Expat Property Story

The Expat Property Guy
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A podcast for expats investing in UK property

  1. 2D AGO

    Everything You Need to Know About Bridging Finance for UK Property

    #273 Have you ever been in a position where you need cash and you need it fast?  Perhaps the deal of a lifetime just fell into your lap.  It’s too good an opportunity to turn down.  Maybe it’s unmortgageable.  Perhaps the seller won’t wait for you to get a mortgage.  Maybe you’re buying it at auction. Bridging finance is a useful resource to have in your toolbox. But it pays to understand it before you need it. In this episode Scott Clay from Together Finance goes through everything you need to know about short term finance Well that’s where short term-finance or bridging comes in. Our WhatsApp  group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 months Goalsetting Leave a review 37 Question Due Diligence Checklist / Auction Guide Our Sponsors: Finnigan McNeill Property Group We discuss: What is Bridging Finance for UK Property InvestorsBridging Loans for Auction Purchases ExplainedSpeed vs Price in UK Property BridgingTogether Finance: UK's Fastest Bridging LenderTypes of UK Property Eligible for Bridging LoansResidential vs Commercial Bridging in the UKImportance of Certainty in Property Bridge DealsKey Team Members for Successful UK Property BorrowingHow Fast Can UK Bridging Loans Be Arranged?Role of Accountants and Solicitors in UK Property DealsLoan-to-Value Ratios for UK Bridging LoansMaximum Loan Periods for UK Property BridgingDesktop vs Physical Valuations in UK Property FinanceRisks and Challenges When Bridging for UK PropertiesCreative Strategies for UK Property Bridging LoansInterest Rates and Fees for UK Bridging FinanceHow to Set Up for Success in Bridging ApplicationsUsing Multiple Properties as Security for UK LoansRolling Up Interest in UK Property BridgingIncluding Refurb Costs in UK Bridging LoansKeywords: UK property podcast, Expat property investing, Bridging loans UK, Short-term property finance UK, Together Finance bridging, Property investment strategies UK, Remote UK property investors, UK auction property finance, Speedy property lending UK, Bridging vs mortgage UK, Commercial property finance UK, Residential property finance UK, Loan to value UK property, Creative property finance UK, Regulated and unregulated bridging loans UK, Investing in UK property from abroad, Property podcasts for expats, UK property market podcast, Property finance podcast UK, Buying property with bridging loans, How to arrange bridging finance UK, UK property deal structuring, Cross-collateralised loans UK, Property refurb finance UK, Fast property transactions UK, Podcast for UK landlords, UK property valuation process, Expat landlord podcast, Property investor podcast UK, Together Finance podcast guest, Scott Clay property finance, Building your property investing team UK, Solicitor and accountant for property deals UK, UK property lending podcast, Unmortgageable property finance UK, UK property deals podcast

    28 min

  2. 5D AGO

    From £85K to £140K in 5 years: Buy-to-Let in Rawtenstall

    #272 Once a month I’m joined by Darren McNeill from our sponsors FMP to look back at a deal he sourced for a client 5 years ago. This month, we discuss a deal in Rawtenstall, Rossendale, Lancashire BB4 8HB. Finnigan McNeill Property specialise in high-yielding turnkey properties in the Northwest for under 125K. Our WhatsApp  group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 months Goalsetting Leave a review 37 Question Due Diligence Checklist / Auction Guide We discuss: High-Yield Turnkey Properties in North West UKFive-Year Review of UK Buy-to-Let InvestmentsRawtenstall: A Top UK Property HotspotCommuter Town Trends in the UK Property MarketInvestment Growth: From £85k to £140k in UK PropertyUK Rental Demand Surges in RawtenstallSuccess Story: Consistent UK Property Rental IncomeUK Property Remortgage Strategies for ExpatsCalculating Loan to Value in UK Property DealsRawtenstall Property Values On The RiseUK Rental Yields: What Investors Need to KnowRawtenstall: Employment Rates and Property DemandFinding Affordable UK Investment PropertiesProperty Price Boom in North West EnglandImportance of Timing in UK Property InvestmentThe Yield Curve for UK Property InvestorsUK Stamp Duty’s Impact on Investment ChoicesWhere to Find the Best UK Property DealsKeywords UK property podcast, Expat property podcast, Property investment UK, Buy-to-let podcast UK, UK real estate podcast, High-yielding turnkey properties UK, Investing in Northwest UK property, Rawtenstall property market, Lancashire property investment, UK property auctions update, Buy-to-let mortgages UK, UK rental market trends, UK property news podcast, Hands-free property investment UK, Podcast for expat property investors, UK property market analysis, Commuter towns near Manchester property, UK property prices growth, UK property sourcing podcast, Turnkey property investments podcast, Property yield calculator UK, Stamp duty threshold UK property, UK rental demand podcast, UK expat investor case studies, UK buy-to-let remortgage advice, Taylor Street Rawtenstall, Finnegan McNeill Property Group, Rawttenstall property yield, Lancashire buy-to-let, Rawtenstall tenant profile, Property value growth Rawtenstall, Buy-to-let refurb UK, UK property price increase 2024, Rental income Rawtenstall, UK expat property success story, Property investment podcast episodes UK, UK property investor tips, First-time buyer property podcast UK, Podcast for UK property landlords

    11 min

  3. MAR 5

    Danger Danger! Are you Ready for Making Tax Digital?

    #271 Making Tax Digital is a new system that will completely change the way in which many UK landlords report their income and expenses to HMRC from 6 April 2026. If you own rental property or have self‑employment income, this episode is definitely for you. Simon Misiewicz of Optimise Accountants Ltd takes us through everything we need to know. Our WhatsApp  group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 months Goalsetting Leave a review 37 Question Due Diligence Checklist / Auction Guide Our Sponsors: Finnigan McNeill Property Group We discuss: Making Tax Digital: Key Changes for UK Property LandlordsUK Rental Income Reporting Overhaul from April 2026New Income Thresholds for UK Property InvestorsRequired Software for UK Property Tax ComplianceQuarterly Reporting for UK Property Owners ExplainedPenalties for UK Property Landlords Missing MTD DeadlinesWho Is Affected by Making Tax Digital in UK PropertyExemptions for UK Expats and Foreign Property InvestorsSeparating Personal and Business Banking for UK LandlordsAdvantages of FreeAgent for UK Property InvestorsPros and Cons of Landlord Vision and Hammock SoftwarePartnership Structures and UK Property Tax ExemptionsLimited Companies vs. Personal Name Property OwnershipIncreased Accountant Costs for UK Property OwnersDigitising Invoices and Receipts for HMRC CompliancePenalty Points System for UK Property MTD SubmissionsRecommendations for UK Landlords: Take Action EarlyCommon Mistakes in UK Property Tax FilingSeparate Bank Accounts to Protect UK Property PrivacyFinal Tips for UK Property Investors on MTD Compliance Keywords UK property podcast, expat property podcast, making tax digital for landlords, making tax digital UK, UK landlord taxes, expat landlord UK, UK property investing podcast, HMRC making tax digital, reporting rental income UK, property tax software UK, landlord tax changes UK, digital tax for self-employed UK, property investment accounting UK, property accounting software UK, quarterly tax reporting landlords, tax exemptions UK property, UK tax penalties landlords, digital bookkeeping for landlords, best tools for UK property tax, staying compliant UK landlord

    32 min

  4. MAR 2

    Auction Update: Be Greedy When Others Are Fearful

    #270 The first of our monthly reviews of what's going on in the world of UK Property auctions, featuring Jay Howard from Hammered Auctions Our WhatsApp  group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 months Goalsetting Leave a review 37 Question Due Diligence Checklist / Auction Guide Our Sponsors: Finnigan McNeill Property Group We discuss: UK Property Auctions: December Buying OpportunitiesBe Brave When Others Are Fearful in UK AuctionsDecember Property Market: Lower Competition, Better DealsJanuary UK Auctions See Major Market Players MoveFast Property Trading with Buyers Club in UKProfitable UK Property Trades Despite Market UncertaintyFebruary Sets Strong Tone for UK Property AuctionsRecord Sales: 11 Out of 12 UK Properties SoldMarket Shifts: Big Funds Selling Before UK AuctionsNew Trends in UK Property Auction StrategyFreehold Three-Bedroom Homes Hot in UK AuctionsFlats and Apartments Slower to Sell at UK AuctionsValue-Add Opportunities: Short Lease UK FlatsModern Apartments and UK Cladding Issues ExplainedEWS1 Certificates: What UK Property Buyers NeedMixed-Use Properties Gaining Popularity at UK AuctionsTax Year-End Drives March UK Property SalesHow Market Fear Creates UK Property Buying ChancesMarch Auctions: Secret Strength in UK Property MarketExpert Predictions for Upcoming UK Property Auction TrendsKeywords UK property podcast, Property auctions UK, Expat property investment UK, UK auction market update, Buying property at auction UK, UK property market trends, Auction Buyers Club UK, UK property investment tips, Selling property at auction UK, Expat real estate podcast, UK real estate auctions, Jay Howard property expert, Property Trading Academy UK, Best time to buy property UK auctions, UK auction results analysis, Short lease flats UK, Cladding issues UK property, EWS1 certificate explained, Auction strategies UK, Residential vs commercial property UK

    13 min

  5. FEB 26

    How to Buy UK Property With Limited Funds

    #269 This episode explores a strategy that only requires a 10% deposit instead of the usual 25% Today’s guests are Rob Peters from Simple Fast Mortgage who presents a way to buy a Day One mortgage with just 10% And his client Bhadar Shokar who proves that it can be done. There are of course some caveats which we’ll run through at the end.  Our WhatsApp  group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 months Goalsetting Leave a review 37 Question Due Diligence Checklist / Auction Guide Our Sponsors: Finnigan McNeill Property Group In this episode, we discuss: UK Property Investing with a 10% Deposit StrategyMinimising Cash Outlay for UK Property PurchasesHow to Buy Below Market Value Properties in the UKUsing Mortgages for UK Property Equity ReleaseBridging vs. Mortgages for UK Property InvestorsMulti-Unit Blocks: Unlocking UK Property ValueAggregate Value vs. Block Value in UK PropertySurveyors’ Role in UK Property ValuationExpats Access UK Property Lending OptionsLoan Requirements for UK Property InvestmentUK Property Rental Yield and Mortgage AffordabilityTitle Splitting in UK Property Investment ExplainedStamp Duty Implications for UK Property BlocksLeases and Entities Structure in UK Property DealsFinding UK Property Blocks with Existing LeasesUK Property Market Research Tips for InvestorsRefurb Costs Impact on UK Property Investment ReturnsUK Property Portfolio Equity Building StrategiesRisks of 90% Loan-to-Value UK Property MortgagesUK Property Research: Combining Desktop and Phone MethodsKeywords UK property podcast, Expat property investing, UK real estate investing, Property investment for expats, Below market value property UK, UK property investment strategies, Multi-unit block investment UK, Mortgage broker UK podcast, UK buy-to-let investment, UK HMO investing, Title splitting UK property, 10% deposit property UK, Leveraging property equity UK, Aggregate value UK flats, Block value vs aggregate value UK, Scarborough property investment, Building portfolio UK property, Residential property finance UK, Mortgages for expats UK, Property lender strategies UK, Property flipping UK podcast, Rental yield UK property, Property Engine platform UK, Bridging loans UK property, Legal costs for title split UK, Stamp duty block purchase UK, Refurbishing UK flats, Long-term property investing UK, Investing in UK flats remotely, Property due diligence UK, Letting agent research UK, Freehold and leasehold structure UK, Expat Property Story podcast, Simple Fast Mortgages, Rob Peters mortgage broker, Bhadar Shokar property investor

    32 min

  6. FEB 19

    What You Need to Know About Title Splits

    #268 Are you looking for a way to buy UK property and add value but without the headache of refurbishment and with minimal expense?  Today’s episode tackles Title Splits. You buy a freehold block of flats under one title. You then split the titles up so that the aggregate value of each individual flat creates an uplift in the overall total value.  Max Scott has been doing this for many years. Our WhatsApp  group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 months Goalsetting Leave a review 37 Question Due Diligence Checklist / Auction Guide Our Sponsors: Finnigan McNeill Property Group In this episode, we discuss: What is Title Splitting in UK Property InvestingHow Title Splitting Adds Value to UK Real EstateFreehold vs Leasehold Explained for UK PropertyFinding Blocks of Flats on Rightmove and OnTheMarketStep-by-Step Guide to Title Splitting PropertyChecking Utilities and Metering for UK FlatsMinimum Flat Size for UK Mortgage LendingUsing Lease Plans for UK Title SplitsStructuring Limited Companies for UK Property SplitsStamp Duty Rules for Related Entity TransfersLending Challenges with UK Title SplitsConcentration Risk for Multiple UK FlatsValue Uplift from Title Splitting in the UKWhen Title Splitting Works Best in Affluent AreasTitle Splitting in High vs Low Yield UK AreasCommercial Valuation for Freehold Blocks in UKImpact of Multi-Dwellings Relief Removal in UKImportance of Mortgage Broker with UK Title SplitAvoiding Double Stamp Duty in UK Property DealsTips for Sourcing Title Split Opportunities in UK PropertyKeywords UK property podcast, Expat property investment, Title splitting UK property, Buying blocks of flats UK, Leasehold and freehold explained, UK property strategies for expats, Remote property investing UK, Auction property UK, Mortgage advice UK property, Limited company property investing, Group structure property investment, Property lending and financing UK, Stamp duty UK property, Commercial valuation UK, Investment blocks of flats, Adding value without refurbishment, Finding blocks of flats UK, Metered flats UK, Property portfolio management UK, Minimum flat size for lenders UK, Property due diligence checklist, Multi-dwellings relief UK, Concentration risk property lending, Buy-to-let investment UK, Selling leasehold flats UK, Property Engine UK, OnTheMarket blocks of flats, WhatsApp groups for expat investors, Podcast for UK property investors, Maximizing value UK property

    26 min

  7. FEB 12

    How to Get Discounted Deals from Vendors

    #267 If you’re building a UK property portfolio in 2026 and you have the time to look for your own deals, then you should be looking to buy at discount.  Finding a bargain often means dealing directly with vendors. Which is what this episode is all about. Ruban Selvanayagam has been buying and selling UK property with his business partner James Durr since 2006.  They solve problems for vendors via their cash buying company, their estate agency and their online auctions under the umbrella name of Property Solvers. Our WhatsApp  group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 months Goalsetting Leave a review 37 Question Due Diligence Checklist / Auction Guide Our Sponsors: Finnigan McNeill Property Group We discuss: Mastering Vendor Negotiation in the UK Property MarketTips for Building a UK Property Portfolio in 2026How to Find Discounted UK Property DealsUnderstanding Vendor Motivation in UK Property SalesCommon Seller Types in the UK Property SectorChallenges with Online UK House Valuation ToolsKey Questions to Pre-Qualify UK Property SellersIdentifying Flexible Vendors in the UK Property SpaceEducating UK Property Sellers on Market RealitySetting the Right Price for UK Property SalesImportance of Sold Comparables in UK Property ValuationSpeed, Certainty, Price: UK Property Vendor PrioritiesAuction versus Investor Sale in UK PropertyDealing with Problematic Tenants in UK Property InvestmentsImpact of Renters' Reform in UK Property LettingsBuilding Relationships with UK Estate AgentsThe Value of Quick Transactions in UK Property BuyingRefurbishment Costs for UK Semi-Detached and Terrace HousesBest UK Property Types for Rental and ResaleFiltering Unmotivated Vendors in the UK Property MarketKeywords UK property podcast, property investment UK, expat property, UK buy-to-let podcast, UK real estate podcast, UK property market insights, investing in UK property, buying property at a discount UK, dealing with property vendors UK, UK property auctions, UK estate agents tips, property valuation UK, building a UK property portfolio, remote property investing UK, selling property in the UK, UK property refurb advice, landlord tips UK, how to find motivated property vendors in the UK, tips for buying below market value UK property, advice for expat UK property investors, understanding UK house price trends, fastest ways to buy UK property, working with UK estate agents as an investor, filtering the best UK property deals, UK property refurb cost breakdown, best types of UK property to invest in 2026, navigating the UK property market as an expat, Expat Property Story podcast, Ruban Selvanayagam property advice, James Durr Property Solvers, UK property investor interviews, Expat remote property investing UK, Property Solvers auction advice

    34 min

  8. FEB 5

    What No One Tells You About UK Property in 2026

    #266 UK property Investors are anxious. Regulation is tightening. Lending is shifting. Costs are rising. And Landlords are leaving.  It’s a new market and many of the old ways of investing in UK property don’t work anymore. To survive and thrive in 2026 and beyond, we need to understand where we’re at and how we got here. This episode will tell you exactly what to do about it. It's based on a report by Paul Ribbons, author of Hustle Your Way to Property Success Our WhatsApp  group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 months Goalsetting Leave a review 37 Question Due Diligence Checklist / Auction Guide Our Sponsors: Finnigan McNeill Property Group In the episode, we discuss: UK Property Market Shifts: 2026 OutlookRegulation Tightens for UK Property InvestorsLandlords Leave UK Buy to Let Market1970s UK Property Market: Inflation and ScarcityMargaret Thatcher’s Legislation Transforms UK PropertyThe Rise of Buy to Let in the UKCrash of the 1990s: Bad UK LendingSelf-Certified Mortgages and "Liar Loans" Era2008 Global Financial Crisis Impacts UK PropertyLenders Shift Focus to UK Property InvestorsPolicy Changes Hit UK Landlords Post-2016Buy, Refurbish, Refinance Model Loses AppealHMOs and Yield Chasing in UK PropertyServiced Accommodation Struggles in UK MarketSupported Living: Risks for UK LandlordsInstitutional Investors Enter UK Residential MarketLenders Compete for First Time UK BuyersGovernment Push for UK HomeownershipTrading and Family Homes: UK Property OpportunitiesFlats Set for UK Property Value RecoveryKeywords UK property podcast, Expat property podcast, UK property investing podcast, UK property market 2026, UK buy to let podcast, UK landlord podcast, Property investment UK podcast, UK property regulations 2026, UK property trading strategies, UK auction, trading podcast, Buy to let strategies UK, UK real estate podcast, UK property compliance, UK property lending trends, First time buyer UK trends, How to invest in UK property from abroad, Impact of regulation on UK landlords, Institutional investors UK property, UK property auction tips, Buy, refurbish, refinance UK, UK HMO landlord challenges, Multi unit conversion UK property, Building wealth in UK property 2026, Mortgage trends UK 2026, Section 24 UK explanation, Stamp duty changes 2026 UK, UK property podcast for expats, Paul Ribbons property insights, Expat landlord advice UK, UK property investing stories

    27 min
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About

A podcast for expats investing in UK property

Information

  • Creator
    The Expat Property Guy
  • Years Active
    2022 - 2026
  • Episodes
    274
  • Rating
    Clean
  • Copyright
    © 2026 Expat Property Story
  • Show Website
    Expat Property Story

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