Money Talk

Skyler Fleming
  • 5.0 (34)
  • SELF-IMPROVEMENT
  • UPDATED WEEKLY

Money Talk was born after the host, Skyler Fleming, realized that so many issues we all face with our finances could be solved with a simple conversation. He realized this when working at a credit union as a call center supervisor (ask him about some of the crazy stories from this job). Countless issues and situations were resolved after a simple money talk! So, after moving on from that job, Money Talk was born! With over 200+ episodes and 4+ years of creating content Money Talk continues to evolve and help everyone, young and old, get started with personal finance.

  1. Building a Lifelong Financial Plan with Jeffrey Panik - 215

    6D AGO

    Building a Lifelong Financial Plan with Jeffrey Panik - 215

    In this week’s episode, I sat down with Jeffrey Panik, an experienced financial planner and the founder of Balance Wealth Partners, to talk all about building a lifelong financial plan that actually works. Jeff brings nearly 25 years of experience helping people balance their financial obligations with living a happy, intentional life. Together we break down why starting sooner matters, how to create a financial life inventory, and how to set yourself up for success no matter where you’re starting from. Whether you’re just stepping into adulthood, trying to get a handle on student loans, or finally thinking about retirement down the line, this episode will give you the mindset and small, practical steps to start now. We talk about creating habits that stick, tackling debt without shame, understanding the role of insurance, and how talking about money with others can clear the “financial fog” so many of us feel. 💰 This Week’s Money Talking Points How important is a plan for our money?Why does money seem overwhelming?How can talking about money help calm the overwhelm?🔗 Resources & Mentions: Jeffrey Panik: Learn more about Jeff’s work and access his Financial Life Inventory Plan at jeffreypanik.comJeff’s Books: Resources for young adults and pre-retirees to build and implement financial plans (linked on his website)Balance Wealth Partners: Jeff’s firm specializing in intentional financial planning⏱ Time Stamps: [00:02:23] Why having a financial plan is essential for success [00:04:53] The benefits of starting early and building healthy habits [00:06:38] Why money feels overwhelming and clearing the “financial fog” [00:10:46] What a Financial Life Inventory Plan is and how to start one [00:17:16] Small steps, automation, and building lasting financial habits [00:20:31] The crucial role of insurance in protecting your financial plan [00:23:40] Managing debt, student loans, and avoiding the financial spiral [00:28:39] How financial planning and learning from mistakes can transform your future Support the show Check out Financial Planning for Young Adults on Spotify Schedule a free Money Talk at https://moneytalk.show/chat Get your free Money Talk resources at https://moneytalk.show/resources Find even more Money Talk at moneytalk.show/quick-links "Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/ Want to be a guest on Money Talk? Send Skyler Fleming a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1636686037273x290834786321762400

    36 min
  2. How to Spend Money with Confidence with Chris Pollard - 214

    JAN 15

    How to Spend Money with Confidence with Chris Pollard - 214

    In this week's episode of Money Talk, I sat down with Chris Pollard, a US Army veteran, West Point graduate, and principal of Great Path Planning, to talk all about how to confidently spend the money you’ve worked so hard to save. Chris brings over 15 years of experience in retirement income planning, tax strategy, and wealth management, and he shares how to break free from the scarcity mindset so you can live a purposeful, secure life with your money. Whether you’ve always felt nervous about spending, or you’re wondering when it’s safe to stop hyper-saving, this conversation will give you tools to align your money with your values, ditch the guilt, and finally enjoy the life you’re building. We cover everything from mindset shifts and automation tips to building confidence in your spending decisions. 💰 This Week’s Money Talking Points How important is confident spending?Why should we focus on more than just saving money?How can someone ever be ok with spending money?🔗 Resources & Mentions: Connect with Chris Pollard: chris.pollard@greatpath.comGreat Path Planning: https://greatpathfp.com/Chris Pollard on LinkedIn: https://www.linkedin.com/in/chris-pollard-mba-cfp®-ea-1b9a4b1b/overlay/contact-info/⏱ Time Stamps: [02:15] Why confident spending creates more freedom [05:09] Moving beyond black-and-white saving and spending [10:00] Scarcity mindset and how it holds us back [14:00] Aligning your spending with your values [19:15] Community, connection, and using money as a tool [27:00] Automating spending in retirement to reduce fear [35:00] Building agency and trusting your adaptability [40:39] Final takeaways: enjoying life along the way Support the show Check out Financial Planning for Young Adults on Spotify Schedule a free Money Talk at https://moneytalk.show/chat Get your free Money Talk resources at https://moneytalk.show/resources Find even more Money Talk at moneytalk.show/quick-links "Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/ Want to be a guest on Money Talk? Send Skyler Fleming a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1636686037273x290834786321762400

    38 min
  3. Overcoming Shame and Moving Forward with Money with Grace Del Rey - 213

    JAN 8

    Overcoming Shame and Moving Forward with Money with Grace Del Rey - 213

    In this week’s episode of Money Talk, I sat down with Grace Del Rey, a financial strategist, sound healer, and founder of SGBS Consulting and the Saving Grace Money Method. Grace blends practical business strategy with mindset and energy work to help people heal their relationship with money, release financial stress, and build wealth from the inside out. Together, we tackled the big topic of money shame, including why it happens, how to confront it, and how to move forward with confidence. Whether you’ve been stuck in credit card debt, living paycheck to paycheck, or simply feeling weighed down by guilt over past financial choices, this episode will give you the tools and encouragement to shift your mindset and start building momentum. We talk about creating buffers, breaking free from money pits, and using affirmations and self-worth to turn your mindset into a financial superpower. 💰 This Week’s Money Talking Points What are some common financial pain points?How can we confront financial shame?How can money shame impact everyone regardless of financial status?🔗 Resources & Mentions: Grace Del Rey – SGBS Consulting: Learn more about Grace’s work and her programs like Love Yourself Rich at https://sgbsconsulting.com⏱ Time Stamps: [00:03:10] Common financial pain points: credit card traps, subscriptions, and lifestyle creep [00:07:40] Breaking the cycle: why building a small cash buffer is a game-changer [00:14:20] How money shame impacts everyone [00:18:00] Concrete steps to get out of credit card debt and regain control [00:21:38] Building optimism and using mindset shifts and affirmations [00:27:10] Money as a mirror of self-worth and the importance of setting your value [00:31:01] Why community and conversations can accelerate your financial progress Support the show Check out Financial Planning for Young Adults on Spotify Schedule a free Money Talk at https://moneytalk.show/chat Get your free Money Talk resources at https://moneytalk.show/resources Find even more Money Talk at moneytalk.show/quick-links "Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/ Want to be a guest on Money Talk? Send Skyler Fleming a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1636686037273x290834786321762400

    38 min
  4. Where to Get Started with FinTech with Brittany Flammer - 212

    JAN 1

    Where to Get Started with FinTech with Brittany Flammer - 212

    In this week’s episode of Money Talk, I sat down with Brittany Flammer, a certified financial coach, mom of five, and spreadsheet-loving budgeting pro, to explore how FinTech can actually make managing your money easier. Brittany went from living close to the poverty line with five kids to building an $800,000 net worth, and now she helps others start and stick with budgeting. Together, we tackled budgeting apps, automation, credit-building tools, and even full DIY financial planning strategies with approachable tips for any stage of your money journey. 💰 This Week’s Money Talking Points What is your favorite budgeting app?What’s the biggest struggle you have with FinTech?Do you prefer pen and paper or a digital app?🔗 Resources & Mentions: Connect with Brittany Flammer: brittanyflammer.comBudgeting Tools Mentioned: Google Sheets, EveryDollar, Monarch MoneyBanking & Savings Tools: Ally Bank (Buckets), SoFi (Vaults & Relay), Wealthfront (Categories)Financial Planning & Tracking: Empower (formerly Personal Capital), Projection LabEstate Planning: Trust & WillCredit Building & Monitoring: Chime Secured Card, WalletHub, AnnualCreditReport.comFlat-Fee and Advice-Only Planning: Hello Nectarine, Advice-Only Network⏱ Time Stamps: [02:29] Brittany’s favorite budgeting method and why spreadsheets still win [04:18] Biggest struggles people face with FinTech apps [06:19] Pen & paper vs. digital budgeting—what actually works [14:49] Beyond budgeting: high-yield savings, estate planning, and identity protection [22:28] Where beginners should start with budgeting and tracking spending [26:00] Tools and strategies for starting to invest [30:37] Building credit and protecting your identity with smart tools Support the show Check out Financial Planning for Young Adults on Spotify Schedule a free Money Talk at https://moneytalk.show/chat "Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/ Want to be a guest on Money Talk? Send Skyler Fleming a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1636686037273x290834786321762400

    41 min
  5. Give Money Beyond The Holidays with Rebecca Herbst - 211

    12/25/2025

    Give Money Beyond The Holidays with Rebecca Herbst - 211

    In this week’s episode of Money Talk, I sat down with Rebecca Herbst, a financial literacy advocate, early retiree, and founder of Yield and Spread, to talk about generosity and giving beyond the holiday season. We dove into how you can create a mindset of generosity, build habits that make giving natural, and even give in ways that fit your financial independence journey. Rebecca brings a thoughtful and empowering perspective on using your money as a tool for good without derailing your own financial goals. Whether you’re just starting your path to financial independence, in the thick of wealth-building, or already enjoying early retirement, this episode will help you reframe generosity, overcome the fear of giving, and start making a real impact. You’ll walk away with practical steps to start small, give consistently, and feel confident that your money is doing meaningful work. 💰 This Week’s Money Talking Points What does generosity mean to you?How can you be generous without lots of money?How has giving impacted your life?🔗 Resources & Mentions: Yield and Spread: Learn more about Rebecca’s nonprofit and the Philanthropy Pledge at yieldandspread.org/moneytalkThe Life You Can Save by Peter Singer: https://www.thelifeyoucansave.org/wp-content/uploads/2022/11/The_Life_You_Can_Save_eBook.pdfPhilanthropy Calculator: See how giving impacts your FI timeline at Yield and Spread⏱ Timestamps: [02:08] Rebecca defines generosity and the three ways to give [04:00] Reframing scarcity mindset and realizing your global wealth [08:00] Starting small and building a giving habit you won’t miss [12:00] Moving from fear to confidence in charitable giving [16:10] Creating a simple system to make generosity automatic [24:00] The personal finance community’s next evolution: generosity [28:00] How to continue giving long after the holidays [32:30] Rebecca’s journey: FI, early retirement, and growing into generosity [40:10] The power of community and seeing others live it out Support the show Check out Financial Planning for Young Adults on Spotify Schedule a free Money Talk at https://moneytalk.show/chat Get your free Money Talk resources at https://moneytalk.show/resources Find even more Money Talk at moneytalk.show/quick-links "Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/ Want to be a guest on Money Talk? Send Skyler Fleming a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1636686037273x290834786321762400

    44 min
  6. Learning How to Ride Our Money BIKE with Anthony Weaver - 210

    12/18/2025

    Learning How to Ride Our Money BIKE with Anthony Weaver - 210

    In this week's episode of Money Talk, I sat down with Anthony Weaver, host of the About That Wallet podcast, to dive into his BIKE Method for managing money. Anthony grew up experiencing financial hardship, and now he’s on a mission to help people simplify their finances and feel confident with their money. Together, we break down how to use the BIKE Method. Budget, Income, Knowledge, and Execution to create a solid foundation and start moving toward real financial freedom. Whether you’re just starting to get serious about your money, looking for ways to grow your income, or trying to figure out why your financial plans keep stalling, this conversation will give you the tools and encouragement to take small, meaningful steps forward. Anthony shares personal stories, practical tips, and a mindset shift that makes managing money feel doable—no matter where you’re starting from. 💰 This Week’s Money Talking Points Why is talking about money important?Why should people consider creating content around personal finance?Are budgets important?🔗 Resources & Mentions: About That Wallet Podcast: https://www.aboutthatwallet.com/⏱ Timestamps: [00:02:01] Why talking about money is really about better communication [00:08:06] Breaking down the BIKE Method: Budget, Income, Knowledge, Execution [00:09:00] Budgeting as the foundation and how it protects against emergencies [00:14:52] The role of income and shifting from a scarcity to abundance mindset [00:17:35] Building knowledge to spot opportunities and avoid costly mistakes [00:24:02] Execution: Taking small, confident steps to build real momentum [00:33:02] Why progress beats perfection and the importance of giving yourself grace

    39 min
  7. How to Get Started with Real Estate with Mike Turner - 209

    12/11/2025

    How to Get Started with Real Estate with Mike Turner - 209

    In this week’s episode of Money Talk, I sat down with Mike Turner, a real estate entrepreneur, author, and educator with over 20 years of experience building wealth through real estate. Mike brings a fresh, practical take on how to get started without betting the farm, the mistakes to avoid, and why he now focuses on manufactured homes and partnership-based investing to create real passive income streams. Whether you’re just curious about real estate or ready to take your first step, this episode will help you see investing in a new light. We break down REITs versus direct investing, why debt can be so risky, and how to start building income streams that aren’t tied to your time. 💰 This Week's Money Talking Points: What excites you about real estate investing?Why does real estate seem so daunting?How does real estate impact someone’s wealth🔗 Resources & Mentions: Mike Turner Life: Learn more about Mike’s work, resources, and free investment club at https://miketurnerlife.comFinancial Planning for Young Adults: My new podcast to help young adults start their financial journey—linked in the show notes⏱ Time Stamps: [04:05] The excitement of building income streams and financial freedom [08:00] Why real estate feels so risky—and the dangers of leverage [13:30] REITs vs. direct real estate investing: where to start [16:11] Mike’s low-risk strategy: affordable housing and manufactured homes [21:10] Partnering instead of borrowing to remove risk [28:00] The importance of networking and finding mentors in real estate [33:10] Common mistakes new investors make and how to avoid them [36:17] Mike’s biggest lesson: building income not tied to your time Support the show Check out Financial Planning for Young Adults on Spotify Schedule a free Money Talk at https://moneytalk.show/chat Get your free Money Talk resources at https://moneytalk.show/resources Find even more Money Talk at moneytalk.show/quick-links "Upbeat Forever" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/ Want to be a guest on Money Talk? Send Skyler Fleming a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1636686037273x290834786321762400

    42 min
  8. Replay - Lessons Learned from Over 700+ Episodes with Matt and Joel from How to Money - 208

    12/04/2025

    Replay - Lessons Learned from Over 700+ Episodes with Matt and Joel from How to Money - 208

    In this week’s episode of Money Talk, I’m bringing you one of my favorite throwback interviews with Matt and Joel from the How to Money podcast. These guys have recorded 700+ episodes and bring an incredible mix of practical money advice, humor, and real-life experience to the conversation. We talked all about how money conversations start awkwardly, why talking about money matters so much, and how your financial focus naturally evolves from the nuts and bolts to creating the life you actually want to live. Whether you’re just starting out on your financial journey, stuck in the debt payoff stage, or thinking about how to use your money to buy back your time, this episode will give you encouragement, practical tips, and a hopeful perspective on how your money story can change over the years. We also talk about how to start money conversations with friends, spouses, and peers without making it weird, plus why hobbies are an essential part of your financial plan! 💰 This Week's Money Talking Points: How has your view on money changed over the yearsWhat money podcasts or books are you interested in right now?How would you spend your time if money wasn’t an issue?🔗 Resources & Mentions: Matt & Joel’s Podcast: How to MoneyMy new podcast: Financial Planning for Young Adults: https://www.youtube.com/@FPYApodRecommended Reads:The Automatic Millionaire by David Bach: https://amzn.to/3XfI7jPThe One Page Financial Plan by Carl Richards: https://amzn.to/4oVgt7PTax Planning to and Through Early Retirement by Cody Garrett & Sean Mullaney: https://amzn.to/4pA4pcl⏱ Time Stamps: [04:00] Breaking the stigma and normalizing money talks [07:20] How their own money conversations evolved over 700+ episodes [12:15] Why hobbies and lifestyle design matter just as much as the math [20:45] Talking about money in marriage and setting shared goals [28:29] Biggest lessons learned from years of podcasting about money [32:35] Practical tips for starting money conversations with friends or peers [39:15] My personal money reflections and this week’s Money Talking Points If you enjoyed this throwback and want to hear more classic episodes from the Money Talk archives, let me know on Spotify or YouTube! And don’t forget to check out Financial Planning for Young Adults if you or someone you know is ready to take the first step toward a confident financial future.

    46 min
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5
out of 5
34 Ratings

About

Money Talk was born after the host, Skyler Fleming, realized that so many issues we all face with our finances could be solved with a simple conversation. He realized this when working at a credit union as a call center supervisor (ask him about some of the crazy stories from this job). Countless issues and situations were resolved after a simple money talk! So, after moving on from that job, Money Talk was born! With over 200+ episodes and 4+ years of creating content Money Talk continues to evolve and help everyone, young and old, get started with personal finance.

Information

  • Creator
    Skyler Fleming
  • Years Active
    2021 - 2026
  • Episodes
    227
  • Rating
    Clean
  • Copyright
    © Skyler Fleming
  • Show Website
    Money Talk

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