Expat Mortgage Podcast

Atlas Mortgages

The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. Brought to you by Atlas Mortgages which is part of the Atlas Wealth Management Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 30 countries and we make it our job to speak to 30 Australian Mortgage Lenders and review over 500 Australian Mortgage products to ensure that not only can you that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

  1. 10h ago

    Expat Mortgages Podcast S7E40 - Brisbane on the Ground

    Welcome to season 7, episode 40 of #AtlasExpatMortgage: Brisbane on the Ground. Hosted by Atlas Mortgages Managing Director Jeremy Harper, this episode features Blair Gardner, Head Buyer’s Agent – Brisbane for the Henderson Group. Blair shares what’s really happening on the ground across Brisbane’s property market, from falling clearance rates and vendor price expectations, to why off-market deals have dried up and where the real opportunities lie right now. He unpacks the due diligence tricks buyer’s agents use to spot red flags, how agent experience and negotiation style can make or break a deal, and what the recent RBA rate hikes mean for borrowing capacity. Jeremy and Blair also dig into the unique considerations for expats looking to buy a future home in Brisbane while living overseas, and Blair closes with his best suggestions for navigating offers in today’s market. Relevant Links: • Henderson Group - https://henderson.com.au • Upcoming events and webinars - https://atlaswealth.com/events/ • Facebook Group – Join the Australian Expat Financial Forum: https://facebook.com/groups/AustralianExpatFinancialForum • Expat Mortgage Podcast – https://atlaswealth.com/news-media/austra…-mortgage-podcast • Weekly Recap Podcast – https://atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: https://facebook.com/atlaswealthmgmt LinkedIn: https://linkedin.com/company/atlas-wealth-management X: https://x.com/atlaswealthmgmt Instagram: https://instagram.com/atlaswealthgroup Youtube: https://youtube.com/atlaswealthmgmt

    Expat Mortgages Podcast S7E40 - Brisbane on the Ground
  2. Oct 28

    Expat Mortgages Podcast S7E39 - Buying Owner Occupied in Sydney Market

    Sydney prices are off their February peak, spring clearance rates are soft, and the RBA has lifted rates. So what’s happening on the ground? In season 7, episode 39 of #AtlasExpatMortgage, Atlas Mortgages MD, Jeremy Harper is joined by Perry Preziusi, Head Buyer’s Agent at the Henderson Group. Perry shares what he has seen since the Federal Budget: quieter inspections, more off-market deals, and negotiating room not seen since COVID. Jeremy explains why waiting for the bottom can backfire as borrowing capacity falls, and why a stronger US dollar may be helping expats buy. Relevant Links: • Henderson Group - https://henderson.com.au • Upcoming events and webinars - atlaswealth.com/events/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

    Expat Mortgages Podcast S7E39 - Buying Owner Occupied in Sydney Market
  3. Oct 28

    Expat Mortgages Podcast S7E38 - October Market Update

    In season 7, episode 38 of #ExpatMortgages, October Market Update, James and Jeremy dig into the RBA’s September minutes. It's one telling word count reveals exactly where the board’s head is really at, and why it might set up a bold call for November. Fresh unemployment data just dropped too, and the numbers are moving in a direction that has James flagging recession territory if the trend continues. They also break down why New South Wales just took a $200 million hit in a single month, what it means for state budgets around the country, and why Queensland’s Olympic ambitions could be caught in the crossfire. Plus, a currency story that could matter a lot more than expats realise right now, with the Aussie dollar sitting in unexpected territory, James and Jeremy explain exactly how that’s quietly reshaping buying power for Australians earning overseas. Tune in for the full breakdown, including a smart (and often overlooked) strategy for parking spare cash against your mortgage. Relevant Links: • Upcoming events and webinars - atlaswealth.com/events/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

    Expat Mortgages Podcast S7E38 - October Market Update
  4. Oct 21

    Expat Mortgages Podcast S7E37 - Deals of the Month

    Welcome to Season 7, Episode 37 of #AtlasExpatMortgages podcast, Deals of the Month. Atlas Wealth Group Managing Directors, James Ridley and Jeremy Harper pull back the curtain on three recent deals that settled under the Atlas Mortgages banner, and each one proves there’s more than one way to get a tricky scenario across the line. First up, a retired expat in the UK with loads of equity sitting idle in his Brisbane investment property, and a bank that wasn’t interested. Then, an executive based in Saudi Arabia navigating an off-the-plan purchase, foreign currency shading, and a property that’s appreciated well beyond its original contract price. And finally, a New Zealand couple on the Sunshine Coast chasing their forever home, who assumed a hefty deposit was non-negotiable... until it wasn’t. Each deal comes with a genuinely useful takeaway for anyone in a similar boat, from unlocking equity in retirement to avoiding tens of thousands in unnecessary fees. Relevant Links: • Upcoming events and webinars - atlaswealth.com/events/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

    Expat Mortgages Podcast S7E37 - Deals of the Month
  5. Oct 14

    Expat Mortgages Podcast S7E36 - RBA Decision and Market Data

    Welcome to Season 7, Episode 36 of #AtlasExpatMortgages podcast, RBA Decision and Market Data. Atlas Wealth Group hosts, James Ridley and Jeremy Harper break down a big week of data: the RBA lifted the cash rate to 4.6%, its fourth hike this year, with Governor Michelle Bullock striking a hawkish tone on further moves ahead. August CPI came in at 4%, driven by surging fuel and electricity costs amid Middle East-related oil pressures. Property values fell for a sixth straight month nationally, with transaction volumes down sharply and days on market stretching out. But with rental yields at a six-year high and vacancy rates tight, James and Jeremy argue this is exactly when savvy investors should be striking. They also flag a silver lining for expats: a weaker Aussie dollar could help offset some of the borrowing capacity lost to rising rates. Relevant Links: • Upcoming events and webinars - atlaswealth.com/events/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: / atlaswealthmgmt

    Expat Mortgages Podcast S7E36 - RBA Decision and Market Data
  6. Oct 7

    Expat Mortgages Podcast S7E35 - Deals of the Month

    Welcome to Season 7, Episode 35 of #AtlasExpatMortgages podcast, Deals of the Month. Atlas Wealth Group hosts, James Ridley and Jeremy Harper down four real client deals the team recently settled, each with a different lending hurdle and a successful outcome. - San Francisco: A young tech professional earning USD income secured a Queensland investment property by structuring the loan around base income only, leaving RSUs and bonuses for a future application once they're more established. - Hong Kong: A government employee refinancing to release equity had to work around a hefty credit card limit and contract employment, landing a lender willing to assess his income net of local tax. - Singapore: A couple with a strong portfolio hit the classic wall of self-employed foreign income, solved by building a detailed credit case that turned a straight "no" into an exception with a major bank. - Macau: A long-tenured gaming executive used a construction loan to subdivide a Melbourne block into two titled, cash-flowing properties, setting him up for a move into commercial property. Four very different clients, four very different problems, but every deal came down to the same fundamentals: understanding how foreign income gets assessed, keeping credit card limits in check, and doing the groundwork before applying. It's proof that with the right strategy and a willingness to shop around, even the most challenging applications can get across the line. Relevant Links: • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/ • Upcoming events & webinars: atlaswealth.com/events/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/ • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

    Expat Mortgages Podcast S7E35 - Deals of the Month
  7. Sep 30

    Expat Mortgages Podcast S7E34 - September QandA Update

    Welcome to Season 7, Episode 34 of #AtlasExpatMortgages podcast, September Q&A Update (Part 2). In this second half of the episode, James Ridley and Jeremy Harper turn to your questions. They explain how Australian lenders assess and convert foreign income, including the difference in treatment across currencies, why "shading" applies, and how it can affect your borrowing capacity. They also unpack what it means to borrow through a company structure as an expat, including the tax and lending trade-offs, before weighing in on individual versus company ownership and how each affects borrowing power. The episode wraps with a straightforward answer to a common question: does Atlas charge a broker fee? Relevant Links: • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/ • Upcoming events & webinars: atlaswealth.com/events/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/ • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

    Expat Mortgages Podcast S7E34 - September QandA Update
  8. Sep 23

    Expat Mortgages Podcast S7E33 - September Market Update continues...

    Welcome to Season 7, Episode 33 of #AtlasExpatMortgages podcast, September Market Update continues (Part 1). Atlas Wealth Group hosts, James Ridley and Jeremy Harper kick off with the Fed's overnight rate hike and how quickly it flowed through to Australia, with NAB and ANZ already lifting fixed rates across the board within hours. They discuss the outlook for the RBA's upcoming decision on September 29, current market pricing on the likelihood of a hike, and why they're currently leaning toward variable over fixed for most borrowers. The conversation moves to the property market, where national home values have now fallen for a fifth consecutive month. Rather than reading this as a red flag, James makes the case for why hesitant investors could be missing an opportunity, and shares which capital cities are holding up better than others. They round out the update with a look at other factors shaping the economic backdrop, including oil prices, unemployment, and upcoming tax reforms working their way through Parliament. Part 2, our Listener Q&A, drops next week. Relevant Links: • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/ • Upcoming events & webinars: atlaswealth.com/events/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/ • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

    Expat Mortgages Podcast S7E33 - September Market Update continues...

About

The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. Brought to you by Atlas Mortgages which is part of the Atlas Wealth Management Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 30 countries and we make it our job to speak to 30 Australian Mortgage Lenders and review over 500 Australian Mortgage products to ensure that not only can you that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

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