The Residual Real Estate Agent Show

Jose Luiz Morales
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My name is Jose Luiz Morales. I am 33 year old real estate agent & investor from Ventura, CA. I have been in the Real Estate Industry for the past 10 years. CEO of The Morales Group. My team & I have sold 500 properties & over 300 million in sales. Currently have a 10 million dollar real estate portfolio. My parents taught me from an early age to be an entrepreneur & to make smart investments. Entrepreneur from the age of 9. Father of Jose Luiz Jr, I consider myself a Family Man. Real Estate & Business Mentor/Educator. The purpose of this podcast is to educate & inspire young entrepreneurs and business owners by discussing current topics related to Real Estate, Finance & Business.

  1. 4H AGO

    The truth about why your real estate goals are failing

    Stop dreaming and start achieving with the ultimate goals for real estate success. If you're a Realtor wondering why most agents fail to make it in real estate, this framework is for you. In this episode, Jose Luiz Morales dives deep into the power of taking action overcoming obstacles in life. Most people stay stuck because they have vague ambitions, but to win, you need to know how to set smart goals for your business. Whether you want to build an accessory dwelling unit california empire or just find a better Real Estate Coach, Accountability is the missing link that separates the dreamers from the top producers. We break down the tactical side of how to increase the income as a real estate agent by using a simple spreadsheet to track your goals for real estate success. This isn't just theory—it’s a proven system to master real estate coaching and training while avoiding the common traps that lead to burnout. By implementing these real estate agent productivity hacks, you’ll learn how to stop being vague and start being intentional with every single deal. Remember, the right goals for real estate success require more than just a vision; they require a deadline and a specific plan of action. What You'll Learn: ✅ How to identify the "hidden roadblocks" that keep you from reaching your next level. ✅ The exact process for tracking costs and down payments for an accessory dwelling unit california. ✅ Why most agents struggle with "vague goals" and how to fix your mindset today. ✅ The role of a Real Estate Coach in keeping you on track during high-stakes projects. ✅ How to use real estate agent productivity hacks to manage a 24-month growth plan. Ready to level up? If this episode helped you understand how to bridge the gap between your dreams and your reality, hit that like button and subscribe for more real estate coaching and training.

    7 min

  2. FEB 15

    How to Get an Honest Business Valuation in 2026

    Are you being lied to about your company's worth? Knowing how to value a company is the only way to avoid the trap many owners fall into. In this episode, we break down why a realistic business valuation is the difference between a successful exit and a total disaster. Selling a business is like selling a house—you need to know the "neighborhood" before you list. Jose Luiz Morales dives deep into why most sellers have delusional price expectations and how to clean up books to actually get paid. If you are wondering, "Should I hire a business broker?" you need to hear this first. We expose the "listing trap" and why signing a listing agreement real estate style contract without knowing your numbers can cost you everything. Before you trust anyone with your legacy, you need to understand how to value a company using real math, not just "potential." We also cover the role of a professional business appraiser and why their unbiased opinion is your best defense against a crooked business broker. What You’ll Learn: ✅ Multiples made easy: how to value a small business for maximum profit based on real net income ✅ How to spot a business broker who is just "buying the listing" ✅ Why "potential" sales ten years from now won't get you a check today ✅ The "House Comp" rule for finding a realistic business price ✅ How to clean up books so buyers actually have confidence in your deal Whether you are ready to sell now or just starting to plan your exit, getting an honest look at how to value a company is the most important step you can take in 2026.

    10 min

  3. FEB 8

    The "Fire Sale" Trap: Why Heirs Lose $100K+ in Probate

    Stop waiting years for your money! Learn how to get your inheritance money early using a Probate Cash Advance to unlock the funds you need right now. The probate process is notoriously slow, often taking anywhere from six months to three years to conclude. In this episode, Jose Luiz Morales sits down with Mark Harris, CEO of Probate Cash, to explain how beneficiaries can access Fast Probate Cash without the typical legal delays. If you are currently navigating California Probate, you know that waiting for a court distribution can be a major financial burden. We dive deep into the specific statutory mechanisms, including California Probate Code 11604.5, which allows for a legitimate purchase agreement of your inheritance. This is not a high interest debt trap; it is a strategic Probate cash advance vs loan decision that provides non recourse funding. Whether you need a Cash advance on inheritance to cover living expenses or are focused on Fixing up probate house for sale to reach fair market value, this solution gives you the breathing room you deserve. Mark explains how these funds are commonly used for Buying out heirs inheritance or handling urgent moving costs while the estate is settled. What you will learn in this episode: ✅ How to qualify for a Probate Cash Advance in as little as one business day. ✅ Why this is a purchase transaction and not a traditional loan. ✅ How to use Probate Money to settle disputes or buy out other siblings. ✅ The importance of California Probate laws in protecting your inheritance rights. ✅ Why a Probate Cash Advance helps administrators avoid "fire sales" and get more equity. Don't let the court system hold your family's legacy hostage. Get the transparency and financial support you need to move forward with your life today.

    43 min

  4. FEB 1

    How To Buy a 2.75% Interest Rate in 2026

    Thinking about buying a home but priced out by 7% interest rates? You might be missing things you need to know before assuming a loan. In this episode, we break down exactly how to bridge the "cash gap" and reveal the secret strategy that lets investors qualify for these sub-3% rates in 2026. Most agents will tell you that assumable loans take 6 months to close or are impossible if you don't have hundreds of thousands in cash. But the truth is, you have second mortgage options and creative strategies to cover the difference without draining your savings. Whether you are looking for FHA loan assumption secrets or need to know how to assume a VA loan as a non-veteran, this guide covers the exact steps to get it done fast. We also dive deep into a massive opportunity in real estate investing that nobody is talking about: how investors can assume government loans by passing a full doc review. If you want to avoid common assumable mortgage risks and close in as little as 45 days, you need to listen this now. What we cover in this episode: 📍 The 3 proven ways to handle appraisal gap coverage (Cash, 2nd Mortgage, Seller Financing) 📍 How to unlock FHA loan assumption benefits even if you are an investor 📍 The specific "catch" with VA loan tips regarding entitlement restoration 📍 Creative financing strategies to close deals that other agents walk away from 📍 The reality of the assumable loan timeline and how to fast-track it Stop losing deals to the gap. Learn how to leverage these creative financing strategies to get the lowest payment possible in today's market.

    8 min

  5. JAN 25

    Stop Building ADUs In California (Unless You Live Here)

    Thinking about developing land? Before you buy property for sb 9 lot split projects, you need to understand the hidden costs like Mello Roos explained in this episode, or you risk going bankrupt. Many new investors in real estate investing believe the myth that subdividing land is a quick 6-month flip. The reality is that the land entitlement process often takes years, not months. In this video, we break down exactly why building your own house in california or trying to execute a sb 9 lot split is much harder than the gurus tell you. We reveal the truth about the cost to develop land, including the massive infrastructure fees for schools and roads that can kill your profit margins overnight. If you are looking for a California adu laws 2025 update, we also cover the specific "catch" with AB 1033. While the law says you can sell ADUs separately, only specific cities like San Jose are currently allowing it. We also dive into the nightmare of construction permits and why you cannot just "build what you want" even on your own land. Here is the truth about development you need to know: 🛑 Why you must check for "Mello Roos" taxes before you ever buy property for sb 9 lot split deals. 🛑 The step-by-step reality of how to subdivide land without getting stuck in 3 years of red tape. 🛑 Understanding the AB 1033 loophole and why you probably can't use it yet. 🛑 The hidden cost to develop land that most beginners forget (utilities, school districts, and road widening). Stop listening to people who say development is easy. Listen this "Reality Check" to protect your capital and learn the real timeline for subdividing land in California.

    7 min

  6. JAN 18

    How to Scale to 500 Deals (The "Zero Downtime" Method)

    If you are stuck doing $15/hr admin work, you are bottlenecking your growth. In this episode, we break down the exact strategy for building a real estate team that runs on autopilot. Learn why most agents fail at delegation real estate and how to finally scale your real estate business by removing yourself from the paperwork. We discuss why "cheap help" is the most expensive mistake and how to master real estate team organisation using the "Zero Downtime" method. You will discover the specific real estate workflow needed to ensure your operations never pause, even if a VA calls in sick. Stop letting administrative chaos kill your production and start operating like a CEO today. In this episode, we cover: ✅ The best real estate virtual assistant tasks to outsource immediately for time freedom  ✅ How to manage transaction coordinator real estate roles without micromanaging  ✅ The essential real estate transaction coordinator tasks you must stop doing yourself  ✅ Proven real estate systems to document your processes in minutes  ✅ How to hire a real estate assistant that actually creates leverage from day one This is your ultimate guide to building a real estate team the right way.

    36 min

  7. JAN 11

    Stop Buying Deals (Until You Do This)

    Struggling to scale your investments because property management headaches are eating your profits? In this episode, Jose Luiz Morales reveals the "boring" truth behind scaling to 400+ units. Most investors fail to grow because they ignore the critical importance of real estate operations, but mastering this single skill is the only way to truly quantum leap your net worth. If you are serious about wealth, you need a system that works without constant chaos. Here is exactly how to scale a real estate rental portfolio using this proven 4-step formula: ✅ Master the BRRRR method step by step to recycle your capital effectively. ✅ Resolve the debate of active investing vs passive investing: which is better? for your specific financial goals. ✅ Stop getting screwed by contractors with these essential construction project management tips. ✅ Follow the specific steps to build a rental portfolio that prioritizes vertical integration. we talk about why he brought property management in-house after firing 10 different companies. This is not just about buying deals; it is about building a business. He breaks down the biggest real estate mistakes to avoid in 2025 and why "boring" consistency is actually your secret weapon for massive success. By balancing short money and long money, you can secure your financial freedom. Don't let shiny object syndrome kill your growth. Watch now to learn why excellent property management is the key to going from a few units to hundreds.

    8 min

  8. JAN 7

    What Lenders Really Look For In Your Cash Flow Analysis

    Are you choosing the right debt for your growth, or is your Business Line of Credit vs Term Loan decision actually a trap? Understanding the Business Line of Credit vs Term Loan difference is the only way to protect your profit in a shifting market. This guide reveals how a Business Line of Credit vs Term Loan affects your monthly cash flow. Many entrepreneurs struggle to scale because they don't understand the "hidden" rules of bank lending. Whether you are a restaurant owner looking for Business Equipment Financing 2025 or a founder needing Working Capital for Small Business, the math has to work before you apply. In this episode, we pull back the curtain on the banking world to show you: ✅ How to pass a Cash Flow Analysis so you never get a "No" from an underwriter again  ✅ The real-world difference between an Amortized Loan vs Line of Credit and why it matters for your 5-year plan  ✅ Why Line of Credit Interest Rates 2025 are trending down and how to leverage the Prime Rate Index  ✅ The truth about Equipment Loans for Restaurants and how to replenish your savings after a major purchase  ✅ A critical look at Variable Rate Business Loan Risks and how the Feds' next move impacts your payment  ✅ The legal reality of the Personal Guarantee for Business Credit cards and how to protect your personal assets  ✅ Why Bank Underwriting for Business Loans requires exactly two years of tax returns and a clean P&L Stop guessing with your capital. We break down the exact margins banks charge (like the 1.5% margin over prime) so you can walk into your next meeting with total confidence.

    7 min
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Ratings & Reviews

5
out of 5
3 Ratings

About

My name is Jose Luiz Morales. I am 33 year old real estate agent & investor from Ventura, CA. I have been in the Real Estate Industry for the past 10 years. CEO of The Morales Group. My team & I have sold 500 properties & over 300 million in sales. Currently have a 10 million dollar real estate portfolio. My parents taught me from an early age to be an entrepreneur & to make smart investments. Entrepreneur from the age of 9. Father of Jose Luiz Jr, I consider myself a Family Man. Real Estate & Business Mentor/Educator. The purpose of this podcast is to educate & inspire young entrepreneurs and business owners by discussing current topics related to Real Estate, Finance & Business.

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