1D AGO

OD #17 - Inflation Is Destroying the Middle Class (Unless You Do This)

Inflation isn’t just making groceries more expensive — it’s quietly reshaping the middle class. While wages struggle to keep up, assets continue to rise. The gap between those who own and those who wait is widening. In this episode, we break down what’s really happening behind the rising cost of living, why inflation acts as a wealth transfer, and the strategic mindset shift required if you want to get into the housing market during uncertain times. This isn’t about panic. It’s about positioning. If you’re feeling stuck, squeezed, or unsure whether now is the right time to move — this conversation is for you. Did you like this episode? Support the show 🎧 Enjoyed this episode? Follow us on Instagram @zekeguenthrothofficial @oscardonproperty and @assetroad for daily insights, property breakdowns, and behind-the-scenes updates. Explore more at www.assetroad.com.au Top 10 Finance Podcasts in Australia on Feedspots ranking- https://podcast.feedspot.com/australian_personal_finance_podcasts/ Disclaimer: The information provided in this podcast is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Asset Road Pty Ltd recommends you seek independent financial, legal, taxation or other advice as required. All investments carry risk. Past performance is not indicative of future results.

13 min

5D AGO

#104 - Immigration & Housing: The Demand Shock

Australia’s housing crisis didn’t happen in a vacuum. Since borders reopened after COVID, Australia has added nearly one million net migrants in just two years. At the same time, housing construction has failed to keep pace with demand. In this episode, we break down the hard numbers: Post-COVID net overseas migration levelsHow many dwellings those arrivals actually requireThe National Housing Accord target vs current construction paceRental vacancy rates and 20–30% rent increasesThe 25–35% home price surge across many markets in the past 36 monthsFirst home buyer grants and demand-side stimulusInvestor lending reboundAnd how foreign investor purchases compare in scaleWe examine whether immigration is the primary macro demand driver, or whether foreign buyers are playing a larger role than the data suggests. This isn’t an emotional argument. It’s a supply-and-demand discussion. When hundreds of thousands of people enter the country each year and we’re not building at the required pace, something has to give — and that “something” is affordability. If you want to understand what’s really driving prices, rents, and generational divide in Australia, this episode lays out the maths. Did you like this episode? Support the show 🎧 Enjoyed this episode? Follow us on Instagram @zekeguenthrothofficial @oscardonproperty and @assetroad for daily insights, property breakdowns, and behind-the-scenes updates. Explore more at www.assetroad.com.au Top 10 Finance Podcasts in Australia on Feedspots ranking- https://podcast.feedspot.com/australian_personal_finance_podcasts/ Disclaimer: The information provided in this podcast is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Asset Road Pty Ltd recommends you seek independent financial, legal, taxation or other advice as required. All investments carry risk. Past performance is not indicative of future results.

24 min

FEB 11

ZG #10 - Australia is Failing Us, Finale: Exposing the Collapse (Part 6/6)

This is the final episode of the Exposing Australia’s Collapse series. Over the past five episodes, we’ve unpacked the rise of fatherless homes, the housing affordability crisis, collapsing birth rates, the education system’s decline, and Australia’s growing physical and mental health crisis. In this finale, we connect the dots. These aren’t isolated issues. They’re systemic. Education shapes behaviour. Family stability shapes children. Housing affordability shapes family formation. Health reflects culture and incentives. When the incentives reward fragility instead of strength, the outcomes are predictable. In this episode, we break down: How weak standards in education ripple into long-term societal declineWhy family breakdown is a structural issue, not just a personal oneHow housing policy and migration levels amplify financial pressureWhy prevention in health is ignored while treatment explodesThe single thread tying it all together: incentivesThen we lay out a practical rebuild blueprint: What individuals must take responsibility forWhat communities can strengthen locallyWhat policymakers must address structurallyNo outrage. No panic. Just clarity. If Australia is drifting, it won’t be fixed by emotion. It will be fixed by standards, structure, and responsibility. Share this episode with someone who can handle the conversation. Did you like this episode? Support the show 🎧 Enjoyed this episode? Follow us on Instagram @zekeguenthrothofficial @oscardonproperty and @assetroad for daily insights, property breakdowns, and behind-the-scenes updates. Explore more at www.assetroad.com.au Top 10 Finance Podcasts in Australia on Feedspots ranking- https://podcast.feedspot.com/australian_personal_finance_podcasts/ Disclaimer: The information provided in this podcast is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Asset Road Pty Ltd recommends you seek independent financial, legal, taxation or other advice as required. All investments carry risk. Past performance is not indicative of future results.

23 min

12/24/2025

#103 - A Christmas Special on Money, Perspective, and Feeling Behind 🎄

Christmas Eve has a way of slowing everything down and bringing perspective into focus. In this special episode, we talk about money, clarity, and what it really means to feel “behind” financially, plus how to reset your thinking before the new year begins. Did you like this episode? Support the show 🎧 Enjoyed this episode? Follow us on Instagram @zekeguenthrothofficial @oscardonproperty and @assetroad for daily insights, property breakdowns, and behind-the-scenes updates. Explore more at www.assetroad.com.au Top 10 Finance Podcasts in Australia on Feedspots ranking- https://podcast.feedspot.com/australian_personal_finance_podcasts/ Disclaimer: The information provided in this podcast is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Asset Road Pty Ltd recommends you seek independent financial, legal, taxation or other advice as required. All investments carry risk. Past performance is not indicative of future results.

12 min

12/16/2025

OD #16 - The Silent Killers Smart Property Investors Learn to Avoid

Most investment properties don’t fail loudly... they underperform quietly. In this episode, we unpack the silent killers smart property investors learn to avoid before they buy. Did you like this episode? Support the show 🎧 Enjoyed this episode? Follow us on Instagram @zekeguenthrothofficial @oscardonproperty and @assetroad for daily insights, property breakdowns, and behind-the-scenes updates. Explore more at www.assetroad.com.au Top 10 Finance Podcasts in Australia on Feedspots ranking- https://podcast.feedspot.com/australian_personal_finance_podcasts/ Disclaimer: The information provided in this podcast is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Asset Road Pty Ltd recommends you seek independent financial, legal, taxation or other advice as required. All investments carry risk. Past performance is not indicative of future results.

20 min

12/12/2025

OD #15 - Before You Buy Property… Listen to THIS About Advisors

Buying property is one of the biggest financial decisions you’ll ever make — and choosing the wrong “advisor” can cost you years and six figures. In this episode, we break down what a real property investment advisor actually does, how they connect you with the right dream team (broker, accountant, conveyancer, property manager), the red flags to avoid, and the non-negotiables you should check before trusting anyone with your next move. Did you like this episode? Support the show 🎧 Enjoyed this episode? Follow us on Instagram @zekeguenthrothofficial @oscardonproperty and @assetroad for daily insights, property breakdowns, and behind-the-scenes updates. Explore more at www.assetroad.com.au Top 10 Finance Podcasts in Australia on Feedspots ranking- https://podcast.feedspot.com/australian_personal_finance_podcasts/ Disclaimer: The information provided in this podcast is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Asset Road Pty Ltd recommends you seek independent financial, legal, taxation or other advice as required. All investments carry risk. Past performance is not indicative of future results.

20 min

12/01/2025

#102 - Building your first $100,000: From Rainy-Day Fund to Investment Strategy

Welcome back to The Finance Bible Podcast with Zeke Guenthroth and Oscar Don — and yes, the boys are back in the same room again! Following on from last week’s deep dive into compound interest, this episode breaks down the next step in your wealth journey: building your first $100K. You’ll learn how to set up a practical, disciplined framework to move from saving to investing — including how to structure your cash, when to start investing, and the traps that stop most people from ever reaching that milestone. 📘 In this episode: Why 4 weeks of expenses is your safety net before you investHow to automate your surplus and make saving effortlessWhere to put your money — savings, ETFs, or sharesHow small weekly contributions can hit $100K faster than you thinkWhy lifestyle inflation kills progress (and how to beat it)Real examples of clients hitting $100K through smart property and ETF plays🎯 The first $100K is the hardest — but with the right structure, discipline, and compounding, it’s absolutely achievable. 💡 “Security first, growth second. Protect the downside, then multiply the upside.” Did you like this episode? Support the show 🎧 Enjoyed this episode? Follow us on Instagram @zekeguenthrothofficial @oscardonproperty and @assetroad for daily insights, property breakdowns, and behind-the-scenes updates. Explore more at www.assetroad.com.au Top 10 Finance Podcasts in Australia on Feedspots ranking- https://podcast.feedspot.com/australian_personal_finance_podcasts/ Disclaimer: The information provided in this podcast is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Asset Road Pty Ltd recommends you seek independent financial, legal, taxation or other advice as required. All investments carry risk. Past performance is not indicative of future results.

15 min

11/25/2025

#101 - Compound interest explained clearly

In this episode, Zeke and Oscar break down compound interest — the simplest concept in finance that most people still don’t understand. You’ll learn the difference between good compound interest (shares, ETFs, property, superannuation) and bad compound interest (credit cards, personal loans, and late fees that snowball into debt traps). Using real calculations and case studies, they show how starting early can turn a few dollars a week into millions — and how ignoring it can cost you just as much. 📈 Topics covered: How compounding actually works — and why time matters more than moneyThe difference between earning and paying compound interestReal-life examples using the MoneySmart calculatorCredit card traps that compound against youHow small spending habits kill your long-term growthSimple ways to automate good compounding through shares and ETFs🎯 Whether you’re 20 and starting out or 40 and restructuring, this episode gives you a practical framework to make compound interest work for you, not against you. 🔗 Tools mentioned: MoneySmart Compound Interest Calculator Did you like this episode? Support the show 🎧 Enjoyed this episode? Follow us on Instagram @zekeguenthrothofficial @oscardonproperty and @assetroad for daily insights, property breakdowns, and behind-the-scenes updates. Explore more at www.assetroad.com.au Top 10 Finance Podcasts in Australia on Feedspots ranking- https://podcast.feedspot.com/australian_personal_finance_podcasts/ Disclaimer: The information provided in this podcast is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Asset Road Pty Ltd recommends you seek independent financial, legal, taxation or other advice as required. All investments carry risk. Past performance is not indicative of future results.

33 min

The Finance Bible

OD #17 - Inflation Is Destroying the Middle Class (Unless You Do This)

#104 - Immigration & Housing: The Demand Shock

ZG #10 - Australia is Failing Us, Finale: Exposing the Collapse (Part 6/6)

#103 - A Christmas Special on Money, Perspective, and Feeling Behind 🎄

OD #16 - The Silent Killers Smart Property Investors Learn to Avoid

OD #15 - Before You Buy Property… Listen to THIS About Advisors

#102 - Building your first $100,000: From Rainy-Day Fund to Investment Strategy

#101 - Compound interest explained clearly

Trailer

Welcome to the Finance Bible Podcast

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The Finance Bible

Episodes

OD #17 - Inflation Is Destroying the Middle Class (Unless You Do This)

#104 - Immigration & Housing: The Demand Shock

ZG #10 - Australia is Failing Us, Finale: Exposing the Collapse (Part 6/6)

#103 - A Christmas Special on Money, Perspective, and Feeling Behind 🎄

OD #16 - The Silent Killers Smart Property Investors Learn to Avoid

OD #15 - Before You Buy Property… Listen to THIS About Advisors

#102 - Building your first $100,000: From Rainy-Day Fund to Investment Strategy

#101 - Compound interest explained clearly

Trailer

About

Information