Women on Wealth, By Women For Women

Julina Ogilvie
  • 5.0 (10)
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Do you ever feel unsettled as to whether you are on track towards your goals? Listen in as Julina demystifies every day financial topics, to give you confidence in your future. She is a Partner and Wealth Advisor with Principle Wealth Partners, a Certified Private Wealth Advisor and Certified Investment Management Analyst with over twenty years of industry experience. To understand more, start here!

  1. FEB 24

    Cybersecurity For Business Owners: The Hidden Risks

    Cyber threats don’t just target large corporations, small and mid-sized businesses are often the most vulnerable. In this episode, Julina and cybersecurity expert Sam Disraelly, CEO of Your Tech Department, explore the financial, legal, and reputational risks business owners face and the proactive steps that can significantly reduce exposure. If you own a business, serve clients, or manage a team, this conversation is essential listening.  Timestamps:04:00 – One click can cost hundreds of thousands 08:30 – The “blast radius”: how one employee mistake spreads 11:30 – Why small & mid-sized businesses are prime targets (10–100 employees) 17:30 – What ransomware actually looks like in real life 18:20 – The 170-day problem: hackers lurk before they strike 21:00 – The true cost of a breach (downtime, legal, PR, reputation) 24:00 – FTC reporting requirements & legal exposure 31:00 – The NIST framework: Identify, Protect, Detect, Respond, Recover 32:30 – The non-negotiables: your cybersecurity “stack” 36:20 – The cloud myth: Microsoft’s shared responsibility model 37:45 – Cyber insurance: what most business owners misunderstand 41:30 – How to vet your IT provider 44:30 – Cybersecurity as fiduciary responsibility 48:20 – What to do in the first 24 seconds of a breach 53:20 – Emerging risks: AI, shadow IT & data ownership The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. The statements and opinions expressed in this podcast are those of the author. PWP cannot guarantee the accuracy or completeness of any statements or data. For current PWP information, please visit the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with PWP’s CRD #290180

    1 hr

  2. JAN 31

    Cybersecurity at Home: Protecting Your Family in a Digital World

    Cybersecurity isn’t just a technology issue, it’s a family and financial issue. In this episode, Julina is joined by cybersecurity expert Sam Disraelly, Founder of Your Tech Department, to discuss the real online risks individuals and families face every day, from phishing scams to identity theft and account takeovers. You’ll learn simple, practical steps to better protect your personal and financial information and build confidence navigating today’s digital world.  Timestamps: 04:50 – The two types of cyber attacks people face 07:00 – How COVID, Colonial Pipeline, and now AI changed the threat landscape 10:45 – Why you should NOT click links in emails  12:30 – The Google search trap & the fake USAA site story  15:15 – The most common mistake families make 17:00 – Passwords: “Long, Strong, Unique”  19:00 – Why built-in browser password managers (Google/Chrome/Apple) are risky 22:15 – How to move your passwords into a real password manager  24:30 – The hidden dangers of free email accounts 27:30 – The Optimum.net warning 30:20 – What your email MUST be able to do (2FA, login visibility, session control) 31:30 – Verizon outage example: why SMS 2FA can fail 32:40 – Kids & teens online: AI, images, and why this is getting scarier 34:00 – DNS filters: the most powerful tool parents don’t know about 38:00 – Pi-Hole and network-level protection at home 39:10 – The easiest habits to start TODAY 41:00 – Use a trusted partner before you click  48:00 – Three email strategy 50:00 – “Plus addressing” with Gmail to control spam 52:30 – Cyber insurance in homeowners & umbrella policies  56:30 – Sam’s takeaway: 95–98% of attacks are stopped by 3 things Connect with Julina Ogilvie: Website YouTube LinkedIn Email- jogilvie@principlewealthpartners.com Connect with Sam Disraelly: https://yourcyber.team/ https://yourcyber.news/ https://www.linkedin.com/in/aridisraelly/ The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. The statements and opinions expressed in this podcast are those of the author. PWP cannot guarantee the accuracy or completeness of any statements or data. For current PWP information, please visit the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with PWP’s CRD #290180

    58 min

  3. JAN 16

    Keep Talking: Raising Confident Teens Through Better Conversations

    In this episode of Women on Wealth, Julina Ogilvie sits down with author Jen Shoemaker-Davidson to explore why staying connected with teens starts by simply keeping the conversation going. From navigating tough topics and building trust to talking about money without fear or anxiety, Jen shares practical tools parents can use to raise confident, resilient kids. The conversation covers storytelling, listening more than lecturing, learning from mistakes, and how everyday moments—like budgeting, first jobs, and financial missteps—can become powerful teaching opportunities. Connect with Julina Ogilvie: Website YouTube LinkedIn Email- jogilvie@principlewealthpartners.com The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. The statements and opinions expressed in this podcast are those of the author. PWP cannot guarantee the accuracy or completeness of any statements or data. For current PWP information, please visit the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with PWP’s CRD #290180

    51 min

  4. 12/18/2025

    Legal Essentials For Women Entrepreneurs

    Starting or scaling a business is exciting—but the legal side can feel overwhelming. In this episode of Women on Wealth, Julina Ogilvie sits down with Robyn Drucker, Transactional Attorney at Cohen and Wolf, to break down the legal foundations every woman entrepreneur needs. Robyn has helped countless business owners—from new founders to women inheriting businesses—navigate the decisions that protect their assets, reduce risk, and support long-term success. Together, we unpack the practical steps, overlooked pitfalls, and confidence-building strategies that can make or break your business. Episode Breakdown 02:00 – The First Legal Steps When Starting a Business 07:00 – Unique Challenges Women Entrepreneurs Face 10:00 – Legal Considerations When Scaling 14:50 – When (and How Often) to Check in With a Lawyer 15:40 – The Biggest Legal Risks Entrepreneurs Face 18:00 – Real-World Examples of Things Going Wrong 20:00 – Contracts 101: What Must Be Included 24:00 – Can You Use Online Templates or AI for Legal Documents? 32:00 – Protecting Personal vs. Business Assets 35:00 – Multiple Streams of Income: When Is It a “Real” Business? 37:40 – Hiring Your First Employee 40:50 – The Truth About Independent Contractors vs. Employee Connect with Julina Ogilvie: Website YouTube LinkedIn Email- jogilvie@principlewealthpartners.com Connect with Robyn Drucker: https://www.linkedin.com/in/robyn-drucker-77244147/ The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. The statements and opinions expressed in this podcast are those of the author. PWP cannot guarantee the accuracy or completeness of any statements or data. For current PWP information, please visit the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with PWP’s CRD #290180

    49 min

  5. 11/16/2025

    Supercharge Your Business With AI Confidence

    In this episode of Women on Wealth, host Julina Ogilvie sits down with Gail Zona, a former tech exec turned entrepreneur and the founder of Learn AI for Biz. With over 800 professionals and business owners under her belt, Gail has made it her mission to demystify artificial intelligence and empower anyone to use it confidently in their day-to-day lives and businesses. Together, they explore: The real-world power of AI for small businessesHow to use AI for content creation, social media, and email follow-upWhat it means to customize prompts and train AI to reflect your voice and brandBusting myths: “Will AI take your job?” and “Is it cheating?”How to balance innovation with compliance and privacyThe surprising truth about who is actually embracing AI—and thriving because of itWhether you're a self-proclaimed AI newbie or already experimenting, this episode will leave you feeling energized, empowered, and equipped to start using AI with confidence. Connect with Julina Ogilvie: Website YouTube LinkedIn Email- jogilvie@principlewealthpartners.com The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. The statements and opinions expressed in this podcast are those of the author. PWP cannot guarantee the accuracy or completeness of any statements or data. For current PWP information, please visit the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with PWP’s CRD #290180

    52 min

  6. 10/11/2025

    Conversations That Build Wealth and Connection

    In this episode of Women on Wealth, Julina Ogilvie sits down with communication expert Peggy Bud to explore one of the most powerful tools in both family life and financial planning, intentional conversation. From navigating vacation disagreements to negotiating $300 sneakers, Julina and Peggy unpack the real-life breakdowns and breakthroughs that happen when families talk about money, emotions, and priorities. Peggy introduces her signature 5 Cs of Communication: conversations, collaboration, cooperation, compromise, and consensus. She highlights how these principles foster connection, clarity, and shared decision-making in households and boardrooms alike. Timestamps: 02:30 – The real reason conversations break down at home 05:00 – The 7-38-55 Rule: Why your tone and body language matter more than words 08:00 – Teaching kids financial values through real-time conversations 14:00 – How to build empathy and active listening during emotionally charged talks 17:00 – The 5 Cs of Communication: A framework for resolving family conflict 24:00 – Pre-meetings and mini-conversations: A strategy to reduce family tension 31:00 – Modeling transparency and honesty in financial conversations with kids 36:00 – The power of storytelling in bridging generational money values 43:00 – How to know if your communication strategy is working  Connect with Julina Ogilvie: Website YouTube LinkedIn Email- jogilvie@principlewealthpartners.com The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. The statements and opinions expressed in this podcast are those of the author. PWP cannot guarantee the accuracy or completeness of any statements or data. For current PWP information, please visit the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with PWP’s CRD #290180

    57 min

  7. 10/04/2025

    Turning Idle Cash Into Opportunity

    In this episode of Women on Wealth, host Julina Ogilvie is joined by Josh Ouellette, CFP®, Wealth Advisor at Principle Wealth Partners, to unpack the cash conversation dominating today’s markets. With more than $7 trillion sitting on the sidelines, investors face critical decisions about whether holding cash is a safety net or a missed opportunity.  Timestamps: 02:00 – Why cash is top of mind 05:00 – The Fed’s role & falling rates 08:00 – Purpose of cash & asset allocation 13:00 – CDs: the hidden risks 19:00 – Cash vs. S&P 500 returns 22:00 – Beyond CDs: exploring bonds 27:00 – Bonds & diversification 30:00 – The power of compounding 33:00 – The “jelly bean” chart & diversification Connect with Julina Ogilvie: Website YouTube LinkedIn Email- jogilvie@principlewealthpartners.com The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. The statements and opinions expressed in this podcast are those of the author. PWP cannot guarantee the accuracy or completeness of any statements or data. For current PWP information, please visit the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with PWP’s CRD #290180

    39 min

  8. 09/13/2025

    The Psychology of Money: 7 Biases to Watch Out For

    Why do smart people still make money mistakes? Julina Ogilvie and guest Ben Rizzuto, Director and Wealth Strategist at Janus Henderson Investors, uncover the seven deadly biases that influence our financial choices. Learn how to spot anchoring, FOMO, loss aversion, and more—and discover practical strategies to make calmer, smarter money decisions.  Timestamps: 02:23 – Why money decisions are so emotional 04:01 – System 1 vs. System 2 thinking 08:46 – Why intelligence doesn’t prevent mistakes 10:36 – The 7 deadly biases in finance 39:26 – Strategies to slow down emotional decisions 42:12 – Gender differences in investing confidence 45:21 – Family money stories & couples’ communication 49:11 – Planning tools & stress-testing portfolios 50:19 – Teaching kids about money Connect with Julina Ogilvie: Website YouTube LinkedIn Email- jogilvie@principlewealthpartners.com The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. The statements and opinions expressed in this podcast are those of the author. PWP cannot guarantee the accuracy or completeness of any statements or data. For current PWP information, please visit the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with PWP’s CRD #290180

    59 min
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Ratings & Reviews

5
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10 Ratings

About

Do you ever feel unsettled as to whether you are on track towards your goals? Listen in as Julina demystifies every day financial topics, to give you confidence in your future. She is a Partner and Wealth Advisor with Principle Wealth Partners, a Certified Private Wealth Advisor and Certified Investment Management Analyst with over twenty years of industry experience. To understand more, start here!

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