Retirement Evolved With Adam & Lauren

Retirement Evolved With Adam & Lauren
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  • Investing
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Welcome to the Retirement Evolved podcast, where Adam Bruno, Certified Financial Fiduciary and Founder & President of Evolution Retirement Services, shares his insights and ideas to help you navigate your retirement years with confidence. Adam is passionate about helping families who have worked hard all their lives to achieve financial prosperity and accomplish their goals. He believes in building strong relationships with his clients and creating customized financial plans tailored to meet their specific needs, whether it's estate planning, taxes, 401k's, Roth IRA's, or more. Tune in and let Adam be your trusted resource for all your retirement planning needs. Join us on a journey to Evolve - Tune in Now!  Investment advisory services are offered through Evolution Wealth Management Inc., an investment advisor registered with the State of Florida.  Insurance services provided by Evolution Retirement Services. Evolution Wealth Management and Evolution Retirement Services are affiliated entities.

  1. Sep 25

    Episode 67: The 3A.M. Question

    Send us Fan Mail Adam and Lauren tackle sequence-of-returns risk — the danger that a market downturn hitting in the first few years of retirement can permanently damage a portfolio, even if long-term average returns turn out fine. Using a two-retiree comparison (same average return, different order of returns, very different outcomes), they explain why when bad years happen matters more than what the average return is. From there, they walk through Evolution's total-return withdrawal philosophy — pulling income from growth assets in up years and from steadier assets in down years, so retirees aren't forced to sell stocks at a loss — with a brief callback to last month's dedicated episode on the Evolution RoadMap framework for listeners who want the full breakdown. A hypothetical couple, illustrates how this plays out in practice. The episode closes with a segment on the behavioral side of the risk — how panic-selling during a downturn does more damage than the downturn itself — and three concrete action steps listeners can take this week. Get your hands on a copy of Private Wealth Manager and Certified Financial Fiduciary Adam Bruno's book, "They Lied: The Real Cost of Your Retirement," by downloading it at https://taxfreefortmyers.com/. Discover the truth about the hidden costs of retirement and gain expert insights on how to live a Goal-Focused Retirement. Don't miss out on this essential read - download your copy today! Investment advisory services are offered through Evolution Wealth Management Inc., an investment advisor registered with the United States Securities and Exchange Commission (CRD No. 307644). Insurance services provided by Evolution Retirement Services. Evolution Wealth Management and Evolution Retirement Services are affiliated entities.

  2. Sep 9

    Episode 66: The Evolution RoadMap: A Simple Way to Think About Your Retirement Money

    Send us Fan Mail Planning for retirement can feel complicated. So we built a simple way to picture it: think of your money as cars on a three-lane highway. 🟢 The Left Lane — Growth This is the fast lane. It's where your money works hardest to grow over time, using tools like stocks and ETFs. It moves around more, but for money you won't need for many years, that's okay — it has time to recover from bumps along the way. 🔵 The Middle Lane — Steady Income This lane aims for a smoother ride. It uses strategies designed to cushion against market drops while still offering room to grow. Instead of chasing the highest interest payment or dividend, we look at your whole plan each year and decide the smartest place to draw your income from — so a rough year in the market doesn't force a bad decision. ⚪ The Right Lane — Safety This is the slow, protected lane. It holds the money you can't afford to see drop — things like cash, CDs, and annuity options that can provide guaranteed income. This is your "no surprises" money, ready when you need it. How much goes in each lane? That depends on you — when you'll need the money, how you feel watching the market move, what guaranteed income you already have (like Social Security or a pension), and where you are in your retirement journey. There's no one-size-fits-all answer, which is exactly why we build every plan one-on-one. We also check in regularly to make sure your lanes still match your life, adjusting as things change. Curious what your own mix of lanes looks like? We'd love to sit down with you — no pressure, no obligation — and map it out together. Get your hands on a copy of Private Wealth Manager and Certified Financial Fiduciary Adam Bruno's book, "They Lied: The Real Cost of Your Retirement," by downloading it at https://taxfreefortmyers.com/. Discover the truth about the hidden costs of retirement and gain expert insights on how to live a Goal-Focused Retirement. Don't miss out on this essential read - download your copy today! Investment advisory services are offered through Evolution Wealth Management Inc., an investment advisor registered with the United States Securities and Exchange Commission (CRD No. 307644). Insurance services provided by Evolution Retirement Services. Evolution Wealth Management and Evolution Retirement Services are affiliated entities.

  3. Jul 3

    Episode 65: The Solo Ager’s Blueprint: Legacy & Guardianship When You Don't Have an Heir

    Send us Fan Mail  In this episode of The Retirement Evolved Podcast, hosts Adam & Lauren sit down with Victoria—a professional fiduciary, independent trustee, Certified Public Accountant, and registered professional guardian—to tackle the "Solo Ager" or "No-Heir" dilemma. Addressing a major blind spot in estate planning, the conversation explores how individuals who do not have children, have outlived their family, or lack a trusted relative can secure their future and legacy. Victoria explains how hiring a professional fiduciary acts as a "professional family member for hire" to manage bills, healthcare, and trusts during times of incapacity or after death.  Get your hands on a copy of Private Wealth Manager and Certified Financial Fiduciary Adam Bruno's book, "They Lied: The Real Cost of Your Retirement," by downloading it at https://taxfreefortmyers.com/. Discover the truth about the hidden costs of retirement and gain expert insights on how to live a Goal-Focused Retirement. Don't miss out on this essential read - download your copy today! Investment advisory services are offered through Evolution Wealth Management Inc., an investment advisor registered with the United States Securities and Exchange Commission (CRD No. 307644). Insurance services provided by Evolution Retirement Services. Evolution Wealth Management and Evolution Retirement Services are affiliated entities.

  4. Mar 23

    Episode 64: Facts Not Fear: Navigating Market Noise

    Send us Fan Mail Get your hands on a copy of Private Wealth Manager and Certified Financial Fiduciary Adam Bruno's book, "They Lied: The Real Cost of Your Retirement," by downloading it at https://taxfreefortmyers.com/. Discover the truth about the hidden costs of retirement and gain expert insights on how to live a Goal-Focused Retirement. Don't miss out on this essential read - download your copy today! Investment advisory services are offered through Evolution Wealth Management Inc., an investment advisor registered with the United States Securities and Exchange Commission (CRD No. 307644). Insurance services provided by Evolution Retirement Services. Evolution Wealth Management and Evolution Retirement Services are affiliated entities.

  5. Feb 19

    Episode 63: The Healthcare Liability: Why Medicare is a Core Financial Strategy w/ Brian Barrett

    Send us Fan Mail Get your hands on a copy of Private Wealth Manager and Certified Financial Fiduciary Adam Bruno's book, "They Lied: The Real Cost of Your Retirement," by downloading it at https://taxfreefortmyers.com/. Discover the truth about the hidden costs of retirement and gain expert insights on how to live a Goal-Focused Retirement. Don't miss out on this essential read - download your copy today! Investment advisory services are offered through Evolution Wealth Management Inc., an investment advisor registered with the United States Securities and Exchange Commission (CRD No. 307644). Insurance services provided by Evolution Retirement Services. Evolution Wealth Management and Evolution Retirement Services are affiliated entities.

  6. 12/02/2025

    Episode 62: Black Friday, Gifting & Retirees

    Send us Fan Mail Get your hands on a copy of Private Wealth Manager and Certified Financial Fiduciary Adam Bruno's book, "They Lied: The Real Cost of Your Retirement," by downloading it at https://taxfreefortmyers.com/. Discover the truth about the hidden costs of retirement and gain expert insights on how to live a Goal-Focused Retirement. Don't miss out on this essential read - download your copy today! Investment advisory services are offered through Evolution Wealth Management Inc., an investment advisor registered with the United States Securities and Exchange Commission (CRD No. 307644). Insurance services provided by Evolution Retirement Services. Evolution Wealth Management and Evolution Retirement Services are affiliated entities.

  7. 11/07/2025

    Episode 61: Smart Money: The Power of Asset Allocation

    Send us Fan Mail Get your hands on a copy of Private Wealth Manager and Certified Financial Fiduciary Adam Bruno's book, "They Lied: The Real Cost of Your Retirement," by downloading it at https://taxfreefortmyers.com/. Discover the truth about the hidden costs of retirement and gain expert insights on how to live a Goal-Focused Retirement. Don't miss out on this essential read - download your copy today! Investment advisory services are offered through Evolution Wealth Management Inc., an investment advisor registered with the United States Securities and Exchange Commission (CRD No. 307644). Insurance services provided by Evolution Retirement Services. Evolution Wealth Management and Evolution Retirement Services are affiliated entities.

  8. 10/13/2025

    Episode 60: Predictable Income: The Foundation of Retirement Confidence

    Send us Fan Mail Get your hands on a copy of Private Wealth Manager and Certified Financial Fiduciary Adam Bruno's book, "They Lied: The Real Cost of Your Retirement," by downloading it at https://taxfreefortmyers.com/. Discover the truth about the hidden costs of retirement and gain expert insights on how to live a Goal-Focused Retirement. Don't miss out on this essential read - download your copy today! Investment advisory services are offered through Evolution Wealth Management Inc., an investment advisor registered with the United States Securities and Exchange Commission (CRD No. 307644). Insurance services provided by Evolution Retirement Services. Evolution Wealth Management and Evolution Retirement Services are affiliated entities.

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Ratings & Reviews

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About

Welcome to the Retirement Evolved podcast, where Adam Bruno, Certified Financial Fiduciary and Founder & President of Evolution Retirement Services, shares his insights and ideas to help you navigate your retirement years with confidence. Adam is passionate about helping families who have worked hard all their lives to achieve financial prosperity and accomplish their goals. He believes in building strong relationships with his clients and creating customized financial plans tailored to meet their specific needs, whether it's estate planning, taxes, 401k's, Roth IRA's, or more. Tune in and let Adam be your trusted resource for all your retirement planning needs. Join us on a journey to Evolve - Tune in Now!  Investment advisory services are offered through Evolution Wealth Management Inc., an investment advisor registered with the State of Florida.  Insurance services provided by Evolution Retirement Services. Evolution Wealth Management and Evolution Retirement Services are affiliated entities.

Information

  • Creator
    Retirement Evolved With Adam & Lauren
  • Years Active
    2022 - 2026
  • Episodes
    65
  • Rating
    Explicit
  • Copyright
    © 2026 Retirement Evolved With Adam & Lauren
  • Show Website
    Retirement Evolved With Adam & Lauren