RetireCoast

William
  • 5.0 (2)
  • Self-Improvement
  • Updated Weekly

The RetireCoast Podcast gives you practical, easy-to-use guidance on retirement planning, real estate decisions, smart budgeting, investing, and building a second-act business. Each episode breaks down the topics that matter most as you plan your next chapter, including: Retirement lifestyle planningReal estate insights for buyers, sellers, and investorsCreating income in retirementStarting and growing a business after retirementPersonal finance, taxes, and long-term budgetingTravel, community, and quality-of-life tipsWhether you're preparing to retire, looking for ways to make your money last longer, or exploring business opportunities later in life, this podcast helps you make confident, informed decisions. Explore more tools, calculators, articles, and resources at RetireCoast.com and StartingABusinessAfterRetirement.com. Free to listen. New episodes released regularly.Subscribe today and start building a more affordable, secure, and fulfilling retirement.

  1. 23h ago

    Heat Pump Water Heaters: The Energy Savings That Surprised Me

    click here: Leave a text, tell us what you liked This episode of the RetireCoast Podcast starts a little differently. Jake Miller, the plumber and small-business owner behind our Gulf Coast Plumbing Experts educational series, steps into the guest-host chair. And Bill Anderson—normally the host of the RetireCoast Podcast—is today's guest. Why the switch? Bill recently replaced his 12-year-old conventional electric water heater with a heat pump water heater. When he began looking closely at the potential energy savings, the numbers surprised him enough that Jake thought it was worth an entire episode. Jake introduces the technology and then turns the microphone over to Bill to discuss why he made the change, what he purchased, what it cost, the potential electricity savings, and why a heat pump water heater may deserve consideration when it's time to replace an older conventional electric unit. But lower energy consumption isn't the only issue. Bill and Jake also discuss installation considerations, where these water heaters work best, potential limitations, and why the right choice depends on the home and household. For retirees and people planning for retirement, there's another important lesson: reducing a recurring household expense can produce savings year after year. Sometimes retirement planning isn't just about accumulating more money—it's also about finding practical ways to permanently reduce the cost of living. At the end of the episode, Jake returns to talk about Gulf Coast Plumbing Experts and the RetireCoast series following his journey from skilled plumber to small-business owner. Today, Jake Miller gets to host the show. And for once, Bill Anderson gets to be the guest. Support the show 🎙️ Enjoyed This Episode? Subscribe to the RetireCoast Podcast for practical conversations about retirement planning, financial preparedness, estate planning, entrepreneurship, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, calculators, decision tools, checklists, and guides that expand on the topics we cover in each episode. 📋 Looking for more advanced planning resources? Explore our membership programs: • Estate Planning Membership — Build and organize your legacy with decision tools, trust planning resources, trustee selection guidance, emergency preparedness documents, and more. • Business Builder Membership — Access tools and resources designed to help entrepreneurs, retirees, side-hustlers, and small business owners start, manage, and grow a successful business. • All Access Membership — Receive complete access to both memberships and our entire premium planning library. Learn more at: https://retirecoast.com/estate-planning-membership/ https://retirecoast.com/business-builder-membership/ https://retirecoast.com/all-access-membership/ 💬 Have a question or a topic you'd like us to cover? Email: info@retirecoast.com ...

    Heat Pump Water Heaters: The Energy Savings That Surprised Me

  2. 4d ago

    Small Business Contracts: What Every Business Owner Needs to Know Before Signing

    click here: Leave a text, tell us what you liked Before you sign a business contract—or ask a customer to sign yours—you need to understand what that contract actually does. In this episode of the RetireCoast Podcast, we take a practical, plain-English look at small business contracts. We explain what makes an agreement a contract, the important terms business owners often overlook, and how poorly written or incomplete agreements can create expensive problems later. We discuss offers and acceptance, payment terms, deposits, scope of work, change orders, warranties, completion dates, cancellations, dispute resolution, and other provisions that can affect both you and your customer. We also look at why a handshake or verbal agreement may not provide the protection you think it does. This episode isn't about turning you into an attorney. It's about helping you become a better-informed business owner so you know what questions to ask, what details to document, and when professional legal advice may be appropriate. For the complete article, additional small-business guides, calculators, and resources, visit RetireCoast.com. RetireCoast also offers a Business Planning Membership with practical tools designed to help people who own a business—or are planning to start one—put what they learn into action. And if protecting your family, property, and legacy is part of your planning, explore the RetireCoast Estate Planning Membership for additional educational resources and planning tools. Disclaimer: This podcast is for educational and informational purposes only. It does not provide legal, tax, accounting, financial, or other professional advice. Laws and individual circumstances vary. Consult an appropriate qualified professional when advice specific to your situation is needed. Support the show 🎙️ Enjoyed This Episode? Subscribe to the RetireCoast Podcast for practical conversations about retirement planning, financial preparedness, estate planning, entrepreneurship, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, calculators, decision tools, checklists, and guides that expand on the topics we cover in each episode. 📋 Looking for more advanced planning resources? Explore our membership programs: • Estate Planning Membership — Build and organize your legacy with decision tools, trust planning resources, trustee selection guidance, emergency preparedness documents, and more. • Business Builder Membership — Access tools and resources designed to help entrepreneurs, retirees, side-hustlers, and small business owners start, manage, and grow a successful business. • All Access Membership — Receive complete access to both memberships and our entire premium planning library. Learn more at: https://retirecoast.com/estate-planning-membership/ https://retirecoast.com/business-builder-membership/ https://retirecoast.com/all-access-membership/ 💬 Have a question or a topic you'd like us to cover? Email: info@retirecoast.com ...

    Small Business Contracts: What Every Business Owner Needs to Know Before Signing

  3. 6d ago

    What Happens To Your Business if You Cannot Show Up Tomorrow?

    click here: Leave a text, tell us what you liked Here’s a Buzzsprout-ready description: What happens to your business if tomorrow morning you simply cannot show up? Who answers the phone? Who talks to employees and customers? Who can approve expenses, handle payroll, contact your bank or accountant, access important records, or deal with a problem involving your digital platform? For many small businesses, the owner is the person who holds everything together. That may work perfectly well—until illness, an accident, a family emergency, or another unexpected event suddenly takes the owner away from the business. In this short RetireCoast Business Planning podcast, Bill Anderson discusses a simple but important question every business owner should answer: Could your business operate for a day, a week, or a month without you? We look at the difference between having passwords and having a real continuity plan, why access to information isn't necessarily the same as authority to act, and why every owner should consider creating an “If I Cannot Show Up Tomorrow” file. You'll also learn a simple way to test your business: mentally remove yourself from the company for one business day and identify every point where operations stop because “only I can do that.” Business planning isn't just about making more money. It's also about building a company that can survive unexpected events, protect your employees and customers, support your family, and potentially operate without you. If your business stops when you stop, you haven't finished building the business yet. Visit RetireCoast.com for more business planning articles, tools, and information about the RetireCoast Business Planning Membership. I can also create the Buzzsprout tags with commas for this episode. Support the show 🎙️ Enjoyed This Episode? Subscribe to the RetireCoast Podcast for practical conversations about retirement planning, financial preparedness, estate planning, entrepreneurship, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, calculators, decision tools, checklists, and guides that expand on the topics we cover in each episode. 📋 Looking for more advanced planning resources? Explore our membership programs: • Estate Planning Membership — Build and organize your legacy with decision tools, trust planning resources, trustee selection guidance, emergency preparedness documents, and more. • Business Builder Membership — Access tools and resources designed to help entrepreneurs, retirees, side-hustlers, and small business owners start, manage, and grow a successful business. • All Access Membership — Receive complete access to both memberships and our entire premium planning library. Learn more at: https://retirecoast.com/estate-planning-membership/ https://retirecoast.com/business-builder-membership/ https://retirecoast.com/all-access-membership/ 💬 Have a question or a topic you'd like us to cover? Email: info@retirecoast.com ...

    What Happens To Your Business if You Cannot Show Up Tomorrow?

  4. Sep 25

    Do you need a trust or a will or perhaps both?

    click here: Leave a text, tell us what you liked It's one of the most common questions people ask when they begin estate planning. Unfortunately, there isn't one answer that works for everyone. In this RetireCoast Estate Planning Brief, Bill Anderson explains the basic differences between a will and a revocable living trust, what each is designed to accomplish, and why choosing between them shouldn't begin with the document itself. It should begin with your family, your assets, how those assets are owned, and what you want to happen after your death. We'll discuss why a will remains an important estate planning document, how a properly funded living trust can help certain assets avoid probate, and why simply creating a trust doesn't automatically solve every estate planning problem. You'll also learn why beneficiary designations, property ownership, and assets that never make it into a trust can affect how your estate plan actually works. The goal isn't to tell you which document you need. It's to help you understand the questions you should be asking before making that decision. For more information, visit RetireCoast.com and read the show notes for links to our estate planning guides, tools, and Estate Planning Membership resources. Have a question? Leave us a comment. Your questions often become subjects for future RetireCoast articles, tools, and podcast episodes. This podcast is for educational and informational purposes and is not legal, tax, or financial advice. Support the show 🎙️ Enjoyed This Episode? Subscribe to the RetireCoast Podcast for practical conversations about retirement planning, financial preparedness, estate planning, entrepreneurship, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, calculators, decision tools, checklists, and guides that expand on the topics we cover in each episode. 📋 Looking for more advanced planning resources? Explore our membership programs: • Estate Planning Membership — Build and organize your legacy with decision tools, trust planning resources, trustee selection guidance, emergency preparedness documents, and more. • Business Builder Membership — Access tools and resources designed to help entrepreneurs, retirees, side-hustlers, and small business owners start, manage, and grow a successful business. • All Access Membership — Receive complete access to both memberships and our entire premium planning library. Learn more at: https://retirecoast.com/estate-planning-membership/ https://retirecoast.com/business-builder-membership/ https://retirecoast.com/all-access-membership/ 💬 Have a question or a topic you'd like us to cover? Email: info@retirecoast.com ...

    Do you need a trust or a will or perhaps both?

  5. Sep 24

    Revocable Living Trusts: What They Do, What They Don’t, and When You Need One

    click here: Leave a text, tell us what you liked A revocable living trust is one of the most widely discussed estate planning tools—but what does it actually do, and do you really need one? In this RetireCoast episode, “Revocable Living Trusts: What They Do, What They Don’t, and When You Need One,” we take a plain-English look at how revocable living trusts work and where they fit into a practical estate plan. We discuss why people use revocable trusts to avoid probate, maintain privacy, plan for incapacity, and make it easier for someone they choose to manage their affairs when they can no longer do so themselves. We also explain an often-overlooked part of creating a trust: funding it. A beautifully drafted trust may accomplish very little if the right assets are never transferred into it. Just as important, we cover what a revocable trust does not do. It generally does not protect your assets from your own creditors simply because you placed them in the trust, and it should not be confused with an irrevocable trust or other asset-protection strategies. This episode was developed from our more extensive RetireCoast Revocable Trust Master Class and is designed to help you understand the terminology, ask better questions, and be better prepared before meeting with an estate planning attorney. Estate planning does not have to begin with legal jargon. It can begin with understanding what you own, whom you want to protect, and what you want to happen if you become incapacitated or die. Visit RetireCoast.com for our estate planning guides, educational resources, calculators, and Estate Planning Membership tools. Educational disclaimer: This podcast is for general educational purposes and is not legal, tax, or financial advice. Estate planning laws vary by state and individual circumstances. Support the show 🎙️ Enjoyed This Episode? Subscribe to the RetireCoast Podcast for practical conversations about retirement planning, financial preparedness, estate planning, entrepreneurship, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, calculators, decision tools, checklists, and guides that expand on the topics we cover in each episode. 📋 Looking for more advanced planning resources? Explore our membership programs: • Estate Planning Membership — Build and organize your legacy with decision tools, trust planning resources, trustee selection guidance, emergency preparedness documents, and more. • Business Builder Membership — Access tools and resources designed to help entrepreneurs, retirees, side-hustlers, and small business owners start, manage, and grow a successful business. • All Access Membership — Receive complete access to both memberships and our entire premium planning library. Learn more at: https://retirecoast.com/estate-planning-membership/ https://retirecoast.com/business-builder-membership/ https://retirecoast.com/all-access-membership/ 💬 Have a question or a topic you'd like us to cover? Email: info@retirecoast.com ...

    Revocable Living Trusts: What They Do, What They Don’t, and When You Need One

  6. Sep 22

    Why a Will Does Not Avoid Probate

    click here: Leave a text, tell us what you liked Many people believe that once they have a will, their family will be able to avoid probate. That is one of the most common misunderstandings in estate planning. In this RetireCoast Estate Planning Brief, Bill Anderson explains why a will does not avoid probate—and why a will is often the document used during the probate process. We look at the difference between having a will and actually planning how individual assets will transfer after death. A house, bank account, retirement account, life insurance policy, and jointly owned property may not all follow the same path. You'll learn why beneficiary designations, ownership, joint ownership, trusts, and other transfer arrangements can be just as important as the instructions contained in your will. Most importantly, the lesson isn't that you don't need a will. A will can be an essential part of an estate plan. The lesson is that having a will and avoiding probate are two different estate-planning objectives. Visit RetireCoast.com for our estate planning guides, practical tools, and Estate Planning Membership resources. Have a question after listening? Leave us a comment. Your questions often help us identify subjects for future RetireCoast articles, tools, and podcast episodes. This podcast is for educational and informational purposes and is not legal, tax, or financial advice. Support the show 🎙️ Enjoyed This Episode? Subscribe to the RetireCoast Podcast for practical conversations about retirement planning, financial preparedness, estate planning, entrepreneurship, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, calculators, decision tools, checklists, and guides that expand on the topics we cover in each episode. 📋 Looking for more advanced planning resources? Explore our membership programs: • Estate Planning Membership — Build and organize your legacy with decision tools, trust planning resources, trustee selection guidance, emergency preparedness documents, and more. • Business Builder Membership — Access tools and resources designed to help entrepreneurs, retirees, side-hustlers, and small business owners start, manage, and grow a successful business. • All Access Membership — Receive complete access to both memberships and our entire premium planning library. Learn more at: https://retirecoast.com/estate-planning-membership/ https://retirecoast.com/business-builder-membership/ https://retirecoast.com/all-access-membership/ 💬 Have a question or a topic you'd like us to cover? Email: info@retirecoast.com ...

    Why a Will Does Not Avoid Probate

  7. Sep 19

    Why a Handshake is Not a Business Contract

    click here: Leave a text, tell us what you liked A handshake may feel like enough when you trust the person across the table—but what happens when the two of you remember the agreement differently? In this short RetireCoast Business Planning episode, Bill Anderson explains why relying on handshake agreements can create unnecessary problems for small-business owners. The biggest risk isn't always dishonesty. Often, it's simply two people having different ideas about what was promised. Using practical small-business examples, Bill discusses how written agreements can clarify the scope of work, price, payment terms, deadlines, changes to the job, and each party's responsibilities. He also explains why developing a standard contract or agreement for your particular business can become part of a larger system that makes the company easier to manage—and potentially easier to transfer or sell someday. You'll also learn why change orders matter, why downloading a generic contract from the internet may not be enough, and why a good contract can help prevent a disagreement before it becomes an expensive problem. This episode is part of the RetireCoast Business Planning series for existing small-business owners and people who are thinking about starting a business. Visit RetireCoast.com for our business planning articles, tools, calculators, and information about the RetireCoast Business Planning Membership. Important: RetireCoast provides educational information and practical business-planning guidance. This podcast is not legal advice. Contracts and significant business agreements should be reviewed by a qualified attorney familiar with your business, industry, and applicable state law. Support the show 🎙️ Enjoyed This Episode? Subscribe to the RetireCoast Podcast for practical conversations about retirement planning, financial preparedness, estate planning, entrepreneurship, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, calculators, decision tools, checklists, and guides that expand on the topics we cover in each episode. 📋 Looking for more advanced planning resources? Explore our membership programs: • Estate Planning Membership — Build and organize your legacy with decision tools, trust planning resources, trustee selection guidance, emergency preparedness documents, and more. • Business Builder Membership — Access tools and resources designed to help entrepreneurs, retirees, side-hustlers, and small business owners start, manage, and grow a successful business. • All Access Membership — Receive complete access to both memberships and our entire premium planning library. Learn more at: https://retirecoast.com/estate-planning-membership/ https://retirecoast.com/business-builder-membership/ https://retirecoast.com/all-access-membership/ 💬 Have a question or a topic you'd like us to cover? Email: info@retirecoast.com ...

    Why a Handshake is Not a Business Contract

  8. Sep 14

    Used Plug-In Hybrid vs Gas Car: Which One Really Saves You Money?

    click here: Leave a text, tell us what you liked Gasoline prices are up again, and that naturally raises a question: Would buying a used plug-in hybrid actually save you money compared with buying a gasoline vehicle? In this episode of the RetireCoast Podcast, we go beyond MPG and look at what really determines the answer. We compare actual used vehicles, gasoline and electricity costs, purchase price, depreciation, resale value, financing, insurance, maintenance, taxes, and—most importantly—how you actually drive. I also share my own experience buying a used Chevrolet Volt when I was commuting approximately 1,600 miles per month. The Volt worked extremely well for me financially, but that doesn't mean a PHEV will automatically be the right choice for you today. One of the most important findings from our used plug-in hybrid vs. gas car comparison is that a PHEV can cost substantially less per mile to operate on electricity and still not necessarily be the least-expensive vehicle to own. Purchase price and depreciation can erase thousands of dollars of fuel savings. We also discuss conventional hybrids, what happens if gasoline prices fall again, whether you really need an expensive home charger, and the seven numbers you should know before buying another vehicle. And there's an important warning: don't buy another vehicle simply because gasoline prices are high today. If your current vehicle is reliable and paid for, taking on a car payment, taxes, financing and depreciation just to reduce your gasoline bill could actually cost you more. If you already need another vehicle, however, that's when the comparison becomes particularly useful. Read the complete article and see the real-vehicle comparisons, charts and examples: Used Plug-In Hybrid vs Gas Car: Which Saves More Money? Then replace our assumptions with your own numbers using the free RetireCoast calculator: Used Hybrid vs Gas Calculator For more free tools, calculators, and articles designed to help you understand gasoline prices and reduce what you spend on fuel, visit: RetireCoast Fuel Price Intelligence Center Your gas price. Your electricity rate. Your driving. Your vehicle. Your money. That's what should determine the winner. Support the show 🎙️ Enjoyed This Episode? Subscribe to the RetireCoast Podcast for practical conversations about retirement planning, financial preparedness, estate planning, entrepreneurship, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, calculators, decision tools, checklists, and guides that expand on the topics we cover in each episode. 📋 Looking for more advanced planning resources? Explore our membership programs: • Estate Planning Membership — Build and organize your legacy with decision tools, trust planning resources, trustee selection guidance, emergency preparedness documents, and more. • Business Builder Membership — Access tools and resources designed to help entrepreneurs, retirees, side-hustlers, and small business owners start, manage, and grow a successful business. • All Access Membership — Receive complete access to both memberships and our entire premium planning library. Learn more at: https://retirecoast.com/estate-planning-membership/ https://retirecoast.com/business-builder-membership/ https://retirecoast.com/all-access-membership/ 💬 Have a question or a topic you'd like us to cover? Email: info@retirecoast.com ...

    Used Plug-In Hybrid vs Gas Car: Which One Really Saves You Money?
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Ratings & Reviews

5
out of 5
2 Ratings

About

The RetireCoast Podcast gives you practical, easy-to-use guidance on retirement planning, real estate decisions, smart budgeting, investing, and building a second-act business. Each episode breaks down the topics that matter most as you plan your next chapter, including: Retirement lifestyle planningReal estate insights for buyers, sellers, and investorsCreating income in retirementStarting and growing a business after retirementPersonal finance, taxes, and long-term budgetingTravel, community, and quality-of-life tipsWhether you're preparing to retire, looking for ways to make your money last longer, or exploring business opportunities later in life, this podcast helps you make confident, informed decisions. Explore more tools, calculators, articles, and resources at RetireCoast.com and StartingABusinessAfterRetirement.com. Free to listen. New episodes released regularly.Subscribe today and start building a more affordable, secure, and fulfilling retirement.

Information

  • Creator
    William
  • Years Active
    2022 - 2026
  • Episodes
    152
  • Rating
    Clean
  • Copyright
    © 2026 RetireCoast
  • Show Website
    RetireCoast