Disruption / Interruption

JoTo PR

When did you say ”THAT’S IT! I’VE HAD IT!”? Time to Disrupt and Interrupt with host Karla Jo. Every week KJ interviews professionals who are disrupting their industries and altering economic networks that have been antiquated with bull-headed predecessors holding up the progress. KJ delves into uncovering more from industry rebels and innovators that you didn’t know you needed in your life.

  1. 1d ago

    Disrupting the $35 Billion Escrow Industry: The Missing Infrastructure for Modern Finance, with Lopsii Olagoke

    In this episode of Disruption/Interruption, Lopsii Olgoke, CEO and co-founder of Nezz, explains why high-value B2B settlements still move too slowly and cost too much. He breaks down how escrow yield gets pocketed by third parties instead of the people whose money is sitting idle, and how a 900% spike in deepfake and business email compromise fraud is putting law firms, escrow agents, and title companies at risk. Lopsii Olgoke describes how Nezz built a programmatic settlement layer that lets organizations control multi-party transactions without ever giving up custody of their funds. The conversation covers unexpected early adopters in the middle market, the resistance disruptors face from entrenched players, and why unlocking trapped capital could reshape how the economy itself moves.   Key Takeaways: 3:49 — Who is driving disruption in escrow and settlement payments? 8:59 — What is fueling a 900% surge in fraud targeting law firms and title companies? 13:06 – How does [Nezzapp] let organizations control settlements without holding the funds? 25:34 — When did mid-market companies become the fastest-growing adopters?   Quote of the Show (06:24):"If you're putting your own money somewhere else, why don't you make some money from it too?" – Lopsii Olagoke   Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome.   Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval   Ways to connect with Lopsii Olagoke:Company LinkedIn: https://linkedin.com/company/nezzappCompany Website: nezzapp.com How to get more Disruption/Interruption:  Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlD YouTube: https://www.youtube.com/results?search_query=disruption+%2F+interuuption See omnystudio.com/listener for privacy information.

    Disrupting the $35 Billion Escrow Industry: The Missing Infrastructure for Modern Finance, with Lopsii Olagoke
  2. Aug 6

    Disrupting the Tech Monopolies: Investing in the Attention Economy with Tahnoon Murtza

    Tahnoon Murtza, founding partner of [Grey Sheep Ventures], joins host KJ to challenge the assumptions holding traditional venture capital back. At 22, Tahnoon is one of the youngest emerging fund managers in the game, and he argues that the old VC playbook, built on proprietary tech and institutional gatekeeping, no longer fits the world AI has created. His thesis centers on distribution, influence, and authentic founder relationships as the new moat. The conversation covers why legacy funds are losing deals to scrappier, more connected investors, and what a punk rock ethos has to do with building a better fund.   Key Takeaways: 1:00 — What killed proprietary tech as a startup moat 6:07 — How distribution and social influence replaced the old investment thesis 7:50 – Who is getting left out of VC decisions and why it matters 11:07 — When investors flip the power dynamic, founders take notice   Quote of the Show (23:33):"If you want to build something authentic, it takes copious effort, it takes obsession, it takes a consuming amount of time. And if you're going to commit to that, you want a VC partner who's going to put the same effort into your company that you are." – Tahnoon Murtza   Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome.   Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval   Ways to connect with Tahnoon Murtza:LinkedIn: https://www.linkedin.com/in/tahnoon-m-b4071419a/Company Website: https://www.greysheepventures.com/ How to get more Disruption/Interruption:  Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlD YouTube: https://www.youtube.com/results?search_query=disruption+%2F+interuuption See omnystudio.com/listener for privacy information.

    Disrupting the Tech Monopolies: Investing in the Attention Economy with Tahnoon Murtza
  3. Jul 30

    Disrupting the AI Hype: Building Tech for Real-World Economic Survival with Sean Reel

    Sean Reel, Executive Director of Ignite Bermuda, joins host KJ to break down why traditional startup accelerators have a fundamentally broken model and what it actually takes to help businesses survive. Over seven years, Sean has built an ecosystem that flips the standard 80% failure rate into an 80% success rate by focusing on mindset over money and skills. He shares how startup principles including MVPs, enablement coaching, and AI-powered language models are now directly relevant to mid and large-size companies forced to innovate faster than ever. The conversation spans AI panel testing, social entrepreneurship, and what it means to build great people, not just great businesses.   Key Takeaways: 7:50 — What is actually killing startups that have money and skills? 8:39 — How does the enablement model differ from traditional coaching? 13:05 – When does AI-powered product testing become a viable alternative to expensive focus groups? 27:18 — Who is the real output of a high-performing accelerator?   Quote of the Show (31:01):"The three things we're missing or short of is time, money, and health. Don't trade them in the wrong order." – Sean Reel   Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome.   Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval   Ways to connect with Sean Reel:LinkedIn: https://www.linkedin.com/in/seanreelukCompany Website: http://www.ignitebermuda.com   How to get more Disruption/Interruption:  Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlD YouTube: https://www.youtube.com/results?search_query=disruption+%2F+interuuption See omnystudio.com/listener for privacy information.

    Disrupting the AI Hype: Building Tech for Real-World Economic Survival with Sean Reel
  4. Jul 23

    Disrupting Black Swan Events: How We Could Have Seen It Coming, with Dr. Jeffrey Edwards

    Dr. Jeffrey Edwards, founder and chief risk strategist of FFERM Technologies, joins host KJ to challenge the financial industry's decades-old reliance on likelihood and impact heat maps for risk management. He traces that methodology back to a 1984 Department of Defense weapons framework that was never designed for financial services, and explains why it leaves institutions blind to risk contagion, compounding, and black swan events. The episode makes a compelling case that the next major financial collapse is not unpredictable. It is just being measured with the wrong ruler.   Key Takeaways: 4:58 — Where did the financial industry's risk management framework actually come from? 14:28 — What happens when two separate risk events collide at the same time? 15:32 – When should an institution stop relying on the heat map as its primary risk tool? 23:19 — How does FFERM Technologies transform a risk score into something actually useful?   Quote of the Show (13:09):"Math can guide you down the wrong path if you're asking and looking at it the wrong way." – Dr. Jeffrey Edwards   Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome.   Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval   Ways to connect with Dr. Jeffrey Edwards:LinkedIn: http://www.linkedin.com/in/drjeffreyedwardsCompany Website: https://www.ffermtech.com/site   How to get more Disruption/Interruption:  Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlD YouTube: https://www.youtube.com/results?search_query=disruption+%2F+interuuption See omnystudio.com/listener for privacy information.

    Disrupting Black Swan Events: How We Could Have Seen It Coming, with Dr. Jeffrey Edwards
  5. Jul 16

    Disrupting Legal Access: How Automation Makes Justice More Affordable with Saumya Banker

    Saumya Banker, co-founder and CEO of Donna AI, joins host KJ to pull back the curtain on the operational dysfunction hiding inside the legal industry. After watching his cousin's divorce case drag on due to missed communication, opaque billing, and overwhelmed staff, Saumya interviewed 75 lawyers and job-shadowed firms to map the real workflow. What he found: 40% of small law firm work is purely administrative, and AI can handle it. Donna AI is building the operating system for solo and small personal law firms so lawyers can take on more clients, charge less, and give more people a real shot at justice.   Key Takeaways: 4:51 — Why hourly billing is broken and who's really paying the price 8:27 — What Saumya found when he job-shadowed 75 lawyers across different practice areas 16:22 — When a case stalls, who ends up paying the real price 18:39 — What Donna AI actually automates inside a small law firm   Quote of the Show (1:00):"AI is not here to take your job. It's here to supercharge you. The folks who use AI are going to take the jobs of the folks who don't." – Saumya Banker   Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome.   Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval   Ways to connect with Saumya Banker:LinkedIn: http://www.linkedin.com/in/saumyabankerCompany Website: https://donnaanswers.com   How to get more Disruption/Interruption:  Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlD YouTube: https://www.youtube.com/results?search_query=disruption+%2F+interuuption See omnystudio.com/listener for privacy information.

    Disrupting Legal Access: How Automation Makes Justice More Affordable with Saumya Banker
  6. Jul 10

    Disrupting the Financial Lie: Why Your Accountant’s Vocabulary is Killing Your Business, with Lukas Swid

    Lukas Swid, Chairman and CEO of Helcyon, joins host KJ to expose the silent epidemic killing small businesses: financial blindness. Drawing on 25 years of operating across five continents, Lukas reveals how reactive accounting leaves owners in the dark until it's too late. Helcyon delivers plain-language financial assessments straight to your inbox, catching anomalies, waste, and fraud in real time so business owners can act before the damage is done.   Key Takeaways: 4:02 — Most small businesses fail not because of their product, but because they have no visibility into what is breaking until it's too late. 8:30 — Real-time financial reconciliation is the difference between catching fraud early and losing everything to a trusted partner. 15:50 — Revenue going up means nothing if cost of customer acquisition, tax obligations, and recurring revenue gaps are silently draining the business. 22:26 — Helcyon delivers a CFO-level financial digest directly to your email, removing every excuse a business owner has for not knowing what's happening.   Quote of the Show (16:23):"We translate them for you like a doctor translates lab results — so you have it in plain English, exactly what they mean."— Lukas Swid   Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome.   Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval   Ways to connect with Lukas Swid:LinkedIn: http://www.linkedin.com/in/lukasswidnycCompany Website: https://helcyon.ai   How to get more Disruption/Interruption:  Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlD YouTube: https://www.youtube.com/results?search_query=disruption+%2F+interuuption See omnystudio.com/listener for privacy information.

    Disrupting the Financial Lie: Why Your Accountant’s Vocabulary is Killing Your Business, with Lukas Swid
  7. Jul 2

    Disrupting the UK's Healthcare Journey: Why It’s Easier to Book a Flight Than a Surgery, with Andrew Archibald

    Andrew Archibald, CEO of MEDMIN, breaks down why the UK's private healthcare sector has been stuck in operational chaos — and what he's doing to fix it. Built on a model where NHS consultants moonlight as private practitioners with zero business infrastructure, the system has forced brilliant surgeons to spend Sunday mornings writing their own invoices. MEDMIN steps in as a total practice management partner, handling admin, billing, marketing, and patient relations so doctors can focus on medicine. The results speak for themselves: new-to-practice consultants see 300% income growth within three years. Andrew also makes the case for embracing AI tools as a non-negotiable business move, and shares how MEDMIN is scaling toward a UK-wide brand that serves both doctors and patients.   Key Takeaways: 3:34 — Curiosity is a professional strategy: Andrew attributes his entire career trajectory to a compulsion to understand how systems work and why they break, which drives him toward roles others avoid. 6:08 — COVID exposed a healthcare system already running on empty: the UK's waiting lists doubled during the pandemic and have never fully recovered because the NHS was underfunded through the 2010s before the crisis hit. 15:17 — The problem is personal: top-tier surgeons are spending Sunday mornings reconciling invoices instead of recovering, and that hidden administrative tax is the core inefficiency MEDMIN was built to eliminate. 24:42 — The ROI of removing friction is measurable: consultants who join MEDMIN as new-to-practice doctors grow their earnings by 300% between year one and year three.   Quote of the Show (19:21):"People have just learnt to put up with inadequate systems. The healthcare system in the UK is very poor at investing in technology, in the administrative things that make the whole thing get better. And it's about time to say: stop accepting it." — Andrew Archibald   Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome.   Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval   Ways to connect with Andrew Archibald:LinkedIn: http://www.linkedin.com/in/andrew-archibald-363050aCompany Website: https://medmin.co.uk   How to get more Disruption/Interruption:  Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlD YouTube: https://www.youtube.com/results?search_query=disruption+%2F+interuuption See omnystudio.com/listener for privacy information.

    Disrupting the UK's Healthcare Journey: Why It’s Easier to Book a Flight Than a Surgery, with Andrew Archibald
  8. Jun 25

    Disrupting Youth Sports: Why the $19B Industry Forgot the Parents with Alex Hocevar

    Youth sports is a $19 billion industry built around athletes and coaches that has completely overlooked the most consistent adult in every young athlete's life: the parent. Alex Hocevar, co-founder of Supporter, spent 25 years in digital transformation before his own experience navigating the NCAA recruiting process with a competitive swimmer daughter revealed a massive gap in the system. He breaks down why parents are the missing leg of the youth sports stool, how Supporter delivers contextual, jurisdiction-aware guidance in real time, and why shifting the industry's mindset is the real challenge ahead.   Key Takeaways: 7:53 — Parents in youth sports land on a spectrum between disengaged and overbearing, and both extremes ultimately hurt the athlete. 17:14 — The NCAA recruiting process is a clear example of how parents are left without direction, often unaware of critical timelines and pathways until it is too late. 20:07 — Supporter fills three specific gaps that generic AI tools miss: context for the individual athlete, jurisdiction-aware answers, and guidance calibrated to the parent's own knowledge level. 27:25 — The biggest challenge for a new sports-parent platform is breaking into the fragmented ecosystem of clubs, leagues, and organizations at scale.   Quote of the Show (29:00):"You go to ChatGPT, Claude, Perplexity, whatever, and it'll give you an answer, and it'll sound authoritative. The reality is once you get under the covers on what it's saying, it's not necessarily the best answer for you." — Alex Hocevar   Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome.   Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval   Ways to connect with Alex Hocevar:LinkedIn: https://www.linkedin.com/in/alex-hocevar-6032ba5aCompany Website: http://www.supporterapps.com/   How to get more Disruption/Interruption:  Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlD YouTube: https://www.youtube.com/results?search_query=disruption+%2F+interuuption See omnystudio.com/listener for privacy information.

    Disrupting Youth Sports: Why the $19B Industry Forgot the Parents with Alex Hocevar

Ratings & Reviews

5
out of 5
6 Ratings

About

When did you say ”THAT’S IT! I’VE HAD IT!”? Time to Disrupt and Interrupt with host Karla Jo. Every week KJ interviews professionals who are disrupting their industries and altering economic networks that have been antiquated with bull-headed predecessors holding up the progress. KJ delves into uncovering more from industry rebels and innovators that you didn’t know you needed in your life.