Expat Mortgage Podcast

Atlas Mortgages

The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. Brought to you by Atlas Mortgages which is part of the Atlas Wealth Management Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 30 countries and we make it our job to speak to 30 Australian Mortgage Lenders and review over 500 Australian Mortgage products to ensure that not only can you that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

  1. Aug 12

    Season 7, Episode 30 - Solution-based Lending with Midkey

    In this episode of Expat Mortgage: Solution-Based Lending with MidKey, Atlas Mortgages Managing Director, Jeremy Harper (Mortgages) is joined by special guest Richard Young, CEO of MidKey. They unpack a lending solution built for Australians who are "home equity rich but cash flow constrained", including many expats caught out by foreign income shading. Richard breaks down how MidKey's home equity release loan works, with no monthly repayments, no fixed term, and a structure designed to keep the borrower firmly in control. They then work through three real client scenarios covering renovations, expat investment strategy, and helping the next generation into the property market, showing how MidKey can fit where traditional lending falls short. Tune in to hear how it all works, and whether it could be the right solution for you or your family. Relevant Links: • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/ • Upcoming events & webinars: atlaswealth.com/events/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/ • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

    Season 7, Episode 30 - Solution-based Lending with Midkey

  2. Aug 5

    Season 7, Episode 29 - Market Update

    In this episode of Expat Mortgage: Market Update, Atlas Wealth Group Managing Directors, James Ridley (APAC) and Jeremy Harper (Mortgages) dive into two real client case studies, from developing inherited land using development finance, to navigating commercial property lending as an expat. Plus, they answer listener questions on foreign income, LVRs, stamp duty traps for non-resident spouses, and how bonuses and RSUs are assessed, along with practical tips to boost your borrowing power. Whether you're planning your next investment, exploring commercial property, or just trying to understand how your overseas income stacks up in the eyes of Australian lenders, this episode is packed with practical, real-world insight you won't want to miss. Relevant Links:
 • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/
 • Upcoming events & webinars: atlaswealth.com/events/
 • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum 
• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
 • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
 Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt
 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

    Season 7, Episode 29 - Market Update

  3. Jul 29

    Season 7, Episode 28 - Market Update

    Jeremy Harper and James Ridley preview the RBA's upcoming rate decision ahead of the June quarter CPI print, plus the latest data on rents and property market conditions. They unpack a client case study on using equity release to fund property purchases or aged care without traditional income requirements, then answer listener questions on mortgage pre-approvals, using investment income for serviceability, and foreign buyer surcharges across different states. Relevant Links: • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/ • Upcoming events & webinars: atlaswealth.com/events/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/ • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

    Season 7, Episode 28 - Market Update

  4. Jul 22

    Season 7, Episode 27 - July Update

    In this episode, Jeremy Harper and James Ridley kick off the new financial year with a wrap-up of the property market, the RBA's rate outlook, and recent tax changes affecting Australian expats. Furthermore, they dive into the CGT and negative gearing reforms, exploring what these changes mean for expat investors. In addition, they discuss why structuring (especially through companies) is becoming increasingly important for those investing from overseas. Finally, the episode wraps up with a Q&A segment covering property purchases as an expat, including structuring options and lender considerations. Relevant Links: • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/ • Upcoming events & webinars: atlaswealth.com/events/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/ • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

    Season 7, Episode 27 - July Update

  5. Jul 14

    Season 7, Episode 26 - End of Financial Year (EOFY) Update

    A new financial year, a new set of rules, and a lot to recalibrate. Atlas Wealth Group Managing Directors, James Ridley (APAC) and Jeremy Harper (Mortgages) take stock of a softening Sydney market, diverging capital city performance, and what rising rents mean for the RBA's next move. The bigger conversation, though, is structural: with the incoming CGT changes hitting non-resident property owners particularly hard, buying in a personal name is increasingly hard to justify. They unpack why company structures are becoming the default for expat investors, what lenders are doing about it, and what every expat with an existing loan should be doing right now as the new financial year kicks off. Relevant Links:
 • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/ • Upcoming events & webinars: https://atlaswealth.com/events/
 • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
 • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast
 If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
 Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt
 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

    Season 7, Episode 26 - End of Financial Year (EOFY) Update

  6. Jul 8

    Season 7, Episode 25 - Budget and Market Updates June 2026

    A lot has landed in a short space of time, and Australian expats need to pay attention. In this episode, Atlas Wealth Group Managing Directors, James Ridley (APAC) and Jeremy Harper (Mortgages) cut through a week of major policy shifts and market moves. They cover what softer inflation means for RBA expectations, why a weaker AUD is quietly working in expats' favour right now, and what the closure of SMSF residential lending means if you're mid-purchase. They also dig into the less-discussed consequences of the incoming CGT changes, specifically how inheritance, divorce, and relationship breakdown are caught in the new rules in ways most people haven't considered yet. Rounded out with real listener Q&As, this is essential listening if you're investing, borrowing, or planning a move in the next 12–18 months. Relevant Links:
 • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/ • Upcoming events & webinars: https://atlaswealth.com/events/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
 • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast 
 If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: 
Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt
 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

    Season 7, Episode 25 - Budget and Market Updates June 2026

  7. Jul 1

    Season 7, Episode 24 - Australian Expat Mortgages from the UK

    In this episode of the Atlas Expat Mortgage Podcast, Jeremy Harper outlines how Australian expats living in the UK can buy, refinance, and invest in Australian property. Through a practical presentation, Jeremy explains how lenders assess UK-based income—including salary, bonuses, business income, and RSUs—while also highlighting the key factors that can influence borrowing capacity. Additionally, Jeremy explores how currency conversion affects lending assessments, outlines available borrowing limits and equity release strategies, and discusses common mistakes that can reduce loan eligibility. Whether you're purchasing your first Australian property or expanding your investment portfolio, this episode provides valuable insights into the mortgage options available to UK-based Australian expats and, importantly, how to position yourself for a successful application. Relevant Links: • Register for the upcoming webinar - US Exit Tax: us02web.zoom.us/webinar/register/…ohsTUmZ-KWqVP-C2Q • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/ • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

    Season 7, Episode 24 - Australian Expat Mortgages from the UK

  8. Jun 24

    Season 7, Episode 23 – RBA June Meeting Recap

    In this episode of the Atlas Expat Mortgage Podcast, Managing Directors Jeremy Harper and James Ridley unpack the Reserve Bank of Australia's June interest rate decision and what it means for Australian expats, property investors, and borrowers. They discuss the RBA's decision to hold the cash rate at 4.35%, the outlook for inflation, and why future rate movements remain uncertain despite differing forecasts from Australia's major banks. The episode also explores current property market conditions, housing supply challenges, rental market trends, and the impact of recent Federal Budget proposals. Jeremy and James finish with a listener Q&A, sharing practical insights on currency movements, property purchasing decisions, and strategies for expats looking to enter the Australian property market. Relevant Links: • Register for the upcoming webinar - US Exit Tax: us02web.zoom.us/webinar/register/…ohsTUmZ-KWqVP-C2Q • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/ • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

    Season 7, Episode 23 – RBA June Meeting Recap
See All (179)

About

The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. Brought to you by Atlas Mortgages which is part of the Atlas Wealth Management Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 30 countries and we make it our job to speak to 30 Australian Mortgage Lenders and review over 500 Australian Mortgage products to ensure that not only can you that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Information

  • Creator
    Atlas Mortgages
  • Years Active
    2021 - 2026
  • Episodes
    179
  • Rating
    Clean
  • Copyright
    © All rights reserved
  • Show Website
    Expat Mortgage Podcast

You Might Also Like