Money Grows on Trees

Lloyd J Ross
  • 5.0 (13)
  • INVESTING
  • UPDATED WEEKLY

Welcome to Money Grows On Trees – your go-to podcast for wealth-building, smart investing, and financial freedom. Hosted by Lloyd James Ross, a millionaire investor and financial educator, this podcast is your go-to source for everything related to money management, passive income, multiple income streams, and breaking free from financial struggle. Learn how to build multiple income streams, avoid costly mistakes, and develop a millionaire mindset. Whether you’re a business owner, investor, or just serious about wealth, this podcast gives you real-world strategies to grow your money. Join our community of entrepreneurs, investors, and ambitious individuals as we navigate the path to financial independence. Follow now on Apple Podcasts, Spotify, and YouTube to start your journey to financial freedom!

  1. 5D AGO

    #320 - The US Iran War Will Make SMART Investors Insanely Rich

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 👉https://moneybuyshappinessbooks.com/housepoorbook In this new episode, Lloyd reveals why the US–Iran war is reshaping global markets in ways most investors aren’t seeing, and why a handful of assets consistently move first when fear spikes. He also shares the surprising structure of his own portfolio and the long‑term filter he now uses to decide which companies make the cut. This episode explores: ◼️ The assets that quietly rise when geopolitical risk peaks ◼️ The unexpected sectors that hold up in every economic season ◼️ Why Lloyd shifted to a six‑to‑eight‑company, 100‑year portfolio ◼️ The positioning mistake most investors don’t realise they’re making Timestamps: 00:00:00 - Introduction 00:00:11 - Current Geopolitical Context: US and Iran 00:00:21 - Lloyd Ross: Investor Background and Experience 00:00:32 - Positioning for Geopolitical Fears 00:00:42 - Iran War Portfolio: Preparation and Strategy 00:01:03 - Understanding Oil Prices and Market Signals 00:01:44 - Portfolio Composition: Key Sectors and Assets 00:02:37 - Long-Term Investment Philosophy 00:03:28 - The 100-Year Portfolio Concept 00:04:41 - Quality Over Price: Selecting Companies 00:05:54 - Evaluating Long-Term Viability of Investments 00:06:57 - Positioning Against Economic Risks 00:08:10 - Avoiding Debt and Preparing for Uncertainty 00:09:12 - Conclusion: Building a Resilient Portfolio Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    10 min

  2. MAR 24

    #319 - WARNING! This Oil Shock Is Going To Destroy Australians

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com In this new episode, Lloyd breaks down why the global oil shock is about to hit Australia harder than any other developed nation, and why the cost of everything is about to surge. With Brent crude above $100 and the Strait of Hormuz near closed, fuel, food, freight, inflation and mortgage stress are all set to rise. This episode covers: ◼️ Why this oil shock is more severe than the 1970s ◼️ How rising fuel costs flow into inflation and interest rates ◼️ The risks to jobs, mortgages and markets ◼️ The four steps to protect yourself now Timestamps: 00:00:00 - Introduction 00:01:42 - Impact on Fuel Prices and Daily Costs 00:03:39 - Inflation and Interest Rates 00:05:55 - Stock Market Reactions 00:07:24 - Potential Rise in Unemployment 00:09:31 - Comparing Current Situation to the 1970s 00:10:58 - The Perfect Storm: Oil, Unemployment, and Rates 00:11:59 - Actionable Steps for Financial Preparedness 00:12:43 - Cost Reduction Strategies 00:13:46 - Considerations for Vehicle Choices 00:14:57 - Addressing Being House Poor 00:16:02 - Repositioning Your Investment Portfolio Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    21 min

  3. MAR 19

    #318 - The RBA Is Sending Inflation To 5%

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com In this new episode, Lloyd breaks down why the RBA’s latest 0.25% hike won’t cool inflation, and why it’s pushing Australia closer to 5%. With a split board, rising fuel costs and Treasury forecasting higher inflation, this move leaves households exposed to more pressure ahead. This episode breaks down: ◼️ What the RBA actually decided, and why the 5-4 vote matters ◼️ Why a 0.25% move keeps policy neutral while inflation accelerates ◼️ How oil, spending and expectations are driving prices higher ◼️ What rising rates mean for mortgages, savings and portfolios Timestamps: 00:00:00 - Introduction 00:01:00 - Rate Hike Details 00:02:00 - Impact on Households 00:03:00 - Governor Bullock's Perspective 00:04:00 - Oil Shock and Inflation 00:05:00 - Consequences of the 0.25% Rate Hike 00:06:00 - Suggested Actions for Homeowners 00:07:00 - Investment Strategies Amid Rising Rates 00:08:00 - Preparing for Higher Costs Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    10 min

  4. MAR 12

    #317 - The 3 Wealth Archetypes (Don’t Get This Wrong)

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd explains why most people invest backwards and reveals the three wealth archetypes that determine how you actually handle risk. This episode breaks down: ◼️ The Guardian, the Builder and the Hunter, and how each one responds to volatility ◼️ Why mismatched risk destroys portfolios more than market crashes ◼️ How to build an investment strategy that aligns with your psychology, not your ego Timestamps: 00:00:00 - Introduction 00:00:31 - The 3 Wealth Archetypes Explained 00:03:06 - Archetype 1: The Guardian 00:03:53 - Archetype 2: The Builder 00:04:54 - Archetype 3: The Hunter 00:07:53 - The Danger of Mismatched Risk 00:09:31 - How to Build a Portfolio Aligned to Your Psychology 00:10:48 - Lloyd’s Archetype Revealed 00:12:26 - Conclusion: Identify Your Archetype & Build Accordingly Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    13 min

  5. MAR 10

    #316 - I’m a Millionaire. If I had $10,000, Here’s How I’d Invest It

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd breaks down exactly how he would invest $10,000 if he had to start again from scratch. These are the practical steps he’d take today based on the same principles that helped him become a millionaire. This episode breaks down: ◼️ Why the first investment has nothing to do with the stock market ◼️ How to turn $10,000 into income, skills and momentum ◼️ The framework Lloyd uses to grow money fast and reduce risk Timestamps: 00:00:00 - Introduction 00:00:10 - Common Investment Mistakes 00:00:31 - Wealth Building Philosophy 00:12:03 - Summary: Framework for Wealth Building 00:12:26 - Conclusion: Deploying $10,000 Deliberately Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    13 min

  6. MAR 5

    #315 - Your Super Won't Make You Rich. This Will.

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd explains why your superannuation was never designed to make you wealthy and why relying on it for freedom is one of the biggest financial misunderstandings in Australia. This episode breaks down: ◼️ What super actually is and what it was built to do ◼️ Why it preserves capital but doesn’t create optionality or freedom ◼️ The levers that build real wealth long before 65 Timestamps: 00:00:00 - Introduction 00:01:35 - Investment Components of Superannuation 00:02:06 - Benefits and Drawbacks of Superannuation 00:03:10 - Superannuation: Preservation vs. Wealth Creation 00:04:02 - The Trade-Offs of Superannuation 00:05:17 - What Creates Real Wealth? 00:06:31 - Book Promotion: Money Buys Happiness 00:06:53 - Building Scalable Cash Flow 00:07:14 - Personal Testimony: Achieving Financial Freedom 00:08:28 - The Power of Investing in Yourself 00:09:00 - The Benefits of Owning Productive Assets 00:09:31 - The Path to Real Wealth 00:10:04 - The Risk of Solely Relying on Superannuation 00:11:06 - The Seduction of Superannuation Funds Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    12 min

  7. MAR 3

    #314 - Why You Should NEVER Listen To Finance Influencers

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd reacts to some of the most common finance‑influencer advice and breaks down why so much of it is misleading, incomplete or outright dangerous. The episode exposes the tactics, shortcuts and narratives that sound smart online but fall apart when you look at the data, the incentives and the real‑world consequences. This video covers: ◼️ Why influencer money advice often ignores risk, context and basic maths ◼️ How viral financial takes distort what actually builds wealth ◼️ The difference between entertainment and real financial education Timestamps: 00:00:00 - Introduction 00:01:10 - Reasons to Sell Stocks (TVOD) 00:02:03 - House Money Concept 00:03:14 - Multiple Income Streams 00:04:10 - Tech Stocks and Market Trends 00:05:32 - Billionaires and Taxation 00:07:32 - Elon Musk's Compensation Strategy 00:08:05 - Stock Options and Capital Gains Tax 00:09:41 - AI Infrastructure Sector Speculation 00:10:12 - Historical Investment Bubbles 00:10:50 - Caution Against Speculative Investments 00:11:43 - Importance of Financial Education and Reliable Sources Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    13 min

  8. FEB 26

    #313 - The $100 Billion Lie That Will Destroy Crypto

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd exposes the $100 billion risk sitting at the centre of the entire crypto market. Bitcoin’s biggest threat isn’t regulation or hacks. It’s Tether, a stablecoin that has never completed a full independent audit, yet underpins most of crypto’s liquidity. The episode breaks down: ◼️ Why crypto liquidity depends on stablecoins ◼️ How a Tether confidence shock could trigger forced liquidations ◼️ Why Bitcoin’s trading ecosystem is far more centralised than people think Timestamps: 00:00:00 - Introduction 00:01:02 - What is Tether? 00:02:37 - Contagion Risk and Liquidity 00:03:50 - Historical Parallels: 2008 Financial Crisis 00:05:03 - The Fragility of Crypto 00:06:17 - The Trust Factor in Crypto 00:06:59 - The Potential for Systemic Failure Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    8 min
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5
out of 5
13 Ratings

About

Welcome to Money Grows On Trees – your go-to podcast for wealth-building, smart investing, and financial freedom. Hosted by Lloyd James Ross, a millionaire investor and financial educator, this podcast is your go-to source for everything related to money management, passive income, multiple income streams, and breaking free from financial struggle. Learn how to build multiple income streams, avoid costly mistakes, and develop a millionaire mindset. Whether you’re a business owner, investor, or just serious about wealth, this podcast gives you real-world strategies to grow your money. Join our community of entrepreneurs, investors, and ambitious individuals as we navigate the path to financial independence. Follow now on Apple Podcasts, Spotify, and YouTube to start your journey to financial freedom!

Information

  • Creator
    Lloyd J Ross
  • Years Active
    2021 - 2026
  • Episodes
    328
  • Rating
    Clean
  • Copyright
    © Lloyd J Ross
  • Show Website
    Money Grows on Trees

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