The Savvy Wallet Podcast

Savvy Wallet

Welcome to the The Savvy Wallet Podcast, where I talk to the brightest minds in personal finance, business, health and more. Episodes released every Monday at 8am GMT on Spotify, Apple Podcasts, Youtube and wherever you listen to your podcasts. Subscribe to be reminded whenever a new episode is released! Follow us on our social media accounts: Instagram - https://www.instagram.com/savvywallet TikTok - https://www.tiktok.com/@savvywallet Youtube - https://www.youtube.com/savvywallet

  1. EP. 214 - Financial Advisor Exposes The Middle Income System Designed To Keep You Working For Life ft. Emmanuel Asuquo

    6D AGO

    EP. 214 - Financial Advisor Exposes The Middle Income System Designed To Keep You Working For Life ft. Emmanuel Asuquo

    In this episode Ato speaks with Emmanuel Asuquo, a financial advisor, author, and wealth educator known for breaking down money in a way that’s practical, honest, and culturally relevant. Through his work, he helps professionals rethink their relationship with income, ownership, and long-term wealth. We discuss: - The Middle Income Trap keeping people broke - How Uber and Deliveroo has tricked us into thinking we're rich - Steps to building wealth starting with £1,000 - Owning property vs stocks vs business - How to stop living paycheque to paycheque and much more 🔗 Connect with Emmanuel: Instagram: https://www.instagram.com/theemaneffectuk/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors 21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

    1h 35m
  2. EP. 213 - Investing Expert Warns: The Iran War Just Changed Your Financial Future (What You Must Know) ft. Dan Kemp

    MAR 23

    EP. 213 - Investing Expert Warns: The Iran War Just Changed Your Financial Future (What You Must Know) ft. Dan Kemp

    In this episode, Ato speaks with Daniel Kemp an investment strategist and former Chief Research and Investment Officer at Morningstar, where he helped oversee hundreds of billions in client assets. He is now the founder of Portfolio Thinking, a research platform focused on helping investors navigate uncertainty, make better long-term decisions, and separate market signal from noise. In this episode we discuss: - How investors should interpret the Iran War - The Impact of the Iran War on the UK & US Stock Market - Impact the Middle East Conflict could have on the US economy - Investing £1,000 vs £10,000 vs £100,000 - How to use AI for investing and much more 🔗 Connect with Dan: Linkedin: https://www.linkedin.com/in/dan-kemp-b6779437/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors 21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

    1h 51m
  3. EP. 212 - Accountant Reveals The 7 Red Flags That Triggers A Tax Investigation With HMRC ft. Rachel Harris

    MAR 16

    EP. 212 - Accountant Reveals The 7 Red Flags That Triggers A Tax Investigation With HMRC ft. Rachel Harris

    In this episode, Ato speaks with Rachel Harris an accountant and founder of a £2 million accountancy firm supporting over 700 UK businesses. She’s known for making complex tax rules simple and for giving honest insight into how HMRC really works. Through her firm and online platform, she helps business owners navigate UK tax with confidence, structure smarter, and build long-term wealth. In this episode we discuss: - Red flags that trigger an investigation with HMRC - Biggest tax mistakes people make - What financial data HMRC can access - Smartest director salaries for 2026/27 - Rachel's top 4 tax tips - What is making tax digital and much more 🔗 Connect with Rachel Instagram: https://www.instagram.com/accountant_she/ Linkedin: https://www.linkedin.com/in/rachel-harris-a3192372/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors 21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO Tide Get £50 cashback when you open a FREE business account with Tide and spend £100. Make sure to use code "SAVVYMTD" during sign-up. If you’re self-employed, Tide can help you prepare for Making Tax Digital with simple tools to track your finances, estimate tax in real time, and keep everything organised in one place. Sign up here: https://www.tide.co/offers/savvymtd/ Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

    1h 42m
  4. EP. 211 - Money Experts: The 6 Wealth Principles That Made Us Financially Free In Our 30’s ft. Ken and Mary Okoroafor (The Humble Penny)

    MAR 9

    EP. 211 - Money Experts: The 6 Wealth Principles That Made Us Financially Free In Our 30’s ft. Ken and Mary Okoroafor (The Humble Penny)

    In this episode, Ato speaks with Ken and Mary Okoroafor, Sunday Times bestselling authors, financial coaches, and founders of The Humble Penny. After becoming financially independent in their early 30s, they’ve dedicated their work to helping families build lasting wealth through disciplined habits and long-term thinking. We discuss: - How the pursuit of financial freedom has changed - People needing permission to get a second income stream - Moving from employee mindset to wealth builder - Importance of investing your first £1,000 - Actually achieving financial joy and much more! 🔗 Connect with Ken and Mary: Website: https://thehumblepenny.com Instagram: https://www.instagram.com/thehumblepenny/ YouTube: https://youtube.com/thehumblepenny TikTok: https://www.tiktok.com/@thehumblepenny LinkedIn (Ken): https://www.linkedin.com/in/ken-okoroafor/ LinkedIn (Mary): https://www.linkedin.com/in/mary-okoroafor --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors 21Shares AD - 21shares is a Swiss-based firm founded in 2018 that builds exchange-listed crypto ETPs, designed for traditional investment platforms. Crypto is a high-risk investment and may result in the total loss of the capital invested. Please inform yourself in advance about the risks – for more information on these risks, please visit the 21Shares website: https://bit.ly/408jdUO Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

    1h 42m
  5. EP. 210 - Mortgage Advisor: The Ultimate Guide To Getting A Mortgage In 2026 ft. Dan Knott

    MAR 2

    EP. 210 - Mortgage Advisor: The Ultimate Guide To Getting A Mortgage In 2026 ft. Dan Knott

    In this episode we have Dan Knott, who is a Mortgage Advisor, Dan Knott who has helped hundreds of first-time buyers secure their first mortgages and homeowners navigate one of the biggest financial decisions of their lives.  In this episode we discuss: - How renting can help you buy a property - UK Property being the cheapest it's been in years - Why people are taking out longer mortgages - Improving your credit scores - How mortgages work for business owners - How to get ready to buy your first property and much more 🔗 Connect with Dan:Instagram: https://www.instagram.com/dandoesmortgages_ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

    1h 10m
  6. EP. 209 - “I'll Never Invest In The Stock Market” 3 Money Experts Clash On The Best Way to Build Wealth

    FEB 23

    EP. 209 - “I'll Never Invest In The Stock Market” 3 Money Experts Clash On The Best Way to Build Wealth

    In this episode, Ato speaks with Ajmal Mushtaq, the Founder of Boss Pizza. Julianah Owusu, a Property Investor & Developer and Founder of RefurbMate. Ian Dempsey, an Independent Financial Adviser, Financial Planner & Financial Coach. We discuss: - The best way to build wealth in 2026 - Does everyone need to contribute to a pension - Can you still build wealth with property in 2026 - Why not everyone invests in the stock market - Why the wealth gap could continue to increase - Will the middle class disappear and much more 🔗 Connect with Julianah: Instagram: https://www.instagram.com/propertybyjewels Linkedin: https://www.linkedin.com/in/julianah-owusu-195a9812/ TikTok: https://www.tiktok.com/@propertybyjewels Youtube: https://www.youtube.com/@PropertyByJewels 🔗 Connect with Ian: Instagram: https://www.instagram.com/idthemoneyman/ Linkedin: https://www.linkedin.com/in/ian-dempsey/ TikTok: https://www.tiktok.com/@idthemoneyman 🔗 Connect with Ajmal: Instagram: https://www.instagram.com/ajmal_mushtaq/ TikTok: https://www.tiktok.com/@ajmalmushtaq Linkedin: https://www.linkedin.com/in/ajmal-mushtaq-4342a363/ --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

    1h 39m
  7. EP. 208 - Investing Expert: The Only 2 Investments You Need To Build Wealth In 2026 ft. Andrew Craig

    FEB 16

    EP. 208 - Investing Expert: The Only 2 Investments You Need To Build Wealth In 2026 ft. Andrew Craig

    In this episode, Ato speaks with Andrew Craig, an investor, best-selling finance author of “How to Own The World, and financial educator of 13 years and founder of personal finance website: Plain English Finance We discuss: - The 2 investments to build wealth in 2026 - What people are missing about the current world order - The risk with global index funds - How to navigate building wealth in the UK - Entering an era of super abundance and much more 🔗 Connect with Andrew: Linkedin: https://www.linkedin.com/in/andrewcraigpef/ Youtube: https://www.youtube.com/@PlainEnglishFinance 📚Grab Andrew's Books: How To Own The World Before You're 30: https://amzn.to/4aiuec2 How To Own The World: https://amzn.to/3JmqHOM Live on Less, Invest the Rest: https://amzn.to/41b0Uze --- 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL --- 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. --- 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

    1h 31m
  8. EP. 207 - Why Intelligent People Stay Underpaid For Years (While "D" Students Get Rich) ft.  Hayley Mulenda Record

    FEB 9

    EP. 207 - Why Intelligent People Stay Underpaid For Years (While "D" Students Get Rich) ft. Hayley Mulenda Record

    In this episode, Ato speaks with Hayley Mulenda Record. She’s a best selling author, a multi-award winning international speaker, and someone who’s spent years helping people understand confidence, identity, and the inner voice that shapes how we show up in our lives and careers. We discuss: - Hayley breaking free from limitations she saw in her area - How to build a wealthy identity - Why so many people stay underpaid - Shutting down your negative inner voice - The self talk and identity that helped her make seven figures - The importance of personal branding and much more 🔗 Connect with Hayley: Linkedin: https://www.linkedin.com/in/hayleymulenda/ Instagram: https://www.instagram.com/hayleymulenda/ 📚Grab Hayley's book "Speak Up": https://amzn.to/4ch73A5 📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Saily Download SAILY in your app store and use our code savvywallet at checkout to get an exclusive 15% off your first purchase! For further details go to https://saily.com/savvywallet Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

    1h 20m

About

Welcome to the The Savvy Wallet Podcast, where I talk to the brightest minds in personal finance, business, health and more. Episodes released every Monday at 8am GMT on Spotify, Apple Podcasts, Youtube and wherever you listen to your podcasts. Subscribe to be reminded whenever a new episode is released! Follow us on our social media accounts: Instagram - https://www.instagram.com/savvywallet TikTok - https://www.tiktok.com/@savvywallet Youtube - https://www.youtube.com/savvywallet

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