Digi-Tools In Accrual World

Indi Tatla, Ryan Pearcy, John Toon
  • 0.0 (0)
  • Tech News
  • Updated Semimonthly

The go-to place for all things cloud accounting and digital. Find out the latest in accounting app news and exclusive interviews with cloud pioneers in the accounting industry.

  1. 5d ago

    Live from the Digital Accountancy Show 2026: Xero, Fishbowl, Dext and the AI-native ledger

    No studio this week. Indi Tatla and Alastair Barlow took a microphone round the Digital Accountancy Show at ExCeL London and stopped anyone who would talk to them, with Ryan Pearcy waiting at the end on The Loop stand. Yogesh Patel opens with a phrase he had just heard on the main stage: the AI discount. If AI makes the work faster, how does a firm stop the saving going straight to the client as a lower fee? Indi then brings back the idea Dext pushed at its insider day, that the system of record does not have to be where the work happens. Alastair calls it the headless ledger, and Damon Anderson later tells us the AI-native ledger was the big story of the day, name-checking Digits, Light, Campfire, Rillet and DualEntry. He also gives the market a three to five year runway, because real firms have real people, real trust and HMRC to work with. Paul Layte from Ascendant walks through four versions of the firm delivery model, ending with a question nobody was asking two years ago: do we need offshore at all, or can AI agents do this? Andrew Douthwaite from Alliotts, part of the Shaw Gibbs Group, talks about life after a private equity deal and what he would build with a war chest. Daniel Rock from SuiteFiles previews the new connect portals and the agentic chasing on the way, and Trent McLaren from Vinyl explains why the real gain from an AI note taker is the mental load it lifts. Kate Hayward, Xero’s UK Managing Director, and Kendrick Hair from Fishbowl talk through a family-run yoghurt maker that has grown threefold in 18 months on Xero and Fishbowl. Kate brings the number of the day, two in five UK small businesses did not know if they were profitable last month, and news of a Xero and The Loop hackathon in November. Kendrick explains Fishbowl’s new accountant’s ledger. Katie Hawking from TaxAssist comes off a women in accountancy panel with SilverFin and a line worth taking back to the office: be the women we want to walk behind. Ryan closes it out at The Loop stand, giving compliance four years before the way firms deliver it changes completely. Also covered: James Howell and Dan Cockerton on putting on the show and taking it to the US and Barcelona, Phil Hobden on what Sage has been asked about Intacct and MTD, a new firm owner five months into practice, Lisa Marshall flying in from Canada and discovering FreeAgent, and why they walked straight past John Toon. Chapters 00:00 Intro, live from the Digital Accountancy Show 01:33 Employment Hero 02:10 Yogesh Patel on the AI discount 04:50 First time at the show 06:40 Why come to DAS, and skipping John Toon 07:47 James Howell on building the show 10:16 Dext and the headless ledger 12:21 £4m in fees from LinkedIn 15:57 People and agents in one org chart 18:36 Andrew Douthwaite on PE and a war chest 24:31 SuiteFiles and agentic chasing 26:06 What Baker Tilly does differently with AI 30:56 Phil Hobden at Sage 32:56 Five months into a new practice 35:56 Fractional CFO or outsourced finance function 38:06 Dan Cockerton on DAS in the US and Barcelona 42:56 Trent McLaren, Vinyl and the mental load 45:26 Paul Layte: do we need offshore at all? 48:26 Katie Hawking: be the women we want to walk behind 52:16 Damon Anderson and the AI-native ledger 55:09 Joiin 56:16 Xero and Fishbowl: two in five didn’t know 66:40 Lisa Marshall, all the way from Canada 69:35 Ryan Pearcy: plan now or have it thrust upon you 73:25 Outro

  2. Oct 5

    Briefcase Ledger, Sage Period Review and Intuit's job cuts || In The Loop

    Billie McLoughlin, Eriona Bajrakurtaj and John Toon go a little AI heavy this week, with an MCP for AML checks, a decision-making model from TypeSafe and a new AI-native ledger from Briefcase, plus a chat with its co-founder Reuben Steenkamp. Billie welcomes Sage's free Period Review for MTD for Income Tax, and likes that Sage hasn't sold it as AI, but wishes it worked for clients on Xero, QuickBooks and FreeAgent too. Eriona expects to be asking clients the same questions every quarter regardless. John reckons the profession can be too precise, and Eriona shares the HMRC enquiry that came down to one missing £26 receipt. Intuit has cut 17% of its workforce while revenue grew 14% and QuickBooks Online Accounting grew 23%. Eriona asks where that leaves UK accountants now the accountants' council has gone. John questions how much revenue really comes through the accounting channel, and Billie thinks price rises explain a lot of the growth. DNA Payments has partnered with iwoca so merchants can borrow £1,000 to £1m from the DNA app. John asks whether borrowing to cover running costs is ever wise, Eriona talks business rates and 15% interest, and Billie wonders how many small businesses keep their books up to date enough for live-data lending. Eriona welcomes Sodium's FuseSign integration and wants one core system running the work. Billie explains MCP through Firmcheck's launch alongside its FYI and Sodium integrations, and asks whether firms will let AI change AML records. Eriona wonders what happens to software brands nobody logs into, and John worries about being spread too thin. John introduces TypeSafe's Jev, and Eriona asks how you tell a regulator "the AI did that". John then walks through Briefcase Ledger, compares it with Xero, QuickBooks and FreeAgent, and talks to Reuben Steenkamp about the launch at the Digital Accountancy Show. Also covered: Vinyl launches calendar booking, Joiin raises €1.5m of non-dilutive growth capital from Gilion, and Caseware brings Verity agents to Excel and client requests, along with John's Angry Audit Manager. 00:00 Intro 01:12 Fishbowl 02:19 Sage Period Review for MTD 13:11 Intuit cuts 17% while revenue grows 20:42 DNA Payments and iwoca Flexi Loans 26:35 Sodium integrates FuseSign 28:16 Firmcheck launches an MCP 37:52 TypeSafe launches Jev 42:57 Briefcase launches Briefcase Ledger 53:27 Vinyl launches calendar booking 56:48 Joiin raises €1.5m 1:01:10 Caseware Verity agents for audit 1:06:43 Outro

  3. Sep 28

    The Disruptor Awards winners, plus the week's accounting tech news

    Indi Tatla, John Toon and Ryan Pearcy are back together for another OGs episode, with two lots of Apron news, a big raise in Germany and the full run-down of this year's Disruptor Awards. Xero has renamed Files to Documents and moved it into the Accounting menu, which John Toon calls the least controversial thing Xero has done in weeks. Ryan Pearcy links the change to Making Tax Digital for Income Tax. Indi Tatla then reads through a wave of Glassdoor reviews from Xero staff in Australia and New Zealand, and the panel talks about what they say about the culture, with some sympathy for the UK team. Glen Foster has joined Intuit to lead the mid-market and partner channel in the UK. Indi asks what he needs to get right. John Toon says QuickBooks has always felt like a sales conversation about licences, and Ryan Pearcy says the mid-market needs implementation partners and something closer to community. Apron has launched its QuickBooks Online integration, with supplier payments in 30 currencies and Virgin Points on the side, and Ryan wants to know whether it's truly embedded. Then Apron's new pricing from 1 December, tiered by document volume. Indi Tatla thinks the document limit is the lever bookkeepers will feel, while Ryan Pearcy likes that payments and documents stay unbundled. Limetax has raised €36m to bring German accounting firms onto an AI platform built on top of DATEV. John Toon explains why DATEV's cooperative set-up makes that approach clever, and Ryan Pearcy expects to see more tech companies buying firms in the UK. Also covered: Aqilla wins Best Cloud Service for Non-Profits and Charities at the Cloud Excellence Awards, Adfin launches card on file, and Indi runs through the Disruptor Awards winners, including Socket, Briefcase, Alexis Kingsbury, James Wright, The Modern Firm and Lucy Cohen, with thanks to partners Dext, Advancetrack, Accountex and Alternative Events. 00:00 Intro 03:25 FreeAgent 04:30 Xero renames Files to Documents 06:23 Xero's Glassdoor reviews 10:43 Glen Foster joins Intuit 14:40 Apron launches QuickBooks Online payments 17:53 Apron pricing changes from 1 December 22:12 Aqilla wins Best Cloud Service for Non-Profits 23:54 Limetax raises €36m 28:13 SuiteFiles 29:12 Adfin launches card on file 33:45 Disruptor Awards winners 42:19 Outro

  4. Sep 21

    Who trains the juniors if the bots do the prep? || Be In The Loop

    Indi Tatla, John Toon and Ryan Pearcy are on the show together for the first time in months, and this week the AI conversation finally gets a bit more nuanced. Airwallex has launched T:0, an AI accounting platform for US startups that builds the chart of accounts as the business grows and reports burn and runway in real time. John Toon sees apps creeping into each other's patch. Ryan Pearcy thinks everyone's going after everything because it's so easy to build now, and it'll be the Wild West until the ones that work win on word of mouth. Aynsley Damery's Alldone claims a full set of UK limited company accounts in an hour or less, with the numbers calculated from the legislation and AI kept to the wording and mappings. Indi Tatla likes the cold review challenge. John Toon isn't convinced by a demo built on a perfect client, and Ryan Pearcy can't see small firms running two systems. Then John Toon's own OneSixth, which handles VAT margin schemes and partial exemption and posts the journals back to the ledger, is out in beta. AuditBot has launched AccountsBot, which reviews financial statements against a disclosure checklist from HAT Group. John Toon tried building the same thing with ChatGPT and couldn't get it past 80 per cent reliable. Intuit and Perplexity have connected QuickBooks and Mailchimp to Perplexity for US users, and John Toon wonders why they didn't make more of Perplexity's sourcing. Bill Gates picks accountancy as his example of a job AI will replace, which leads to the big question of the episode: if trainees skip the basic prep, how do they learn to check the bot's work? Ryan Pearcy brings in Michael Gould, co-founder of Anaplan, on swapping the spreadsheet nobody dared touch for an AI engine nobody can explain. John Toon doesn't think ticking boxes ever taught anyone much, and makes his case with a car analogy that even Indi Tatla likes. Also covered: a Startup Coalition report on the 11.2 million hours UK businesses spend each year proving who they are, and whether BizPass is digital ID by another name. And Joiin's new forecasting, with full three-way integration and the group consolidation John Toon is most excited about. 00:00 Intro 02:18 Advancetrack 02:56 Airwallex launches T:0 for US startups 07:56 Alldone: a full set of accounts in an hour 14:45 OneSixth: VAT margin schemes and partial exemption 21:09 AuditBot launches AccountsBot for disclosure checklists 23:49 Intuit and QuickBooks connect to Perplexity 27:11 Bill Gates on AI and accountancy: who trains the juniors? 30:00 Michael Gould on AI in finance and the spreadsheet problem 38:55 Startup Coalition: 11.2 million hours proving who you are 47:14 Joiin launches three-way forecasting 54:20 Outro

  5. Sep 14

    Influencer Gate, the Rule of 40 and the Xero AGM || Be In The Loop

    Ryan Pearcy is back in the chair, joined by Heather Smith and Indi Tatla for a bumper news episode, most of it about Xero and none of it comfortable. It starts with the reel. A paid influencer told her followers she had fed her Xero data into Claude and no longer needed the 800 pounds a month she spent on an accountant, and the community went off. Indi Tatla walks through the responses: Rachel Harris on how tightly brand partnerships are actually controlled, Alex Falcon arguing the profession should level up rather than take it personally, and Damon Anderson on the capability, accountability and trust clocks all running at different speeds. Ryan Pearcy has no sympathy for the influencer, then argues the thing that has really annoyed firms is not the advert. It is auto bank rec, and every vendor promising a business owner they can automate everything, leaving the firm to unpick it at the year end and charge more for the privilege. It was not a one-off week. Aaron Patrick found Syft Analytics reports going out under his practice's name without his approval, since switched off. Xero built accounts and tax filing into the product after Companies House closed the free route in March, then marketed it straight at business owners without telling the firms holding those clients. The panel keeps coming back to Ben Richmond on stage in New Orleans, promising Xero would never sell directly to your clients. Heather Smith brings in a long post from a former Xero employee arguing the board swallowed the Rule of 40 and built an executive incentive structure around it that cost them the customer. That runs into the AGM, where 70 per cent of shareholders voted against the remuneration report following an increase to Sukhinder Singh Cassidy's target pay. Ryan Pearcy thinks the restructure is defensible and the timing is what stings. Indi Tatla asks whether the conversation would be happening at all if the chief executive were a man. Xero gave the show its position directly, and it is read out in full. Elsewhere, Sage launched Salary Payments, so Sage Payroll customers can pay staff from their own bank account with no wallet and no second login, powered by Crezco, who now sit behind Xero, iplicit and Sage alike. Ryan Pearcy wonders what has happened to Modulr. Indi Tatla runs the employment law timetable, with the tribunal window doubling on 1 October, the duty to prevent third party harassment landing on 30 October and the unfair dismissal changes arriving in January 2027, and flags the Employment Hero webinar on it. Also covered: Heather Smith's ask of conference organisers to publish a harassment policy. Accrual acquiring Puzzle's accounting firm business on the same day as everything else, and almost nobody noticing. Private equity buying accounting firms alongside the software it already funds. And how a profession without a podcast is meant to make itself heard by the vendors. Chapters 00:00 Intro 02:45 Employment Hero 03:25 Influencer Gate: the Xero reel that blew up LinkedIn 08:52 Rachel Harris, Alex Falcon and Damon Anderson on being a paid partner 14:29 Why auto bank rec annoys firms more than the advert did 16:39 Heather Smith on who actually counts as an influencer 18:07 Syft Analytics reports sent to clients without approval 19:35 Xero markets accounts and tax filing direct to business owners 21:01 "We will never sell directly to your clients" 24:15 The Rule of 40 post from a former Xero employee 27:10 CEO pay and the 70 per cent shareholder vote 32:10 Xero's official position 35:41 Joiin 36:49 Sage Payroll Salary Payments, powered by Crezco 38:27 Employment law: October, and then January 2027 42:33 Harassment policies at accounting conferences 44:25 Accrual acquires Puzzle 47:06 Private equity moving into accounting firms 49:19 How should the community influence the vendors? 52:14 Disruptor Awards and outro

  6. Sep 7

    When Accounting Becomes Someone Else's Feature || In The Loop

    John Toon is joined by Kendrick Hair of Fishbowl and Leigh Stallard for a news episode about who ends up owning the client. Leigh opens on a LinkedIn post from Joshua at Reva, written after Starling took heat for putting books next to the current account. The more interesting move is embedding the service itself, advisers included, inside the platforms an SME already uses. Uprise is doing exactly that in the US. John's caveat is that nobody has done it at scale yet, although compliance is already being commoditised and Mazuma has been running like a software company with accountants attached for years. Kendrick brings the US lens on firms niching hard into tax as technology moves onto their patch. Fishbowl has bought Repfabric, and Kendrick takes the two questions customers actually ask after an acquisition. Does the brand disappear, and do the connections to competing products get switched off. His answers are no and no. Repfabric brings a decade of commissions, territories and multi-line sales work to sit in front of everything Fishbowl already does once the order lands. Kendrick then picks up Joiin Intelligence, which goes exception hunting rather than writing prose about revenue. Its agents clean the chart of accounts, build eliminations and diagnose a consolidated balance sheet that will not balance. John's angle is where the data physically goes once a firm hands it to a model, and why Joiin running on AWS matters to anyone with GDPR to answer to. He remembers early Jax being slower than clicking the report. Leigh follows with Joiin's new report pack sharing and the wider point underneath it. Firms do not adopt what they cannot picture themselves using, so a release that ships without a workflow attached quietly dies in the inbox. Then the Xero run. Engager, now part of TaxCalc, ships its August features, and John pushes back on listening to the loudest customer instead of leading. Kendrick covers BrightPay's Oscar onboarding assistant, Pay by Bank, and the cloud transition Bright had to pull and rebuild. Leigh takes Xero's developer growth programme for practice apps and John asks what it says about Xero Practice Manager. Back orders and prepayments land in the Xero API, which Kendrick has been waiting for and which Cin7, Katana and Fishbowl are not using yet, and Leigh explains why giving people back orders in core Xero is a dog on a half-submerged pontoon. Also covered: Trent McLaren's map of where there is still room to build in the Xero ecosystem, the test of whether a Xero product manager could describe your product in one sentence, and what it now costs vendors to keep the data flowing since Xero and Intuit both put a price on API access. This episode is brought to you by Fishbowl, inventory and manufacturing software for businesses that have outgrown spreadsheets but are not ready for full ERP. https://www.fishbowlinventory.com 00:00 Intro 02:14 Sponsor: Fishbowl 03:25 Accounting as a feature, and the fight for the client 09:57 Fishbowl buys Repfabric 19:45 Joiin Intelligence goes exception hunting 26:11 Joiin report packs, and why releases die in the inbox 29:38 Reporting people actually act on 33:22 Sponsor: SuiteFiles 34:21 Engager updates, and who you listen to 39:07 BrightPay, Oscar and the cloud move 44:06 Xero opens its growth programme to practice apps 46:46 Back orders and prepayments in the Xero API 53:45 Enough rope: back orders in core Xero 56:34 Where to build in the Xero ecosystem 01:08:19 Outro

  7. Aug 31

    Xero Tax Errors, OpenAI Roll-Ups and Active Accounts Production | Be In The Loop

    Eriona Bajrakurtaj, Alastair Barlow and John Toon go through the accounting tech week, and most of it comes back to the same question: is the thing being announced the thing that actually works? The headline everyone shared was OpenAI buying accounting firms. It has not. OpenAI took an equity position in Thrive Holdings back in December, Thrive owns Current, the roll-up formerly called Crete Professionals Alliance, and OpenAI engineers go into those firms in exchange for more equity and access to the data. Alastair breaks the structure down and lands on how circular it is. What matters more than the deal is the taxonomy forming around it, with roll-ups buying legacy firms, platforms buying and re-tooling them, and AI-native challengers like Amsterdam's Neno starting from nothing. Then the other end of the telescope. An accountant proofread a set of accounts produced in Xero Tax and posted what he found, including the wrong directors on the cover page and an inappropriate section 444 disclosure, in the same week Xerocon Denver was selling agentic workflows. Eriona is an advocate for AI in accounting and still lands on the obvious point, that an assistant saving you twenty minutes is worth nothing if you spend twenty minutes checking its output. John then admits Xero Tax double-counted the corporation tax on his own company, and blames his own chart of accounts rather than the software. On the compliance side, Active have released accounts production, taking a firm from trial balance to a filed set of accounts inside one platform, with Companies House filing built in. John has been tracking it for the best part of a year and reads it as Active going at Silverfin directly. Workiro released Workflows in the same week, which routes every step of a job to the right person with an AI summary at each hand-off, and Eriona asks the fair question of why a practice management system cannot already do that. The episode ends on Sodium and TaxCalc arguing publicly about an encrypted form, and underneath it a bigger question about who owns accounting data. Alastair's answer is the strongest few minutes on the pod. A vendor making it hard to move your clients' data has not built a moat, it has built friction, and the decision to use your own historic client data sits between you and your client. Also covered: OpenAI CFO Sarah Friar's target of a zero-day close, and why John thinks the phrase is too ambiguous to mean anything. Prosaic, an AI-native cash-based ledger out of New Zealand now past fifty firms. The Xero Global App Awards, won globally by Gojee and Ignition, with ApprovalMax taking the UK and SuiteFiles the US practice award. Updates to Xero's Auto Bank Reconciliation and what "confident" is actually doing in that sentence. WorkGuru's rebuilt workflows. And Repodo in Copenhagen raising the largest pre-seed Denmark has recorded to launch an AI-native audit firm. 00:00 Intro 04:42 The zero-day close 14:25 Prosaic rethinks the ledger 26:27 Xero App Awards 2026 37:56 Somebody proofread Xero Tax 44:42 How JAX decides 54:51 Workiro releases Workflows 57:22 Trial balance to Companies House 1:00:54 OpenAI has not bought a firm 1:13:31 Who owns the data 1:23:47 Outro

  8. Aug 24

    The big AI companies do not use AI to do their own accounts. So why should you?

    Indi Tatla is joined by Lara Manton and Billie McLoughlin for a run through the month's accounting tech updates, most of which nobody would call exciting and all of which somebody will end up using. Two from Xero. The bills page gets the same full-page treatment invoices and quotes already had, with contact editing and planned payment dates moving into the bill itself, and Lara makes the point that the people who will feel the change hardest are the ones who use it most. Then the builder story: Xero has released a Lovable connector, so an accountant can describe an app in plain English and have it running on live Xero data. Xero says one in five connections into its ecosystem is now a custom app built outside the App Store. Billie is not convinced, and reckons meaningful builds will come from the 1% of the 1%. Vinyl has moved from recording meetings to preparing for them. Pre-meeting briefs pull context from previous calls, open items in your practice management system and the calendar invite itself, which as Billie points out makes better preparation a data hygiene problem in disguise. Sodium has connected its practice management platform to Claude, ChatGPT and Gemini, giving them a line into tasks, billing, AML checks, document requests and client workflows. Indi's read is that Duane Jackson has built this shape before in payroll and in bookkeeping, and that boring businesses are the ones worth watching. The admin round. TaxCalc and Engager keep stitching themselves together, with tax figures dropping into bulk client emails and filed returns ticking themselves off. Otto Capture launches from With Otto at £9 a client, with Emma James running her own practice behind it, and goes to Xero and FreeAgent together rather than Xero alone. Sage is on the roadmap. Billie's line on all of it is how much manual glue accountants create day to day without noticing. Briefcase gets the longest argument. Sales invoicing and aged reports land in Briefcase Ledger, and Working Papers takes the month end out of spreadsheets with an immutable balance sheet snapshot. Billie wants to know where it falls short before she trusts it, and makes the case that the big AI companies are not using AI to do their own accounts. Lara asks whether it matters that this is an accounting app with AI rather than an AI app that does accounting. Also covered: MyDocSafe removing portal chat on purpose, adding a signature dashboard and making form consents compulsory. Chapters 00:00 Intro 02:40 Xero bills refresh 06:36 One in five is custom 12:50 Vinyl pre-meeting briefs 17:50 Sodium talks to the LLMs 23:10 TaxCalc into Engager 27:05 Sponsor: Joiin 28:13 Otto Capture 31:11 MyDocSafe removes chat 34:20 Briefcase Ledger invoicing 35:52 Briefcase and the close 42:20 Outro

See All (100)

About

The go-to place for all things cloud accounting and digital. Find out the latest in accounting app news and exclusive interviews with cloud pioneers in the accounting industry.

Information

  • Creator
    Indi Tatla, Ryan Pearcy, John Toon
  • Years Active
    2021 - 2026
  • Episodes
    100
  • Rating
    Explicit
  • Copyright
    © Copyright 2025 Digi-Tools in Accrual World Limited. All rights reserved.
  • Show Website
    Digi-Tools In Accrual World

You Might Also Like