RetireCoast

William
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The RetireCoast Podcast gives you practical, easy-to-use guidance on retirement planning, real estate decisions, smart budgeting, investing, and building a second-act business. Each episode breaks down the topics that matter most as you plan your next chapter, including: Retirement lifestyle planningReal estate insights for buyers, sellers, and investorsCreating income in retirementStarting and growing a business after retirementPersonal finance, taxes, and long-term budgetingTravel, community, and quality-of-life tipsWhether you're preparing to retire, looking for ways to make your money last longer, or exploring business opportunities later in life, this podcast helps you make confident, informed decisions. Explore more tools, calculators, articles, and resources at RetireCoast.com and StartingABusinessAfterRetirement.com. Free to listen. New episodes released regularly.Subscribe today and start building a more affordable, secure, and fulfilling retirement.

  1. Coordinating Tax-Advantaged Retirement Accounts: 401(k)s, IRAs, Roth, and HSA

    DEC 18

    Coordinating Tax-Advantaged Retirement Accounts: 401(k)s, IRAs, Roth, and HSA

    click here: Leave a text, tell us what you liked This guide from RetireCoast focuses on providing a comprehensive and evergreen strategy for utilising multiple tax-advantaged retirement accounts, including 401(k)s, Traditional and Roth IRAs, and Health Savings Accounts (HSAs). We explain that successful retirement planning relies on coordinating these different accounts as a single system, rather than treating them in isolation. Key sections break down the function of each account—positioning the 401(k) as the core accumulation engine and the HSA as a triple tax-advantage tool for healthcare—and offer practical case studies showing how to prioritise funding to maximise employer matches and tax-free growth. The text also covers important topics like managing 401(k) rollovers after a job change and the benefits of opening a custodial Roth IRA for minors to leverage long-term tax-free compounding. Please visit RetireCoast.com and read the complete article that was the foundation for this podcast.  Calculators, infographics, charts and much more. Enjoyed this episode? 🎙️ Subscribe to the RetireCoast Podcast for more practical conversations about retirement planning, financial preparedness, small business growth, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, resources, checklists, and guides that expand on the topics we cover here. 💬 Have a question or want us to cover a topic? Email info@retirecoast.com or join our Facebook community: Business After Retirement: Start, Manage, Succeed. Disclaimer: This podcast is for informational purposes only and does not provide financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions. Episode Keywords: Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, monthly living expenses in retirement, retirement budgeting, Medicare and seniors, financial security, retirement planning, Gulf Coast retirement, small business growth.

    44 min
  2. RELOCATING TO A NEW PLACE: How to Choose the Best Location for Your Future

    DEC 13

    RELOCATING TO A NEW PLACE: How to Choose the Best Location for Your Future

    click here: Leave a text, tell us what you liked In this episode, we break down what really matters when individuals and families consider relocating across the United States. Beyond headlines and “best places” lists, we explore the financial realities, lifestyle tradeoffs, and emotional factors that determine whether a move succeeds or fails. Using the fictionalized case study of Jessica and Harry—a Gen X couple leaving an expensive metro area for a small town like Vancleave, Mississippi—we walk through a practical decision framework that helps you evaluate communities based on your values, family needs, and long-term goals. In this episode, you’ll learn: How cost of living, taxes, and housing affordability affect long-term financial stabilityWhy schools, healthcare access, and safety matter more than rankingsThe overlooked role of emotional fit, community culture, and political climateHow to avoid relocation regret by using structured checklists and calculatorsWhy successful relocation is a strategic decision—not a reaction to trendsIf you’re thinking about relocating for retirement, family, affordability, or quality of life, this episode will help you slow down, think clearly, and move with confidence. 🔗 Explore relocation tools, checklists, and calculators at RetireCoast.com Enjoyed this episode? 🎙️ Subscribe to the RetireCoast Podcast for more practical conversations about retirement planning, financial preparedness, small business growth, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, resources, checklists, and guides that expand on the topics we cover here. 💬 Have a question or want us to cover a topic? Email info@retirecoast.com or join our Facebook community: Business After Retirement: Start, Manage, Succeed. Disclaimer: This podcast is for informational purposes only and does not provide financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions. Episode Keywords: Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, monthly living expenses in retirement, retirement budgeting, Medicare and seniors, financial security, retirement planning, Gulf Coast retirement, small business growth.

    38 min

  3. DEC 3

    250 Years: Price Stability Lost to Slow Inflation

    click here: Leave a text, tell us what you liked The RetireCoast article, "The 250-Year Price Shock," argues that America's high modern cost of living is the result of a financial history moving from centuries of price stability to permanent, managed inflation. Using reconstructed family ledgers and wage data from colonial times, the piece demonstrates that purchasing power remained virtually unchanged for over 150 years (1720–1913), only temporarily interrupted by the severe effects of the Revolutionary War's fiat currency collapse. This long-standing stability was fundamentally broken by a series of 20th-century government actions, culminating in President Nixon’s 1971 decision to fully abandon the gold standard, which led to persistent, unbacked price increases. The author fiercely critiques the Federal Reserve's current 2% inflation target, claiming this policy is mathematically guaranteed to erode purchasing power significantly over the long term. Projections based on this compounding rate suggest that if the current trend continues, a skilled tradesman's daily wage by 2100 will buy exactly the same minimal amount of goods as it did during the absolute worst period of hyperinflation in 1779. Enjoyed this episode? 🎙️ Subscribe to the RetireCoast Podcast for more practical conversations about retirement planning, financial preparedness, small business growth, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, resources, checklists, and guides that expand on the topics we cover here. 💬 Have a question or want us to cover a topic? Email info@retirecoast.com or join our Facebook community: Business After Retirement: Start, Manage, Succeed. Disclaimer: This podcast is for informational purposes only and does not provide financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions. Episode Keywords: Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, monthly living expenses in retirement, retirement budgeting, Medicare and seniors, financial security, retirement planning, Gulf Coast retirement, small business growth.

    36 min

  4. NOV 25

    Think You’ll Spend Less After Retirement? Think Again

    click here: Leave a text, tell us what you liked Most people assume their expenses will drop the day they retire. No commute, no work clothes, fewer meals out… so the budget must shrink, right? Not exactly. In this episode, we dig into the real story behind monthly living expenses in retirement — what actually goes down, what goes up, and the hidden costs no one warns you about. From rising insurance premiums to aging home systems to sudden travel for family emergencies, retirement expenses don’t disappear… they shift. I share my own experience transitioning into semi-retirement, including the surprises I didn’t see coming even with years of careful planning. (Hint: everything ages — including your house, your vehicles, and the things you depend on every day.) You’ll learn: Why retirement costs rarely decline as much as people expectThe biggest expenses that sneak up on new retireesHow to prepare for irregular “Murphy’s Law” costsWhy healthcare and home maintenance matter more than you thinkHow to build a realistic monthly retirement budgetThe tools we created to help you get ahead — including our free checklist PDF and retirement budget spreadsheetIf you’re 5–10 years from retirement or already settling into your post-work life, this episode will help you think clearly about the numbers, stay flexible, and plan with confidence. Ready to get ahead of the surprises? Listen now — and download your free retirement budgeting tools at RetireCoast.com. Enjoyed this episode? 🎙️ Subscribe to the RetireCoast Podcast for more practical conversations about retirement planning, financial preparedness, small business growth, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, resources, checklists, and guides that expand on the topics we cover here. 💬 Have a question or want us to cover a topic? Email info@retirecoast.com or join our Facebook community: Business After Retirement: Start, Manage, Succeed. Disclaimer: This podcast is for informational purposes only and does not provide financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions. Episode Keywords: Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, monthly living expenses in retirement, retirement budgeting, Medicare and seniors, financial security, retirement planning, Gulf Coast retirement, small business growth.

    28 min

  5. NOV 24

    Retirement Healthcare Planning: Medicare, Costs, and Long-Term Care

    click here: Leave a text, tell us what you liked RetireCoast provides a comprehensive Retirement Healthcare Planning Guide focused primarily on navigating the complexities of Medicare. It thoroughly explains the various parts of Medicare (A, B, D, and Advantage) and the associated rising costs, monthly premiums, and coverage gaps that retirees must anticipate, such as deductibles, coinsurance, and the lack of coverage for long-term custodial care. The guide emphasizes the necessity of proactive legal planning through documents like a Durable Power of Attorney and Advance Directives, as well as the crucial need to build an annual healthcare budget that includes fixed premiums, prescription drug projections, and long-term care financing strategies. Ultimately, the text offers a detailed roadmap and checklist to help retirees make informed decisions about coverage, select appropriate healthcare professionals, and achieve greater financial security during their later years. Enjoyed this episode? 🎙️ Subscribe to the RetireCoast Podcast for more practical conversations about retirement planning, financial preparedness, small business growth, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, resources, checklists, and guides that expand on the topics we cover here. 💬 Have a question or want us to cover a topic? Email info@retirecoast.com or join our Facebook community: Business After Retirement: Start, Manage, Succeed. Disclaimer: This podcast is for informational purposes only and does not provide financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions. Episode Keywords: Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, monthly living expenses in retirement, retirement budgeting, Medicare and seniors, financial security, retirement planning, Gulf Coast retirement, small business growth.

    20 min

  6. NOV 19

    The Great Wealth Transfer: Planning and Protecting Your Legacy

    click here: Leave a text, tell us what you liked RetireCoast has created an extensive guide focusing on The Great Wealth Transfer, detailing how Baby Boomers can protect, prepare, and pass on an estimated $84 trillion in assets to younger generations over the next two decades. It emphasizes the critical need for estate planning, especially in light of the scheduled 2026 federal estate-tax exemption reset, which will reduce the exclusion amount significantly. The guide compares generational perspectives on wealth, highlighting how Boomers prioritize preserving legacy while Millennials and Gen X favor earlier transfers and technology; furthermore, it provides actionable tools and strategies, such as using lifetime gifting and various types of trusts, to minimize taxes and avoid probate. Finally, the text strongly advises readers to organize documents completely before consulting a coordinated team of fiduciary financial advisors, estate planning attorneys, and CPAs to create an effective and legally sound plan. Check out our full blog article on this topic here Enjoyed this episode? 🎙️ Subscribe to the RetireCoast Podcast for more practical conversations about retirement planning, financial preparedness, small business growth, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, resources, checklists, and guides that expand on the topics we cover here. 💬 Have a question or want us to cover a topic? Email info@retirecoast.com or join our Facebook community: Business After Retirement: Start, Manage, Succeed. Disclaimer: This podcast is for informational purposes only and does not provide financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions. Episode Keywords: Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, monthly living expenses in retirement, retirement budgeting, Medicare and seniors, financial security, retirement planning, Gulf Coast retirement, small business growth.

    16 min

  7. NOV 11

    Last minute actions for 2025 income taxes

    click here: Leave a text, tell us what you liked You have until December 31, 2025, to take actions that can reduce your income tax burden.  This podcast goes into things you can do right now to reduce the tax you may be required to pay on or before April 15, 2026, for the tax year 2025.   Visit RetireCoast.com as we discuss taxes for Seniors and others: helpful calculators and information. Enjoyed this episode? 🎙️ Subscribe to the RetireCoast Podcast for more practical conversations about retirement planning, financial preparedness, small business growth, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, resources, checklists, and guides that expand on the topics we cover here. 💬 Have a question or want us to cover a topic? Email info@retirecoast.com or join our Facebook community: Business After Retirement: Start, Manage, Succeed. Disclaimer: This podcast is for informational purposes only and does not provide financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions. Episode Keywords: Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, monthly living expenses in retirement, retirement budgeting, Medicare and seniors, financial security, retirement planning, Gulf Coast retirement, small business growth.

    22 min

  8. NOV 5

    The mystery behind credit scores: FICO vs Vantage and what they mean for your mortgage

    click here: Leave a text, tell us what you liked This RetireCoast Podcast explains the complexity of credit scoring, particularly emphasizing the significant difference between the commonly seen VantageScore and the older FICO Score models (versions 2, 4, and 5) used specifically by mortgage lenders. It details that an individual has many different credit scores, and relying on free app scores can be misleading for home buyers because mortgage lenders often use a score that is substantially lower. The article breaks down the five factors that constitute a FICO score, with payment history and credit utilization making up the largest weights, and underscores that a lower score can cost a borrower tens of thousands of dollars in extra interest over the life of a loan. Finally, the text stresses that credit scores affect far more than just mortgages, influencing rates for auto loans, insurance, and even apartment rentals. Enjoyed this episode? 🎙️ Subscribe to the RetireCoast Podcast for more practical conversations about retirement planning, financial preparedness, small business growth, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, resources, checklists, and guides that expand on the topics we cover here. 💬 Have a question or want us to cover a topic? Email info@retirecoast.com or join our Facebook community: Business After Retirement: Start, Manage, Succeed. Disclaimer: This podcast is for informational purposes only and does not provide financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions. Episode Keywords: Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, monthly living expenses in retirement, retirement budgeting, Medicare and seniors, financial security, retirement planning, Gulf Coast retirement, small business growth.

    17 min
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About

The RetireCoast Podcast gives you practical, easy-to-use guidance on retirement planning, real estate decisions, smart budgeting, investing, and building a second-act business. Each episode breaks down the topics that matter most as you plan your next chapter, including: Retirement lifestyle planningReal estate insights for buyers, sellers, and investorsCreating income in retirementStarting and growing a business after retirementPersonal finance, taxes, and long-term budgetingTravel, community, and quality-of-life tipsWhether you're preparing to retire, looking for ways to make your money last longer, or exploring business opportunities later in life, this podcast helps you make confident, informed decisions. Explore more tools, calculators, articles, and resources at RetireCoast.com and StartingABusinessAfterRetirement.com. Free to listen. New episodes released regularly.Subscribe today and start building a more affordable, secure, and fulfilling retirement.

Information

  • Creator
    William
  • Years Active
    2022 - 2025
  • Episodes
    102
  • Rating
    Clean
  • Copyright
    © 2025 RetireCoast
  • Show Website
    RetireCoast