116 episodes

KP Talks Dollars and Sense helps you learn financial literacy and provides real-time updates on all things housing, finance, and real estate with your host Kevin Peranio. As an owner and C-level executive for 20 plus years in finance, KP is here to serve you with all of his knowledge and experience. Tune in each week for more episodes. Kevin Peranio does not render or offer to render personalized investment or tax advice through KP Talks Dollars and Sense. The information provided is for informational purposes only and does not constitute financial, tax, investment or legal advice.

KP Talks Dollars and Sense Kevin Peranio

    • Business

KP Talks Dollars and Sense helps you learn financial literacy and provides real-time updates on all things housing, finance, and real estate with your host Kevin Peranio. As an owner and C-level executive for 20 plus years in finance, KP is here to serve you with all of his knowledge and experience. Tune in each week for more episodes. Kevin Peranio does not render or offer to render personalized investment or tax advice through KP Talks Dollars and Sense. The information provided is for informational purposes only and does not constitute financial, tax, investment or legal advice.

    Bad News Good? Rates Might Drop

    Bad News Good? Rates Might Drop

    Inflation feels like a wild ride.

    Is it stuck in high gear, or is it just a temporary phase?

    Lease and new prices are still down in the 12-month index.

    ISM services number contradicts to expected numbers of 52 and fell short to 49.4.

    Only 5,000 jobs created for leisure and hospitality out of 175,000.

    Are service businesses struggling, or is this a sign inflation might be slowing down?

    Learn how the Fed's strategy could impact your future: https://linktr.ee/kptalksdollarsandsense

    If you want to be contacted by the KP Talks Team about anything housing or mortgage related, click here:  https://hub.whisp.io/?pid=q8d75a85

    • 19 min
    Market Updates, Upcoming Events, Inflation and More

    Market Updates, Upcoming Events, Inflation and More

    Record-breaking $70 billion of Treasury sales auctioned this week.

    Big numbers coming up for the next quarterly refunding amount that will be announced by the Secretary of Treasury, Janet Yellen.

    Above $1.6 trillion quarterly announcement will rattle the markets.

    We kept the inflation to 0.3% and markets did not sell off in return.

    Stock and bond markets rallied despite inflation number at 4.7%

    2.8% on the PCE was not good but not as bad as feared.

    Find out what it means for you. Learn more here! https://linktr.ee/kptalksdollarsandsense

    #KPTalksDollarsAndSense #Treasury #Debt #MarketWatch #Inflation #Investing #Refunding #MarketImpact #InflationNumbers #MarketReaction #InvestmentTips #FinancialLiteracy 

    • 27 min
    The PCE and Why the Cost of Money Matters

    The PCE and Why the Cost of Money Matters

    Shifting from stocks to safer bets with yields going up in the Treasury market.

    More and more selling pressure in the stock market as yields go up.

    Gold has been going up while Bitcoin is halving.

    Bitcoin is digital gold.

    60 to 70 companies are reporting earnings this week which is a very big deal.

    Personal Consumption Expenditure is the Fed's preferred measure of inflation.

    Inflation, cost of money, and velocity of money matter.

    Stay up-to-date on all the latest news, updates, and exclusive content by following us on all of our social media accounts. https://linktr.ee/kptalksdollarsandsense

    #KPTalksDollarsAndSense #MarketInsights #BitcoinHalving #InvestmentStrategies #CryptocurrencyTrends #StockMarketAnalysis #InflationInsights #PCEreport #FinancialNews #InvestmentTips #KPTalks

    • 21 min
    Will We Still Get 2024 Fed Cuts?

    Will We Still Get 2024 Fed Cuts?

    The CPI is at 45% of the index attributed to shelter, housing, and owner's equivalent rent.

    Auto costs, including insurance, saw a notable rise, with month-over-month increases.

    Is the 3% the new 2%? When will the Fed give up?

    Auto insurance and housing are the outlier for the majority of CPI components that stayed under the 3% threshold.

    50 of the top metro cities, renting has become more affordable than buying.

    Stay tuned for the next update on the numbers. https://linktr.ee/kptalksdollarsandsense

    #KPTalksDollarsAndSense #CPI #EconomicTrends #HousingAffordability #FedPolicy #RentingVsBuying #FinancialInsights #Inflation #MarketAnalysis #StayInformed #EconomicShifts #KPTalks

    • 17 min
    Is the Economy Really Strong?

    Is the Economy Really Strong?

    The jobs report has been making waves, with 303,000 new jobs added.

    Fed's mandate isn't just about job creation but a balance between inflation, price stability, and full employment.
     
    Fed's moderate long-term interest rate mandate is at 2.5% of our GDP. It's a balancing act like no other, and the stakes couldn't be higher.

    Cathie Wood expects by 2050, net interest could soar to a jaw-dropping 6% of our GDP. That is not sustainable!

    Wage inflation dropped from 4.3% to 4.1% year-over-year and month-over-month.

    Stay up-to-date on all the latest news, updates, and exclusive content by following us on all of our social media accounts. https://linktr.ee/kptalksdollarsandsense

    #KPTalks #JobsReport #FedPolicy #Inflation #WageInflation #EconomicInsights #CathieWood #FiscalPolicy #MonetaryPolicy #GDP #InterestRates #MarketAnalysis #SpringBreak #NewportBeach #CatalinaIsland #StayInformed

    • 20 min
    Inflation's Down! Jobs / GDP are Up!

    Inflation's Down! Jobs / GDP are Up!

    The Fed's mission is to stay "data-dependent" has us all glued to our screens, and analyzing its every move.

    The Fed's every decision impacts our businesses, from investment strategies to staffing levels and beyond.

    We are witnessing manufacturing data expansion numbers, signs that are all pointing toward growth.

    Inflation, job market, interest rates, and more hold the key to our business success in the coming months.

    GDP figures paint a picture of resilience, the stage is set for a dynamic second quarter.

    Listen, follow, and stay informed.

    Stay up-to-date on all the latest news, updates, and exclusive content by following us on all of our social media accounts. https://linktr.ee/kptalksdollarsandsense

    #KPTalksDollarsAndSense #EconomicInsights #BusinessStrategy #FinancialForecast #MarketTrends #JobsWeek #FedRateCuts #InflationAnalysis #GrowthOpportunities #StayInformed #GoodFriday #KPTalks

    • 11 min

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