Where we are right now in the cycle, which markets are about to get hurt, which ones are set up for the next boom, and why the people buying in Perth and Brisbane today could be the surrogate parents of the next decade. 00:00 - Intro: Nathan and Geordie's story and how they connected  04:00 - Geordie's background: construction, corporate, Rich Dad Poor Dad, and going all in  09:00 - The 18-year land cycle explained: 14 years of expansion, 4 years of downturn  15:00 - Tracing the cycle back: GFC, 1990 recession, Great Depression  21:00 - Where we sit today: equivalent to mid 2007 or late 1989  27:00 - How money flows through cities: Sydney, Melbourne to Brisbane, Perth and back again  33:00 - The mining boom bust and why those towns will roll over again  39:00 - Why Nathan is buying in Melbourne and Geordie is following  45:00 - The surrogate parent: buying what someone held for 12 years and sold at a loss  50:00 - Two key mistakes buyers agents make and why two big ones went under  55:00 - Cash vs debt, LVR strategy and when Nathan stopped using banks  01:01:00 - Motels, ten thousand properties, and the lazy investor philosophy  01:07:00 - When to sell, when to hold and the ten-year lost decade trap  01:13:00 - Final word: it's a banker's game with houses thrown in the middle Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 ***DISCLAIMER*** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

  5. Sep 2

    The Off the Plan Property Trap | No BS With Birchy | EP 254

    In this episode, Nathan breaks down why he has bought zero brand new properties in 23 years of investing. Who is really making money when you buy off the plan, why the government incentives are not there for your benefit, and why some of the best deals Nathan has ever done were picking up new properties from people who got burnt a decade earlier. 00:00 - Intro  01:30 - How off the plan has been sold to Australians for 30 years  03:30 - The commissions nobody tells you about  06:00 - Why brand new properties are often overvalued from day one  08:30 - The NRAS disaster and who cleaned up the mess  11:00 - The mortgage broker strategy and the one bedroom Melbourne trap  13:30 - Zero brand new properties in 23 years and 25,000 deals  15:00 - NDIS housing and rooming houses: the newest traps  17:00 - Why buying into a 500 unit block creates its own competition  18:30 - Builder liquidations and the risk no one talks about  19:30 - Why government incentives are about their housing numbers, not your wealth  21:00 - Final word Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 ***DISCLAIMER*** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

  6. Aug 26 ·  Video

    Will AI Make Or Break You Financially? | No BS With Birchy | EP 253

    In this episode, Nathan shares what he actually thinks about AI. Not the filtered version that went in the news article, the real version. What AI means for jobs, for assets, for your freedom, and why he thinks passive income in 2026 is the new job security. 00:00 - Intro  01:00 - Why Nathan doesn't use ChatGPT and never plans to  03:00 - The control grid: digital currencies, biometrics and the social credit system  07:00 - Will AI actually kill jobs or just change them  12:00 - White collar roles most at risk in the next five years  15:00 - The only asset an employee has is their time and AI is making that worthless  18:00 - Why passive income is the new job security  21:00 - Five properties at $400/week: replacing a $100K salary  24:00 - Food, water and energy as assets in a changing world  27:00 - Having options vs having money: why cash is trash  29:00 - Final word: have a plan, take action, get started Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 ***DISCLAIMER*** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

  7. Aug 19 ·  Video

    Why Australia's New Tax Changes Could Favour Property Investors

    In this episode, Nathan breaks down a viral ten-page white paper on Australia's proposed capital gains tax reforms, and why the shift to inflation indexation could actually hand leveraged property investors a bigger advantage, not a smaller one. Using a side-by-side example of a $100K property deposit vs. a $100K equity investment in a growing business, Nathan unpacks why property could need to grow by just 40% while shares may need to grow by nearly 720% to produce the same after-tax profit, and what that means for the next generation of investors. Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊  ***DISCLAIMER*** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

  8. Aug 12 ·  Video

    Here's How My Investors Are Retiring | No BS With Birchy | EP 251

    In this episode, Nathan shares real conversations he's been having with investors right now. People who bought five, eight, thirteen properties years ago and are now converting those portfolios into retirement income. Real names, real numbers, real decisions. 01:00 - The retail worker with 13 properties  03:00 - Buying a block of units cash to cut debt  04:30 - The investor with 23 properties retiring this year  06:30 - The security swap strategy  08:30 - How $600K in sales adds $50K a year  10:00 - Selling three, buying eight  12:00 - How to hit $130K passive and retire in 2026  13:30 - The mines worker replacing a $200K salary  Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 ***DISCLAIMER*** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

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About

Welcome to the No BS With Birchy Podcast, I'm your host, Nathan Birch, and this is the show unravelling the truth to the façade of the 21st century, we're now exiting the matrix and waking up to motherf*cking reality.

Information

  • Creator
    Nathan Birch
  • Years Active
    2021 - 2026
  • Episodes
    98
  • Rating
    Explicit
  • Copyright
    © No BS with Birchy 2021
  • Show Website
    No BS With Birchy

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