Retirement Power Play with Tim Dyer

Tim Dyer
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Join wealth manager Tim Dyer for consistent and reliable information about how to best prepare for retirement and your financial future on the Retirement Power Play podcast. Tim is the founder of Dyer Wealth Management, serving the San Diego area and based in La Jolla, California. He's the co-author of "Defuse", a book designed to help you learn the 7 steps to protecting your 401(k) from the ticking tax time bomb. Tim isn't afraid to run counter to the conventional wisdom of the financial world. Join him each episode as he'll point out problems and inconsistencies you need to be aware of in the retirement landscape so you can take full control of your portfolio to make empowered financial decisions. If you have a 401(k), an IRA, a pension (or maybe even better, no pension), not sure what to do about Social Security, healthcare, legacy planning, or any other number of financial planning issues then you're in the right place. Because Tim is going to cover anything and everything in the retirement planning spectrum. Call him with your questions at 858-459-3937 or go online to https://www.dyerwealthmanagement.com/ to find out more information!

  1. 2D AGO

    The K-Shaped Economy: What It Means for Your Portfolio in 2026

    💬 Ready to take control of your financial future? Let’s chat! 📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.html The market looks resilient, yet many households still feel financial pressure. That disconnect isn’t random, it’s structural. Tim explains the “K-shaped economy” concept and why your experience depends largely on where you sit financially. More importantly, he talks about how to think strategically in 2026 so you’re not reacting emotionally to headlines but positioning intentionally for what’s next.  Here’s some of what we discuss in this episode: 🤖 AI & Concentration – Tech leaders driving returns 💼 Asset vs Wage – Different financial experiences 🛡 Protect First – Diversify and review tax strategy 🎯 Position Smartly – Precision over emotional investing 🦠 Post-COVID Shift – Capital injection and disruption Book at Time to Chat: https://www.dyerwealthmanagement.com/start-here.html Website: https://www.dyerwealthmanagement.com/ Phone: 858-459-3937 Email: tim@dyerwm.com The commentary on this Podcast reflects the personal opinions, viewpoints and analyses of Sage Capital Advisors, LLC DBA Dyer Wealth Management employees making such comment, and should not be regarded as a description of advisory services provided by Dyer Wealth Management or performance returns of any Dyer Wealth Management Investments client. The views reflected in the commentary are subject to change at any time without notice. The opinions expressed in this Podcast are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed...

    24 min

  2. FEB 19

    Reasons to Be Optimistic in 2026

    💬 Ready to take control of your financial future? Let’s chat! 📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.html It’s easy to feel cautious heading into a new year, but the data tells a more encouraging story. In this episode, Tim breaks from the doom-and-gloom narrative and highlights why 2026 deserves a second look. Productivity gains, healthier balance sheets, and long-term market patterns point to reasons for confidence. Tune in for a perspective that steadies nerves instead of fueling fear. Here’s some of what we discuss in this episode 🤖 AI Impact: Efficiency gains shaping the broader economy 📉 Rate Normalization: Why real yields matter again 📊 Inflation Cooling: Wage growth beginning to outpace prices 🏦 Corporate Strength: Earnings growth and healthy balance sheets 👥 Demographic Shifts: Spending power moving to new generations Book at Time to Chat: https://www.dyerwealthmanagement.com/start-here.html Website: https://www.dyerwealthmanagement.com/ Phone: 858-459-3937 Email: tim@dyerwm.com The commentary on this Podcast reflects the personal opinions, viewpoints and analyses of Sage Capital Advisors, LLC DBA Dyer Wealth Management employees making such comment, and should not be regarded as a description of advisory services provided by Dyer Wealth Management or performance returns of any Dyer Wealth Management Investments client. The views reflected in the commentary are subject to change at any time without notice. The opinions expressed in this Podcast are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed...

    19 min

  3. FEB 5

    The 5 Financial Power Moves to Start 2026 Strong

    💬 Ready to take control of your financial future? Let’s chat! 📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.html With interest rates staying higher for longer, the dollar weakening, and global markets shifting, guessing what happens next isn’t the real challenge. Tim focuses on how to align your money, taxes, and benefits with today’s economic reality instead of chasing headlines. If you’re looking to start 2026 with a grounded and intentional outlook, this episode sets the framework. Here’s some of what we discuss in this episode: 🏢 Employee Benefits: Making the most of 401(k)s and compensation 🧾 Tax First Thinking: Why taxes matter before market returns 📈 Higher-for-Longer Rates: Adjusting to a new interest-rate reality 🏠 Domestic Markets: Earnings, diversification, and opportunity 🧭 Economic Alignment: Positioning portfolios for real-world conditions Book at Time to Chat: https://www.dyerwealthmanagement.com/start-here.html Website: https://www.dyerwealthmanagement.com/ Phone: 858-459-3937 Email: tim@dyerwm.com The commentary on this Podcast reflects the personal opinions, viewpoints and analyses of Sage Capital Advisors, LLC DBA Dyer Wealth Management employees making such comment, and should not be regarded as a description of advisory services provided by Dyer Wealth Management or performance returns of any Dyer Wealth Management Investments client. The views reflected in the commentary are subject to change at any time without notice. The opinions expressed in this Podcast are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed...

    26 min

  4. JAN 15

    How to Start the Year Right Financially

    💬 Ready to take control of your financial future? Let’s chat! 📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.html A new year brings a clean slate, but only if you use it wisely. In this episode, Tim covers how to avoid early missteps and build momentum that lasts beyond January. The steps you take now quietly shape the rest of the year, so start strong and set yourself up for lasting success!  Here’s some of what we discuss in this episode: 🚀 Fresh Start – Setting financial priorities early in year ⚠️ Early Mistakes – Common errors that derail momentum ⚖️ Concentration Risk – Overexposure and delayed planning dangers 🧾 Taxes & Retirement – Coordinating planning before deadlines 🧩 Systems & Frameworks – Building repeatable financial processes 👣 Action Steps – Practical moves for a strong year Book at Time to Chat: https://www.dyerwealthmanagement.com/start-here.html Website: https://www.dyerwealthmanagement.com/ Phone: 858-459-3937 Email: tim@dyerwm.com The commentary on this Podcast reflects the personal opinions, viewpoints and analyses of Sage Capital Advisors, LLC DBA Dyer Wealth Management employees making such comment, and should not be regarded as a description of advisory services provided by Dyer Wealth Management or performance returns of any Dyer Wealth Management Investments client. The views reflected in the commentary are subject to change at any time without notice. The opinions expressed in this Podcast are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed...

    21 min

  5. 12/31/2025

    2025 Financial Year in Review

    What lessons from 2025 should shape decisions going into 2026? In this episode, Tim reflects on a year marked by sharp swings, headline-driven fear, and powerful lessons about staying invested when conviction is tested. As the calendar turns, this review helps frame 2025 clearly and sets a smarter foundation for 2026.  Here’s some of what we discuss in this episode: 📅 Year in Review: Why 2025 was a year worth learning from 📊 Market Performance: Strong returns despite turbulence 🧠 Behavioral Finance: Why emotions matter more than forecasts 🧩 Portfolio Structure: Allocation, liquidity, and concentration 🔮 Looking Ahead: Preparing with clarity for 2026 Book at Time to Chat: https://www.dyerwealthmanagement.com/start-here.html Website: https://www.dyerwealthmanagement.com/ Phone: 858-459-3937 Email: tim@dyerwm.com The commentary on this Podcast reflects the personal opinions, viewpoints and analyses of Sage Capital Advisors, LLC DBA Dyer Wealth Management employees making such comment, and should not be regarded as a description of advisory services provided by Dyer Wealth Management or performance returns of any Dyer Wealth Management Investments client. The views reflected in the commentary are subject to change at any time without notice. The opinions expressed in this Podcast are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed...

    19 min

  6. 12/11/2025

    Turning 50: Adventures, Insights & Retirement Reflections

    Tim’s 50th birthday wasn’t just a milestone, it became a trip filled with adventure, surprises, and a few unexpected lessons about life and retirement. The stories he shares today tie directly into the mindset shifts that often surface as retirement gets closer.  Here’s some of what we discuss in this episode: 🏙️ Miami Birthday Trip: milestone celebration with close friends 🎣 Deep Sea Fishing: early-morning catch and luxury boating 🐊 Everglades Adventure: airboat ride and alligator encounters 🚤 Flamingo Houseboats: quiet waters and nature-filled escape 🧭 Retirement Reflections: mindset shifts and future planning Book at Time to Chat: https://www.dyerwealthmanagement.com/start-here.html Website: https://www.dyerwealthmanagement.com/ Phone: 858-459-3937 Email: tim@dyerwm.com The commentary on this Podcast reflects the personal opinions, viewpoints and analyses of Sage Capital Advisors, LLC DBA Dyer Wealth Management employees making such comment, and should not be regarded as a description of advisory services provided by Dyer Wealth Management or performance returns of any Dyer Wealth Management Investments client. The views reflected in the commentary are subject to change at any time without notice. The opinions expressed in this Podcast are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed...

    20 min

  7. 12/04/2025

    Year-End Tax Strategies: Smart Moves Before December 31

    💬 Ready to take control of your financial future? Let’s chat! 📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.html As 2025 winds down, it’s the perfect time to tighten up your tax strategy and make sure you’re not leaving opportunities on the table. In this episode, Tim breaks down the practical steps that can help you manage your income, optimize your accounts, and position yourself well heading into next year. It’s a straightforward, no-fluff conversation designed to help you make intentional moves before December 31. Here’s some of what we discuss in this episode: 🔄 Roth Conversion Windows: recognizing opportunities while the clock is ticking 📊 Loss & Gain Harvesting: using the market to your tax advantage 🎁 Charitable Giving Moves: smart ways to give and get a tax benefit 💼 Retirement Plan Tune-Up: maximizing contributions and account efficiency 🏢 Business Owner Breaks: deductions and strategies entrepreneurs often miss Book at Time to Chat: https://www.dyerwealthmanagement.com/start-here.html Website: https://www.dyerwealthmanagement.com/ Phone: 858-459-3937 Email: tim@dyerwm.com The commentary on this Podcast reflects the personal opinions, viewpoints and analyses of Sage Capital Advisors, LLC DBA Dyer Wealth Management employees making such comment, and should not be regarded as a description of advisory services provided by Dyer Wealth Management or performance returns of any Dyer Wealth Management Investments client. The views reflected in the commentary are subject to change at any time without notice. The opinions expressed in this Podcast are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed...

    20 min

  8. 11/26/2025

    Closing the Small Business Retirement Gap: Simple 401(k)s with Mark Fowler

    💬 Ready to take control of your financial future? Let’s chat! 📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.html Small business owners often assume a 401(k) is too complicated, too expensive, or only for big companies, but that’s simply not true anymore. Tim sits down with Mark Fowler, Director of Retirement Education at Human Interest, to discuss how technology, tax incentives, and new state mandates have changed the retirement plan landscape for employers. Mark shares why offering a 401(k) isn’t just doable, it’s one of the smartest ways to attract talent, save on taxes, and stay compliant. Here’s some of what we discuss in this episode: 👤 Mark’s Mission: helping small businesses offer meaningful retirement benefits 🏪 Small Biz Challenges: why owners feel stuck on retirement plans 💼 Why 401(k)s Matter: retention, attraction, and owner retirement advantages 💸 Tax Incentives: credits, deductions & cost-saving opportunities most owners miss 📜 State Mandates: what new laws require and the penalties for ignoring them Book at Time to Chat: https://www.dyerwealthmanagement.com/start-here.html Website: https://www.dyerwealthmanagement.com/ Phone: 858-459-3937 Email: tim@dyerwm.com The commentary on this Podcast reflects the personal opinions, viewpoints and analyses of Sage Capital Advisors, LLC DBA Dyer Wealth Management employees making such comment, and should not be regarded as a description of advisory services provided by Dyer Wealth Management or performance returns of any Dyer Wealth Management Investments client. The views reflected in the commentary are subject to change at any time without notice. The opinions expressed in this Podcast are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed...

    38 min
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About

Join wealth manager Tim Dyer for consistent and reliable information about how to best prepare for retirement and your financial future on the Retirement Power Play podcast. Tim is the founder of Dyer Wealth Management, serving the San Diego area and based in La Jolla, California. He's the co-author of "Defuse", a book designed to help you learn the 7 steps to protecting your 401(k) from the ticking tax time bomb. Tim isn't afraid to run counter to the conventional wisdom of the financial world. Join him each episode as he'll point out problems and inconsistencies you need to be aware of in the retirement landscape so you can take full control of your portfolio to make empowered financial decisions. If you have a 401(k), an IRA, a pension (or maybe even better, no pension), not sure what to do about Social Security, healthcare, legacy planning, or any other number of financial planning issues then you're in the right place. Because Tim is going to cover anything and everything in the retirement planning spectrum. Call him with your questions at 858-459-3937 or go online to https://www.dyerwealthmanagement.com/ to find out more information!

Information

  • Creator
    Tim Dyer
  • Years Active
    2022 - 2026
  • Episodes
    92
  • Rating
    Clean
  • Copyright
    © 2026 Copyright Retirement Power Play with Tim Dyer 2022
  • Show Website
    Retirement Power Play with Tim Dyer