Expat Property Story

The Expat Property Guy

A podcast for expats investing in UK property

  1. 4H AGO

    What You Need to Know About Title Splits

    #268 Are you looking for a way to buy UK property and add value but without the headache of refurbishment and with minimal expense?  Today’s episode tackles Title Splits. You buy a freehold block of flats under one title. You then split the titles up so that the aggregate value of each individual flat creates an uplift in the overall total value.  Max Scott has been doing this for many years. Our WhatsApp  group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 months Goalsetting Leave a review 37 Question Due Diligence Checklist / Auction Guide Our Sponsors: Finnigan McNeill Property Group In this episode, we discuss: What is Title Splitting in UK Property InvestingHow Title Splitting Adds Value to UK Real EstateFreehold vs Leasehold Explained for UK PropertyFinding Blocks of Flats on Rightmove and OnTheMarketStep-by-Step Guide to Title Splitting PropertyChecking Utilities and Metering for UK FlatsMinimum Flat Size for UK Mortgage LendingUsing Lease Plans for UK Title SplitsStructuring Limited Companies for UK Property SplitsStamp Duty Rules for Related Entity TransfersLending Challenges with UK Title SplitsConcentration Risk for Multiple UK FlatsValue Uplift from Title Splitting in the UKWhen Title Splitting Works Best in Affluent AreasTitle Splitting in High vs Low Yield UK AreasCommercial Valuation for Freehold Blocks in UKImpact of Multi-Dwellings Relief Removal in UKImportance of Mortgage Broker with UK Title SplitAvoiding Double Stamp Duty in UK Property DealsTips for Sourcing Title Split Opportunities in UK PropertyKeywords UK property podcast, Expat property investment, Title splitting UK property, Buying blocks of flats UK, Leasehold and freehold explained, UK property strategies for expats, Remote property investing UK, Auction property UK, Mortgage advice UK property, Limited company property investing, Group structure property investment, Property lending and financing UK, Stamp duty UK property, Commercial valuation UK, Investment blocks of flats, Adding value without refurbishment, Finding blocks of flats UK, Metered flats UK, Property portfolio management UK, Minimum flat size for lenders UK, Property due diligence checklist, Multi-dwellings relief UK, Concentration risk property lending, Buy-to-let investment UK, Selling leasehold flats UK, Property Engine UK, OnTheMarket blocks of flats, WhatsApp groups for expat investors, Podcast for UK property investors, Maximizing value UK property

    25 min
  2. FEB 12

    How to Get Discounted Deals from Vendors

    #267 If you’re building a UK property portfolio in 2026 and you have the time to look for your own deals, then you should be looking to buy at discount.  Finding a bargain often means dealing directly with vendors. Which is what this episode is all about. Ruban Selvanayagam has been buying and selling UK property with his business partner James Durr since 2006.  They solve problems for vendors via their cash buying company, their estate agency and their online auctions under the umbrella name of Property Solvers. Our WhatsApp  group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 months Goalsetting Leave a review 37 Question Due Diligence Checklist / Auction Guide Our Sponsors: Finnigan McNeill Property Group We discuss: Mastering Vendor Negotiation in the UK Property MarketTips for Building a UK Property Portfolio in 2026How to Find Discounted UK Property DealsUnderstanding Vendor Motivation in UK Property SalesCommon Seller Types in the UK Property SectorChallenges with Online UK House Valuation ToolsKey Questions to Pre-Qualify UK Property SellersIdentifying Flexible Vendors in the UK Property SpaceEducating UK Property Sellers on Market RealitySetting the Right Price for UK Property SalesImportance of Sold Comparables in UK Property ValuationSpeed, Certainty, Price: UK Property Vendor PrioritiesAuction versus Investor Sale in UK PropertyDealing with Problematic Tenants in UK Property InvestmentsImpact of Renters' Reform in UK Property LettingsBuilding Relationships with UK Estate AgentsThe Value of Quick Transactions in UK Property BuyingRefurbishment Costs for UK Semi-Detached and Terrace HousesBest UK Property Types for Rental and ResaleFiltering Unmotivated Vendors in the UK Property MarketKeywords UK property podcast, property investment UK, expat property, UK buy-to-let podcast, UK real estate podcast, UK property market insights, investing in UK property, buying property at a discount UK, dealing with property vendors UK, UK property auctions, UK estate agents tips, property valuation UK, building a UK property portfolio, remote property investing UK, selling property in the UK, UK property refurb advice, landlord tips UK, how to find motivated property vendors in the UK, tips for buying below market value UK property, advice for expat UK property investors, understanding UK house price trends, fastest ways to buy UK property, working with UK estate agents as an investor, filtering the best UK property deals, UK property refurb cost breakdown, best types of UK property to invest in 2026, navigating the UK property market as an expat, Expat Property Story podcast, Ruban Selvanayagam property advice, James Durr Property Solvers, UK property investor interviews, Expat remote property investing UK, Property Solvers auction advice

    33 min
  3. FEB 5

    What No One Tells You About UK Property in 2026

    #266 UK property Investors are anxious. Regulation is tightening. Lending is shifting. Costs are rising. And Landlords are leaving.  It’s a new market and many of the old ways of investing in UK property don’t work anymore. To survive and thrive in 2026 and beyond, we need to understand where we’re at and how we got here. This episode will tell you exactly what to do about it. It's based on a report by Paul Ribbons, author of Hustle Your Way to Property Success Our WhatsApp  group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 months Goalsetting Leave a review 37 Question Due Diligence Checklist / Auction Guide Our Sponsors: Finnigan McNeill Property Group In the episode, we discuss: UK Property Market Shifts: 2026 OutlookRegulation Tightens for UK Property InvestorsLandlords Leave UK Buy to Let Market1970s UK Property Market: Inflation and ScarcityMargaret Thatcher’s Legislation Transforms UK PropertyThe Rise of Buy to Let in the UKCrash of the 1990s: Bad UK LendingSelf-Certified Mortgages and "Liar Loans" Era2008 Global Financial Crisis Impacts UK PropertyLenders Shift Focus to UK Property InvestorsPolicy Changes Hit UK Landlords Post-2016Buy, Refurbish, Refinance Model Loses AppealHMOs and Yield Chasing in UK PropertyServiced Accommodation Struggles in UK MarketSupported Living: Risks for UK LandlordsInstitutional Investors Enter UK Residential MarketLenders Compete for First Time UK BuyersGovernment Push for UK HomeownershipTrading and Family Homes: UK Property OpportunitiesFlats Set for UK Property Value RecoveryKeywords UK property podcast, Expat property podcast, UK property investing podcast, UK property market 2026, UK buy to let podcast, UK landlord podcast, Property investment UK podcast, UK property regulations 2026, UK property trading strategies, UK auction, trading podcast, Buy to let strategies UK, UK real estate podcast, UK property compliance, UK property lending trends, First time buyer UK trends, How to invest in UK property from abroad, Impact of regulation on UK landlords, Institutional investors UK property, UK property auction tips, Buy, refurbish, refinance UK, UK HMO landlord challenges, Multi unit conversion UK property, Building wealth in UK property 2026, Mortgage trends UK 2026, Section 24 UK explanation, Stamp duty changes 2026 UK, UK property podcast for expats, Paul Ribbons property insights, Expat landlord advice UK, UK property investing stories

    26 min
  4. JAN 29

    A UK Property Portfolio Building Design for 2026

    #265 Our WhatsApp  group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 months Goalsetting Leave a review 37 Question Due Diligence Checklist / Auction Guide Our Sponsors: Finnigan McNeill Property Group James Fox uses Assisted Sales as part of the Buy Three, Sell two, Hold One method of building a UK Property Portfolio. James’ approach is to do two Assisted Sales and use the profits to buy mixed use buildings which allow more efficient wand economic ways to add value and increase returns in the long term. This is a really well thought out business design that will give you lots of great ideas. During the episode we discuss: Creative UK Property Strategies: Assisted Sales ExplainedOvercoming Skepticism of UK Property Investing MethodsHow to Incentivize Estate Agents in UK Property DealsCommunication Tips for UK Property Agents and InvestorsStructuring Offers: Cash, Assisted Sale, Lease OptionsSpeeding Up UK Property Transactions Without Traditional FinanceWorking Successfully with UK Estate Agents and SolicitorsSelecting the Right UK Property Solicitor for Creative ContractsThe Importance of Templates in UK Property DealmakingVerbal and Written Communication for UK Property OffersTargeting Properties Stuck on UK Market for InvestmentFlipping UK Probate Properties Using Assisted SalesAvoiding Stamp Duty in UK Property FlipsSolving UK Property Issues: Tenants, Title, and Structural ProblemsRisk Management in UK Property Assisted SalesUsing RX1 and Power of Attorney for UK Property ControlBuilding UK Property Portfolios: Buy 3, Sell 2, Hold 1Investing in Mixed Use UK Property for Lower Stamp DutyHow to Find Off Market UK Probate Property DealsResilience and Determination for UK Property SuccessKeywords UK property podcast, UK property investment podcast, property investment UK, expat property investing, creative property strategies UK, assisted sales UK property, buy 3 sell 2 hold 1 strategy, property investing for expats, UK property portfolio podcast, remote UK property investing, Secondary Keywords & Long-Tail Keywords, assisted sales strategy UK, mixed use property investment UK, avoiding stamp duty UK property, estate agent tips for investors, property sourcing for expats, probate property UK investment, buy to let UK podcast, off-market property deals UK, property refurb UK, residential and commercial property investment UK, Kent property investment podcast, property flipping UK podcast, build to rent UK, lease option property UK, property finance UK podcast, buying UK property from overseas, property agent negotiation UK, investing in UK home counties property, scaling a UK property portfolio, UK property sourcing tips, property risk management UK, UK stamp duty tips, expat buy to let, property agent relationships UK, UK property income strategies, UK property market podcast, landlord tips UK, UK property renovation podcast, working with UK probate solicitors, bridging finance UK property, first time UK property investor, finding UK property bargains

    44 min
  5. JAN 22

    Doing UK Property Deals Only By Email

    #264 Our WhatsApp  group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 months Goalsetting Leave a review 37 Question Due Diligence Checklist / Auction Guide Our Sponsors: Finnigan McNeill Property Group Do you sometimes feel envious of local investors who can drop into their local estate agent with a box of donuts and  get into little their black book? Or are you too tired after a hard day at the expat office to phone up agents. Maybe you just don’t like phoning people.   Mark Shaw describes himself as a Lifestyle Investor because he does  great deals without picking up the phone, doing viewings or even leaving the comfort of his laptop.  He's been specializing in creative strategies such as title splits, assisted sales and lease options since 2012. We discuss: ·      How UK Property Investors Can Source Deals Remotely ·      Creative UK Property Strategies: Title Splits & Lease Options ·      Building Agent Relationships in UK Property via Email ·      Assisted Sale Explained for UK Property Investors ·      Structuring UK Property Offers Without Viewings ·      Identifying Motivated Sellers in the UK Property Market ·      Using Email for UK Property Negotiations ·      Owner Occupier Scenarios in UK Property Sales ·      Benefit of Letting Agents for Property Deals ·      Probate Property Opportunities for UK Investors ·      Chain Break Solutions in UK Property Transactions ·      Overcoming Agent Skepticism in UK Property Deals ·      Three-Offer Method for UK Property Purchases ·      Repeat Business with UK Estate Agents ·      How to Find Off-Market UK Property Deals ·      Capital Gains Tax Strategies for UK Landlords ·      Tips for UK Property Investors Working Overseas Keywords UK property podcast, Expat property investing, Remote property investment UK, Property investment strategies UK, Nottingham property market podcast, Creative property deal making, Lease options UK property, Assisted sales UK property, Title splits property strategy, Buying property via email UK, Estate agent rapport building, Off-market property deals, Letting agent tips UK, Chain break property solutions, Probate property deals UK, Legacy landlord exit strategy, How to invest in UK property as an expat, No viewing property investment strategies, Communicating with estate agents as a remote investor, Email-based property deal making UK, Solving chain break property transactions UK, Managing UK property deals from abroad, Creative solutions for UK property vendors, Overcoming agent skepticism in property deals, Step-by-step guide to assisted sales in UK, Landlord portfolio disposal tips UK, Section 24 landlord impacts UK, Property vendor scenarios UK, UK property compliance for expats, Referral fees for property contractors UK, UK property mastermind group, Expat Property Story podcast, Mark Shaw property strategies, UK remote property investment advice, Landlord creative exit strategies podcast

    50 min
  6. JAN 15

    How Group Structures Can Boost Your UK Property Business

    #263 Our WhatsApp  group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 months Goalsetting Leave a review 37 Question Due Diligence Checklist / Auction Guide Our Sponsors: Finnigan McNeill Property Group Have you heard UK property investors discussing group structures and wondered what they’re talking about?  Today, Simon Misiewicz from Optimise Accountants  explain what they are, why they might be worth thinking about and how to go about it all.  We discuss: ·      What Are Group Structures in UK Property Investment? ·      Benefits of Using Limited Companies for UK Property ·      Understanding Holding Companies in UK Property Structures ·      SIC Codes Explained for UK Property Companies ·      Setting Up Subsidiaries in UK Property Groups ·      Flipping vs. Holding: Structuring for UK Property Investors ·      How to Move Assets Between UK Property Companies ·      Tax Advantages of UK Property Group Structures ·      Stamp Duty Implications in UK Property Groups ·      Finance and Bank Considerations for UK Property Holdings ·      Creating a Holding Company After Starting a UK SPV ·      Streamlining UK Property Investments for Better Lending ·      Trading Companies and Auction Strategies for UK Property ·      Share-for-Share Exchange in UK Property Groups ·      Lender Reactions to UK Property Restructuring ·      Legal and Financial Risks of Mixing Activities in One Company ·      Succession Planning in UK Property Group Structures ·      Joint Ventures and UK Property Group Complications ·      Expat Considerations in UK Property Group Setups Keywords UK property podcast, Expat property investing, UK expat property strategies, Group structures for property investors, Property investment podcast UK, Limited company for property investment UK, UK property investment advice, Property holding company UK, UK property flipping company, SIC code 68209 investment company, Special purpose vehicle SPV property UK, Optimizing property group structures, Tax-efficient property investing UK, Expat property story podcast, Succession planning for property investors, UK property developing and flipping, Joint venture in UK property, UK property inheritance planning, Family investment company UK, Property company structure for expats, UK property, UK property podcast, group structures UK property, expat UK property investment, limited company property investment, holding company UK, property investment tax efficiency, UK stamp duty, SPV property, succession planning UK property, Family Investment Company, SIC 68209, SIC 68100, trading property UK, buy-to-let UK, property flip, auction property UK, accountant for UK property, Optimize Accountants, UK expat taxes, property investment structure

    41 min
  7. JAN 8

    The Twists and Turns of a 10-Bed Holiday Let Project

    #262 Our WhatsApp  group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 months Goalsetting Leave a review 37 Question Due Diligence Checklist / Auction Guide Our Sponsors: Finnigan McNeill Property Group I do like a good case study because there’s so much opportunity for learning in lots of different subtopics. Today’s case study comes from the fantastically named Kristina Castellina, an accomplished property investor  specialising in buy-to-let and serviced accommodation in the Northwest of England.  Kristina came across a property on Right Move that was previously being used as a family home. As the title reveals, this is a tale with many twists and turns.   During the episode, we discuss: Holiday Lets and Serviced Accommodation in the UKDeep dive into running a successful holiday let in Blackpool Essential insights for UK property investors targeting serviced accommodation and buy-to-let strategiesHow Kristina Castellinaidentified a unique 10-bedroom investment property on RightmoveThe impact of poorly listed / marketed properties on finding investment bargains in the UK property marketPlanning Permission and Regulatory Insights for UK Property InvestorsDetailed explanation of full planning permission requirements for serviced accommodation in BlackpoolNavigating the specific rules around Blackpool’s holiday zone and why so many investors get caught outRisks of purchasing UK property for serviced accommodation without correct planning permissionsUK Property Purchase Funding and FinanceCreative use of investor finance, first charge loans, and raising funds for UK property dealsChallenges and solutions for refinancing UK serviced accommodation with commercial mortgagesIssues around downvaluations, engaging planning consultants, and successfully achieving commercial valuationsHoliday Let Refurbishment and Design for Maximum OccupancyBreakdown of a £100,000 refurbishment: modernizing, decorating, creating Instagrammable spaces, adding amenities like car parks and games roomsStrategic choices for maximizing rental income, occupancy rates, and market appealUK Holiday Let Business Operations and ProfitabilityDiscussion of occupancy rates, seasonal demand, managing cleaning and linen costs amidst UK minimum wage increasesThe importance of direct bookings vs. relying on OTAs (Airbnb, Booking.com) for control and profitabilityMarket Trends in the UK Serviced Accommodation SectorHow the UK holiday let market changed pre- and post-Covid; trends in nightly rates and occupancyStrategies for sustaining profitability through market fluctuations and seasonalityCommercial Lending and Valuation Challenges for UK PropertyPersistence in achieving fair valuations and working with multiple lendersLessons for UK Property InvestorsWhy persistence, local market research, and compliance with planning are essential for UK property success

    31 min
  8. JAN 5

    UK Property Disasters

    #261 Our WhatsApp  group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 months Goalsetting Leave a review 37 Question Due Diligence Checklist / Auction Guide Our Sponsors: Finnigan McNeill Property Group   This is the twelfth and final episode in this year’s mini-season celebrating the 12 Days of Christmas. We’re releasing daily bite sized episodes. Each one contains clips from three of my favourite episodes from 2025. Today’s show features extracts from: #229: Creating 205K Equity with just £18,000 (Motiul Islam ) #212: The Secret To Reviewing Auction Legal Packs (Jade Shrubsole) #231: How to Sell Property at Auction (Piotr Rusinek) #214: The Secret Formula to making £6.5 Million in 4 Years (Oliver Adams) Keywords UK property podcast, UK property investment podcast, Expat property podcast, Property disasters UK, UK property auctions, UK buy-to-let podcast, Property investing tips UK, UK property investment mistakes, UK auction property stories, Property legal pack review UK, Docuise property AI, UK auction house stories, Buy-to-let in Manchester, Council tax empty house UK, UK property management podcast, UK property finance issues, Builder problems UK property, Tenant issues UK property, How to avoid property disasters in the UK, Real-life UK property investment failures, Building a property portfolio as an expat, UK property auction horror stories, Council tax premium for empty properties UK, Risks of buying property at auction UK, Managing renovation costs UK property, Legal pack mistakes in UK auctions, Investing in old seaside town properties UK, Expat Property Story podcast, Finnegan McNeill Property Group FMP, property sourcing UK, Oliver Adams property story, Jade Shrubsole Docuise AI

    12 min

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A podcast for expats investing in UK property

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