Presilium Private Wealth

Jerry Davidse
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A podcast from Presilium Private Wealth with a variety of interesting strategies to improve your family's long-term financial plan.

  1. FPF 181 - Market Predictions and Fortune Tellers

    7H AGO

    FPF 181 - Market Predictions and Fortune Tellers

    Every year, Wall Street strategists release S&P 500 price targets predicting where the market will finish by year-end. These forecasts come from highly credentialed teams with massive research budgets and yet, they frequently miss by a wide margin. In this video, Jerry Davidse breaks down a table of Wall Street strategist forecasts vs. actual S&P 500 results going back to 2000, showing just how different reality can be from prediction. Some years the market surges when forecasts call for modest gains. Other years strategists predict strong returns, and the market drops sharply. Jerry highlights why these misses happen: markets don’t move in neat, predictable lines over short time periods. They’re influenced by geopolitical events, shifts in investor sentiment, natural disasters, and other surprises no one can forecast consistently. Key Takeaways • Wall Street price targets are often educated guesses, not dependable roadmaps • Forecasts vs. outcomes can look dramatically different year to year • The average forecast “miss” in the data shown is 14.1% per year • Short-term markets are driven by surprises: geopolitics, sentiment shifts, disasters, and unforeseen events • A stronger approach is preparation over prediction • Diversification and a long-term plan help reduce dependence on any single forecast That’s why the focus shouldn’t be prediction. It should be preparation. At Presilium, the goal is to help clients build long-term financial plans and diversified investment strategies designed to weather whatever comes next. If you’re tired of confusing headlines and market targets, this episode will help you reframe the real question: What’s your plan if the market doesn’t do what the experts predicted? -------- Connect With Jerry: Jerry Davidse, CFP® CEO, Presilium Private Wealth Email: jerry@presiliumpw.com LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio -------- This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.

    3 min
  2. PC 6 - How Should My 401k Be Invested

    FEB 11

    PC 6 - How Should My 401k Be Invested

    If you’re a few years from retirement and your 401(k) has become your biggest financial asset, one question starts to matter a lot more: “Am I actually confident in how this money is invested?” In this episode, Cullen talks directly to near-retirees who saved diligently but haven’t consistently reviewed their 401(k) investment strategy… when there’s less time to recover from major mistakes. The big message: before you obsess over funds and allocations, you need a plan that connects your investments to your goals. Key Takeaways: • As retirement gets closer, big investing mistakes are harder to recover from. • Investments matter, but they’re only one part of your retirement strategy. • A financial plan helps determine: safe withdrawal amounts, downside “cushion” in market downturns, and what may be left for loved ones. • Your goals should drive your allocation—not generic rules based on age or income. • A regularly reviewed plan keeps your strategy aligned as life changes year to year. If you’ve been quietly wondering whether your 401(k) is invested as well as it could be, this is your reminder to zoom out and start with the bigger picture: your goals, your retirement timeline, and the role this money needs to play for your family. Cullen emphasizes that the plan creates the destination, and once you have that clarity, you can build an investment approach designed to support you through retirement, not just into it. #RetirementPlanning #401k #FinancialPlanning #Investing #Retirement #WealthManagement #PortfolioStrategy #NearRetirement #PersonalFinance #FinancialAdvisor -------- Connect With Cullen: Cullen Martin, CFP® Financial Planner, Presilium Private Wealth Email: Cullen@presiliumpw.com LinkedIn: https://www.linkedin.com/in/cullen-martin-cfp%C2%AE-81218ab2/Meet Cullen: https://www.presiliumpw.com/team_member/cullen-martin-cfp/ -------- This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.

    3 min
  3. BV 19 - The Hidden Cost Of Hero Revenue

    FEB 10

    BV 19 - The Hidden Cost Of Hero Revenue

    Early success in businesses often relies on the owner being the exceptional "hero," closing the biggest deals and solving the hardest problems. However, this dependence on a single individual can eventually become the biggest limiter of enterprise value, creating uncertainty and concentration risk for potential buyers. In this episode of Building Value, we discuss how to shift from being essential to being strategic by building systems and delegating key processes. Discover the actionable steps you can take today to build a business that can endure beyond its owner. In this episode: • Why being the hero owner can ultimately limit your business's value. • The shift that matters for a successful liquidity or business exit event. • How buyers view concentration risk, not leadership, when one person is essential. • Moving revenue reliance from a single individual to repeatable teams and systems. • Documenting and delegating your primary deal-closing process as an immediate first step. • The opportunity to move from being personally essential to strategically important for growth. • Building team confidence for your business and for a potential future buyer. • Why addressing dependency early drives enterprise value over the next few years. Make a plan to identify one area of revenue dependence and delegate one key process over the next thirty days. By giving yourself permission to make progress, not perfection, you will build lasting value in your business. #businessvalue #enterprisevalue #businessowner #exitstrategy #liquidityevent #delegation #concentrationrisk #businessgrowth #Presilium — Connect With Brook: Brook Hart, CFP®, CEPA® President & CCO, Presilium Private Wealth Email: Brook@presiliumpw.com LinkedIn: linkedin.com/in/brook-hart Meet Brook: https://www.presiliumpw.com/team_member/brook-hart-cfp/ --- This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.

    3 min
  4. FPF 180 - Our AI Driven Market vs. The 90s Internet Bubble

    FEB 10

    FPF 180 - Our AI Driven Market vs. The 90s Internet Bubble

    Is today’s AI boom starting to feel like the dot-com era? In this episode, Jerry Davidse compares two “world-changing” moments: the launch of the modern internet (Netscape, December 1994) and the current AI surge that accelerated with ChatGPT in late 2022. Back then, markets delivered incredible gains… yet the path wasn’t smooth. Excitement turned into overconfidence, valuations stretched, and investors learned a painful lesson: great technology doesn’t guarantee great investment results at any price. Jerry uses Cisco’s sky-high valuation near the 2000 peak as a reminder of what can happen when expectations outrun fundamentals. Fast-forward to today: AI is transforming productivity and reshaping industries, but market leadership is concentrated and emotions are running high. History doesn’t say innovation is “bad”, it suggests volatility and rotation often come with it. Key Takeaways: • Two major tech shocks: Netscape (1994) and ChatGPT (2022) changed expectations overnight • Big returns can still be bumpy: Strong markets often include volatility • Valuations matter: Great companies can be poor investments at the wrong price • Concentration risk is real: When a few names drive returns, portfolios can get unbalanced • Innovation often brings rotation: Market leadership can shift quickly • A smarter approach: Diversify, stay disciplined, and rebalance when emotions run high The takeaway? Don’t ignore AI—but don’t go all-in either. A disciplined, diversified approach can help investors participate in innovation without becoming dependent on a single theme. Want help building a goals-based plan designed for a range of market outcomes? Connect with the team at Presilium. #Investing #AI #StockMarket #Diversification #MarketVolatility -------- Connect With Jerry: Jerry Davidse, CFP® CEO, Presilium Private Wealth Email: jerry@presiliumpw.com LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio -------- This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.

    4 min
  5. FPF 179 - The Market Will Go Down in 2026

    FEB 3

    FPF 179 - The Market Will Go Down in 2026

    Market volatility isn’t a prediction for 2026… It’s a historical reality that appears every single year. Even in years that finish with strong returns, investors experience meaningful pullbacks along the way. In this episode, Jerry Davidse explains long-term S&P 500 data to show why declines are normal, what investors have historically endured to achieve long-term returns, and why preparation matters more than attempting to predict short-term market movements. In this video, you’ll learn: • Why stock market declines occur every year, regardless of how the year ends • How to interpret S&P 500 charts showing annual returns alongside intrayear drawdowns • Why strong market years are rarely smooth • What long-term historical data shows about average S&P 500 returns since 1990 • How much volatility investors have historically experienced to achieve those returns • Why most years finish positive despite temporary declines • Why volatility is a normal part of investing, not a sign of market failure • The importance of preparation over prediction in a long-term investment strategy • How disciplined investing can help investors navigate periods of uncertainty • Why emotional reactions to volatility can be more damaging than market declines themselves • What history suggests about discipline, patience, and long-term investing Temporary market declines are expected, but being unprepared can increase stress and lead to poor decisions. Presilium focuses on preparing clients before volatility appears so they can move through market uncertainty with confidence and clarity. Investors who want to review their strategy or better understand how volatility fits into a long-term plan can reach out to the Presilium team for guidance. #StockMarket #MarketVolatility #InvestingEducation #S&P500 #LongTermInvesting #FinancialPlanning #RetirementPlanning #MarketHistory #InvestorDiscipline -------- Connect With Jerry: Jerry Davidse, CFP® CEO, Presilium Private Wealth Email: jerry@presiliumpw.com LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio -------- This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.

    3 min
  6. TBQ 32 - How Are My RSUs Taxed

    JAN 28

    TBQ 32 - How Are My RSUs Taxed

    In this edition of The Big Question, Brook Hart delves into the complexities of RSU taxation for Merck and Big Pharma executives. Discover the tax implications before, during, and after vesting, and learn strategies to manage your tax bill effectively. Before Vesting: No tax impact as RSUs are considered phantom assets. During Vesting: Realize ordinary income based on the current share value. After Vesting: Navigate short-term and long-term gains, with strategies to manage tax exposure. Listen now and please comment below with YOUR Big Question. Until next month, please do not hesitate to reach out and connect below. --- Connect With Brook: Brook Hart, CFP®, CEPA® President & CCO, Presilium Private Wealth Email: Brook@presiliumpw.com LinkedIn: linkedin.com/in/brook-hart Meet Brook: https://www.presiliumpw.com/team_member/brook-hart-cfp/ --- This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional

    5 min
  7. BV 18 - Revenue Isn't The Same As Value

    JAN 28

    BV 18 - Revenue Isn't The Same As Value

    Most business owners measure success the same way they did in year one: revenue. But when it comes to what your company is actually worth, buyers care far more about reliable cash flow and predictability than top-line sales. In this episode of Building Value, Brook breaks down why two companies can produce the same revenue and still have dramatically different enterprise values—and what you can do about it. You’ll learn the key metrics that create stability, reduce risk, and increase your options as an owner: recurring vs. one-time revenue, gross margin consistency, and customer retention. In this episode: Revenue is a vanity metric if cash flow is inconsistent.Buyers reward businesses with predictable income and lower risk.Two companies can have identical revenue and totally different valuations.Track recurring revenue vs. one-time revenue to understand stability.Gross margin consistency is a signal of control and operational discipline.Customer retention drives repeatability and smoother cash flow.Internal scorecards help you manage the business—not just run it.Clarity in metrics helps you course-correct before problems compound.Better metrics = more options (growth, hiring, pricing, exit, etc.). If you want more clarity, better decision-making, and a business that’s easier to operate (and potentially easier to sell), this episode lays out the practical steps to start tracking what matters. #BusinessValue #CashFlow #Entrepreneurship #BusinessGrowth #BusinessMetrics — Connect With Brook: Brook Hart, CFP®, CEPA® President & CCO, Presilium Private Wealth Email: Brook@presiliumpw.com LinkedIn: linkedin.com/in/brook-hart Meet Brook: https://www.presiliumpw.com/team_member/brook-hart-cfp/ --- This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.

    4 min
  8. TBQ 31 - How Can You Be So Sure?

    JAN 28

    TBQ 31 - How Can You Be So Sure?

    In this episode of The Big Question, Brook Hart delves into the confidence and optimism that guide us through market volatility. Discover the three key strategies that help us navigate downturns: preparation, modesty, and long-term investment in humankind. Join us as we explore how these principles shape our approach to investing and why they inspire excitement about the future. Key Points: Confidence isn't about having all the answers; it's about knowing who we are and the tools we have.Preparation involves staying well-positioned and rebalancing portfolios.Modesty means avoiding unnecessary risks and investing in liquid vehicles.Long-term investment focuses on the best companies and the potential of humankind. Join us as we embrace the journey of innovation and adaptation, looking forward to the strides we'll make in the coming years. #MarketVolatility #InvestmentStrategies #LongTermGrowth -------- This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.

    4 min
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About

A podcast from Presilium Private Wealth with a variety of interesting strategies to improve your family's long-term financial plan.

Information

  • Creator
    Jerry Davidse
  • Years Active
    2022 - 2026
  • Episodes
    250
  • Rating
    Clean
  • Copyright
    © Jerry Davidse 2022
  • Show Website
    Presilium Private Wealth