The Money Brew

Kylie Sultana

Grab a mug of your favourite beverage and settle in. I’m Kylie Sultana - former financial adviser, shoe-lover and long-time translator of icky bank-speak into regular human talk. The Money Brew Podcast is the cosy corner where money chat feels as easy as a café catch-up. Each week you’ll hear: Solo espresso shots - five-to-ten-minute pep talks on cash flow, super and mindset tweaks that swap buyer’s remorse for balance-boosting wins. Foamy conversations - candid chats with side-hustlers, couples and business owners who spill what worked, what flopped and how they bounced back. Life & business

  1. Thoughtful, Not Pricey: My Golden Rules for Regifting

    12/18/2025

    Thoughtful, Not Pricey: My Golden Rules for Regifting

    Regifting isn’t a crime, it’s common sense. In this bite-size Money Brew Christmas mini, I unpack how to regift with class and zero cringe. You’ll get three simple etiquette rules, a quick story, and a reminder that thoughtful doesn’t have to mean expensive. What you’ll learn Why regifting can be smart, resourceful and sustainable The 3 golden rules: Never regift to the original giver Only pass on new, unused, great-condition items Add a small personal touch if you like - wrap nicely, include a note or chocolate How regifting supports your budget and your boundaries Chapters 00:00 Welcome back to Money Brew Christmas 00:11 The spicy topic: regifting 00:27 Why we should ditch the shame 00:41 Doing it well is the trick 00:47 Rule 1: Don’t regift to the giver 01:31 Rule 2: Keep it new and pristine 01:50 Rule 3: Add a personal touch 02:05 Intentional, not cheap 02:24 Win-win mindset 02:34 Normalise regifting, protect your boundaries 02:39 Final reminder: thoughtful ≠ expensive Try this today Do a quick cupboard audit and pick one unopened, gift-worthy item to rehome Jot a simple “who-gifts-who” note in your phone to avoid mix-ups Share the love If this episode gave you permission to keep Christmas sane, send it to a friend and leave a quick rating. It helps more people find Money Brew. 🧁 Keywords: regifting etiquette, sustainable gifting, Christmas on a budget, financial boundaries, holiday money tips

    3 min

  2. 12/16/2025

    Christmas Without the Credit Card Hangover

    Is your credit card already sweating this Christmas? You’re not alone — and you don’t have to start the new year with a financial hangover. In this episode of The Money Brew, I’m sharing practical, realistic ways to enjoy a Christmas that’s merry, bright and financially sane — without the pressure to overspend. We chat about:• The “perfect Christmas” pressure trap• Simple swaps like Secret Santa and shared hosting• Setting financial (and emotional) caps• Why you can’t buy love with Afterpay• Thoughtful gift ideas that don’t end up in landfill This episode is for you if you want to enjoy Christmas without guilt, stress, or credit card regret — and focus on what really matters. 🎄 Save this episode for later☕ Follow The Money Brew so you don’t miss the next pour

    4 min

  3. 12/11/2025

    Big News + Christmas Magic: Your First Look at the Rebrand

    The countdown is on! This short teaser marks the beginning of the podcast’s evolution from the Creo Wealth space into something even more personal, more empowering, and more you — welcome to What’s Brewing with Kylie. Think of it as your weekly coffee chat where we talk all things money, mindset, confidence, and creating a life you love.Plus… we’re kicking off with a special Christmas series featuring simple, joyful tips to help you stay financially calm and confident through the festive season. It’s raw, real, warm, and packed with heart — and I can’t wait to share it with you.

    4 min
  4. What does it cost to be you?

    04/15/2025

    What does it cost to be you?

    The True Cost of Being You: Financial Planning for Your Future Welcome back to another episode of The Money Brew! I'm your host, Kylie Sultana, and today we're discussing a question that might surprise you: What does it actually cost to be you? We'll dive into figuring out your daily, weekly, and monthly expenses to understand how much you need to maintain your lifestyle now and in retirement. Planning is key to financial security, and I'll share tips on tracking expenses, avoiding common mistakes, and preparing for the future. Learn about the importance of starting to save now, investing wisely, managing high-interest debt, and preparing for unexpected emergencies. Don't miss my insights and actionable advice to ensure you're financially prepared for a comfortable future that includes cocktails by the beach - or yelling at kids from your porch - your dreams are yours. 📌 This information is general advice. We have not considered your objectives, personal or financial circumstances. You should consider the appropriateness of the advice for your circumstances before making any decision. Creo Wealth Pty Ltd ABN 96 605 894415 is a Corporate Authorised Representative (No. 1236172) of Matrix Planning Solutions Pty Limited ABN 45 087 470 200, AFS Licence No. 238256.

    12 min
  5. Why your inner circle matters - The Money Brew with Kylie Sultana

    03/16/2025

    Why your inner circle matters - The Money Brew with Kylie Sultana

    Ever heard the saying, you’re the average of the five people you spend the most time with? Today, Kylie talks abut how the people you surround yourself with impact your mindset, habits and choices - even the financial ones. If they’re goal-driven and supportive, they’ll lift you up. But if they’re stuck in bad money habits, you might find yourself dragged down too.Success isn’t just about what you know, it’s about who you know. Choose your circle wisely, and you’ll build habits that lead to financial freedom.Want to connect with like-minded people near Penrith? Reach out! Let’s grow together.Timestamps: 00:00 Welcome to the Money Brew Podcast01:17 The Power of Your Inner Circle04:02 Identifying Value-Adding Relationships06:17 Distancing from Negative Influences09:47 Expanding Your Wealth Mindset12:08 Common Questions and Practical Tips14:52 Conclusion and Final Thoughts

    16 min
  6. Building Wealth on a Budget

    02/10/2025

    Building Wealth on a Budget

    Welcome to another episode of The Money Brew with Kylie Sultana! In this episode, Kylie busts the myth that you need to be rich to start building wealth and investing. Discover why starting early, even with small amounts, is key to financial success. Kylie shares practical examples and tips on investing, the power of compounding interest, maximising your superannuation, and protecting your wealth with insurance. Tune in to learn how small steps can lead to big financial growth and make smart moves with the money you have.00:00 Introduction to Financial Wisdom00:44 Debunking the Wealth Myth02:58 Starting Small with Investments04:59 The Power of Compounding Interest06:19 Superannuation: The Unsung Hero08:13 Protecting Your Wealth12:46 Final Thoughts and Action Steps ******************* 💵 Join our Facebook Group: The Money Brew https://www.facebook.com/share/g/1U5YPYcKdmPfxoD7/🌐 Creo Wealth Website:https://creowealth.com.au/📷 Instagram:https://www.instagram.com/creowealth/👩‍💻 LinkedIn:https://www.linkedin.com/company/creo-wealth/At Creo Wealth, we help your everyday Australian create, grow and protect their wealth. We’re here to help you discover what financial freedom means to you. And we’re here to help you achieve it.The information provided on this channel is intended to provide general information only and the information has been prepared without taking into account any particular person’s objectives, financial situation or needs. In particular, you should obtain professional advice before acting on the information contained on this, or any other Creo Wealth social media channel and review the relevant Product Disclosure Statement (PDS). Relevant PDSs can be obtained by contacting us. No representation or warranty is made as to the accuracy, completeness or reliability of any estimates, opinions, conclusions or other information contained on this channel.Creo Wealth Pty Ltd (A.B.N. 96 605 894 415) is a Corporate Authorised Representative (No. 1246172) of Matrix Planning Solutions Pty Limited (A.B.N. 45 087 470 200) AFS Licence No. 238256.

    14 min
  7. Why Financial Goals Matter

    01/14/2025

    Why Financial Goals Matter

    Welcome back to The Money Brew with Kylie Sultana, co-founder of Creo Wealth. In this episode, we kick off 2025 by diving into the importance of setting financial goals—whether they're short, medium, or long-term. Kylie shares her personal milestones, the power of writing down goals, and tips on making your financial targets SMART: Specific, Measurable, Achievable, Relevant, and Time-bound. From planning for vacations to budgeting apps and tracking progress, you’ll get all the inspiration you need to start the year strong. Set a short-term financial goal after listening, and let's make 2025 the year to play big with your money! 00:00 Welcome to The Money Brew 00:10 Reflecting on the Past Decade 01:04 Setting Financial Goals for 2025 02:03 The Importance of Writing Down Goals 04:35 Short, Medium, and Long-Term Goals 05:11 Making Your Goals SMART 06:01 Tracking Progress and Staying Motivated 06:54 Wrapping Up and Setting Challenges Want to learn more? 👋 Join The Money Brew Facebook Group 👋 Creo Wealth Facebook Page 🖼️ Creo Wealth Instagram 📺 Creo Wealth YouTube Channel 🏢 Creo Wealth LinkedIn

    9 min
  8. Real Life Success Stories with Anthony from Creo Wealth

    07/17/2024

    Real Life Success Stories with Anthony from Creo Wealth

    In this episode of 'The Money Brew,' hosts Kylie and Anthony Sultana discuss practical and impactful financial advice for real-life situations. Anthony, a financial advisor with decades of experience, shares compelling stories of how he helped clients like 'Fred and Wilma' successfully retire and live out their dreams. This episode highlights the importance of understanding your financial needs, planning for retirement, and seeking professional advice for key life events. Tune in to learn valuable strategies for achieving financial security and living your best life. 00:00 Introduction and Special Guest 00:42 The Importance of Financial Advice 01:52 Client Story: Fred and Wilma's Retirement Journey 03:29 Understanding Financial Needs and Planning 04:56 Successful Retirement Strategies 11:32 The Value of Professional Financial Advice 17:03 Life Events and Financial Planning 19:42 Conclusion and Farewell Links: About Anthony Join our Facebook Group

    20 min
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About

Grab a mug of your favourite beverage and settle in. I’m Kylie Sultana - former financial adviser, shoe-lover and long-time translator of icky bank-speak into regular human talk. The Money Brew Podcast is the cosy corner where money chat feels as easy as a café catch-up. Each week you’ll hear: Solo espresso shots - five-to-ten-minute pep talks on cash flow, super and mindset tweaks that swap buyer’s remorse for balance-boosting wins. Foamy conversations - candid chats with side-hustlers, couples and business owners who spill what worked, what flopped and how they bounced back. Life & business

Information

  • Creator
    Kylie Sultana
  • Years Active
    2021 - 2025
  • Episodes
    34
  • Rating
    Explicit
  • Copyright
    © Kylie Sultana
  • Show Website
    The Money Brew