Fintech Layer Cake Lithic
-
- Technology
-
Welcome to Fintech Layer Cake. A podcast where we slice big Financial Technology topics into bite-sized pieces for everybody to easily digest. Our goal is to make fintech a piece of cake for everyone. Fintech Layer Cake is powered by Lithic — the fastest and most flexible way to launch a card program.
-
Compliance 3.0, the Future of Bank Sponsorship, and Lessons from Monzo with Cable CEO Natasha Vernier
In this episode of Fintech Layer Cake, host Reggie Young is joined by Natasha Vernier, CEO and co-founder of Cable, to discuss the future of compliance in the fintech industry, known as "Compliance 3.0."
Natasha shares valuable lessons from her time leading the financial crimes team at Monzo during its hypergrowth phase and provides her perspective on the evolving landscape of bank-fintech partnerships.
The conversation delves into the importance of automated effectiveness testing, the challenges of selling fintech solutions to banks, and the potential shift toward embedded finance solutions. -
The Future of Ecommerce Payments with Tandym CTO Sairam Rangachari
In this episode of Fintech Layer Cake, host Reggie Young dives deep into the world of payments and e-commerce with Sairam Rangachari, the co-founder and CTO of Tandym.
They discuss the cyclical trends in banking, the evolution of online payments, and how Tandym is helping e-commerce companies offer branded cards to enhance customer experience and reduce processing fees.
Sai shares insights from his extensive background in fintech and reveals how Tandym is navigating the challenges of scaling fintech products while fostering innovation. -
The Bank Sponsor Crackdown, and Lessons from Stripe and Airwallex with Jas Randhawa
In this episode, host Reggie Young converses with Jas Randhawa, founder of StrategyBRIX, a fintech risk and compliance consultancy.
They delve into Jas' experiences at Stripe and Airwallex, the intricacies of fintech risk and compliance, and how fintechs can safeguard themselves against regulatory scrutiny.
The discussion also covers the evolving landscape of fintech-bank partnerships and the increasing importance of compliance technology. -
The Bank Sponsor’s POV with Coastal’s Chris Rigoni
In this episode of Fintech Layer Cake, host Reggie Young engages with Chris Rigoni from Coastal Community Bank, exploring the evolving landscape of Banking-as-a-Service (BaaS) and embedded finance.
Chris, with his extensive experience in various financial institutions, delves into the complexities and future potential of fintech partnerships, discussing how these collaborations shape customer experience and bank operations.
This episode also addresses the challenges and opportunities in the fintech space, particularly for community banks embracing technological advancements and innovative partnerships. -
Cards, Real Time Payments, and Credit Trends with Matthew Goldman
Reggie Young sits down with fintech expert Matthew Goldman in a deep dive into the world of card payments, real-time payment systems, and the latest trends in credit cards. With his extensive background in the card space and as the leader of Totavi, a boutique fintech consulting firm, Matthew shares his invaluable insights on the evolution of card products, the impact of regulatory changes, and the future of credit card services. They explore the nuances of banking relationships, fraud management, and the burgeoning field of Credit-Card-as-a-Service, offering listeners a comprehensive understanding of the current state and future prospects of the fintech industry.
Get a 10% discount on Totavi’s Credit-Card-as-a-Service Report with the the following code: layercake. -
Public’s COO Stephen Sikes Talks Rising Rate Effects and New Products
Reggie Young sits down with Stephen Sikes, COO of Public, as they explore the fintech landscape's evolving dynamics. They discuss the significant effects of rising interest rates on retail investor behavior and delve into Public's innovative product strategy, including the launch of a mobile-first retail bond trading platform.
Stephen shares thought-provoking perspectives on regulatory challenges, the role of AI in financial services, and the importance of pragmatic incrementalism in achieving meaningful societal and industry-wide progress.
This episode is a must-listen for anyone keen on understanding the intersection of finance, technology, and user experience.
Customer Reviews
Ton of compliance knowledge
Love how they explain compliance program expectations by stage and offer practical advice for smaller startups that aren’t ready for all the bells and whistles just yet. They are very knowledgeable and love the rapport they have with each other!