The DollarsAndSense Podcast

DollarsAndSense
  • 0.0 (0)
  • ENTREPRENEURSHIP
  • UPDATED BIWEEKLY

The DollarsAndSense podcast brings you deeper conversation within the DollarsAndSense team. Join Dinesh Dayani and Timothy Ho for a weekly discussion on everything that matters to our wallets! If you enjoy reading our articles on DollarsAndSense.sg, we do hope you will enjoy listening to us on this podcast series as well.

  1. JAN 28

    Housing, Retirement & Healthcare: How Much Do You REALLY Need?| DollarsAndSense Podcast Ep47

    Buying a home is just the start. How you plan for housing affects your retirement — and even your healthcare later in life. In this episode, we break down the real numbers behind housing affordability, retirement payouts, and healthcare costs in Singapore, using CPF planners to show what’s realistic — and what many people overlook. Many thanks to CPF Board for sponsoring this episode. The discussion features CPF’s official planning tools to help Singaporeans better understand housing, retirement and healthcare planning. Check out the various handy planning tools here: https://www.cpf.gov.sg/member/plan-with-cpf Read more: https://dollarsandsense.sg/retirement-health-insurance-home-ownership-cpf-planner-tools-financial-decisions/ Follow us on our socials: Facebook: https://www.facebook.com/DollarsAndSenseSG Telegram: https://t.me/dollarsandsense Instagram: https://www.instagram.com/dnssingapore/ Listen to our podcasts on Spotify: https://open.spotify.com/show/6XkfHXOUXtFWfAWC7q0MwZ?si=c5ce4c58884a4fdb Don’t forget to subscribe to our e-newsletter to receive the latest updates from us: http://bit.ly/DNSxEnewsletter

    32 min

  2. 12/24/2025

    Should You Get a Personal Accident Insurance Plan? | DollarsAndSense Podcast Ep46

    Most of us already have insurance like MediShield Life, life insurance, or critical illness plans. But what about all the other common accidents and injuries that don’t require hospitalisation, sprains, falls, sports injuries, food poisoning, dengue, or even a quick A&E visit? In this episode, we explore the often-overlooked Personal Accident (PA) Plan, and why it can be an important complement to your existing coverage. We also look at how My GREAT PA Plan from OCBC provides medical reimbursements, hospital cash payouts, and even coverage for specific sicknesses — all from as little as $0.84 a day. Whether you’re active, travel often, or just want peace of mind, this episode explains why a PA plan might be worth considering. Underwritten by Great Eastern Life Assurance Company Limited, a wholly owned subsidiary of Great Eastern Holdings Limited, part of the OCBC Group. This plan is not a bank deposit and OCBC Bank does not guarantee or have any obligations in connection with it. This document does not take into account your particular investment and protection aims, financial situation or needs. You may want to seek advice from a financial adviser before committing to buy the product. If you choose not to seek advice from a financial adviser, you should consider whether the product is suitable for you. You may terminate the policy during the free-look period (if any) if you decide that the purchased policy is not suitable for you. Note that by doing so, the insurer may recover from you any underwriting expense incurred. It is usually detrimental to replace an existing accident and health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more, or have less benefits at the same cost. This document is for general information only. It is not a contract of insurance or an offer to buy an insurance product or service. It is also not meant to provide any insurance or financial advice. The specific terms and conditions of the plan are set out in the policy documents. If you are interested in the insurance policy, you should read the product summary and policy illustration (available from us) before deciding whether to buy this product. We do not guarantee, represent or warrant that any of the information provided in this document is accurate and you should not rely on it as such. We do not undertake to update the information or to correct any inaccuracies. All information may change without notice. We will not be liable for any loss or damage arising directly or indirectly in connection with or as a result of you acting on the information in this document. This advertisement has not been reviewed by the Monetary Authority of Singapore. Policy Owner’s Protection Scheme This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg) Follow us on our socials: Facebook: https://www.facebook.com/DollarsAndSenseSG Telegram: https://t.me/dollarsandsense Instagram: https://www.instagram.com/dnssingapore/ Listen to our podcasts on Spotify: https://open.spotify.com/show/6XkfHXOUXtFWfAWC7q0MwZ?si=c5ce4c58884a4fdb Don’t forget to subscribe to our e-newsletter to receive the latest updates from us: http://bit.ly/DNSxEnewsletter

    18 min

  3. 12/17/2025

    From Student To Adulting: How To Manage Money Without Feeling Broke | DollarsAndSense Podcast Ep45

    Fresh grads — you’ve got your first job, first pay cheque… and a ton of questions about how to manage it all. For this special episode recorded at the Global Shapers x National Youth Council “Future of Finance” event, Deanna Lim, Partner at DollarsAndSense, hosts the podcast with Hazelle Soon, Co-Founder and Chief Trainer at The Joyful Investors. Both were panellists at the event later that evening, sharing insights on building the right money mindset, from saving intentionally and avoiding lifestyle traps to investing even with a small budget. This episode is proudly brought to you in collaboration with National Youth Council (NYC), MoneySense and Global Shapers Community Singapore Hub. NYC is all about empowering youths to pursue their passions by partnering with them and providing opportunities for them to get involved in shaping Singapore’s future. You can do your part through the SG Youth Plan. SG Youth Plan: https://www.youthplan.gov.sg/ MoneySense: https://www.moneysense.gov.sg/ The Joyful Investors: https://thejoyfulinvestors.com/ Follow us on our socials: Facebook: https://www.facebook.com/DollarsAndSenseSG Telegram: https://t.me/dollarsandsense Instagram: https://www.instagram.com/dnssingapore/ Listen to our podcasts on Spotify: https://open.spotify.com/show/6XkfHXOUXtFWfAWC7q0MwZ?si=c5ce4c58884a4fdb Don’t forget to subscribe to our e-newsletter to receive the latest updates from us: http://bit.ly/DNSxEnewsletter

    23 min

  4. 12/13/2025

    Behind Singapore’s Biggest Personal Finance Festival | DollarsAndSense Podcast Ep44

    Talking about money doesn’t have to be intimidating, and the Seedly Personal Finance Festival proves it. Recorded live at Marina Bay Sands during the 2025 edition of Singapore’s largest personal finance event, this episode of the DollarsAndSense Podcast goes behind the scenes with Rohit and Ayush from the MoneyHero team. We unpack what it really takes to organise a 5,000-person finance festival, from managing last-minute date changes due to the general elections to coordinating over 70 speakers and 35 financial brands. The conversation also explores why localisation matters, how finance content is made relatable to everyday Singaporeans, and what makes people show up early on a Saturday to learn about money. Plus, we dive into the future of the Personal Finance Festival — potential expansion into new markets, the idea of smaller thematic events, and how community-driven financial education continues to evolve. Follow us on our socials: Facebook: https://www.facebook.com/DollarsAndSenseSG Telegram: https://t.me/dollarsandsense Instagram: https://www.instagram.com/dnssingapore/ Listen to our podcasts on Spotify: https://open.spotify.com/show/6XkfHXOUXtFWfAWC7q0MwZ?si=c5ce4c58884a4fdb Don’t forget to subscribe to our e-newsletter to receive the latest updates from us: http://bit.ly/DNSxEnewsletter

    12 min

  5. 12/10/2025

    Why Financial Planning Is So Much Harder for Platform Workers | DollarsAndSense Podcast Ep43

    Being a platform worker in Singapore isn’t easy. One week you’re earning well, the next week your income dips. No paid leave. No employer CPF. No buffer. And when it comes to planning for your home, healthcare and retirement, it often feels like you’re running an uphill race. From 1 January 2025, the new Platform Workers Act marks one of the biggest shifts for this group — introducing mandatory CPF contributions, platform-operator co-payment and government transition support. It’s a structural change that could redefine what long-term security looks like for platform workers in Singapore. In this episode, we explore why financial planning has historically been harder for the gig workforce, how CPF fits into that picture, and what the latest changes mean not just for take-home pay but for the future you’re building. We also look at how younger and older workers experience these changes differently, and the subtle trade-offs that come with the new system. This is a conversation about work, security and the evolving shape of the gig economy and how the CPF reforms may finally help platform workers close the gap. This episode is brought to you in collaboration with CPF. Find out more on Platform Workers CPF Transition Support (PCTS) scheme here : cpf.gov.sg/PCTSDNS Find out more on Workfare Income Supplement (WIS) scheme here : cpf.gov.sg/WISDNS Follow us on our socials: Facebook: https://www.facebook.com/DollarsAndSenseSG Telegram: https://t.me/dollarsandsense Instagram: https://www.instagram.com/dnssingapore/ Listen to our podcasts on Spotify: https://open.spotify.com/show/6XkfHXOUXtFWfAWC7q0MwZ?si=c5ce4c58884a4fdb Don’t forget to subscribe to our e-newsletter to receive the latest updates from us: http://bit.ly/DNSxEnewsletter

    22 min

  6. 12/03/2025

    How You Can Start Investing in China Through ETFs | DollarsAndSense Podcast Ep42

    China is one of the world’s largest and fastest-growing economies, but for the average Singaporean investor, buying into Chinese companies can feel overwhelmingly complex. Different share classes, foreign market access, currency risk… where do you even start? In this episode, we sit down with Emerald Yau from FTSE Russell and Roger Leng from UOB Asset Management to unpack a fuss-free way to ride on China’s growth: the UOBAM FTSE China A50 Index ETF. Together, they break down what A-shares, H-shares and other share classes are, why the FTSE China A50 Index can be a practical proxy for China’s equity market, and how an ETF helps you own the 50 largest A-share companies through a single SGX-listed product in SGD. We also discuss where this ETF might fit in a typical Singaporean portfolio, the role of volatility in an emerging market like China, and why investors should see this as a long-term growth story rather than a quick dividend play. This video is brought to you in collaboration with UOB Asset Management. Disclaimer - • A potential investor should read the prospectus (or profile statement) before deciding whether to subscribe for or purchase units in the Fund. •The value of the units in the Fund and the income accruing to the units, if any, may fall or rise, and is likely to have high volatility due to the investment policies and/or portfolio management techniques employed by the Fund. • You may wish to seek advice from a financial adviser before making a    commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you. • This is a sponsored post. This advertisement has not been reviewed by the Monetary Authority of Singapore. Follow us on our socials: Facebook: https://www.facebook.com/DollarsAndSenseSG Telegram: https://t.me/dollarsandsense Instagram: https://www.instagram.com/dnssingapore/ Listen to our podcasts on Spotify: https://open.spotify.com/show/6XkfHXOUXtFWfAWC7q0MwZ?si=c5ce4c58884a4fdb Don’t forget to subscribe to our e-newsletter to receive the latest updates from us: http://bit.ly/DNSxEnewsletter

    24 min

  7. 11/26/2025

    Can An Average Investor Beat The Market? | DollarsAndSense Podcast Ep41

    Recorded at the Seedly Personal Finance Festival 2025, Timothy sits down with Xin Yang, Head of Wealth, Structured Products Advisory, from uSmart to tackle a question every investor asks sooner or later: Should you even try to beat the market? They unpack what “average market returns” actually are, how TikTok and YouTube can give investors false confidence, and why beginners should build a solid foundation before trying to outperform the market. From diversification and core ETFs to FOMO stocks, gold trends, overseas markets and dollar-cost averaging, the conversation turns complex investing ideas into simple, practical insights you can apply right away. Follow us on our socials: Facebook: https://www.facebook.com/DollarsAndSenseSG Telegram: https://t.me/dollarsandsense Instagram: https://www.instagram.com/dnssingapore/ Listen to our podcasts on Spotify: https://open.spotify.com/show/6XkfHXOUXtFWfAWC7q0MwZ?si=c5ce4c58884a4fdb Don’t forget to subscribe to our e-newsletter to receive the latest updates from us: http://bit.ly/DNSxEnewsletter

    11 min

  8. 11/19/2025

    Long-Term Disability: The Blind Spot in Financial Planning | DollarsAndSense Podcast Ep40

    Most of us save for retirement, emergencies, and medical bills but we rarely plan for something far more common: long-term disability. In this episode of the DollarsAndSense Podcast, Timothy sits down with Ong Hui Ming, CEO of ECON Healthcare Group, to unpack what long-term disability actually looks like in Singapore and why so many families are caught off-guard. They explore the emotional weight families carry, the financial strain that comes with home care, rehabilitation, or nursing home support, and the tough decisions caregivers often have to make. The conversation also breaks down what CareShield Life actually provides, and where the gaps still are  before discussing how families can prepare early so they’re not overwhelmed when a health crisis suddenly changes everything. This episode is brought to you by Great Eastern Singapore. Follow us on our socials: Facebook:   / dollarsandsensesg   Telegram: https://t.me/dollarsandsense Instagram:   / dnssingapore   Listen to our podcasts on Spotify: https://open.spotify.com/show/6XkfHXOUXtFWfAWC7q0MwZ?si=fdc217f0643746f7 Don’t forget to subscribe to our e-newsletter to receive the latest updates from us: http://bit.ly/DNSxEnewsletter

    26 min
See All (47)

About

The DollarsAndSense podcast brings you deeper conversation within the DollarsAndSense team. Join Dinesh Dayani and Timothy Ho for a weekly discussion on everything that matters to our wallets! If you enjoy reading our articles on DollarsAndSense.sg, we do hope you will enjoy listening to us on this podcast series as well.

Information

  • Creator
    DollarsAndSense
  • Years Active
    2021 - 2026
  • Episodes
    47
  • Rating
    Clean
  • Copyright
    © 2026 The DollarsAndSense Podcast
  • Show Website
    The DollarsAndSense Podcast