The Side Hustle and Business Show with Eric Lindsey

Eric Lindsey

We will provide you with up-to-date side hustles and business tips to help you operate a successful side hustle or business. You will learn how to manage your business while working full-time or having very little time to contribute to building your business. This podcast will supply you with the roadmap that leads to financial security. We will give you step-by-step actionable tips that you can implement in your everyday life to find success through side hustles, small businesses, part-time, or even full-time endeavors.

  1. How a full-time attorney bought 8 properties and shifted toward private money lending while working a demanding job ⚖️🏘️💰

    4D AGO

    How a full-time attorney bought 8 properties and shifted toward private money lending while working a demanding job ⚖️🏘️💰

    Building a Portfolio While Working Full-Time ⏱️ Ashlee Edwards is a full-time attorney who built an eight-property portfolio while maintaining a demanding career. She began investing during the pandemic after realizing how fragile income can be when it depends on one employer. What she did:• Kept her full-time attorney role while buying properties ⚖️• Used downtime to learn through podcasts and books 📚• Invested in real estate education 🎓• Built entities, accounts, and systems early 🧱• Saved aggressively instead of upgrading lifestyle 💰 How you can apply it:• Use downtime intentionally• Learn while executing• Build systems early• Avoid lifestyle creep Protecting the Income That Enabled Her Growth 🛡️ Ashlee focused on financial security and treated her income as leverage. What she did:• Maintained stable employment• Used steady income for down payments• Avoided moves that weakened lending strength How you can apply it:• Protect income funding deals• Use your job as leverage• Delay risky transitions Using Savings Discipline as a Competitive Advantage 🏦 Disciplined saving allowed Ashlee to act quickly. What she did:• Practiced structured saving• Increased savings as income grew• Used capital for early deals How you can apply it:• Treat saving as a skill• Save before spending• Shorten timelines Operating Real Estate With a Demanding Schedule 📆 Ashlee reduced chaos by using one system. What she did:• Ran all tasks through one calendar• Scheduled real estate like appointments• Focused on one task at a time How you can apply it:• Use one calendar• Time-block investing tasks• Eliminate multitasking Eliminating Distractions to Increase Focus 🔕 Ashlee protects focus by limiting interruptions. What she did:• Turned off non-essential notifications• Used focus and DND modes• Set communication windows How you can apply it:• Silence distractions• Work in focused blocks• Accept delayed responses Early DIY for Education 🛠️ She used action as education. What she did:• Learned systems by doing• Built confidence through execution• Used early action to learn How you can apply it:• Treat DIY as training• Learn before delegating• Move from doing to managing Why She’s Now Focusing on Private Money Lending 💼💵 As her portfolio matured, Ashlee shifted to time-efficient growth. What she did:• Leveraged experience into private lending• Focused on sustainability• Managed risk using legal knowledge How you can apply it:• Explore lending as a low-time strategy• Scale experience first• Match strategy to time limits The Real Foundation Behind Her Growth 🧠 Her success came from discipline and consistency. What she did:• Stayed patient during slow periods• Built confidence through repetition• Prioritized systems over speed How you can apply it:• Expect compounding progress• Stay consistent• Build systems that fit your schedule Website: https://ericlindseyml.com/ Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation Click On The Link Below For More Information About Eric Lindsey: https://linktr.ee/ericlindsey

    24 min
  2. 💼 🎙️ He Quit His Job With 35 Properties — Then Scaled to 300

    DEC 18

    💼 🎙️ He Quit His Job With 35 Properties — Then Scaled to 300

    Steven built his portfolio while working 10–12 hour retail shifts, then dedicating nights and weekends to real estate. His early focus was education, mentorship, and disciplined deal analysis. He carved out consistent time instead of trying to do everything at once. Rather than letting real estate interfere with his job, Steven protected his work performance so income remained stable. That steady paycheck became the engine behind his growth, allowing him to reinvest and scale methodically. 🏗️ How Steven Built His Portfolio While Still Employed Steven’s primary strategy was buying distressed properties, completing mostly cosmetic renovations, increasing rents, refinancing, and repeating the process. Early on, he used creative financing — including a credit card cash advance — which he paid off after refinancing. To maximize buying power, he lived at home until he surpassed 100 units and reinvested nearly all profits. His days were long, but structured. The takeaway: building on the side requires planning, not endless free time. 📍 What He Bought and Where He Invested Steven focused on: • Single-family homes • Duplexes and triplexes • Small apartment buildings (generally 10 units or fewer) He invested across Central North Carolina, between Raleigh and Charlotte, targeting middle- to upper-lower-class neighborhoods. He avoided luxury markets and high-risk areas, choosing locations where cash flow and tenant demand were more predictable. 📊 Key Takeaways for High-Income Earners and Business Owners Investing on the Side Steven evaluates deals by focusing on purchase price, value creation, and real cash flow — not headlines or interest rate noise. His long-standing goal has been roughly $300 per unit per month after expenses, with enough cushion to handle vacancies and repairs. He emphasizes knowing every number, building reserves, and underwriting conservatively so real estate supports life — not the other way around. ⏱️ If You Are Starting With Little Time or Money Steven believes real estate is uniquely suited for busy professionals. Even a few focused hours per week can create momentum if used intentionally. Education, mentorship, and patience mattered more than speed early on. 🤝 Why Passive Investing in Real Estate Is So Powerful Passive investing allows professionals to participate in real estate without day-to-day operations. Steven explains that partnering with experienced operators can provide exposure to cash flow and long-term wealth while preserving time for careers and family. 🧭 Coaching Advice For Active and Passive Investors Buying Real Estate Part-Time (Steven Andrews) • For new investors: Build the foundation first. Understand the numbers before buying anything. • On balance: Shift from living to work toward working to live. Growth should be sustainable. • With limited time or money: Be consistent and methodical. Planning beats rushing. • On underwriting: Never guess. Run the numbers carefully and double-check assumptions. 📚 Books Recommended for Active and Passive Investors • Building Wealth — Russell Whitney • The New American Dream — Steven AndrewsWebsite: https://ericlindseyml.com/ Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation Click On The Link Below For More Information About Eric Lindsey: https://linktr.ee/ericlindsey

    25 min
  3. Using The BRRR Strategy on Houses and Small Multifamily to Safely Quit His Job While Working a Demanding Schedule Steven Andrews — 300 Units | Former Full-Time Retail Manager

    DEC 11

    Using The BRRR Strategy on Houses and Small Multifamily to Safely Quit His Job While Working a Demanding Schedule Steven Andrews — 300 Units | Former Full-Time Retail Manager

    Building a Portfolio While Working Full-Time Steven built a 300-unit portfolio while working 10–12 hour retail shifts. What he did:• Worked retail days and handled real estate at night• Pushed through 14–15 hour days early on• Lived at home to reinvest everything• Used DIY only for learning• Followed his mentor and Building Wealth• Bought the worst house on the block to force appreciation How you can apply it:• Use early mornings, nights, and weekends• Treat your job as part of your investment strategy• Reinvest heavily at the start• Lean on mentorship to avoid mistakes Protecting Income to Stay Lendable What he did:• Kept his job stable for five years• Used job income to qualify for loans• Lived frugally to reinvest more• Avoided decisions that hurt lending How you can apply it:• Maintain strong income while you scale• Build relationships with lenders• Keep expenses low to stay bankable Delegation as a Scaling Tool What he did:• Started with DIY• Shifted to contractors as he grew• Focused on decisions, not labor How you can apply it:• Learn the basics, then outsource• Build your contractor list early• Protect your time Early DIY for Education What he did:• Learned repairs, pricing, and contractor language• Only DIY’d long enough to get educated How you can apply it:• Use early DIY as temporary training• Learn enough to evaluate bids and avoid overpaying Designing a Low-Risk Buy Box What he did:• Targeted middle/upper-low-class areas• Bought the worst cosmetic house• Sought overlooked value-add deals How you can apply it:• Choose areas where dollars go further• Focus on cosmetic value-add• Avoid overinflated neighborhoods How He Funded His First Deals What he did:• Used a credit-card cash advance for his first down payment• Borrowed 85% from a local bank• Made cosmetic improvements with more credit• Refinanced to pull out capital• Recycled the same money repeatedly using BRRR How you can apply it:• Use creative funding if you lack cash• Recycle capital whenever possible• Judge lenders by structure, not rate• Run your numbers carefully The Real Sacrifice Behind His Growth What he did:• Worked 14–15 hour days• Juggled retail, rentals, and relationships• Faced burnout• Stayed disciplined for five years before leaving his job How you can apply it:• Expect short-term sacrifice• Build systems to protect your health• Pace yourself to avoid burnout• Set realistic timelines for your season of life Website: https://ericlindseyml.com/ Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation Click On The Link Below For More Information About Eric Lindsey: https://linktr.ee/ericlindsey

    24 min
  4. ️ How to Build a Portfolio Slowly — One House at a Time — While Working a Demanding Job (With Jacob Carroll) 💼🏘

    DEC 5

    ️ How to Build a Portfolio Slowly — One House at a Time — While Working a Demanding Job (With Jacob Carroll) 💼🏘

    Many investors feel pressure to scale fast — but Jacob Carroll proves the opposite. Despite a demanding full-time job, raising kids, relocating, and running a household, Jacob built his portfolio slowly and intentionally… one property at a time. His philosophy: consistency beats speed, and you can build wealth without sacrificing your career, family, or peace of mind. 💼 How Jacob Invests While Working a Full-Time Job Jacob still works a demanding W-2, so he relies on disciplined routines. He checks his buy box daily, runs numbers consistently, and targets just 1–2 properties per year — a pace that supports family life and financial stability. He invests in Minneapolis/Twin Cities long-term rentals and is adding a short-term rental buy box for family visits. His strategy fits his life — not the other way around. 🏘️ A Recent Transaction: Minneapolis Long-Term Rental After moving to San Diego, Jacob bought a Minneapolis rental through local agents, underwrote it remotely, and used a portfolio loan (25% down, 7.5% interest). His wife walked the property and filmed videos, and together they built a reno plan. Jacob did two weeks of DIY work, then relied on his carpet installer, handyman, and local partners. The property was leased within a weekend. 📊 How Jacob Underwrites Rentals Jacob’s top metric is payback time — not cash-on-cash. Inspired by Payback Time by Phil Town, he checks whether cash flow will repay his investment in 8–10 years. His underwriting includes: • Purchase price • Down payment • Interest rate • Taxes, insurance, HOA • Utilities • Renovation budget + timeline Higher rates may mean thin cash flow early on — and he’s okay with that if the fundamentals are strong. 🧹 Tenant Placement & Property Management Systems Jacob’s “secret sauce” is property management. He: • Remodels units to B+/A- quality • Uses Zillow Rental Manager • Defines an ideal tenant profile • Sticks to clear criteria • Charges slightly higher rents to filter out poor leads This results in low-maintenance tenants — especially important when managing remotely. 🧭 Moonlight Coaching Portion — Coaching Advice From Jacob Carroll ⭐ What Every New Investor Should KnowReal estate isn't passive. Get your financial house in order first: eliminate debt and build reserves. ⭐ How to Balance Business, Life, and Real EstateGrow slowly. Start with a single-family home. Join local meetups to stay grounded when emotions run high. ⭐ If You Have Little Money or TimeHouse hack. Save 5–10% for your first place. Use your W-2 for momentum and partner with trusted people if needed. ⭐ Knowing Your NumbersKeep clean bookkeeping, separate accounts, and get a mentor to review your numbers. “Measure twice, cut once.” 📚 Books Recommended for Active and Passive Investors The ABCs of Property Management — Kim McElroyA foundational guide to operations, customer service, and long-term management success. Website: https://ericlindseyml.com/ Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation Click On The Link Below For More Information About Eric Lindsey: https://linktr.ee/ericlindsey

    26 min
  5. How a full-time cybersecurity employee bought 12 properties while working a demanding job 🔥🏘

    NOV 28

    How a full-time cybersecurity employee bought 12 properties while working a demanding job 🔥🏘

    1. Building a Portfolio While Working Full-Time 💼⏳ What he did: Built his portfolio without reducing workloadUsed a laptop + hotspot in rentalsCompleted repairs between callsScheduled staggered work blocksFocused on high-value tasksHow you can apply it: Fit real estate into natural pockets in your dayBring work tools when neededUse flexible moments for small tasksProtect the income that keeps you bankableBuild real estate around your job2. Protecting the Income That Keeps Financing Easy 💵🏦 What he did: Kept his job stableUsed income to qualify for loansAvoided lending disruptionsTreated his job as an assetHow you can apply it: Maintain strong incomeAvoid changes that reduce bankabilityLet your job fund down paymentsLet stability fuel growth3. Delegation as a Breakthrough for Scaling 🧰🤝 What he did: Built a contractor networkDelegated nonessential tasksFocused on decisions, not laborAccepted his own limitsHow you can apply it: Build a Rolodex earlyDelegate once you understand tasksProtect your bandwidthGrow by not doing everything4. Early DIY for Education, Not Savings 🔧📘 What he did: Learned how properties functionUnderstood repair costsLearned why things breakLearned contractor languageBuilt confidence for outsourcingHow you can apply it: Do early DIY for education onlyTreat DIY as temporary trainingLearn enough to spot inflated pricingUse that knowledge to manage efficiently5. Designing a Low-Risk Buy Box 🏡📍 What he did: Targeted 2000+ townhomesBought within 5 minutes of homeStayed close to hardware storesChose HOA exteriorsAvoided surprisesHow you can apply it: Pick properties that reduce workloadStay close to your daily pathUse risk managementChoose criteria that limit emergencies6. How He Actually Funded His First Deals 💰📈 What he did: Used business-exit capitalCovered 20–25% down paymentsReinvested cash flowMaxed out 10 conventional loansExplored DSCR/portfolio loansHow you can apply it: Use income or savings for early down paymentsRecycle cash flowUse conventional loans earlyResearch DSCR/portfolio loans7. The Real Sacrifice Behind His Growth 🌙💪 What he did: Worked late nightsShifted prioritiesBalanced work, rentals, familyDoubled renovation timelinesHow you can apply it: Expect late nights early onPrepare for sacrificesBuild systems to protect family timeUse realistic (longer) timelines Website: https://ericlindseyml.com/ Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation Click On The Link Below For More Information About Eric Lindsey: https://linktr.ee/ericlindsey

    13 min
  6. How a Tech Sales Leader Built a 300-Unit Portfolio on Nights & Weekends – With Gurshan Bansal

    NOV 20

    How a Tech Sales Leader Built a 300-Unit Portfolio on Nights & Weekends – With Gurshan Bansal

    Many professionals want to build wealth through real estate, but long work hours and busy lives make it feel nearly impossible. Today’s guest, Gurshan Bansal, proves that a demanding career doesn’t have to stop anyone from building a strong portfolio. As a strategic tech sales leader, he built nearly 300 units on the side using evenings, weekends, and disciplined time management — growing from a house hack to large multifamily syndications. Gurshan began in 2013 while working at a restaurant. His first Memphis house hack sparked the journey, and after moving to Atlanta and building a career in tech sales leadership, a real estate seminar pushed him to start educating himself. His first BRRRR deal returned most of his capital and gave him the confidence to scale. 💼 How to Invest in Real Estate While Working a Demanding Career Gurshan initially dedicated 10 hours per week to learning, networking, and analyzing deals. Today, he invests just 3–4 hours weekly by using systems, checklists, and time-blocking. He kept his W-2 job as his financial engine, working on deals only during evenings and weekends. His journey proves that consistency — not volume — drives long-term progress. 🏘️ The BRRRR Deal That Sparked His Growth His first BRRRR in Memphis — purchased for $55K, renovated for $15K, and refinanced at $90K — taught him underwriting, networking, and contractor management. This led to more single-family rentals and a five-unit property in Cleveland. When interest rates rose in 2023, he pivoted to apartment syndications instead of slowing down. 🏢 Recent Deal: 244-Unit Apartment Syndication Gurshan and his partner raised $780,000 for a 244-unit direct syndication with Matanza Capital. Deal Snapshot: • Acquisition: $21.6M • Total Equity: $10.4M • Projected Return: Turn $50K → $90K in three years • Current Performance: 30% above projections The team focuses on operational improvements, interior upgrades, and rent growth — with high tenant retention. 🎯 Rules of Thumb for Balancing Business & Life • Put every real estate task on the calendar • Take one meaningful action per week • Avoid pressure — this is a long-term game • Keep your W-2 income as leverage • Build systems so issues don’t interrupt your workday 🧭 Moonlight Coaching Portion For New Syndication Investors Vet the operator thoroughly. Meet them multiple times, review their underwriting, and evaluate their character. You’re trusting them with your reputation. Balancing Career, Life & Real Estate Intentional time > busy time. One podcast, conversation, or chapter per week builds real momentum. If You Have Little Time or Money Lean on the community — attend meetups, join groups, study others, and add value where you can. Why Passive Investing Works It trades money for time. Operators do the work while investors keep career stability and build long-term wealth. Click On This Link For Our Free E-Book "An Introduction Into Apartment Syndication: https://moonlightcre.com/ebook_download/ Website: Moonlightcre.com Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation Click On The Link Below For More Information About Eric Lindsey: https://linktr.ee/ericlindsey

    47 min
  7. How Joe Is Buying Real Estate While Having W-2 Income and Building a Multi-Market Real Estate Portfolio

    NOV 15

    How Joe Is Buying Real Estate While Having W-2 Income and Building a Multi-Market Real Estate Portfolio

    Some investors wait for the “perfect time.” Joe Danza built his portfolio during one of the worst—right after the 2008 crash—using credit cards, borrowed money, and sheer determination to never rely on promotions again. Today, though he could quit his job from passive income, Joe keeps his W-2 to accelerate growth, buy more assets, and stay in control. His story proves a demanding career can fuel real estate success, not compete with it. How to Invest While Keeping Your W-2 Joe, an IT program manager for the Navy, manages a diversified portfolio by building a strong team:  • Hire people smarter than you.  • Prioritize trustworthiness over experience.  • Create systems and processes so the business runs without you. He starts his day at 4 AM, reviews tasks from U.S. and offshore members, and empowers them to handle daily operations while he focuses on strategy. This lets him expand across markets without sacrificing job or family time. A Real-Life Deal: Short-Term Rental Above Market Joe bought a short-term rental $180,000 higher than his last unit in the same building—and it still worked because: • It was off-market, sourced through relationships. • Comparable rentals showed strong revenue. • Cash flow from other properties funded the deal. Even with 8–10% rates, the property nets $50,000 per year. Joe credits strong lender relationships—multiple closings in 60 days were possible because lenders knew his track record. Rules of Thumb for Balancing Business and Life • Not everything is urgent—some tasks can wait.  • Something will “slip”—career, business, or personal life.  • Delegate and let your team execute.  • Give yourself grace; scaling takes trade-offs. Early on, Joe admits business took priority—he refused to lose the $50,000 he invested in 2008. Key Takeaways for High-Income Earners • Use your W-2—banks value stable income.  • Diversify (STRs, long-term holds, syndications).  • Keep strong cash reserves.  • Always have multiple exit strategies.  • Strong teams + smart systems = scale without burnout. Coaching Round: Joe’s Advice For New Investors: Define goals early—know if you’re active or passive. Balancing Career & Real Estate: Focus on what you enjoy and outsource the rest. Starting with Little Time or Money: Network nonstop—mentors and masterminds create opportunity. Why Passive Investing Works: It’s not “hands-off,” but syndications offer diversification, steady returns, and tax perks. Recommended Read • Rich Dad Poor Dad – Robert Kiyosaki Final Thoughts Joe Danza proves you don’t need to quit your W-2 to build wealth. With smart people, solid systems, market diversification, and strong lender ties, he built a business that thrives—even in high-interest markets. His journey is a roadmap for high earners seeking financial freedom, not job dependency.

    26 min
  8. 🎙️ Joe Has Enough to Quit His Job but Wants to Keep Growing His Business on the Side

    NOV 9

    🎙️ Joe Has Enough to Quit His Job but Wants to Keep Growing His Business on the Side

    Most people dream about the day they can walk away from their 9-to-5, but Joe Danza shows there’s another way. As a full-time IT Program Manager for the Navy, Joe has already built enough passive income through real estate to leave his job—but he’s choosing to stay. Why? Because he sees his W-2 income as a growth tool, not a limitation. While most people chase the exit, Joe’s using his steady paycheck to fuel faster expansion, buy more assets, and keep full control of his deals. Joe’s story started in 2008, one of the worst real estate markets in history. With the economy in free fall, he maxed out credit cards, borrowed from his parents, and invested anyway. What gave him confidence wasn’t luck—it was grit and perspective. He saw firsthand from his parents that real estate could create generational wealth if done right. Over 15 years later, that decision to start when everyone else froze has paid off. Today, Joe manages rentals, syndications, and short-term properties—all while maintaining his career and family life. 💼 What You Can Learn from Joe’s Journey If you’re trying to build wealth while holding down a full-time job, Joe’s strategy is pure gold: Use your paycheck as a launchpad. Don’t rush to quit—use your income to fund deals, build reserves, and invest in systems. Leverage smart people. Joe built a trustworthy team that handles day-to-day operations while he focuses on growth. He hires for integrity and intelligence—not just experience. Build systems that buy your time back. Joe starts his mornings early, communicates with his team, and delegates. He doesn’t try to do it all—he builds processes that run without him. Stay grounded. Joe’s approach isn’t about flash or ego—it’s about balance. He knows freedom isn’t just about quitting a job; it’s about creating options for the long run. 🏠 How This Applies to You If you’re a high-income professional trying to figure out how to invest without losing focus at work, Joe’s story proves it’s possible.If you’re just starting out with limited capital, it’s a reminder that discipline and creativity can beat perfect timing.And if you’re looking for passive income, it’s proof that partnering with strong operators—people like Joe—lets you grow without sacrificing your career. The lesson is simple: you don’t have to quit to win.Start using your job as leverage, build systems that free up your time, and grow your portfolio on the side—just like Joe Danza.

    10 min

About

We will provide you with up-to-date side hustles and business tips to help you operate a successful side hustle or business. You will learn how to manage your business while working full-time or having very little time to contribute to building your business. This podcast will supply you with the roadmap that leads to financial security. We will give you step-by-step actionable tips that you can implement in your everyday life to find success through side hustles, small businesses, part-time, or even full-time endeavors.

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