Real Estate Disruptors

Charles Rutenberg Realty

Welcome to Real Estate Disruptors — the ultimate podcast that’s revolutionizing the way you see real estate! Whether you’re a seasoned investor, a homebuyer, or just curious about the industry, our show is your go-to source for all things real estate across Florida.    Join us as we disrupt the traditional real estate narrative by sitting down with industry leaders from Tampa, Clearwater, St. Petersburg, Orlando, Daytona Beach, Space Coast, Miami, and beyond. We break down the latest trends in investing, marketing, staging, and much more — all in a relaxed, conversational style, just like chatting over dinner.   Every episode features new guest experts, keeping the content fresh and exciting — because real estate is always evolving! Whether you’re interested in the Gulf Coast, Atlantic Coast, or the future of real estate, Real Estate Disruptors is your front-row seat to uncover what’s next.   Ready to stay ahead of the curve? Subscribe now and join the movement to disrupt, innovate, and revolutionize real estate in Florida and beyond!   #RealEstateDisruptors #FloridaRealEstate #RealEstateInvesting #HomeBuying #PropertyMarketing #RealEstateTrends #DisruptRealEstate #InvestSmart #RealEstatePodcast #FloridaHomes #RealEstateFuture #ListenNow

  1. 07/03/2025

    Hurricane Prep 2025 - After Helene and Milton: What Every Florida Resident Needs to Know

    Hurricane season demands our attention, especially after last year's devastating storms that impacted Florida. Jessica McCracken, Pinellas County's Whole Community Readiness Coordinator, shares crucial insights about preparing for the next hurricane season with particular emphasis on the lessons learned from recent storms. Most residents don't realize that Debbie, Helene, and Milton weren't direct hits to Pinellas County, yet caused significant damage. This sobering reality highlights why proper preparation matters regardless of a storm's projected path. Jessica breaks down three essential hurricane preparedness steps: knowing your risk, making a plan, and staying informed. A critical misconception Jessica addresses is the difference between evacuation zones and flood zones. Evacuation zones are based on storm surge models, while flood zones determine insurance requirements. The entire state of Florida sits in a flood zone—the question is simply whether you're in a high-risk or moderate-risk area. This distinction matters tremendously for insurance coverage, as standard homeowner policies don't cover flood damage. Many residents learned this lesson the hard way during recent storms when areas outside traditional flood zones experienced significant flooding. Property preparation follows the simple ABCs: anchor, brace, cover, and strap anything that could become windborne during a storm. For condo and HOA residents, Jessica emphasizes the importance of understanding both personal and community-level emergency procedures, including what happens with elevators, common areas, and trash facilities during evacuations. Perhaps most valuable is Jessica's practical evacuation advice: "Go tens of miles, not hundreds." Often traveling just beyond evacuation zones provides sufficient safety while avoiding long-distance traffic congestion. And don't rely solely on the "cone of uncertainty" when making evacuation decisions—it only shows the potential path of a storm's center, not its size or impact area. Register today for your county's emergency notification service (like Alert Pinellas) to receive critical information before, during, and after storms. This simple step connects you with life-saving alerts and resources when you need them most. Are you prepared for hurricane season? Take action now to protect your home, family, and peace of mind before the next storm arrives.

    23 min
  2. 06/06/2025

    When Agents Need Backup: The Story Behind Agents Butler and How It Saves Deals

    Ever dream of taking a vacation without your real estate business grinding to a halt? What if you could be sipping cocktails on a cruise ship while someone handles your $1.5 million listing back home? That's exactly what David Mayhew's Agents Butler service makes possible. The eternal challenge of work-life balance in real estate takes center stage in this revealing conversation with David Mayhew, founder of Agents Butler and broker trainer at Charles Ruttenberg Realty. A military veteran who entered real estate in 2021, Mayhew identified a critical need during the pandemic market frenzy: agents desperately needed reliable, licensed backup to maintain their business during absences. Agents Butler functions as your licensed assistant, handling everything from basic property access ($50 per door) to MLS entries ($150) and even full transaction management through reverse referrals. The beauty lies in its simplicity – agents maintain their commission structure while gaining freedom to step away when needed. Mayhew shares powerful success stories, including agents who've maintained thriving businesses during family medical emergencies and personal crises. The conversation explores how the service works legally (operating as an LLC that invoices agents directly), coverage areas (extending to Orlando, Sarasota, and Ocala), and the range of services available – from video walkthroughs to inspection attendance with detailed reporting. For agents seeking that elusive work-life balance or those facing unexpected life challenges, Agents Butler represents a practical solution that answers the age-old question: who watches your listings while you're away? Ready to finally take that vacation without sacrificing your business? Reach David at 352-667-4269 and discover how Agents Butler can transform your approach to real estate and personal time.

    19 min
  3. 05/09/2025

    Beyond the Diamond: Clearwater Little League's Impact Building Community Through Baseball

    When a baseball connects perfectly with the bat and sails over the fence, there's a special feeling that stays with you forever. That magical moment—one that Clearwater Little League board member Amanda Cole hopes every child experiences—sits at the heart of our latest conversation about youth sports, community building, and creating future leaders. Fresh off our successful fundraiser that raised $3,500 for the league, Amanda reveals what makes Clearwater Little League special beyond the typical base hits and strikeouts. With over 360 players each season, their programs extend far beyond traditional baseball, including six Challengers teams that provide children and adults with disabilities the opportunity to experience America's pastime. Every fall, they host the statewide Challenger jamboree, welcoming teams from across Florida for a weekend celebration of inclusive baseball. Behind the pristine fields and impressive facilities lies a volunteer-driven organization tackling significant challenges. Hurricane damage last season forced the closure of five fields, while annual expenses—including a surprising $10,000 just for baseballs—require continuous fundraising efforts. Yet through careful stewardship, registration fees remain remarkably affordable ($35 for T-Ball), ensuring financial barriers don't prevent participation. The league provides equipment for newcomers and creates a supportive environment where players can develop confidence while building relationships with caring adults. Amanda's vision for the future includes doubling their softball program and increasing female representation in coaching and umpiring roles. However, with seven fields already booked from afternoon until night throughout the season, community support through sponsorships (ranging from $600 to $25,000) and volunteering has never been more crucial to their continued growth. Whether you're looking to register a player, volunteer your time, or support youth development through sponsorship, visit clearwaterlittleleague.com today to discover how you can help build brave, honest leaders who care about their community both on and off the diamond.

    25 min
  4. 05/02/2025

    From Hurricane Recovery to Economic Growth: Clearwater's Path Forward with Mayor Bruce Rector

    When Clearwater Mayor Bruce Rector steps onto Virgin Airlines and sees Clearwater Beach representing Tampa Bay on international flight promotions, he's reminded of his city's global tourism appeal. But as he reveals in this candid conversation with Real Estate Disruptors host Amir Habibzadeh, tourism is just one piece of a more ambitious vision for Clearwater's future. Mayor Rector brings 34 years of legal practice and extensive international leadership experience to his role, having visited 50 countries in a single year during his presidency of Junior Chamber International. This global perspective informs his approach to Clearwater's challenges - from unprecedented hurricane recovery to downtown revitalization that has lagged behind neighboring St. Petersburg and Tampa. "We need to revitalize our city, not just our downtown," Rector emphasizes, outlining his commitment to enhancing all areas from the beaches to Countryside. The conversation delves into Clearwater's remarkable recovery from Hurricane Helene's record-breaking eight-foot storm surge that devastated properties that had stood for a century, while also addressing the critical housing affordability crisis that forces over half of Clearwater Beach's workforce to commute from neighboring counties. Mayor Rector details his plans for attracting development while protecting the natural environment that makes Clearwater special, including waterfront opportunities created by the county's planned relocation and potential workforce housing along US-19. Beyond tourism, Rector envisions Clearwater becoming a hub for cybersecurity and life sciences, particularly marine research, positioning the city within Tampa Bay's broader economic ecosystem. His hands-on approach to community engagement - personally responding to every email and phone call - reflects his commitment to hearing residents' concerns while building a legacy focused on long-term improvements that may not be fully realized during his term. For real estate professionals navigating Clearwater's complex market, the mayor offers both encouragement and challenge: help find housing solutions for the workforce while maintaining the community character that makes Clearwater an international destination.

    24 min
  5. 01/31/2025

    Capturing Buyers' Attention with Real Estate Photography and Creative Marketing

    What if you could transform your real estate business overnight with the power of media? Meet Michael Wholey of Wholey Media, our special guest who turned his film school education into a thriving business that revolutionizes how real estate agents present themselves and their listings. From creating compelling "hero videos" that elevate agent branding to offering professional headshots that capture the essence of real estate professionals, Michael shares his journey and expertise in leveraging video production to boost agent visibility and lead generation. Join us as we uncover the innovative marketing strategies that have reshaped the real estate landscape, especially for buyers from afar. Michael and I discuss cutting-edge tools like virtual tours, drone photography, and virtual staging, which have become indispensable in showcasing properties. We laugh over personal anecdotes and dive into the ever-evolving demands of homebuyers, from detailed floor plans to future-proof features like detached units and home studios. The conversation is a blend of insights, humor, and a forward-looking perspective on what homebuyers will be seeking in the years to come. As the real estate market shifts from the highs of 2021 to the competitive demands of 2025, the episode underscores the necessity of high-quality, consistent marketing practices. We explore how agents can maintain their brand strength and secure client trust by systematizing their processes and ensuring every listing shines. With platforms like YouTube and Instagram at the forefront of content consumption, embracing video and professional photography becomes critical. We wrap up with tips on reinvesting earnings into marketing, moving beyond transactional interactions, and fostering long-term client relationships.

    30 min
  6. 01/17/2025

    Unlocking Property Insights: Navigating FEMA Rules and Appraisal Challenges with Mike Twitty

    Join us for a groundbreaking conversation with the Honorable Mike Twitty, the Pinellas County Property Appraiser, as we unlock the mysteries behind the innovative updates to the PCPAOgov site. We promise you'll gain valuable insights into the often-confusing FEMA 50% rule letter, understanding its true origins and how it assists property owners in navigating the aftermath of storms. Discover how this massive three-year project enhances user experience with cutting-edge tools and architecture, especially for residents dealing with storm-induced challenges. This episode is a treasure trove of knowledge for property owners, offering practical guidance on handling property appraisal intricacies and storm-related repairs with confidence. We also tackle the complex world of FEMA regulations and permitting processes in Pinellas County, drawing lessons from Hurricane Ian's impact. Learn about the critical importance of flood insurance compliance and the potential pitfalls of neglecting FEMA guidelines, as evidenced by Lee County's loss of NFIP insurance discounts. Our discussion shines a light on the crucial role floodplain managers play in efficiently managing the rebuilding appraisal process, ensuring timely permit approvals amidst the bureaucracy. With insights from Mike Twitty, we equip you with the tools to navigate governmental red tape and streamline your storm-related permit endeavors.

    29 min
  7. 10/11/2024

    Appraisal Modernization, Market Trends, and Overcoming Challenges

    How is the real estate industry being revolutionized by appraisal modernization? Meet John Barcelo, a pioneering force in real estate valuation, sharing his journey from the foreclosure sales trenches of Tampa in the 1980s to co-founding a groundbreaking national appraisal firm. John unveils how technological advancements are reshaping appraisals, with the potential to deliver valuations within 24 hours—a norm in places like Australia and New Zealand. Get ready to expand your understanding of Fannie Mae and Freddie Mac's innovative valuation processes that are set to transform the industry. Communication is key, especially when navigating complex real estate trends. We explore the dynamic interaction between real estate agents and appraisers, emphasizing the importance of speaking the appraisers' language for seamless transactions. From understanding the nuances of local market trends to the rise in mortgage applications due to fluctuating interest rates, we unpack the current market conditions. Discover how real estate agents play a vital role in the appraisal process by returning calls and sharing on-the-ground insights. Natural disasters like Hurricane Helene that just passed throught the Tampa Bay area and throughout the south east, pose unique challenges to the real estate market, and in this episode, we tackle the issues of affordability and growth stagnation. John shares insights on the stigma attached to properties affected by storms and how remediation can shift perceptions over time. We also highlight the powerful partnerships that can be forged in the industry, harkening back to John's collaboration with Charles Rutenberg. Tune in for a comprehensive discussion on the importance of mutual support and collaboration for achieving success in the ever-evolving real estate landscape.

    29 min
5
out of 5
12 Ratings

About

Welcome to Real Estate Disruptors — the ultimate podcast that’s revolutionizing the way you see real estate! Whether you’re a seasoned investor, a homebuyer, or just curious about the industry, our show is your go-to source for all things real estate across Florida.    Join us as we disrupt the traditional real estate narrative by sitting down with industry leaders from Tampa, Clearwater, St. Petersburg, Orlando, Daytona Beach, Space Coast, Miami, and beyond. We break down the latest trends in investing, marketing, staging, and much more — all in a relaxed, conversational style, just like chatting over dinner.   Every episode features new guest experts, keeping the content fresh and exciting — because real estate is always evolving! Whether you’re interested in the Gulf Coast, Atlantic Coast, or the future of real estate, Real Estate Disruptors is your front-row seat to uncover what’s next.   Ready to stay ahead of the curve? Subscribe now and join the movement to disrupt, innovate, and revolutionize real estate in Florida and beyond!   #RealEstateDisruptors #FloridaRealEstate #RealEstateInvesting #HomeBuying #PropertyMarketing #RealEstateTrends #DisruptRealEstate #InvestSmart #RealEstatePodcast #FloridaHomes #RealEstateFuture #ListenNow