ALGO: A LOT GOING ON WITH RAJ KOTECHA | THE NO1 PODCAST IN DUBAI

Raj Kotecha

Between the worlds of media, tech and entrepreneurship, Raj Kotecha has had A Lot Going On. In this podcast, Raj combines his diverse life experiences across Dubai and London with over 25 years of business expertise. It's raw, real and funny. Raj is founder of Creative Content Agency, a content strategy firm based in Dubai and London and My Friends Your Friends, a massive global network bringing together bright people in major cities. He is also a Course Director for the UK's Chartered Institute of Marketing, specialising in AI and content production. www.instagram.com/rajkotecha

  1. Apr 6

    Yash Tosar - The Real Rich Dad - 74 Year Old Millionaire Money Manager on the War Against Cash

    On this episode of A Lot Going On, Raj sits down with Yash Tosar, founder of 1st Financial Foundations, whom he calls the real-life "Rich Dad". Yash walks us through going from a young boy in Kenya to a millionaire money manager in the UK. Yash shares his story and many golden nuggets of wisdom on wealth management, pension plans and retiring well. He also breaks down exactly what to do if you have £10k, £100k, or £250k saved up, ensuring your cash works for you. Chapters: (00:00) Yash Tosar Introduction(00:17) Does money deserve its "bad" reputation?(00:57) Wealth disappearing in 3 generations(05:11) Making money work starts with striking when the opportunity arises(07:18) Good debt vs bad debt(8:43) Yash's early years in Kisumu(11:08) Losing his father at 21(13:23) Yash's Grandfather mentor(14:44) Lessons from VW Audi(16:09) "I hope they sack you" shock moment(18:12) Watching his boss blow a fortune(20:48) Yash's "aha" moment with pensions(26:34) Good accountants vs Great accountants(28:37) Combining IFAs and proactive accountants(31:36) Becoming co-head of the family with his Grandfather(35:41) Yash's legacy(37:16) Why Yash will never fully retire(41:44) What to do if you have £10k, £100k, or £250k to invest(1:00:00) Is there shame in being rich? Learn more from 1st Financial Foundations’ channel:https://www.youtube.com/@UC6E_4bhWi963mmaxpv9NWkg And follow them on social for more practical guidance: https://www.instagram.com/1stfinancialfoundations/https://www.instagram.com/yashtosar/https://www.linkedin.com/in/yash-tosar-ifa-milton-keynes/https://www.linkedin.com/company/1st-financial-foundations/ ABOUT RAJ KOTECHA Raj Kotecha is an internationally recognised content strategist, brand builder and community developer. Notable projects include working with Gary Vaynerchuk, Aldar, Tony Robbins, Wu-Tang Clan, Russell Peters, Steven Bartlett, Sugarhill Gang, Fatman Scoop and Daniel Priestley. Day to day, Raj is CEO of Creative Content Agency and runs My Friends Your Friends, a global community of talented connectors. Connect with Raj: https://www.instagram.com/rajkotecha/https://www.linkedin.com/in/rajkotecha/ RAJ'S BRANDS AND PROJECTS: 🚀 Creative Content Agency: A management consulting firm cross-dressing as a content agencyhttps://www.instagram.com/creative.content.agency/https://www.creativecontentagency.com/ 🧑‍🧒‍🧒 My Friends Your Friends: Bringing together a curated group of talented people meeting via mutual friends for vibes, conversations and meaningful connections.https://www.instagram.com/myfriendsyourfriends/https://myfriendsyourfriends.com/ ☕️ The Landing Club: Every relationship you need to fast-track your success in Dubai https://www.instagram.com/thelanding.club/https://thelanding.club 🎧 Check out more A Lot Going On (ALGO) Podcast Episodes: Spotify - https://open.spotify.com/show/3RDJUu5Cv16q9XXgsKAenyApple Podcast - https://podcasts.apple.com/gb/podcast/algo-a-lot-going-on-with-raj-kotecha-the-no1-podcast-in-dubai/id1570026259

  2. Mar 25

    Bhaven Ondhia Shatters UK Money and Mortgage Myths | ALGO EP 76

    In this episode of A Lot Going On with Raj Kotecha, we’re talking money and mortgages with Bhaven Ondhia. Bhaven is Managing Director of 1st Financial Foundations — a UK-based financial advisory firm helping everyday people and businesses take control of their money, make smarter mortgage decisions, and build long-term financial freedom. With 30+ years of UK mortgage experience, Bhaven breaks down everything from first-time buyer schemes and remortgaging to income protection and investment property, in plain English — no jargon. Episode Chapters: (00:00) Introduction: Thought leadership in the finance space and social media (01:47) Being proactive in personal finance (02:46) The biggest financial black swan event (04:05) The biggest blind spot for UK mortgage buyers (05:43) Costs in property purchases that many miss (07:14) When is the right time to get a mortgage? (09:14) The best way to deal with the long-term commitment of a mortgage (10:49) Mortgage mindset tip for first-time buyers (13:07) Is it true that a mortgage is “good” debt? (14:43) What you need to consider before consulting a mortgage adviser (17:26) Income protection 101 (19:34) What if your partner dies during your joint mortgage? (20:14) Why is it a good idea to get life assurance? (21:41) What if I am no longer able to work and earn an income? (25:01) What is key person assurance for business owners? (26:24) Final thoughts Learn more from 1st Financial Foundations’ channel:https://www.youtube.com/@1stFinancialFoundations And follow them on social for more practical guidance:https://www.instagram.com/1stfinancialfoundationshttps://www.instagram.com/bhavenondhia/https://www.linkedin.com/company/1st-financial-foundations/https://www.linkedin.com/in/bhaven-ondhia-mortgage-broker-london/ ABOUT RAJ KOTECHA Raj Kotecha is an internationally recognised content strategist, brand builder, and community developer. Notable projects include working with Gary Vaynerchuk, Aldar, Tony Robbins, Wu-Tang Clan, Russell Peters, Steven Bartlett, Sugarhill Gang, Fatman Scoop, and Daniel Priestley. Day to day, Raj is CEO of Creative Content Agency and runs My Friends Your Friends, a global community of talented connectors. Connect with Raj:https://www.instagram.com/rajkotecha/https://www.linkedin.com/in/rajkotecha/ RAJ’S BRANDS AND PROJECTS: 🚀 Creative Content Agency — A management consulting firm cross-dressing as a content agencyhttps://www.instagram.com/creative.content.agency/https://www.creativecontentagency.com/ 🧑‍🧒‍🧒 My Friends Your Friends — Bringing together a curated group of talented people meeting via mutual friends for vibes, conversations, and meaningful connections https://www.instagram.com/myfriendsyourfriends/https://myfriendsyourfriends.com/ ☕️ The Landing Club — Every relationship you need to fast-track your success in Dubaihttps://www.instagram.com/thelanding.club/https://thelanding.club 🎧 Check out more A Lot Going On (ALGO) Podcast episodes: Spotify:https://open.spotify.com/show/3RDJUu5Cv16q9XXgsKAeny Apple Podcasts:https://podcasts.apple.com/gb/podcast/algo-a-lot-going-on-with-raj-kotecha-the-no1-podcast-in-dubai/id1570026259

  3. 11/07/2025

    "Dubai is an Impulse Purchase" - Former Private Banker Amish Sheth on Why Millionaires Are Moving to the UAE | ALGO EP 75

    Amish Sheth is the CEO and founder of three real estate service companies in Dubai — Property Junction Real Estate, The Prive Hospitality Vacation Homes, and The Prive Interior Design. Born and raised in Dubai, Amish has journeyed from private banking to building a group of companies that guide real estate investors from start to finish — from navigating and purchasing property, to operating holiday homes, managing rentals, and exiting investments profitably. With deep roots in Dubai and extensive experience in both financial and property sectors, Amish offers insider insights into one of the world’s most dynamic real estate markets. Whether you’re a seasoned investor or just getting started, this conversation is packed with practical takeaways you won’t want to miss. Timestamps: (00:00) Introduction (00:28) Amish's group of businesses (01:54) The Dubai real estate hype (04:15) Have investors missed the best time to profit in the Dubai property market? (06:26) What investors need to know about Dubai's secondary market (10:46) Dubai vs the world in terms of immigration, foreign investment and business (14:03) The biggest Dubai myth busted (14:51) How Dubai became the world's top tourist destination (20:37) How to make money in Dubai real estate (25:32) Dubai's hottest handovers in 2028 (27:23) The small window of opportunity for investing in Dubai Maritime City (29:48) Short-term rental pricing strategies (33:40) Revenue optimisation for holiday homes and short-term rentals (38:56) Dubai broker talent war and hiring for value (40:39) The realities of brokerages and broker rev shares (42:46) The role of personal branding in the real estate business (43:59) Passing down the family's property business (45:10) Advice for his son on his 1st day in real estate

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Between the worlds of media, tech and entrepreneurship, Raj Kotecha has had A Lot Going On. In this podcast, Raj combines his diverse life experiences across Dubai and London with over 25 years of business expertise. It's raw, real and funny. Raj is founder of Creative Content Agency, a content strategy firm based in Dubai and London and My Friends Your Friends, a massive global network bringing together bright people in major cities. He is also a Course Director for the UK's Chartered Institute of Marketing, specialising in AI and content production. www.instagram.com/rajkotecha