The Council Covers It

Illinois Life & Health Insurance Council

Join the Illinois Life and Health Insurance Council as they explore life and health insurance policies and topics in Illinois!

  1. MAY 14

    I Selected Insurance on the Marketplace… Now What?

    Health insurance can sometimes feel like assembling IKEA furniture with no instructions and three leftover screws. In this episode of The Council Covers It, host Kate Morthland sits down with Morgan Winters, Director of Get Covered Illinois, to help consumers better understand what happens after enrolling in a Marketplace health plan. Whether you recently selected coverage through the Illinois Marketplace, switched plans during open enrollment, or are simply trying to decode terms like deductible, copay, and out-of-pocket maximum without your brain buffering, this episode walks through the practical basics of using your new health insurance with confidence. Morgan shares helpful guidance on:  The first steps consumers should take once coverage begins  Understanding common insurance terminology  How to check what services your plan covers  Making sure doctors, specialists, and pharmacies are in-network  What to do if you receive an unexpected medical bill  Where consumers can turn for help when they have questions about their coverage This episode is packed with practical tips designed to help Illinois consumers avoid common mistakes, save money, and make the most of their health insurance coverage. Resources & Links Get Covered IllinoisGet Covered Illinois Phone Number: 1-866-311-1119 Illinois Life & Health Insurance Council (ILHIC) Subscribe & Listen Be sure to subscribe to The Council Covers It so you never miss an episode covering the latest conversations in life and health insurance across Illinois. 🎧 New episodes drop regularly with industry experts, policy discussions, and consumer-focused conversations that make insurance easier to understand. We’ll catch you next time on another episode of The Council Covers It!

    27 min
  2. 03/18/2025

    Illinois’ Big Move: The Shift to a State-Based Health Exchange

    Illinois is making a major shift in its health insurance marketplace by transitioning to a State-Based Exchange (SBE)—but what does that mean for you? In this episode of The Council Covers It, host Kate Morthland sits down with Director Morgan Winters, the expert leading this transition, to break down everything you need to know. Morgan brings a wealth of experience in healthcare policy and exchange operations, having played a key role in Minnesota’s health insurance marketplace, MNsure. Together, we’ll explore the goals, timeline, and impact of this shift—and what it means for Illinois residents. What You’ll Learn in This Episode: ✅ What a State-Based Exchange is and why Illinois is making the switch ✅ Key milestones in the transition and what to expect moving forward ✅ Insights from Illinois’ first Open Enrollment as a state-based exchange on the federal platform ✅ Lessons learned from other state-based exchanges and what’s crucial for success Keep in Touch: 📲 Follow us on LinkedIn, Facebook, and Twitter (@IL_LHIC) for the latest updates on health and life insurance. 🎙️ Subscribe to The Council Covers It on your favorite podcast platform so you never miss an episode! 🌐 Visit www.ilhic.com for more resources and updates. Learn More About GetCovered: 📌 Visit the Get Covered Illinois website for important information on health coverage. 📩 Sign up for State-Based Marketplace updates and meetings by clicking this link: HBEAC

    32 min

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Join the Illinois Life and Health Insurance Council as they explore life and health insurance policies and topics in Illinois!