Reinventing Finance

Nikolaus Sühr and Ronald Engel

Reinventing Finance is a Podcast hosted by Nikolaus Sühr, CEO and Co-Founder of KASKO and Ronald Engel, CEO of VIG Platform Partners. This Podcast is for anyone who is interested in the current developments of the Insurtech, Insurance, Fintech and Finance market. Thought-provoking, entertaining and critical. Join us as we discover what some of the current industry leaders and decision makers are doing, the lessons they have learned, the main challenges and opportunities they identify, and how they see the current status of the Insurance and Finance industry.

  1. Who captures value in the next insurance stack? - Nelius Strydom, CEO at ⁠Seamless Insure⁠ | Eps.73 -Reinventing Finance Podcast

    Jun 11

    Who captures value in the next insurance stack? - Nelius Strydom, CEO at ⁠Seamless Insure⁠ | Eps.73 -Reinventing Finance Podcast

    In this episode of the Reinventing Finance Podcast, KASKO⁠⁠ CEO & Co-Founder ⁠Nikolaus Sühr⁠ and ⁠VIG Platform Partners⁠⁠ CEO Dr. ⁠Ronald Engel speak with Nelius Strydom, CEO at Seamless Insure. As insurance distribution evolves beyond traditional channels, the discussion explores whether value is shifting away from products and towards orchestration, infrastructure, and ecosystem design. Here are some of the key topics discussed in the episode: Why insurers may no longer be the primary owners of customer relationshipsHow MGAs and distributors are capturing new insurance profit poolsWhat separates successful ecosystem-driven models from failed embedded insurance programmesHow infrastructure is becoming a competitive advantage beyond core systemsWhy activation and distribution increasingly matter more than product sophisticationHow technology enables faster experimentation and product iterationWhat role insurers play when distributors take greater control of product designWhy coordination and orchestration may become the industry's key differentiatorsHow AI is changing product development, compliance, and platform scalabilityWhat smaller insurers can do to compete with larger incumbents in a rapidly changing marketWhy the future winners may be those who manage complexity across products, partners, and markets most effectivelyHow the MGA operating model is influencing the next generation of insurance businessesA wide-ranging discussion on where value is migrating across the insurance ecosystem and what it takes to remain relevant as technology, distribution, and customer expectations continue to evolve.

    1h 5m
  2. AI Replaces Management Before Leadership - Niels Van Quaquebeke, Professor at Kühne Logistics University, Distinguished Research Professor at University of Exeter | Eps.72 -Reinventing Finance Podcast

    May 18

    AI Replaces Management Before Leadership - Niels Van Quaquebeke, Professor at Kühne Logistics University, Distinguished Research Professor at University of Exeter | Eps.72 -Reinventing Finance Podcast

    In this episode of the Reinventing Finance Podcast, KASKO⁠ CEO & Co-Founder Nikolaus Sühr and VIG Platform Partners⁠ CEO Dr. Ronald Engel⁠ speak with Niels Van Quaquebeke, Professor of Leadership and Organisational Behaviour at Kühne Logistics University and Distinguished Research Professor at the University of Exeter. They explore why AI adoption is ultimately a leadership challenge rather than a technology problem, and what happens when management, coordination, and organisational design become increasingly AI-enabled. Here are some of the key topics discussed in the episode: why most organisations still fail to extract consistent value from AI despite massive investmenthow AI exposes weaknesses in leadership, coordination, and organisational designwhat the “AI productivity paradox” means for insurers and knowledge-driven businesseswhy employees resist automation when leaders cannot articulate the future of workhow middle management roles may fundamentally change in AI-first organisationswhat parts of leadership AI can already augment, automate, or outperformwhy coordination and collective alignment may remain uniquely human leadership taskshow AI changes decision-making, judgment, and evidence-based managementwhat insurers can learn from AI-driven organisational redesign experimentswhy asking better questions may become more valuable than having all the answershow leaders can redesign workflows instead of running endless AI experimentswhat an “AI-first” operating model could mean for financial services firmsA thoughtful discussion on the future of leadership, management, and organisational design in an AI-enabled economy. ____Reinventing Finance Podcast is a proud partner of ITC Europe 2026!📍Barcelona | 28-29 MayGet your ticket now and save 10% with code NVDR64https://europe.insuretechconnect.com(not combinable with other discounts)

    1h 19m
  3. Embedded Insurance: Why Most Programmes Fail to Scale with Jordi Pagés, CEO & Co-Founder of Weecover | Eps.71 -Reinventing Finance Podcast

    May 6

    Embedded Insurance: Why Most Programmes Fail to Scale with Jordi Pagés, CEO & Co-Founder of Weecover | Eps.71 -Reinventing Finance Podcast

    In this episode of the Reinventing Finance Podcast, KASKO CEO & Co-Founder Nikolaus Sühr and VIG Platform Partners CEO Dr. Ronald Engel speak with Jordi Pagés, CEO & Co-Founder of Weecover. Here are some of the key topics discussed in the episode: how embedded insurance can reduce friction in customer journeyswhy partner commitment is critical for activationwhat insurers often underestimate about distributionhow APIs and legacy systems can limit embedded modelswhy speed is an early signal of partner qualitywhat makes insurance products relevant at the point of salehow UX, pricing and communication affect attach rateswhy embedded insurance needs more than technologywhat MGAs and insurers should consider before building their own stackThe episode offers a practical view on what it takes to make embedded insurance work beyond the initial launch.____Reinventing Finance Podcast is a proud partner of ITC Europe 2026!📍Barcelona | 28–29 MayGet your ticket now and save 10% with code NVDR64https://europe.insuretechconnect.com(not combinable with other discounts)

    54 min
  4. From Sponsorship to Social Impact in Insurance with Roger Peverelli, Author & Industry Expert | Eps.70 - The Reinventing Finance Podcast

    Apr 27

    From Sponsorship to Social Impact in Insurance with Roger Peverelli, Author & Industry Expert | Eps.70 - The Reinventing Finance Podcast

    KASKO CEO & Co-Founder ⁠⁠⁠⁠⁠⁠Nikolaus Sühr⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠VIG Platform Partners⁠⁠⁠⁠⁠⁠ CEO Dr. ⁠⁠⁠⁠⁠⁠Ronald Engel⁠⁠⁠⁠⁠⁠ speak with Roger Peverelli, Author, Lecturer in InsurTech Innovation and Former Co-Founder of Digital Insurance Agenda, about the untapped potential of football as a platform for social impact. Here are some of the key topics discussed in the episode:– how football creates social impact at scale through its universal appeal– why insurers overlook existing social initiatives despite heavy sponsorship spend– what differentiates CSR from marketing when aiming for genuine impact– how insurers can leverage existing football ecosystems instead of building their own initiatives– why awareness, not budget, is often the biggest barrier to action– how social impact initiatives influence employer attractiveness and talent acquisition– what insurers can learn from initiatives like the Homeless World Cup, led by Mel Young– how to balance personal passion with organisational continuity in CSR programmes– why exclusivity thinking limits social impact and collaboration increases outcomes– how leading insurers integrate sponsorship with social purpose effectively– what practical steps insurers can take to activate existing partnerships for impactThis episode offers a pragmatic perspective on how insurers can rethink sponsorship and CSR to achieve meaningful, scalable impact. Listen now! ⚽ If you like football, we recommend checking out Roger Peverelli's new book called "Eleven Beautiful Goals - How Football Is Changing Lives"! ____Reinventing Finance Podcast is a proud partner of ITC Europe 2026! 📍Barcelona | 28–29 May Get your ticket now and save 10% with code NVDR64(not combinable with other discounts)

    45 min
  5. Insurance telematics strategy: From driver scoring to behavioural risk prevention - Harald Trautsch⁠, Founder & CEO of ⁠Dolphin Technologies⁠ | Eps.69 - The Reinventing Finance Podcast

    Feb 26

    Insurance telematics strategy: From driver scoring to behavioural risk prevention - Harald Trautsch⁠, Founder & CEO of ⁠Dolphin Technologies⁠ | Eps.69 - The Reinventing Finance Podcast

    In this episode of the Reinventing Finance Podcast, ⁠KASKO⁠⁠⁠⁠⁠ CEO & Co-Founder ⁠⁠⁠⁠⁠Nikolaus Sühr⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠VIG Platform Partners⁠⁠⁠⁠⁠ CEO Dr. ⁠⁠⁠⁠⁠Ronald Engel⁠⁠⁠⁠⁠ speak with Harald Trautsch⁠, Founder & CEO of Dolphin Technologies⁠⁠. Here are some of the key topics discussed in the episode: – how telematics can move from post-accident response to predicting and preventing risk – why 25% of accidents happen within the first three minutes of a trip, and what insurers can do about it – how behavioural economics explains risky driving and how to counteract it – what makes telematics programmes fail after initial engagement fades – how to target the right customer segment instead of trying to “please everybody” – why communication consent and contextual messaging are the real foundations of modern insurance – how insurers can start with a low-cost pilot instead of a six-figure telematics rollout – what it means to monetise risk reduction and reward safer behaviour – how insurers can evolve from commodity and product thinking towards experience design – why the future of telematics must extend beyond the car into broader mobility and life contexts A strategic conversation for insurance leaders on how to connect data, behavioural science and communication to create measurable impact.

    1h 1m
  6. How active cyber underwriting is reshaping European cyber insurance - Vincenz Klemm⁠, CEO & Co-Founder of ⁠Baobab⁠ | Eps.68 - The Reinventing Finance Podcast

    Feb 19

    How active cyber underwriting is reshaping European cyber insurance - Vincenz Klemm⁠, CEO & Co-Founder of ⁠Baobab⁠ | Eps.68 - The Reinventing Finance Podcast

    In this episode of the Reinventing Finance Podcast, KASKO⁠⁠⁠⁠ CEO & Co-Founder ⁠⁠⁠⁠Nikolaus Sühr⁠⁠⁠⁠ and ⁠⁠⁠⁠VIG Platform Partners⁠⁠⁠⁠ CEO Dr. ⁠⁠⁠⁠Ronald Engel⁠⁠⁠⁠ speak with Vincenz Klemm, CEO & Co-Founder of Baobab, about building a next-generation cyber MGA and what it really takes to underwrite digital risk. Here are some of the key topics discussed in the episode: – how Baobab evolved from a US insurtech success story to a European cyber MGA– why cyber insurance must integrate risk mitigation, not just risk transfer– what brokers need to actually sell cyber effectively in the mid-market– how to prove that “active cyber” prevention measurably reduces losses– why outside-in scanning alone is insufficient for robust underwriting– how accurate attack surface mapping improves speed and pricing– what NIS2 means for insurability and cyber investment across Europe– why rising cybersecurity spend does not reduce the need for risk transfer– how geopolitical tensions influence cyber risk awareness and demand A practical discussion on underwriting discipline, prevention technology and the future of cyber insurance for European SMEs and the mid-market.

    54 min
  7. How AI Agents Are Transforming Insurance Claims Operations - Mark Chemaly⁠ & Christian Chemaly⁠, Founders of ⁠Assista Pilot⁠ | Eps.67 - The Reinventing Finance Podcast

    Jan 28

    How AI Agents Are Transforming Insurance Claims Operations - Mark Chemaly⁠ & Christian Chemaly⁠, Founders of ⁠Assista Pilot⁠ | Eps.67 - The Reinventing Finance Podcast

    In this episode of the Reinventing Finance Podcast, ⁠⁠⁠KASKO⁠⁠⁠ CEO & Co-Founder ⁠⁠⁠Nikolaus Sühr⁠⁠⁠ and ⁠⁠⁠VIG Platform Partners⁠⁠⁠ CEO Dr. ⁠⁠⁠Ronald Engel⁠⁠⁠ speak with ⁠Mark Chemaly, CEO & Co-Founder of Assista Pilot, and Christian Chemaly, CTO & Co-Founder of Assista Pilot. Here are some of the key topics discussed in the episode: – how AI agents differ from chatbots, RPA and traditional automation in insurance operations – what an AI agent actually is and how it takes action across systems – why claims is the most impactful starting point for agentic automation – how AI agents handle unstructured data from FNOL to decision-ready claims files – what insurers need to solve before they are truly “AI-agent ready” – how to combine deterministic systems, APIs and AI without replacing core platforms – why modular, layered implementations outperform large rip-and-replace projects – how to prioritise claims processes based on cost, customer experience and speed – what insurers often underestimate when moving from pilots to production – why voice and conversational claims journeys require a complete rethink of process design The conversation offers a practical, experience-led view on how insurers, MGAs and TPAs can deploy AI agents in claims with measurable operational and customer impact, without over-engineering or unrealistic expectations.

    1h 1m
  8. Inside the Rise of Gaming Insurance: Digital Risk, Gamer Behaviour and How Skins, Hardware and Accounts Are Insured - Sung Feng Wu, CEO of Avata | Eps.66 - The Reinventing Finance Podcast

    12/16/2025

    Inside the Rise of Gaming Insurance: Digital Risk, Gamer Behaviour and How Skins, Hardware and Accounts Are Insured - Sung Feng Wu, CEO of Avata | Eps.66 - The Reinventing Finance Podcast

    In this episode of the Reinventing Finance Podcast, ⁠⁠KASKO⁠⁠ CEO & Co-Founder ⁠⁠Nikolaus Sühr⁠⁠ and ⁠⁠VIG Platform Partners⁠⁠ CEO Dr. ⁠⁠Ronald Engel⁠⁠ speak with Sung Feng Wu, CEO of Avata. Here are some of the key topics discussed in the episode: – how insurers currently misunderstand digital risk, gamer behaviour, and the scale of the gaming economy – why gaming represents a mainstream, fast-growing multi-billion-euro market rather than a niche – how to think about insuring digital assets, skins, accounts and hardware, and what makes valuation and evidence easier than in the physical world – what digital communities expect from protection products and why language, credibility and cultural fit matter – how embedded distribution works in gaming ecosystems and why federations, marketplaces and events offer strong entry points – what drives B2B2C adoption, partner objections, and the actual timelines from first conversation to go-live – why the future of gaming insurance is parametric, automated and AI-driven, with instant, event-based payouts – what insurers can learn from gamer expectations around UX, transparency and community-centric product design A deep dive into one of the fastest-emerging risk categories, and what it reveals about the next generation of insurance customers.

    56 min
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About

Reinventing Finance is a Podcast hosted by Nikolaus Sühr, CEO and Co-Founder of KASKO and Ronald Engel, CEO of VIG Platform Partners. This Podcast is for anyone who is interested in the current developments of the Insurtech, Insurance, Fintech and Finance market. Thought-provoking, entertaining and critical. Join us as we discover what some of the current industry leaders and decision makers are doing, the lessons they have learned, the main challenges and opportunities they identify, and how they see the current status of the Insurance and Finance industry.

Information

  • Creator
    Nikolaus Sühr and Ronald Engel
  • Years Active
    2021 - 2026
  • Episodes
    72
  • Rating
    Explicit
  • Copyright
    © Nikolaus Sühr and Ronald Engel
  • Show Website
    Reinventing Finance