Control and Compound with Darren Mitchell

Control and Compound Financial | BNV Media

Welcome to Control and Compound with Darren Mitchell, a podcast about infinite banking, real estate investing, and what business owners and individuals should be doing with their money. For helpful tips and tricks, visit our Instagram, Facebook, and TikTok at @controlandcompound. Episodes release every Monday. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it. The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

  1. 6d ago

    What a Wealthy Farmer Understood That His Financial Advisor Didn't

    Buy Harvest Your Wealth today: https://www.amazon.ca/Harvest-Your-Wealth-Infinite-Canadian/dp/B0HFXG34F1?source=ps-sl-shoppingads-lpcontext&ref_=fplfs&psc=1&smid=A3DWYIK6Y9EEQB - Darren thought the wealthy farmer sitting across from him didn't understand money.   Then the 2008 financial crisis made him question everything.   In this episode of Control and Compound, Darren and Christina explore the story behind Darren's book, Harvest Your Wealth, and the conversation with farmer Bob that changed how he thinks about building wealth.   While markets fell and clients worried about their life savings, Darren watched people with access to capital buy assets at prices others could only wish they could afford. The difference wasn't simply their net worth. It was having money they could actually access.   Darren and Christina discuss why farmers can own millions in land and equipment yet still need a bank's approval to move forward, why liquidity deserves a place alongside investment returns, and the distinction between where you build wealth and where you store capital.   They also explain how they approach the Infinite Banking Concept using properly structured cash value life insurance, and why Darren believes these lessons extend far beyond farming.   In this episode: • The wealthy farmer Darren initially misunderstood • What the 2008 crash revealed about access to money • Being asset rich and cash poor • Three areas Darren prioritizes for building wealth • Where capital sits before the next investment • The educational resources included with Harvest Your Wealth     BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us Show notes:   00:00 - The 2008 Crash That Changed Darren's Perspective   03:17 - Worth Millions, but Still Asking the Bank   04:59 - The Wealthy Farmer Darren Misunderstood   12:18 - Three Lessons About Controlling Your Money   15:58 - Where Darren Says Serious Wealth Is Built   21:21-  Where Do You Store Money Before Investing? Check out our webinar on infinite banking: https://shorturl.at/k1V89   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound_   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

    What a Wealthy Farmer Understood That His Financial Advisor Didn't
  2. Oct 12

    Your Infinite Banking Questions Answered | Wealth Coach Roundtable

    Buy Harvest Your Wealth today: https://www.amazon.ca/Harvest-Your-Wealth-Infinite-Canadian/dp/B0HFXG34F1?source=ps-sl-shoppingads-lpcontext&ref_=fplfs&psc=1&smid=A3DWYIK6Y9EEQB   You've heard about infinite banking. But what would it actually look like for you and what should you understand before getting started?   Darren and Christina welcome wealth coaches Dan Spry, Jake Mitchell, and Ryan O'Quinn back to the podcast to walk through your first education session with Control and Compound.   They explain how the strategy works, why the right policy and its structure matter, and how example numbers help bring the concept to life. The coaches also answer questions they regularly hear: Am I too old to start? What if I'm uninsurable? Why hasn't my financial advisor mentioned this?   For business owners, farmers, and real estate investors who need access to money for opportunities and unpredictable years, this episode explains what the learning process looks like and how the relationship continues after a policy is in place.   BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us Show notes:   00:00 - Meet the Wealth Coaches   02:01 - What Your First Education Session Looks Like   05:16 - The Strategy, the Product, and the Numbers   10:32 - Am I Too Old or Uninsurable?   13:19 - Why Hasn't My Advisor Mentioned This?   16:54 - Policy Design, Ongoing Support, and Getting Started Check out our webinar on infinite banking: https://shorturl.at/k1V89   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound_   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

    Your Infinite Banking Questions Answered | Wealth Coach Roundtable
  3. Oct 5

    Canada's Economy Grew. Why Don't Canadians Feel Richer? | Higher Rates, Weaker Dollar

    Buy Harvest Your Wealth today: https://www.amazon.ca/Harvest-Your-Wealth-Infinite-Canadian/dp/B0HFXG34F1?source=ps-sl-shoppingads-lpcontext&ref_=fplfs&psc=1&smid=A3DWYIK6Y9EEQB   Canada's economy grew. But did your family actually get ahead?   In our October economic update, Darren and Christina dig into why stronger GDP numbers don't always translate into Canadians feeling richer and why the size of your slice matters more than the size of the economy.   We also discuss the possibility of Bank of Canada rate hikes, inflation, the weaker Canadian dollar and why fixed mortgage rates can rise even when the policy rate hasn't changed.   Plus, we break down what's happening beneath the stock market headlines, the differences across Canada's housing markets, Bitcoin's latest moves, AI agents and stablecoins, and Canadian life insurance industry news.   If you're a business owner, real estate investor or simply wondering why your money doesn't seem to go as far, join us for the episode!   BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us Show notes:   00:00 - Could Canadian interest rates rise again? 03:32 - Inflation and the weaker Canadian dollar 06:30 - Stock markets, Bitcoin and AI agents 16:52 - Canadian GDP, natural resources and agriculture 23:42 - Housing and rising fixed mortgage rates 27:25 - Life insurance and Control and Compound updates Check out our webinar on infinite banking: https://shorturl.at/k1V89   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound_   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

    Canada's Economy Grew. Why Don't Canadians Feel Richer? | Higher Rates, Weaker Dollar
  4. Sep 28

    Tariffs, Taxes and Rising Costs: What Can Business Owners Control?

    Join the Harvest Your Wealth launch team: https://hub.controlandcompound.com/harvest-your-weath-book-launch-team-registration R egister for the free Corporate Tax Masterclass: https://hub.controlandcompound.com/corporate-tax-masterclass-webinar-registration Buy Harvest Your Wealth today: https://www.amazon.ca/Harvest-Your-Wealth-Infinite-Canadian/dp/B0HFXG34F1?source=ps-sl-shoppingads-lpcontext&ref_=fplfs&psc=1&smid=A3DWYIK6Y9EEQB   -   Your business can bring in more revenue while keeping less of every dollar. In this episode, Darren and Christina break down what Canadian business owners can control as costs, tariffs, and uncertainty put pressure on their companies. They cover a simple margin calculation that every owner should understand, when to revisit pricing, how to spot supplier risk, and why access to capital matters most before you need it. They also discuss a question many owners put off: if most of your wealth is tied to your business, what happens to your retirement plan if you cannot sell on your terms? In this episode: - Why a 10% increase in costs can cut gross profit by roughly 23% - How to review pricing and expenses - Where supplier concentration creates risk - How to plan for cash needs and financing - Why business owners should build wealth beyond the company - How retirement and estate planning fit into the bigger picture   Show notes: 00:00 - What can Canadian business owners control? 02:29 - A 10% cost increase can cut profit by 23% 05:09 - When to revisit your pricing 06:45 - Expenses and subscriptions worth reviewing 09:12 - Tariffs, suppliers and backup plans 11:33 - Where your business capital lives 15:34 - Access to financing before you need it 19:24 - The risk of building all your wealth in one business 23:42 - Planning for retirement, taxes and your family 26:32 - The business owner's control checklist Check out our webinar on infinite banking: https://shorturl.at/k1V89 FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound_ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

    Tariffs, Taxes and Rising Costs: What Can Business Owners Control?
  5. Sep 21

    6 Things Wealthy Canadians Do Differently With Their Money

    Join the Harvest Your Wealth launch team: https://hub.controlandcompound.com/harvest-your-weath-book-launch-team-registration   Register for the free Corporate Tax Masterclass: https://hub.controlandcompound.com/corporate-tax-masterclass-webinar-registration   -   Wealthy Canadians aren't necessarily better at picking investments—they're often playing a completely different financial game.   In this episode, Darren and Christina reveal six principles wealthy families use to build, protect and pass down their wealth. They explain why liquidity can be more valuable than a slightly higher return, why taxes must be considered before every major financial decision and why wealthy families build coordinated financial systems instead of collecting disconnected products.   Most importantly, these strategies aren't reserved for people who are already wealthy. They're often how people become wealthy in the first place.   BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us Show notes: 00:00 - Harvest Your Wealth & Corporate Tax Masterclass   01:35 - What Wealthy Canadian Families Understand   05:24 - Principle #1: Liquidity Is an Asset   09:54 - Principle #2: Wealthy People Think in Decades   12:55 - Principle #3: Taxes Aren't a Once-a-Year Problem   15:07 - Principle #4: Control Matters More Than Returns   17:19 - Principle #5: Wealth Is a Family Project   19:53 - Principle #6: Build a Financial System, Not a Collection of Products Check out our webinar on infinite banking: https://shorturl.at/k1V89   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound_   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

    6 Things Wealthy Canadians Do Differently With Their Money
  6. Sep 14

    Canada's Real Tax Burden: The Shocking Cost of Being Canadian

    Join the Harvest Your Wealth launch team: https://hub.controlandcompound.com/harvest-your-weath-book-launch-team-registration Register for the free Corporate Tax Masterclass: https://hub.controlandcompound.com/corporate-tax-masterclass-webinar-registration   Housing. Groceries. Clothing. Canadians are watching the cost of nearly everything climb—but none of those may be the biggest expense destroying your wealth.   According to the Fraser Institute's Canadian Consumer Tax Index 2026, the average Canadian family earned approximately $121,000 in 2025 and paid nearly $51,000 in total taxes. That means roughly 42% of its income went toward taxes—more than food, shelter and clothing combined.   In this episode, Darren and Christina break down the taxes Canadians see, the taxes hiding in the cost of everyday life and the future taxes being created through government deficits.   They also compare the Canadian and American tax systems, examine why highly skilled workers, entrepreneurs and investment capital are leaving Canada, and explain how tax rules can severely limit the wealth-building ability of Canadian business owners and real estate investors.   Most importantly, they discuss what Canadians can actually control—and how properly structured high-cash-value life insurance may help reduce taxation on the growth, access and eventual transfer of their wealth.   BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us Show notes: 00:00 - Tax Is Your #1 Wealth Destroyer   02:07 - The Average Canadian Family Pays Nearly $51,000 in Tax   05:06 - The Taxes Canadians Don't See   08:24 - Today's Deficits Are Tomorrow's Taxes   10:33 - Canada vs. the United States   12:35 - Canada's Silent Brain Drain   16:15 - How Canadian Tax Rules Punish Business Growth   17:55 - The Real Estate Tax Difference   22:38 - Turning the Tax Problem Into a Planning Opportunity   23:20 - How High-Cash-Value Life Insurance Is Taxed   25:21 - The Corporate Tax Strategy Business Owners Overlook   27:02 - If You Don't Have a Plan, the CRA Does   Check out our webinar on infinite banking: https://shorturl.at/k1V89   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound_   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

    Canada's Real Tax Burden: The Shocking Cost of Being Canadian
  7. Sep 7

    The Infinite Banking Strategy Explained | A Wealth Coach Roundtable

    Join the Harvest Your Wealth launch team: https://hub.controlandcompound.com/harvest-your-weath-book-launch-team-registration   Register for the free Corporate Tax Masterclass: https://hub.controlandcompound.com/corporate-tax-masterclass-webinar-registration   What if the money you're saving for the future could still be used to grow your business, purchase real estate or take advantage of opportunities today?   In this episode of Control and Compound, Darren Mitchell and Christina Wyatt are joined by Control and Compound wealth coaches Dan Spry, Jake Mitchell and Ryan O'Quinn for a conversation about infinite banking, high-cash-value life insurance and the strategies they use to help Canadians build and protect their wealth.   The team explains why their process begins with education, how properly structured participating whole life insurance differs from traditional insurance and why many business owners are surprised to discover its potential as a long-term corporate tax strategy.   They also discuss creating an opportunity fund, generating uninterrupted compound growth, accessing money without sacrificing retirement savings and building a financial strategy designed to serve multiple generations.   If you're a Canadian business owner, real estate investor, farmer or high-net-worth individual looking for greater control over your capital, this episode will help you understand what may be possible.   In this episode: Why Control and Compound specializes in infinite banking How education helps clients make better financial decisions The difference between an expense and a wealth-building asset Using your capital while it continues compounding Building a tax-efficient retirement inside a corporation Why long-term service matters when policies can last generations BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us   Show notes:   00:00 - Harvest Your Wealth and Corporate Tax Masterclass 01:16 - Meet the Control and Compound Wealth Coaches 05:13 - What Makes Control and Compound Different? 08:36 - Real-Life Applications and Long-Term Support 10:14 - Using Your Money Without Sacrificing Retirement 11:47 - The Biggest Misconception About Infinite Banking 13:10 - A Powerful Tax Strategy for Business Owners 14:30 - How to Work With a Wealth Coach   Check out our webinar on infinite banking: https://shorturl.at/k1V89   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound_   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

    The Infinite Banking Strategy Explained | A Wealth Coach Roundtable
  8. Aug 31

    50% Tariffs Are Here: Canada's Trade Deal Collapses, Now Canadians Pay the Price

    Join the Harvest Your Wealth launch team: https://hub.controlandcompound.com/harvest-your-weath-book-launch-team-registration Register for the free Corporate Tax Masterclass: https://hub.controlandcompound.com/corporate-tax-masterclass-webinar-registration   Canada's trade negotiations with the United States have collapsed—and 50% tariffs are now in effect on billions of dollars in goods. What did Canada walk away from, who will ultimately pay for the retaliation, and what could this mean for Canadian businesses, jobs and investment? In the September 2026 Monthly Update, Darren Mitchell and Christina Wyatt break down the escalating Canada–U.S. trade war, the unanswered questions surrounding the rejected deal, and why small and medium-sized businesses could bear the greatest cost. They also cover Canada's latest inflation numbers, including Nova Scotia's 5% inflation rate, the Bank of Canada's next move, a slow Canadian housing market, strong stock-market performance, and Bitcoin's sudden 21% monthly surge. Plus, Darren shares details on his upcoming book, Harvest Your Wealth, and Control & Compound's free Corporate Tax Masterclass for Canadian business owners on September 29. Show notes: 00:00 - September update and Harvest Your Wealth announcement 02:56 - Will the Bank of Canada hold rates again? 05:00 - Inflation rises—and reaches 5% in Nova Scotia 08:31 - Canadian dollar and stock-market update 12:28 - Why Bitcoin surged 21% in one month 16:59 - Canada's housing market remains stalled 19:38 - Canada–U.S. trade negotiations collapse 25:09 - The threat of 50% tariffs on Canadian vehicles 26:03 - Who actually pays for retaliatory tariffs? 28:35 - Small businesses, jobs and investment at risk 30:32 - Can Canada really diversify away from the U.S.? 33:31 - Canadian life insurers report strong earnings 35:09 - New book and Corporate Tax Masterclass 37:14 - What's coming next from Control & Compound Check out our webinar on infinite banking: https://shorturl.at/k1V89 FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound_ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

    50% Tariffs Are Here: Canada's Trade Deal Collapses, Now Canadians Pay the Price

About

Welcome to Control and Compound with Darren Mitchell, a podcast about infinite banking, real estate investing, and what business owners and individuals should be doing with their money. For helpful tips and tricks, visit our Instagram, Facebook, and TikTok at @controlandcompound. Episodes release every Monday. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it. The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

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