Functional Retirement Podcast

Thatcher Taylor
  • 5.0 (3)
  • BUSINESS
  • UPDATED WEEKLY

The Functional Retirement Podcast takes a functional approach to retirement planning, exploring the convergence of your money with health, longevity risk, and retirement planning. Hosted by Thatcher Taylor, CFP® MBA, this podcast offers valuable insights and actionable strategies for achieving financial and health-related retirement goals. As a financial planner and health enthusiast, Thatcher believes in a holistic approach to retirement planning that takes into account both financial and health-related goals. In each episode, he covers topics such as financial planning, health and wellness, and longevity risk. The podcast is built for sharing insights and strategies for achieving a fulfilling retirement. The Functional Retirement Podcast also features expert guests who share their knowledge and perspectives on various retirement-related topics. Whether you're a retiree, a pre-retiree, or simply interested in learning more about retirement planning, this podcast offers valuable insights and practical advice. So, join us for a functional approach to retirement planning on The Functional Retirement Podcast. Subscribe to our podcast and YouTube channel, and follow us on social media for more updates.

  1. JUL 4

    1 Year Before Retirement Checklist | Retirement Countdown Part 3 | #058 The Functional Retirement Podcast

    If you’re just one year out from retirement, the planning phase should be behind you. This episode is all about shifting from prep mode to game day execution. Your income, healthcare, and lifestyle decisions should already be mapped out—now it’s time to focus on making it all happen. We’ll walk you through what the final stretch looks like, what not to stress about, and why midnight spreadsheet sessions are no longer the vibe. Let’s make this last lap count!  Timestamps: 1:02 Game day execution for retirement. 6:30 Retirement planning and purpose. 9:46 Retirement preparation and planning. ✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions! Are you over age 50 and need retirement help? Schedule a free consultation https://www.propathfinancial.com/get-started Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement Join The Newsletter For All Wealth Building Tactics https://propath.ck.page/60fab1df4d DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos. ​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

    11 min

  2. JUN 27

    5 Years To Avoid Retirement Regret | Retirement Countdown Part 2 | #057 The Functional Retirement Podcast

    Hi everyone, welcome back to your classroom. Today, we're diving into part two of our retirement countdown series, focusing on what you need to consider when you're five years out from retirement. If you missed the previous episode, we discussed the preparations needed when you're ten years out. Now, let’s get into the critical steps for the five-year mark. Timestamps: 1:25 Retirement preparation timeline. 4:18 Retirement planning strategies. 9:14 Retirement planning five years out. ✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions! Are you over age 50 and need retirement help? Schedule a free consultation https://www.propathfinancial.com/get-started Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement Join The Newsletter For All Wealth Building Tactics https://propath.ck.page/60fab1df4d DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos. ​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

    11 min

  3. JUN 20

    What To Do 10 Years Before Retirement | Retirement Countdown Part 1 | #056 The Functional Retirement Podcast

    Most of my clients are over the age of 50, and I’ve noticed that as you get closer to retirement, your thought process evolves. Instead of one long discussion, I thought it would be more beneficial to break it down into manageable segments. This way, you can focus on the timeframe that’s most relevant to you. In this first episode, we’ll talk about what you should be doing 10 years out from retirement. Next week, we’ll cover the 5-year mark, and the following week, we’ll discuss the final year before you retire. Stay tuned for next week’s episode, where we’ll discuss what to focus on 5 years out from retirement. If you have any questions or want to learn more about financial planning, feel free to reach out to me at ProPathFinancial.com. See you next time!  Timestamps: 0:27 Preparing for retirement stages. 5:08 Retirement planning strategies. 9:57 Social Security and retirement planning. 12:05 Retirement preparation strategies. ✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions! Are you over age 50 and need retirement help? Schedule a free consultation https://www.propathfinancial.com/get-started Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement Join The Newsletter For All Wealth Building Tactics https://propath.ck.page/60fab1df4d DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos. ​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

    14 min

  4. JUN 7

    Retirement Taxation By Account Type I Ep:055

    Where will your retirement income come from, and how will it be taxed? This is a crucial question every retiree needs to understand. A client recently shared an intriguing Instagram post that highlighted how the average American retires at 64 and may only enjoy about 12 years of good health in retirement. This sparked a discussion about the importance of investing in health alongside financial assets. Your health significantly impacts your retirement income strategy. A mix of taxable, tax-deferred, and tax-free accounts allows you to control your taxable income each year, helping to manage expenses like Medicare surcharges and tax brackets. Timestamps: 03:01- Invest in your health. 05:46- Retirement income sources and taxes. 10:36- Roth IRA tax benefits. 14:03- Tax-efficient withdrawal strategies. 18:01- Real estate and income taxation. 20:55- Managing retirement income taxes. ✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions! Are you over age 50 and need retirement help? Schedule a free consultation https://www.propathfinancial.com/get-started Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement Join The Newsletter For All Wealth Building Tactics https://propath.ck.page/60fab1df4d DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos. ​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

    22 min

  5. MAY 23

    What Does Retirement Really Look Like I Ep: 054

    Retirement is Not Just One Thing: The traditional view of retirement—working until a certain age and then sailing off into the sunset—is just one of many paths. Whether you’re considering the FIRE movement (Financial Independence, Retire Early), semi-retirement, or even a career shift, it’s crucial to define what retirement means to you. Understanding your vision will help you create a tailored financial plan that aligns with your goals. Timestamps: 02:15- Traditional retirement options explained.5:47- FIRE movement challenges.8:17- Semi-retirement and flexibility.14:23- Work optional retirement.16:10- Retirement planning and work.19:06- Defining your retirement version.✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions! Are you over age 50 and need retirement help? Schedule a free consultation https://www.propathfinancial.com/get-started Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement Join The Newsletter For All Wealth Building Tactics https://propath.ck.page/60fab1df4d DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos. ​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

    21 min

  6. MAY 9

    Living Longer, Spending Smarter: A Retirement Reality Check I Ep:053

    Welcome back to the Functional Retirement Classroom, where we trade boring lectures for laughs, spreadsheets, and slightly-too-real truths about your financial future. Today’s lesson? Longevity! (Yes, that thing where you live way longer than you thought—and your bank account wasn’t ready for it.) Did you know there’s a 70% chance one half of a non-smoking couple aged 65 will make it to 90? That’s not a fun fact—it’s a financial wake-up call. In this episode, we dive into what it really means to plan for the long haul (like, potentially 30 years of retirement-long). Spoiler: if you treat your savings like a Vegas weekend, you might end up with a very quiet final act. So grab your coffee, crack open that dusty life expectancy chart, and let's make sure your golden years don’t end in bronze. Timestamps: 1:06: Retirement planning principles. 4:06: Planning for a long life. 8:43: Social Security decision-making importance. 11:27: Rising Medicare costs with age. 16:27: Taxable accounts for investment flexibility. 18:22: Long-term investment strategies. ✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions! Are you over age 50 and need retirement help? Schedule a free consultation https://www.propathfinancial.com/get-started Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement Join The Newsletter For All Wealth Building Tactics https://propath.ck.page/60fab1df4d DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos. ​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

    22 min

  7. MAY 2

    Why 'Trust Me' Should Make You Ask More Questions-Advice I Ep 052

    When you're getting advice—especially about your money or retirement—don’t just nod and smile like you’re at a grandkid’s school play. Ask questions! Stuff like, “How do you know that?” or “Why is this the right choice for me?” The goal isn’t to be rude, it’s to make sure the person advising you understands you. A good advisor won’t hand you a cookie-cutter answer—they’ll dig in, get to know your situation, and help you make decisions that fit your life, not someone else’s. So go ahead, ask away. You've earned the right.  Timestamps:  0:18 Trusting the wrong advice. 6:39 Retirement planning and bad advice. 10:15 Social Security Optimization Risks. 12:33 Evaluating financial advice credibility. 15:34 The cost of bad advice. 19:40  Finding a trustworthy financial advisor. ✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions! Are you over age 50 and need retirement help? Schedule a free consultation https://www.propathfinancial.com/get-started Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement Join The Newsletter For All Wealth Building Tactics https://propath.ck.page/60fab1df4d DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos. ​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

    21 min

  8. APR 25

    Retired, Not Expired: Move It or Lose It I Ep: 051

    Retirement isn’t just about crunching numbers and counting down to your last paycheck—it’s about living your best life. Sure, savings and social security matter, but as we chat about in this episode, your physical, mental, and emotional well-being are the real VIPs of a happy retirement. Feeling good in your golden years? That’s the real return on investment. Let’s break down how staying sharp, strong, and centered can totally level up your retirement game.          Timestamps: 1:12 Health impacts on retirement decisions.6:14 Fitness affects financial future.9:50 Longevity through cardiovascular fitness.15:32 Mental health and retirement spending.16:36 Mental and emotional fitness benefits.20:31 Spending aligned with purpose.24:36 Functional retirement lifestyle changes.✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions! Are you over age 50 and need retirement help? Schedule a free consultation https://www.propathfinancial.com/get-started Subscribe for all things retirement, investment, tax, & estate planning https://www.youtube.com/@functionalretirement Join The Newsletter For All Wealth Building Tactics https://propath.ck.page/60fab1df4d DISCLAIMER: The information provided in these episodes is only to be considered helpful hints and education. Nothing said or shown is to be misconstrued as specific tax, legal, or investment advice. Consult with your tax, legal, or investment professional before acting on anything you see in these videos. ​​Investment Advisory Services are offered through ProPath Financial, a registered investment adviser authorized to do business in states where registered or otherwise exempt from registration. Nothing discussed in this podcast should be viewed as investment advice.

    27 min
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Ratings & Reviews

5
out of 5
3 Ratings

About

The Functional Retirement Podcast takes a functional approach to retirement planning, exploring the convergence of your money with health, longevity risk, and retirement planning. Hosted by Thatcher Taylor, CFP® MBA, this podcast offers valuable insights and actionable strategies for achieving financial and health-related retirement goals. As a financial planner and health enthusiast, Thatcher believes in a holistic approach to retirement planning that takes into account both financial and health-related goals. In each episode, he covers topics such as financial planning, health and wellness, and longevity risk. The podcast is built for sharing insights and strategies for achieving a fulfilling retirement. The Functional Retirement Podcast also features expert guests who share their knowledge and perspectives on various retirement-related topics. Whether you're a retiree, a pre-retiree, or simply interested in learning more about retirement planning, this podcast offers valuable insights and practical advice. So, join us for a functional approach to retirement planning on The Functional Retirement Podcast. Subscribe to our podcast and YouTube channel, and follow us on social media for more updates.

Information

  • Creator
    Thatcher Taylor
  • Years Active
    2021 - 2025
  • Episodes
    75
  • Rating
    Clean
  • Copyright
    © 2025 Functional Retirement Podcast
  • Show Website
    Functional Retirement Podcast