Ekabo Home Financial Freedom Mastermind Podcast

Niyi Adewole
  • 5.0 (9)
  • Investing
  • Weekly

A podcast for those who do not believe they were put on this earth to work 40 to 50 hours per week for 40 to 50 years, to hopefully retire at the age of 65.

  1. 6d ago

    Your W-2 Can Be Your Best Business Partner

    🏡 Kicking off our Rental Portfolio Series! 💼 Your W-2 job isn’t just a paycheck. It’s a business partner that helps you buy real estate with better terms. 🤝 In this episode, we break down how house hacking works in real life, why delayed gratification wins, and which credit and savings targets can get you moving. 🚀 What we cover: 💼 Treating your W-2 as a partner that funds wealth-building✅ Three W-2 advantages: low down payment financing 🏦, cash for your down payment and reserves 💰, and stability for you and the bank 📈🏘️ A College Park fourplex case study that turns rent into equity and scales to multiple units🔑 Why house hacking can cut your biggest monthly expense🧠 Leaning on investor-friendly professionals to time guidelines and structure your deals❓ Answering common starter questions: What credit score do I need? 📊 How much should I save? 💵 Can I buy again if I already own a home? 🏠📞 Want us to look at your specific situation? We’ll review what you qualify for, what’s on the market, and what fits your strategy. 🎯 👉 Book a portfolio call at ekabohome.com 🔗 🗓️ Tune in every Wednesday at 7 PM Eastern! Don’t miss out on our journey toward financial freedom through smart investments. 👉 Hit that subscribe button and turn on notifications so you never miss an update! Let’s unlock your potential together!  Our Links ➣ Financial Freedom Mastermind Facebook Group - https://www.facebook.com/groups/53083...  ➣ Peer Space Host Referral Link https://www.peerspace.com/referrals/g...  ➣ AirBNB Host Referral Link https://www.airbnb.com/r/niyia41  ➣ Ekabo Home Network (IG, Youtube, Email) https://linktr.ee/ekabohome Niyi Adewole is a licensed realtor in Georgia, brokered by EXP Realty. Feel free to reach out at Niyi.Adewole@exprealty.com if you would like to work with an investor friendly real estate agent.

  2. Oct 21

    173. How A Pharmacist Built Wealth With Student Rentals

    Ryan Chaw went from pharmacist to real estate investor, built a $1.5M net worth, and became W-2 optional by 31 using rent-by-the-room rentals. In this episode, we break down how he picks the right markets, uses equity to scale, and runs simple systems that keep student and professional roommate housing running smoothly. In this episode: Ryan's origin story and why real estate creates generational wealthHow he saved a big down payment with intense W-2 hours and early investing 💰Using cash-out refis and HELOCs to recycle equity into more propertiesThe rent-by-room cash flow math that replaces a pharmacist incomeFinding student-friendly pockets in expensive statesComping room rents with Roomies, Reddit, and Facebook housing groupsGroup leases vs. individual leases, and cutting nonpayment with co-signersRenting to grad students, traveling nurses, and other rotating professionalsThe head tenant system for cleanliness, tours, and conflict mediationFurnishing strategy and amenities that boost demandA $30,000 sewer lesson 🚽 and the REVIEW checklist for inspectionsThe three-step starter framework: right college, right property, right tenantsManagement tools, virtual assistants, and software for scaling out of stateFree resource: Grab the guide at www.newbierealestateinvesting.com/guide 👈 If you enjoyed the episode, hit follow, subscribe, and we'll catch you next week! 🎧 🗓️ Tune in every Wednesday at 7 PM Eastern! Don’t miss out on our journey toward financial freedom through smart investments. 👉 Hit that subscribe button and turn on notifications so you never miss an update! Let’s unlock your potential together!  Our Links ➣ Financial Freedom Mastermind Facebook Group - https://www.facebook.com/groups/53083...  ➣ Peer Space Host Referral Link https://www.peerspace.com/referrals/g...  ➣ AirBNB Host Referral Link https://www.airbnb.com/r/niyia41  ➣ Ekabo Home Network (IG, Youtube, Email) https://linktr.ee/ekabohome Niyi Adewole is a licensed realtor in Georgia, brokered by EXP Realty. Feel free to reach out at Niyi.Adewole@exprealty.com if you would like to work with an investor friendly real estate agent.

  3. Sep 16

    172. Set Your Rules Before You List The Property

    🏡 We break down the front-end systems that make long-term rentals easier to manage—starting with strong tenant screening, a professionally built lease, and a pre-lease “rent talk” that helps prevent problems before they happen. We share the exact standards, conversations, and systems we use to reduce turnover, protect the property, and set clear expectations from day one. 🔑 📋 What we cover: • 📝 Writing your screening standards before listing the property • 💰 Using income, eviction history, and credit score thresholds • 🤝 Handling borderline credit with co-signers or higher security deposits • ⚖️ Paying an attorney to professionally review your lease • 📖 Reading the lease cover to cover so you can enforce it confidently • 🗣️ Running a clear “rent talk” before the lease is signed • 🏠 Setting wear-and-tear expectations using real useful-life examples • 💻 Requiring maintenance requests through an online tenant portal • 🔧 Billing tenants for tenant-caused repairs with clear pricing • 💵 Reinforcing emergency fund habits and on-time rent payments • ⚠️ Explaining late fees, legal costs, and eviction consequences upfront • 🔄 Reducing turnover with renewal discounts and steady, predictable rent increases The goal isn’t just to find a tenant—it’s to create a clear system that helps prevent misunderstandings, protect your investment, and make long-term rental ownership more manageable. 📈🏘️ 🗓️ Tune in every Wednesday at 7 PM Eastern! Don’t miss out on our journey toward financial freedom through smart investments. 👉 Hit that subscribe button and turn on notifications so you never miss an update! Let’s unlock your potential together!  Our Links ➣ Financial Freedom Mastermind Facebook Group - https://www.facebook.com/groups/53083...  ➣ Peer Space Host Referral Link https://www.peerspace.com/referrals/g...  ➣ AirBNB Host Referral Link https://www.airbnb.com/r/niyia41  ➣ Ekabo Home Network (IG, Youtube, Email) https://linktr.ee/ekabohome Niyi Adewole is a licensed realtor in Georgia, brokered by EXP Realty. Feel free to reach out at Niyi.Adewole@exprealty.com if you would like to work with an investor friendly real estate agent.

  4. Sep 9

    171. Property Management Automation For Buy And Hold Investors

    🏠 We lay out the exact system we use to automate long-term rental property management so buy-and-hold investing doesn’t turn into a 2 a.m. lifestyle. We walk through our software workflow for 💰 rent collection, 🔧 maintenance, 🔑 leasing, 📢 listings, 🔍 tenant screening, and the 📱 resident portal. Then we close with two real landlord horror stories 😬 that show exactly why having strong systems and standards matters. In this episode, we cover: • 🏡 Why long-term rentals tend to be one of the least time-intensive strategies once stabilized • ✅ Front-loading the work through thorough tenant screening and a clear rent talk • 📊 Using a property management dashboard to quickly spot late rent, missing insurance, and expiring leases • 🔧 Routing all maintenance through the resident portal with photos, videos, and a clean paper trail • 👷 Forwarding requests directly to vendors and negotiating hourly rates and flat eviction attorney rates by market • 📅 Sending renewal notices around 90 days out and offering two rent options for better clarity and retention • 📢 Using one-click marketing syndication to major rental listing sites to reduce vacancy time • 🔍 Automating applications with credit, background, and eviction checks while sticking to written screening criteria • 💳 Using autopay and rent reporting to improve on-time payments and tenant behavior • 😱 Our worst tenant stories—including sewer backups and unauthorized squatters 🗓️ Tune in every Wednesday at 7 PM Eastern! Don’t miss out on our journey toward financial freedom through smart investments. 👉 Hit that subscribe button and turn on notifications so you never miss an update! Let’s unlock your potential together!  Our Links ➣ Financial Freedom Mastermind Facebook Group - https://www.facebook.com/groups/53083...  ➣ Peer Space Host Referral Link https://www.peerspace.com/referrals/g...  ➣ AirBNB Host Referral Link https://www.airbnb.com/r/niyia41  ➣ Ekabo Home Network (IG, Youtube, Email) https://linktr.ee/ekabohome Niyi Adewole is a licensed realtor in Georgia, brokered by EXP Realty. Feel free to reach out at Niyi.Adewole@exprealty.com if you would like to work with an investor friendly real estate agent.

    171. Property Management Automation For Buy And Hold Investors

  5. Sep 2

    170. Turn A W-2 Into Rental Income

    🏠 Build a Real Estate Portfolio While Keeping Your W-2 We break down how to build real wealth through real estate without quitting your day job — using housing as your lever instead of taking on a second job. Learn how house hacking, simple systems, and a focused next-step plan can lower your living costs and build long-term wealth with less stress. What we cover: 💼 Reframing your W-2 as a business partner that unlocks cheaper lending and funds down payments  🏡 Using house hacking to turn rent into equity and cut your out-of-pocket housing costs  📈 A real example: buying two fourplexes in two years through delayed gratification  🤝 Setting tenant expectations with a rent talk, online portals, and maintenance workflows  🔢 Breaking down purchase numbers, seller credits, rate buy-downs, and cash flow outcomes  🧠 Avoiding overwhelm — focus on buying power first, then learn to run your own numbers  📍 Picking one market, starting local, and building deal intuition through repetition  🔑 Deciding between long-term rentals, short-term rentals, self-management, and property management  👀 Managing the manager — weekly check-ins during vacancies and tighter oversight early on  💰 Understanding depreciation, cost segregation, and how tax benefits compound over time  🧰 Building reserves and planning for the upfront time commitment in the first 30–60 days 🗓️ Tune in every Wednesday at 7 PM Eastern! Don’t miss out on our journey toward financial freedom through smart investments. 👉 Hit that subscribe button and turn on notifications so you never miss an update! Let’s unlock your potential together!  Our Links ➣ Financial Freedom Mastermind Facebook Group - https://www.facebook.com/groups/53083...  ➣ Peer Space Host Referral Link https://www.peerspace.com/referrals/g...  ➣ AirBNB Host Referral Link https://www.airbnb.com/r/niyia41  ➣ Ekabo Home Network (IG, Youtube, Email) https://linktr.ee/ekabohome Niyi Adewole is a licensed realtor in Georgia, brokered by EXP Realty. Feel free to reach out at Niyi.Adewole@exprealty.com if you would like to work with an investor friendly real estate agent.

    170. Turn A W-2 Into Rental Income

  6. Aug 26

    169. The Best Time To Sell Is When You Do Not Have To

    🏠 Buying the property is only the beginning. Some of the biggest costs can show up when you sell, refinance, or reposition your investment. 💰 In this episode, we break down the simple rules and real numbers we use to avoid giving away profits through closing costs, poor timing, and unnecessary taxes. Here’s what we cover: 🔹 Why the biggest costs can show up at the exit, not the purchase 🔹 How the market type should influence your decision to sell 🔹 Why we aim to sell only when we don’t have to 🔹 The minimum hold time we target to let equity + appreciation work 🔹 How to estimate selling costs using a conservative 10% shortcut 🔹 Why refinancing requires a payback calculation—not vibes 📊 🔹 Our 18-month refinance rule and when we’re willing to bend it 🔹 A real refinance example that dramatically reduces monthly payments 🔹 What a 1031 exchange is actually designed to do for capital gains taxes 🔹 When a 1031 exchange is worth the timeline—and when it isn’t 🔹 The 45-day identification window and 180-day closing deadline ⏳ 🔹 Why you should always talk to a CPA before making major tax decisions The goal? Keep more of the money you make. 💵 🗓️ Tune in every Wednesday at 7 PM Eastern! Don’t miss out on our journey toward financial freedom through smart investments. 👉 Hit that subscribe button and turn on notifications so you never miss an update! Let’s unlock your potential together!  Our Links ➣ Financial Freedom Mastermind Facebook Group - https://www.facebook.com/groups/53083...  ➣ Peer Space Host Referral Link https://www.peerspace.com/referrals/g...  ➣ AirBNB Host Referral Link https://www.airbnb.com/r/niyia41  ➣ Ekabo Home Network (IG, Youtube, Email) https://linktr.ee/ekabohome Niyi Adewole is a licensed realtor in Georgia, brokered by EXP Realty. Feel free to reach out at Niyi.Adewole@exprealty.com if you would like to work with an investor friendly real estate agent.

    169. The Best Time To Sell Is When You Do Not Have To

  7. Aug 19

    168. How to Increase Multifamily Income Without Taking on More Risk

    🏘️ How do you increase cash flow on a small multifamily property without taking on massive renovation costs or unnecessary risk? In this episode, we break down a repeatable strategy for increasing small multifamily cash flow by combining 🏡 short-term rentals with 🏠 long-term tenants. We walk through a real Snellville Quadplex Case Study that increases monthly income from roughly $6,000 → $9,000 while keeping renovations, risk, and workload under control. 📈💰 🔍 In This Episode: • 🧩 Why many small multifamily deals look “broken” on paper—and how creative strategies can fix the numbers • 💵 The quadplex case study, including the market rent gap and income potential • 🛠️ How to use seller credits and reserves to renovate only two units • 🏡 Converting two units into short-term rentals to increase income quickly • 📈 Raising long-term rents through renewals without renovating occupied units • 🔄 Moving short-term rental units back to long-term rentals once the property stabilizes • 🧾 Cost segregation basics for mixed short-term and long-term use—and why you should involve your CPA early • 🤝 Negotiating vacancy during due diligence and sequencing renovations one unit at a time • ⚠️ When this strategy doesn't work, including HOAs, local regulations, management intensity, and weak unit comps 📞 Want Help With Your Next Deal? If you want to move forward, feel free to book a strategy call with us. 👉 Go to cabbahome.com or click the link below to book your strategy call. We're happy to walk through the numbers with you. 💼 Looking for an investor-friendly CPA? Shoot us a message and we'll connect you with the CPA we personally utilize. 📑 Bring us your next contract—and let's look at the numbers together. 🗓️ Tune in every Wednesday at 7 PM Eastern! Don’t miss out on our journey toward financial freedom through smart investments. 👉 Hit that subscribe button and turn on notifications so you never miss an update! Let’s unlock your potential together!  Our Links ➣ Financial Freedom Mastermind Facebook Group - https://www.facebook.com/groups/53083...  ➣ Peer Space Host Referral Link https://www.peerspace.com/referrals/g...  ➣ AirBNB Host Referral Link https://www.airbnb.com/r/niyia41  ➣ Ekabo Home Network (IG, Youtube, Email) https://linktr.ee/ekabohome Niyi Adewole is a licensed realtor in Georgia, brokered by EXP Realty. Feel free to reach out at Niyi.Adewole@exprealty.com if you would like to work with an investor friendly real estate agent.

    168. How to Increase Multifamily Income Without Taking on More Risk

  8. Aug 5

    167. The Two-Layer Blueprint For Managing Rentals Across States

    🌟 Running Rentals From Anywhere — The Remote Property Management Blueprint 🌟 Welcome back to the Financial Freedom Mastermind! In this episode, we break down the exact systems we use to manage 15 rental units remotely — and how we scaled from a handful of doors into a multi-state mix of long-term rentals, short-term rentals, and even self-storage, all without being tied to any one property. 🔥 Quote of the Day: "You can't scale a rental portfolio on motivation and late-night phone calls. If you want real financial freedom, the operation has to run without you." 💡 What This Means: If your business depends on you personally answering every maintenance call or guest message, you don't own a portfolio — you own a job. The investors who actually scale build systems that keep working while they're traveling, sleeping, or a thousand miles away. 🎙️ What You'll Learn: The First Layer — Property Management Software: For long-term rentals, a central hub handles online rent collection, automatic late fees, tenant screening, leasing, maintenance requests, and tenant communication — all inside one portal.The Short-Term Rental Tech Stack: A hub that syncs Airbnb, VRBO, Booking.com, and direct bookings to prevent double-bookings, plus the automations that save your sanity — scheduled guest messaging, smart lock codes, cleaner assignment with real-time alerts, and dynamic pricing integrations.The Second Layer — People: How to structure roles like virtual assistants, cleaners, maintenance contacts, and an operations manager so the business doesn't depend on your personal availability.The Local Relationships You Can't Skip: Why an investor-friendly Realtor and an eviction attorney in every state you own in are non-negotiable for safe, fast out-of-state investing — plus the clear trigger point for when the eviction process should start.What Makes It All Click: The combination of software + people is what lets a portfolio run remotely, even when a guest books last minute or a tenant issue pops up at 11 PM.🏡 Key Takeaways: ➤ Automate First, Delegate Second — Software removes the busywork; people handle what software can't. ➤ Build Local Boots on the Ground — An out-of-state portfolio is only as strong as the local relationships backing it up. ➤ Set Clear Triggers — Know in advance exactly when to escalate an issue (like starting an eviction) instead of deciding in the moment. ⚛️ Why This Matters: Scaling across states and rental types — long-term, short-term, and self-storage — only works if the business can run without you standing in the middle of it. The systems aren't complicated, but they have to be in place before you scale, not after. 🗓️ Tune in every Wednesday at 7 PM Eastern! Don’t miss out on our journey toward financial freedom through smart investments. 👉 Hit that subscribe button and turn on notifications so you never miss an update! Let’s unlock your potential together!  Our Links ➣ Financial Freedom Mastermind Facebook Group - https://www.facebook.com/groups/53083...  ➣ Peer Space Host Referral Link https://www.peerspace.com/referrals/g...  ➣ AirBNB Host Referral Link https://www.airbnb.com/r/niyia41  ➣ Ekabo Home Network (IG, Youtube, Email) https://linktr.ee/ekabohome Niyi Adewole is a licensed realtor in Georgia, brokered by EXP Realty. Feel free to reach out at Niyi.Adewole@exprealty.com if you would like to work with an investor friendly real estate agent. 🗓️ Tune in every Wednesday at 7 PM Eastern! Don’t miss out on our journey toward financial freedom through smart investments. 👉 Hit that subscribe button and turn on notifications so you never miss an update! Let’s unlock your potential together!  Our Links ➣ Financial Freedom Mastermind Facebook Group - https://www.facebook.com/groups/53083...  ➣ Peer Space Host Referral Link https://www.peerspace.com/referrals/g...  ➣ AirBNB Host Referral Link https://www.airbnb.com/r/niyia41  ➣ Ekabo Home Network (IG, Youtube, Email) https://linktr.ee/ekabohome Niyi Adewole is a licensed realtor in Georgia, brokered by EXP Realty. Feel free to reach out at Niyi.Adewole@exprealty.com if you would like to work with an investor friendly real estate agent.

    167. The Two-Layer Blueprint For Managing Rentals Across States
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A podcast for those who do not believe they were put on this earth to work 40 to 50 hours per week for 40 to 50 years, to hopefully retire at the age of 65.

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