Money Matters

Brought to you by Neighbors Federal Credit Union

The podcast that focuses on how to use the money you have, make the money you need and save the money you want. Host Kim Chapman, Financial Wellness Director for Neighbors Federal Credit Union, explores the issues that can affect your financial well-being and discusses ways for you to enjoy the financial freedom you've been looking for.

  1. 5d ago

    Credit Pit Stop

    We break down what credit really is, why your credit report matters as much as your credit score, and how to spot problems before they block your next goal. We also clear up common credit myths, explain credit utilization in plain language, and share ways to get no-judgment help through our financial wellness counselors.  • credit as the ability to borrow now and pay later  • why you should review the full credit report not only the score  • fraud and errors showing up on reports and why timing matters  • how often to check your credit report and why corrections can take months  • what appears on a credit report including old accounts and inquiries  • myth busting on checking your own credit and score impact  • the 30% credit utilization guideline and why carrying a balance is not required  • reasons a score may not rise even with on-time payments  • credit mix and length of credit history including challenges for young adults  • common mistake of opening too many new accounts at once  • Blueprint for Financial Success options for virtual phone or in-person support  • Credit Pit Stop details including quick sessions and free breakfast  Please go to our website, neighborsfcu.org. You've got to register.  Subscribe to the Money Matters Podcast, and visit neighborsfcu.org slash financial wellness for more tools to help you build a strong financial future.  Have an idea for a show or a question for Kim? Send us a text message Support the show Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union.  The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

  2. Sep 9

    Money Lessons On A Game Board

    We sit down with David Rogers, the creator of Black Blocks, to explore how a board game can make financial literacy feel exciting while teaching African American history. We break down how the game works, why it sparks better family conversations, and what money habits it helps players practice in real time.  • why games can teach financial education better than traditional seminars  • David’s motivation rooted in parenting, youth education, and Black history  • how Black Blocks works: starting cash, buying property, paying rent, and managing setbacks  • Fate cards that test Black history knowledge with real consequences  • Life cards that mirror everyday expenses and unexpected events  • using game night to talk about budgeting, mortgages, insurance, and smart choices  • common gaps in history knowledge and how curiosity drives deeper learning  • core financial concepts: strategy, cash flow, avoiding overbuying, and not going bankrupt  • where to buy the game and what David is building next  Stay on track with your financial journey. Subscribe to the Money Matters Podcast, and visit neighborsfcu.org slash financial wellness for more tools to help you build a strong financial future. Have an idea for a show or a question for Kim? Send us a text message Support the show Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union.  The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

  3. Aug 26

    What Two High School Seniors Learned Inside A Credit Union Internship

    We hand the studio over to two student interns, Mason and Liam, to hear what it’s really like learning money skills inside a credit union. They share how the internship changes the way they think about budgeting, credit, debt, and the real costs of senior year.  • joining the East Baton Rouge Parish Student Internship Program for the stipend and the experience  • getting matched with Neighbors Federal Credit Union and rotating through departments  • expectations versus reality across marketing, collections, lending support, and the support center  • what collections teaches about missed payments, overdrafts, and getting back on track  • why budgeting “makes or breaks” your future and how teens can start now  • how to use a first credit card responsibly by paying it off monthly  • what actually builds a credit score over time and why payment history matters most  • how to budget for senior year fees, applications, and surprise costs  • advice for other students considering the internship program  Stay on track with your financial journey. Subscribe to the Money Matters Podcast, and visit neighborsfcu.org slash financial wellness for more tools to help you build a strong financial future.  Have an idea for a show or a question for Kim? Send us a text message Support the show Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union.  The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

  4. Aug 12

    The Hidden Cost Of Being Offline

    We connect the digital divide to real financial consequences, from job access and school success to budgeting tools that assume you have a laptop at home. Nicole Fitzgerald from CACRC shows why “being disconnected” costs more than dollars and how refurbished computers can change a family’s future.  • why a laptop or desktop still matters in 2026  • what the digital divide means beyond a cell phone  • hidden costs of relying on libraries for computer access  • how online banking and budgeting apps change money habits  • why seniors often need larger screens for financial tasks  • CACRC’s approach to recycling electronics and refurbishing devices  • real success stories of jobs gained and stability restored  • ways to donate electronics, give money, or volunteer in Louisiana  Subscribe to the Money Matters Podcast, and visit neighborsfcu.org slash financial wellness for more tools to help you build a strong financial future.  Have an idea for a show or a question for Kim? Send us a text message Support the show Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union.  The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

  5. Jul 29

    Student Loan Changes You Cannot Ignore

    We break down the major student loan repayment changes after the SAVE plan ends and explain what borrowers need to do within the 90-day decision window to avoid default. We share practical ways to choose a plan, reduce stress, and protect your budget, whether you are already repaying or planning for college. • SAVE plan basics and what changes after June 30  • 90-day timeline to choose a new repayment plan  • Repayment Assistance Plan payments tied to income  • Income Based Repayment and long-term forgiveness rules  • Standard repayment and tiered standard options  • Why doing nothing leads to default risk  • What default can trigger for taxes wages and credit  • Public Service Loan Forgiveness eligibility and payment requirements  • Deferment versus forbearance and interest impacts  • How to find your servicer on studentaid.gov  • Advice for future students to borrow only what you need  • Grad PLUS changes and updated borrowing limits  • Parent PLUS borrowing caps and planning for cost of attendance  • Steps after graduation including exit counseling and record keeping  • Options for borrowers squeezed by rent insurance and basic bills  Stay on track with your financial journey, subscribe to the Money Matters Podcast, and visit neighborsfcu.org slash financial wellness for more tools to help you build a strong financial future. Have an idea for a show or a question for Kim? Send us a text message Support the show Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union.  The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

  6. Jul 15

    Budget-Smart Wedding Planning

    We talk with professional wedding planner Blakeley Santos about how to plan a wedding with clear priorities and a real budget so you don’t start marriage under financial pressure. We share what couples overspend on first, how to cut costs without hurting the guest experience, and what to book fast when the timeline is tight.  • January engagement rush and how wedding seasons work in Louisiana  • Common early mistakes like booking vendors before doing price research  • Handling family pressure and keeping the focus on the marriage  • Budget reality checks when inspiration photos don’t match the number  • Typical budget weight on venue plus catering and bar  • Floral sticker shock and how to quote the dream then scale back  • Smart savings like candles, repurposing ceremony florals, and DIY bundles  • Top priorities for 6 to 12 month weddings like venue, catering, band, photographer  • What a planner provides through packages, vendor connections, and a live budget spreadsheet  • Money conversations couples should have early, including who is paying  • Ways to save through season choices and even a Sunday wedding  Subscribe to the Money Matters Podcast, and visit neighborsfcu.org slash financial wellness for more tools to help you build a strong financial future.  Have an idea for a show or a question for Kim? Send us a text message Support the show Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union.  The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

  7. Jul 1

    Stop Waiting For Someday And Book The Trip

    We step away from pure budgeting and get honest about enjoying money through travel, with a focus on what “luxury” really means when time is your most limited resource. Angela Alesi of Heirloom Journeys shares how intentional planning turns a trip from a stressful expense into an investment in memories, health, and connection.  • redefining luxury travel as intentional travel built around time, purpose, and how you want to feel  • why “someday” delays dreams without requiring commitment  • how health, energy, and mobility shape the best itinerary long before you book  • common DIY travel planning mistakes, especially logistics and unrealistic pacing  • what a discovery call looks like and the questions we should ask, including what you do not want  • how destination relationships unlock unique experiences and help you pivot during disruptions  • how far ahead to plan for big trips to get better options and less stress  • why multi-generational travel has surged post-pandemic and how to plan for different ages  Plan the life you want. Pick one dream trip you've been putting off, add it to your budget, and treat it like a priority. Remember, tomorrow's not promised. Start a dedicated travel savings fund, set a timeline, and break it into small monthly goals. Use the right resources to maximize your experience. Travel doesn't have to be expensive, but it certainly can be luxurious. That's a wrap on today's Blueprint Building Blocks. Stay on track with your financial journey, subscribe to the Money Matters Podcast, and visit neighborsfcu.org slash financial wellness for more tools to help you build a strong financial future. Have an idea for a show or a question for Kim? Send us a text message Support the show Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union.  The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

  8. Jun 17

    Free Park Workouts That Actually Work

    We take our workout outside and prove you can build real strength using free public park equipment instead of paying for a gym. Kim Chapman and trainer Keldrick Emery walk through beginner-friendly and advanced options, plus simple safety rules that keep you consistent and injury-free.  • using BREC park equipment as a free outdoor gym option  • scaling push-ups from incline to more advanced positions  • improving balance for core and leg strength  • building core strength with knee raises and holds  • turning a park bench into squats, push-ups, and single-leg work  • avoiding injury with slower reps, better form, and stopping on pain  • choosing consistency over intensity for better results  • finding accessible equipment for mobility challenges  • making 10 minutes of movement count  Stay on track with your financial journey. Subscribe to the Money Matters Podcast, and visit neighborsfcu.org slash financial wellness for more tools to help you build a strong financial future. Have an idea for a show or a question for Kim? Send us a text message Support the show Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union.  The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.

Ratings & Reviews

5
out of 5
7 Ratings

About

The podcast that focuses on how to use the money you have, make the money you need and save the money you want. Host Kim Chapman, Financial Wellness Director for Neighbors Federal Credit Union, explores the issues that can affect your financial well-being and discusses ways for you to enjoy the financial freedom you've been looking for.