Control and Compound with Darren Mitchell

Control and Compound Financial | BNV Media

Welcome to Control and Compound with Darren Mitchell, a podcast about infinite banking, real estate investing, and what business owners and individuals should be doing with their money. For helpful tips and tricks, visit our Instagram, Facebook, and TikTok at @controlandcompound. Episodes release every Monday. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it. The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

  1. 6d ago

    Tariffs, Taxes and Rising Costs: What Can Business Owners Control?

    Join the Harvest Your Wealth launch team: https://hub.controlandcompound.com/harvest-your-weath-book-launch-team-registration R egister for the free Corporate Tax Masterclass: https://hub.controlandcompound.com/corporate-tax-masterclass-webinar-registration Buy Harvest Your Wealth today: https://www.amazon.ca/Harvest-Your-Wealth-Infinite-Canadian/dp/B0HFXG34F1?source=ps-sl-shoppingads-lpcontext&ref_=fplfs&psc=1&smid=A3DWYIK6Y9EEQB   -   Your business can bring in more revenue while keeping less of every dollar. In this episode, Darren and Christina break down what Canadian business owners can control as costs, tariffs, and uncertainty put pressure on their companies. They cover a simple margin calculation that every owner should understand, when to revisit pricing, how to spot supplier risk, and why access to capital matters most before you need it. They also discuss a question many owners put off: if most of your wealth is tied to your business, what happens to your retirement plan if you cannot sell on your terms? In this episode: - Why a 10% increase in costs can cut gross profit by roughly 23% - How to review pricing and expenses - Where supplier concentration creates risk - How to plan for cash needs and financing - Why business owners should build wealth beyond the company - How retirement and estate planning fit into the bigger picture   Show notes: 00:00 - What can Canadian business owners control? 02:29 - A 10% cost increase can cut profit by 23% 05:09 - When to revisit your pricing 06:45 - Expenses and subscriptions worth reviewing 09:12 - Tariffs, suppliers and backup plans 11:33 - Where your business capital lives 15:34 - Access to financing before you need it 19:24 - The risk of building all your wealth in one business 23:42 - Planning for retirement, taxes and your family 26:32 - The business owner's control checklist Check out our webinar on infinite banking: https://shorturl.at/k1V89 FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound_ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

    Tariffs, Taxes and Rising Costs: What Can Business Owners Control?
  2. Sep 21

    6 Things Wealthy Canadians Do Differently With Their Money

    Join the Harvest Your Wealth launch team: https://hub.controlandcompound.com/harvest-your-weath-book-launch-team-registration   Register for the free Corporate Tax Masterclass: https://hub.controlandcompound.com/corporate-tax-masterclass-webinar-registration   -   Wealthy Canadians aren't necessarily better at picking investments—they're often playing a completely different financial game.   In this episode, Darren and Christina reveal six principles wealthy families use to build, protect and pass down their wealth. They explain why liquidity can be more valuable than a slightly higher return, why taxes must be considered before every major financial decision and why wealthy families build coordinated financial systems instead of collecting disconnected products.   Most importantly, these strategies aren't reserved for people who are already wealthy. They're often how people become wealthy in the first place.   BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us Show notes: 00:00 - Harvest Your Wealth & Corporate Tax Masterclass   01:35 - What Wealthy Canadian Families Understand   05:24 - Principle #1: Liquidity Is an Asset   09:54 - Principle #2: Wealthy People Think in Decades   12:55 - Principle #3: Taxes Aren't a Once-a-Year Problem   15:07 - Principle #4: Control Matters More Than Returns   17:19 - Principle #5: Wealth Is a Family Project   19:53 - Principle #6: Build a Financial System, Not a Collection of Products Check out our webinar on infinite banking: https://shorturl.at/k1V89   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound_   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

    6 Things Wealthy Canadians Do Differently With Their Money
  3. Sep 14

    Canada's Real Tax Burden: The Shocking Cost of Being Canadian

    Join the Harvest Your Wealth launch team: https://hub.controlandcompound.com/harvest-your-weath-book-launch-team-registration Register for the free Corporate Tax Masterclass: https://hub.controlandcompound.com/corporate-tax-masterclass-webinar-registration   Housing. Groceries. Clothing. Canadians are watching the cost of nearly everything climb—but none of those may be the biggest expense destroying your wealth.   According to the Fraser Institute's Canadian Consumer Tax Index 2026, the average Canadian family earned approximately $121,000 in 2025 and paid nearly $51,000 in total taxes. That means roughly 42% of its income went toward taxes—more than food, shelter and clothing combined.   In this episode, Darren and Christina break down the taxes Canadians see, the taxes hiding in the cost of everyday life and the future taxes being created through government deficits.   They also compare the Canadian and American tax systems, examine why highly skilled workers, entrepreneurs and investment capital are leaving Canada, and explain how tax rules can severely limit the wealth-building ability of Canadian business owners and real estate investors.   Most importantly, they discuss what Canadians can actually control—and how properly structured high-cash-value life insurance may help reduce taxation on the growth, access and eventual transfer of their wealth.   BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us Show notes: 00:00 - Tax Is Your #1 Wealth Destroyer   02:07 - The Average Canadian Family Pays Nearly $51,000 in Tax   05:06 - The Taxes Canadians Don't See   08:24 - Today's Deficits Are Tomorrow's Taxes   10:33 - Canada vs. the United States   12:35 - Canada's Silent Brain Drain   16:15 - How Canadian Tax Rules Punish Business Growth   17:55 - The Real Estate Tax Difference   22:38 - Turning the Tax Problem Into a Planning Opportunity   23:20 - How High-Cash-Value Life Insurance Is Taxed   25:21 - The Corporate Tax Strategy Business Owners Overlook   27:02 - If You Don't Have a Plan, the CRA Does   Check out our webinar on infinite banking: https://shorturl.at/k1V89   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound_   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

    Canada's Real Tax Burden: The Shocking Cost of Being Canadian
  4. Sep 7

    The Infinite Banking Strategy Explained | A Wealth Coach Roundtable

    Join the Harvest Your Wealth launch team: https://hub.controlandcompound.com/harvest-your-weath-book-launch-team-registration   Register for the free Corporate Tax Masterclass: https://hub.controlandcompound.com/corporate-tax-masterclass-webinar-registration   What if the money you're saving for the future could still be used to grow your business, purchase real estate or take advantage of opportunities today?   In this episode of Control and Compound, Darren Mitchell and Christina Wyatt are joined by Control and Compound wealth coaches Dan Spry, Jake Mitchell and Ryan O'Quinn for a conversation about infinite banking, high-cash-value life insurance and the strategies they use to help Canadians build and protect their wealth.   The team explains why their process begins with education, how properly structured participating whole life insurance differs from traditional insurance and why many business owners are surprised to discover its potential as a long-term corporate tax strategy.   They also discuss creating an opportunity fund, generating uninterrupted compound growth, accessing money without sacrificing retirement savings and building a financial strategy designed to serve multiple generations.   If you're a Canadian business owner, real estate investor, farmer or high-net-worth individual looking for greater control over your capital, this episode will help you understand what may be possible.   In this episode: Why Control and Compound specializes in infinite banking How education helps clients make better financial decisions The difference between an expense and a wealth-building asset Using your capital while it continues compounding Building a tax-efficient retirement inside a corporation Why long-term service matters when policies can last generations BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us   Show notes:   00:00 - Harvest Your Wealth and Corporate Tax Masterclass 01:16 - Meet the Control and Compound Wealth Coaches 05:13 - What Makes Control and Compound Different? 08:36 - Real-Life Applications and Long-Term Support 10:14 - Using Your Money Without Sacrificing Retirement 11:47 - The Biggest Misconception About Infinite Banking 13:10 - A Powerful Tax Strategy for Business Owners 14:30 - How to Work With a Wealth Coach   Check out our webinar on infinite banking: https://shorturl.at/k1V89   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound_   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

    The Infinite Banking Strategy Explained | A Wealth Coach Roundtable
  5. Aug 31

    50% Tariffs Are Here: Canada's Trade Deal Collapses, Now Canadians Pay the Price

    Join the Harvest Your Wealth launch team: https://hub.controlandcompound.com/harvest-your-weath-book-launch-team-registration Register for the free Corporate Tax Masterclass: https://hub.controlandcompound.com/corporate-tax-masterclass-webinar-registration   Canada's trade negotiations with the United States have collapsed—and 50% tariffs are now in effect on billions of dollars in goods. What did Canada walk away from, who will ultimately pay for the retaliation, and what could this mean for Canadian businesses, jobs and investment? In the September 2026 Monthly Update, Darren Mitchell and Christina Wyatt break down the escalating Canada–U.S. trade war, the unanswered questions surrounding the rejected deal, and why small and medium-sized businesses could bear the greatest cost. They also cover Canada's latest inflation numbers, including Nova Scotia's 5% inflation rate, the Bank of Canada's next move, a slow Canadian housing market, strong stock-market performance, and Bitcoin's sudden 21% monthly surge. Plus, Darren shares details on his upcoming book, Harvest Your Wealth, and Control & Compound's free Corporate Tax Masterclass for Canadian business owners on September 29. Show notes: 00:00 - September update and Harvest Your Wealth announcement 02:56 - Will the Bank of Canada hold rates again? 05:00 - Inflation rises—and reaches 5% in Nova Scotia 08:31 - Canadian dollar and stock-market update 12:28 - Why Bitcoin surged 21% in one month 16:59 - Canada's housing market remains stalled 19:38 - Canada–U.S. trade negotiations collapse 25:09 - The threat of 50% tariffs on Canadian vehicles 26:03 - Who actually pays for retaliatory tariffs? 28:35 - Small businesses, jobs and investment at risk 30:32 - Can Canada really diversify away from the U.S.? 33:31 - Canadian life insurers report strong earnings 35:09 - New book and Corporate Tax Masterclass 37:14 - What's coming next from Control & Compound Check out our webinar on infinite banking: https://shorturl.at/k1V89 FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound_ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

    50% Tariffs Are Here: Canada's Trade Deal Collapses, Now Canadians Pay the Price
  6. Aug 24

    Tax the Rich? Canada's Top Earners Already Pay More Than You Think

    Do high-income Canadians actually pay their fair share of taxes? It is one of the most emotionally charged arguments in Canadian politics. But before Canadians decide who should pay more, we need to understand who is already paying what. In this episode, Darren and Christina examine Canada's progressive tax system, including new data showing that the top 20% of income-earning families pay 65.3% of the country's personal income taxes. They also explore what happens when higher tax rates influence investment, entrepreneurship, hiring and the movement of capital and skilled professionals. This is not simply a debate about defending wealthy Canadians. It is a conversation about the kind of tax system that produces the most opportunity, prosperity and revenue for Canada. Do high-income Canadians pay their fair share, or should they be paying more? Let us know what you think in the comments.   Show notes: 00:00 - Do high-income Canadians pay their fair share? 01:56 - The argument to "tax the rich" 02:46 - Who qualifies as a high-income Canadian? 05:19 - Who actually pays Canada's income taxes? 07:31 - Is raising tax rates the answer? 09:19 - How people respond to higher taxes 11:33 - The true cost of losing an entrepreneur 12:47 - Canada is competing for talent and investment 14:06 - Who builds Canada's tax base? 15:12 - What Canadians think about their taxes 16:19 - The tax conversation Canada should be having   Check out our webinar on infinite banking: https://shorturl.at/k1V89   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound_   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true   BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

    Tax the Rich? Canada's Top Earners Already Pay More Than You Think
  7. Aug 17

    McDonald's Was Never Really a Burger Business

    Ray Kroc didn't invent McDonald's. He recognized that one successful restaurant could become something much bigger.   At 52 years old, Kroc took the McDonald brothers' efficient restaurant model and transformed it into a global system. But hamburgers were only one part of the strategy.   In this Financial Autopsy, Darren and Christina examine how Ray Kroc used standardization, franchising, real estate and accessible capital to build one of the most recognizable businesses in history.   They break down: Why McDonald's true product was its system How single-location franchises helped Kroc maintain control Why real estate became central to the company's business model How Kroc reportedly borrowed against life insurance policies during McDonald's early years The difference between owning a business and owning a job Six lessons today's entrepreneurs can learn from Ray Kroc   Ray Kroc's greatest innovation wasn't the hamburger. It was building a business that could operate consistently without depending on one individual.   If you're a Canadian business owner who wants greater control over your capital and a system built for long-term growth, this episode is for you.   Show notes:   00:00 - How Ray Kroc changed the world   01:27 - The opportunity the McDonald brothers couldn't see   03:00 - McDonald's wasn't selling hamburgers   04:09 - Why Kroc sold franchises one location at a time   05:58 - How McDonaldization changed modern business   07:23 - Do you own a business or a job?   10:15 - McDonald's real breakthrough was real estate   13:20 - How Ray Kroc accessed capital when banks wouldn't help   15:41 - Six lessons entrepreneurs can learn from Ray Kroc   17:00 - Working on your business instead of inside it Check out our webinar on infinite banking: https://shorturl.at/k1V89   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound_   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true   BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

    McDonald's Was Never Really a Burger Business
  8. Aug 10

    How Banks Use Your Money to Build Wealth... and How You Can Too

    You spent years building your company, creating revenue and accumulating retained earnings. But once the money has been made, an entirely different challenge begins:   How do you keep it working without losing access or control?   In this episode, Darren and Christina explain why successful business owners eventually begin thinking like bankers… even when they don't realize it.   They examine how banks generate wealth by controlling the movement of capital, why traditional places for storing corporate wealth can leave money trapped or inefficient, and how properly structured participating whole life insurance can help entrepreneurs build their own banking system.   You'll learn why infinite banking isn't simply an investment strategy, how corporate-owned life insurance can strengthen a corporation's financial position, and why making money and managing capital require two completely different skills.   If you've built a successful business and are now wondering what to do with the money it has created, this episode is for you.   Subscribe for straight-talking Canadian financial insights, business-owner strategies, and conversations you won't hear from your bank.   Check out our webinar on infinite banking: https://shorturl.at/k1V89   Show notes:   00:00 - Why Successful Business Owners Become Bankers 01:55 - How Banks Actually Make Their Money 05:11 - The Evolution of a Successful Business Owner 07:11 - You May Already Be Building a Banking System 09:00 - The Problem With Trapped Corporate Capital 10:48 - Infinite Banking as a Capital Management Strategy 13:17 - Using Life Insurance as a Corporate Asset 15:01 - Getting Wealth Out of Your Corporation 17:20 - The Questions Wealthy Entrepreneurs Ask 19:20 - The Lesson Banks Have Been Teaching Us   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound_   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true   BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

    How Banks Use Your Money to Build Wealth... and How You Can Too

About

Welcome to Control and Compound with Darren Mitchell, a podcast about infinite banking, real estate investing, and what business owners and individuals should be doing with their money. For helpful tips and tricks, visit our Instagram, Facebook, and TikTok at @controlandcompound. Episodes release every Monday. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it. The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

You Might Also Like