#305 Is now a good time to buy UK property, or should you wait? It's the question every overseas investor is asking in 2026 — and this week I put it to James Sproule, a former senior economic advisor at 10 Downing Street who now leads economic forecasting for a UK bank. This explores the UK property market outlook, and whether the timing is right to buy. James argues the market runs on two numbers most investors overlook — affordability and yield. He explains why the gap between property yields and the 10-year gilt yield is the single best signal of whether UK house prices are about to fall, hold, or rise — and why the recent correction in capital values was simple maths, not a landlord exodus. We get into whether the UK property crash has already quietly happened, masked by inflation, and why he believes a depressed market can be the savvy overseas investor's best friend. And we look at where interest rates and inflation are likely to head over the coming year, and what that means for anyone weighing up a UK purchase from abroad. What you'll learn: Why affordability and yields are the two numbers that actually drive the UK property market. How the gilt-yield-to-property-yield premium tells you when UK house prices are fairly valued. Why James believes the UK property crash has already happened — hidden by inflation. The Warren Buffett principle applied to UK property, and why current conditions may favour buyers. Where UK interest rates and inflation are likely to go, and how that feeds into house prices. Why the UK's long-term housing shortage keeps a floor under prices for overseas landlords. Check out our shorts on YouTube Our WhatsApp group Property Engine discounts (Code: EXPAT) Starter: 30 day trial Pro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 months Goalsetting Leave a review 37 Question Due Diligence Checklist / Auction Guide Our Sponsors: Finnigan McNeill Property Group Guest: James Sproule, economist, former Senior Economic Advisor to the UK Prime Minister, now head of economic forecasting at a UK bank. If you've been wondering whether UK property still stacks up for expat and overseas investors in 2026, this episode gives you the framework to decide — and in Part 2, James turns to the question of exactly where to invest. Keywords UK property, UK property market, UK property investment, UK housing market, UK property prices, UK property yield, UK property affordability, UK real estate, UK buy-to-let, UK property forecast, UK property trends, UK property crash, UK house prices, property investment UK, investing in UK property, UK rental yield, UK residential property, UK property outlook, UK property values, Is now a good time to buy UK property, UK property market predictions 2024, How to invest in UK property from overseas, Best UK cities for property investment, UK property market analysis podcast, How inflation affects UK property prices, Tracking UK house price data, Comparing UK property yield and gilts, UK property crash explained, How to analyse UK property market, Impact of stamp duty on UK property, Factors affecting UK property prices, Should expats invest in UK property, Where to buy property in the UK in 2024, What drives UK house prices, UK property tax for overseas investors, What is the yield gap in UK property, How affordable is UK housing in 2024, Building a UK property portfolio as an expat, UK property vs government bonds Check out our new YouTube Channel @ExpatPropertyStory
