The Money Insights Podcast

Money Insights
  • 4.9 (230)
  • Investing
  • Updated Weekly

Each week, Money Insights founders Christian Allen and Rod Zabriskie get together to discuss all things money and business. From the latest financial trends to unique strategic wealth-building strategies, Christian and Rod take the time to teach you what you need to know to achieve financial success in all aspects of your life.

  1. 1d ago

    Wealth Questions With No Easy Answers — Part 1 | Episode 269

    Some of the most important wealth-building decisions don’t come with a clean yes or no. They live in the gray areas—where taxes, risk, liquidity, leverage, opportunity, and personal circumstances all compete for attention. In this episode of the Money Insights Podcast, Christian Allen and Rod Zabriskie tackle five wealth questions designed to challenge conventional thinking. They start with a fundamental question: As you get older and wealthier, should you change the strategy that got you there—or keep running the same plays? Christian compares it to the “prevent defense” in sports: sometimes becoming too conservative can create risks of its own. From there, Christian and Rod explore when paying more in taxes can actually be the smarter wealth-building decision, why the highest return isn’t always the best return, and where leverage crosses the line from accelerator to liability. The common thread? The goal isn’t to optimize one number in isolation. It’s to build a strategy where all the pieces work together. They close with a question every investor should consider: How much do you really need to understand before putting your money to work? Because familiarity isn’t the same thing as understanding—and waiting until you know everything can keep you permanently sitting on the sidelines. Key Takeaways Why the principles that created your wealth may matter more than keeping the exact same investment vehicles.When paying more taxes today can create a better long-term wealth outcome.Why maximizing after-tax wealth matters more than simply minimizing your current tax bill.When liquidity, taxes, and risk can make a lower-return investment the smarter choice.How conservative leverage can accelerate wealth without unnecessarily exposing your foundation.Why investors need enough understanding to make informed decisions—but don’t need to become experts in everything.To stay connected and get access inside our community, you can join the Investment Insider Series at https://www.moneyinsightsgroup.com/insideraccess As always, we'd love chat with you. You can schedule a free strategy call with us by clicking here https://www.moneyinsightsgroup.com/calendar Money Insights is a strategic planning firm that is founded on the principle that "off-the-shelf" products and solutions often do not meet the needs of high-income earners. The Money Insights team works to collaboratively design customized financial solutions that will leave a lasting impact on each of their unique clients. Money Insights does not endorse or recommend specific investments. All content is for educational purposes only. Participants should conduct their own due diligence and consult with licensed financial, legal, and tax professionals before investing. Money Insights does not offer securities, investment advice, or guarantees. Past performance is not indicative of future results, and all investments carry risk. Listen to the Money Insights podcast on Spotify, Apple Podcasts, or at https://moneyinsightsgroup.com/podcast/

    Wealth Questions With No Easy Answers — Part 1 | Episode 269

  2. Aug 10

    Can AI Turn $5 Million Into $30 Million? We Put It to the Test | Episode 268

    What happens when you ask ChatGPT to build a roadmap from a $5 million net worth to $30 million—and then put every recommendation under the microscope? In this episode, Christian Allen and Rod Zabriskie take a 10-step AI-generated financial plan designed for a 40-year-old orthopedic surgeon earning $1 million per year and grade it recommendation by recommendation. From converting income into investable capital and maintaining liquidity to public markets, alternative investments, leverage, insurance, tax planning, and lifestyle inflation, nothing gets a free pass. Some of the recommendations earn high marks. Others expose a bigger problem: financial advice that sounds responsible isn't necessarily designed to accomplish an ambitious goal. Christian and Rod explore why the destination matters, why capital structure can be just as important as the underlying investment, and why high-income earners may need to think beyond traditional accumulation strategies. Ultimately, building wealth isn't simply about collecting good financial ideas. It's about creating a coordinated system where capital, cash flow, liquidity, taxes, leverage, and investments work together toward a specific outcome. Key Takeaways Why turning income into investable capital is foundational to building long-term wealthWhy optimizing tax-advantaged accounts is different from simply maximizing themHow liquidity and responsible leverage can create greater flexibility and opportunityWhere alternative investments may fit into a larger wealth-building strategyWhy cash flow, tax mitigation, and capital allocation were major gaps in the AI-generated planWhy a “good” financial plan may still fall short if it isn't engineered around the actual goalTo stay connected and get access inside our community, you can join the Investment Insider Series at https://www.moneyinsightsgroup.com/insideraccess As always, we'd love chat with you. You can schedule a free strategy call with us by clicking here https://www.moneyinsightsgroup.com/calendar Money Insights is a strategic planning firm that is founded on the principle that "off-the-shelf" products and solutions often do not meet the needs of high-income earners. The Money Insights team works to collaboratively design customized financial solutions that will leave a lasting impact on each of their unique clients. Money Insights does not endorse or recommend specific investments. All content is for educational purposes only. Participants should conduct their own due diligence and consult with licensed financial, legal, and tax professionals before investing. Money Insights does not offer securities, investment advice, or guarantees. Past performance is not indicative of future results, and all investments carry risk. Listen to the Money Insights podcast on Spotify, Apple Podcasts, or at https://moneyinsightsgroup.com/podcast/

    Can AI Turn $5 Million Into $30 Million? We Put It to the Test | Episode 268

  3. Aug 3

    The 10 biggest financial mistakes we see successful people make | Episode 267

    Success doesn't automatically lead to financial freedom. In this episode, Christian Allen and Rod Zabriskie count down the ten biggest financial mistakes they consistently see among successful professionals, business owners, and wealth builders. From trapped equity and qualified money to liquidity, taxes, estate planning, and chasing returns, they explain why many common financial decisions create unintended consequences—even for people earning a great income. Along the way, they share personal stories, practical examples, and the thinking behind building a financial system instead of making isolated decisions. The conversation builds toward what they believe is the single biggest financial mistake of all: making financial decisions without considering how every piece fits together. Because wealth isn't built through one great investment—it's built through strategy, structure, and coordination. Key Takeaways Why trapped equity and limited liquidity reduce financial flexibility.How tax diversification creates more options over time.Why chasing returns can distract from better long-term decisions.The importance of entity structure, succession planning, and coordinated advisors.Why the best financial decisions are made as part of an overall wealth-building system. To stay connected and get access inside our community, you can join the Investment Insider Series at https://www.moneyinsightsgroup.com/insideraccess As always, we'd love chat with you. You can schedule a free strategy call with us by clicking here https://www.moneyinsightsgroup.com/calendar Money Insights is a strategic planning firm that is founded on the principle that "off-the-shelf" products and solutions often do not meet the needs of high-income earners. The Money Insights team works to collaboratively design customized financial solutions that will leave a lasting impact on each of their unique clients. Money Insights does not endorse or recommend specific investments. All content is for educational purposes only. Participants should conduct their own due diligence and consult with licensed financial, legal, and tax professionals before investing. Money Insights does not offer securities, investment advice, or guarantees. Past performance is not indicative of future results, and all investments carry risk. Listen to the Money Insights podcast on Spotify, Apple Podcasts, or at https://moneyinsightsgroup.com/podcast/

    The 10 biggest financial mistakes we see successful people make | Episode 267

  4. Jul 27

    5 Economic Principles Every Alternative Investor Should Understand | Episode 266

    Most investors spend their time studying markets, opportunities, and returns. But the best investors also understand the economic principles that shape every financial decision they make. In this episode, Christian Allen and Rod Zabriskie welcome a special guest: economist and educator Jodi Zabriskie. Together, Rod and Jodi explore five foundational economic principles that can help high-income earners become more thoughtful investors, better decision-makers, and more effective stewards of their resources. From scarcity and incentives to pricing, risk, and trade-offs, this conversation goes beyond theory and into practical application. Along the way, they draw on the work of renowned economist Thomas Sowell to explain why understanding how people make decisions—and why markets behave the way they do—can lead to wiser investing and better long-term outcomes. Whether you're evaluating an investment opportunity, building wealth, or simply trying to make better financial decisions, these timeless principles offer a framework for thinking beyond today's headlines and focusing on what matters most. Key Takeaways Why scarcity influences every financial decision you make.How incentives shape behavior—and why investors should pay attention.What prices actually communicate in a free market.Why risk can never be eliminated, only understood and managed.How recognizing trade-offs leads to better investment decisions.Why "thinking beyond stage one" can help you make wiser long-term choices.To stay connected and get access inside our community, you can join the Investment Insider Series at https://www.moneyinsightsgroup.com/insideraccess As always, we'd love chat with you. You can schedule a free strategy call with us by clicking here https://www.moneyinsightsgroup.com/calendar Money Insights is a strategic planning firm that is founded on the principle that "off-the-shelf" products and solutions often do not meet the needs of high-income earners. The Money Insights team works to collaboratively design customized financial solutions that will leave a lasting impact on each of their unique clients. Money Insights does not endorse or recommend specific investments. All content is for educational purposes only. Participants should conduct their own due diligence and consult with licensed financial, legal, and tax professionals before investing. Money Insights does not offer securities, investment advice, or guarantees. Past performance is not indicative of future results, and all investments carry risk. Listen to the Money Insights podcast on Spotify, Apple Podcasts, or at https://moneyinsightsgroup.com/podcast/

    5 Economic Principles Every Alternative Investor Should Understand | Episode 266

  5. Jul 20

    Takeover Podcast - Flow Capital Back to Your Policy Loans | Episode 265

    How should cash flow from your investments actually flow back into your Investment Optimizer strategy? It's one of the most common questions Blake Brogan and Brenyn McConnell receive from clients, and in this special "Takeover Pod," they break down the practical mechanics behind keeping your capital working efficiently. Rather than letting cash accumulate in a checking account while waiting for the next investment opportunity, they explain why many investors choose to continuously move capital back through their policy loan system, creating greater efficiency, flexibility, and liquidity along the way. They also discuss how to prioritize premium payments, policy loan repayments, paid-up additions, and when growing income or larger liquidity events may signal it's time to expand your capital system with an additional policy. Key Takeaways Why many investors automate policy loan repayments from investment cash flowHow repaying principal affects future investing flexibilityWhy idle cash in a bank account may reduce capital efficiencyHow to prioritize premiums, paid-up additions, and policy loan repaymentsWhen increasing income or liquidity events may justify adding another policyTo stay connected and get access inside our community, you can join the Investment Insider Series at https://www.moneyinsightsgroup.com/insideraccess As always, we'd love chat with you. You can schedule a free strategy call with us by clicking here https://www.moneyinsightsgroup.com/calendar Money Insights is a strategic planning firm that is founded on the principle that "off-the-shelf" products and solutions often do not meet the needs of high-income earners. The Money Insights team works to collaboratively design customized financial solutions that will leave a lasting impact on each of their unique clients. Money Insights does not endorse or recommend specific investments. All content is for educational purposes only. Participants should conduct their own due diligence and consult with licensed financial, legal, and tax professionals before investing. Money Insights does not offer securities, investment advice, or guarantees. Past performance is not indicative of future results, and all investments carry risk. Listen to the Money Insights podcast on Spotify, Apple Podcasts, or at https://moneyinsightsgroup.com/podcast/

    Takeover Podcast - Flow Capital Back to Your Policy Loans | Episode 265

  6. Jul 13

    How High-Income Earners Can Legally Reduce Taxes and Create More Capital | Episode 264

    What if the biggest obstacle to building wealth isn't your investment strategy—but the taxes you pay every year? In this episode, Christian Allen sits down with Wealth Advisor Brenyn McConnell and tax strategist Kyle Moore of Strategic Associates to explore tax mitigation strategies designed for high-income earners. They discuss why traditional tax planning often falls short for W-2 professionals and business owners, and how proactive planning can help redirect capital back into your own wealth-building system. Kyle walks through two tax strategies currently available, explaining how they work, who they're designed for, and why tax planning should be viewed as part of an overall capital creation strategy—not just a way to lower this year's tax bill. If you're a high-income earner looking for additional planning opportunities, this conversation offers a practical look at how reducing tax drag may create more capital to invest, build, and grow your long-term wealth. Key Takeaways Why tax strategy is an essential part of wealth buildingHow certain tax planning opportunities may apply to both W-2 professionals and business ownersThe difference between above-the-line and below-the-line deductionsHow creating additional capital can accelerate long-term wealth buildingWhy proactive planning often matters more than simply filing a tax returnTo stay connected and get access inside our community, you can join the Investment Insider Series at https://www.moneyinsightsgroup.com/insideraccess As always, we'd love chat with you. You can schedule a free strategy call with us by clicking here https://www.moneyinsightsgroup.com/calendar Money Insights is a strategic planning firm that is founded on the principle that "off-the-shelf" products and solutions often do not meet the needs of high-income earners. The Money Insights team works to collaboratively design customized financial solutions that will leave a lasting impact on each of their unique clients. Money Insights does not endorse or recommend specific investments. All content is for educational purposes only. Participants should conduct their own due diligence and consult with licensed financial, legal, and tax professionals before investing. Money Insights does not offer securities, investment advice, or guarantees. Past performance is not indicative of future results, and all investments carry risk. Listen to the Money Insights podcast on Spotify, Apple Podcasts, or at https://moneyinsightsgroup.com/podcast/

    How High-Income Earners Can Legally Reduce Taxes and Create More Capital | Episode 264

  7. Jul 6

    Are financial advisors becoming obsolete? | Episode 263

    Are Financial Advisors Becoming Obsolete? Artificial intelligence is changing the way we learn, research, and make decisions—but does that mean financial advisors are becoming obsolete? In this episode, Christian Allen and Rod Zabriskie explore how AI is transforming the financial landscape, from answering complex questions in seconds to helping consumers prepare for important financial conversations. They discuss where AI adds tremendous value, where it still falls short, and why human judgment, experience, and relationships remain essential. Rather than resisting AI, Christian and Rod argue that the most successful advisors—and consumers—will learn to use it wisely. The future isn't about choosing AI or human expertise. It's about knowing when each provides the greatest value. Whether you're a high-income earner navigating financial decisions or simply curious about how AI is reshaping the future of wealth building, this conversation offers practical insights you can apply today. Key Takeaways Why AI is making financial information more accessible than ever.The critical difference between information and personalized advice.Where experienced advisors still create irreplaceable value.How to use AI responsibly without outsourcing major financial decisions.Why the future belongs to advisors who focus on strategy, judgment, and relationships.To stay connected and get access inside our community, you can join the Investment Insider Series at https://www.moneyinsightsgroup.com/insideraccess As always, we'd love chat with you. You can schedule a free strategy call with us by clicking here https://www.moneyinsightsgroup.com/calendar Money Insights is a strategic planning firm that is founded on the principle that "off-the-shelf" products and solutions often do not meet the needs of high-income earners. The Money Insights team works to collaboratively design customized financial solutions that will leave a lasting impact on each of their unique clients. Money Insights does not endorse or recommend specific investments. All content is for educational purposes only. Participants should conduct their own due diligence and consult with licensed financial, legal, and tax professionals before investing. Money Insights does not offer securities, investment advice, or guarantees. Past performance is not indicative of future results, and all investments carry risk. Listen to the Money Insights podcast on Spotify, Apple Podcasts, or at https://moneyinsightsgroup.com/podcast/

    Are financial advisors becoming obsolete? | Episode 263

  8. Jun 29

    Turning Taxes into Wealth Building | Episode 262

    or years, high-income earners have asked the same question: "How do I reduce my taxes?" But what if that's only half the conversation? In this episode, Christian Allen and Rod Zabriskie explore a mindset shift that could change the way you think about wealth building. Rather than viewing tax mitigation as the finish line, they explain why it's actually the starting point—and how the capital you preserve today can become the fuel for building significantly more wealth tomorrow. You'll learn why the most successful wealth builders think differently about cash flow, capital deployment, and long-term financial strategy. Christian and Rod introduce the concept of becoming a Capital Architect—someone who intentionally coordinates tax strategy, liquidity, and alternative investments to create opportunities that compound over time. If you're a high-income earner looking to move beyond simply earning and investing, this conversation offers a practical framework for thinking bigger about what your money can do. Key Takeaways Tax savings are most valuable when they become investment capital.High-income earners have opportunities to think beyond traditional tax strategies.Capital Architects focus on creating, capturing, and deploying capital—not just making investments.Coordinating tax strategy with liquidity and alternative investments can create long-term advantages.The real opportunity isn't simply paying less in taxes—it's putting those dollars to work intentionally.To stay connected and get access inside our community, you can join the Investment Insider Series at https://www.moneyinsightsgroup.com/insideraccess As always, we'd love chat with you. You can schedule a free strategy call with us by clicking here https://www.moneyinsightsgroup.com/calendar Money Insights is a strategic planning firm that is founded on the principle that "off-the-shelf" products and solutions often do not meet the needs of high-income earners. The Money Insights team works to collaboratively design customized financial solutions that will leave a lasting impact on each of their unique clients. Money Insights does not endorse or recommend specific investments. All content is for educational purposes only. Participants should conduct their own due diligence and consult with licensed financial, legal, and tax professionals before investing. Money Insights does not offer securities, investment advice, or guarantees. Past performance is not indicative of future results, and all investments carry risk. Listen to the Money Insights podcast on Spotify, Apple Podcasts, or at https://moneyinsightsgroup.com/podcast/

    Turning Taxes into Wealth Building | Episode 262
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4.9
out of 5
230 Ratings

About

Each week, Money Insights founders Christian Allen and Rod Zabriskie get together to discuss all things money and business. From the latest financial trends to unique strategic wealth-building strategies, Christian and Rod take the time to teach you what you need to know to achieve financial success in all aspects of your life.

Information

  • Creator
    Money Insights
  • Years Active
    2021 - 2026
  • Episodes
    267
  • Rating
    Clean
  • Copyright
    © Copyright 2021 All rights reserved. 800408
  • Show Website
    The Money Insights Podcast

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