Retire On Your Best Path with Liz Whitteberry

Liz Whitteberry
  • 5.0 (5)
  • Investing
  • Updated Biweekly

If you want to retire with confidence and a well-rounded plan, then listen to Retire On Your Best Path with Liz Whitteberry of Best Path Advisors. Liz is an experienced financial advisor who specializes in working with retirement-focused women and couples who desire confidence and clarity so they can live their best life on purpose. On this show, Liz will tackle important issues like income planning, legacy building, minimizing taxes, managing risk, and so much more. Hear her unique approach to planning and learn why it's so important to have a clear, comprehensive, collaborative, and compassionate process to get to, and through, retirement. If you have any questions or want to reach out, go to https://www.bestpathadvisors.com or call 817-849-1375 for more information.

  1. How Much Are Taxes Really Costing Your Investments?

    5d ago

    How Much Are Taxes Really Costing Your Investments?

    You’ve worked hard to reduce investment fees, but what about taxes? In this episode, Liz explores new research showing how taxes may have a much bigger impact on long-term portfolio growth than most investors realize. She breaks down the historical tax drag on investment returns, why today’s tax environment may not last forever, and how smart tax planning can help retirees keep more of what they earn. Plus, she discusses ETFs, tax-efficient investing, and strategies that could make a meaningful difference over the course of retirement. Here’s some of what we discuss in today’s show: 💰 The Tax Drag Effect – Why taxes may cost investors more than investment fees over time 📈 A Century of Research – What 100 years of market and tax data reveal about long-term wealth creation 🚀 The ETF Tax Advantage – How ETF structures can reduce tax costs compared to many mutual funds 🏛️ Will Taxes Rise? – Why retirees should prepare for the possibility of higher future tax rates 🎯 Retirement Tax Strategies – Asset location, Roth accounts, and step-up in basis planning opportunities Resources for this episode: Jason Zweig - You've Won the Battle on Investment Fees; You're Losing the War Against Taxes: https://www.wsj.com/finance/investing/you-won-the-battle-on-investment-fees-youre-losing-the-war-against-taxes-6f949f3c Andrew Ang - Uncle Sam's Cut: A Century of the Federal Tax Drag on US Equity Returns https://papers.ssrn.com/sol3/papers.cfm?abstract_id=6847621 Subscribe to Liz's YouTube Channel: Best Path Advisors - YouTube

    24 min
  2. Mom Knew Best: 7 Childhood Lessons to Apply to Retirement

    May 14

    Mom Knew Best: 7 Childhood Lessons to Apply to Retirement

    Some of the best retirement advice may have started with the simple lessons your mom taught you growing up. In this special Mother’s Day episode, Liz connects timeless “mom wisdom” to real financial planning decisions that can shape your retirement future. From avoiding scams and irreversible mistakes to diversification, emergency savings, and estate planning, Liz walks through seven practical lessons that still matter today. Here’s some of what we discuss in today’s show: Avoid financial offers that sound too good to be trueSlow down before making irreversible retirement decisionsWhy diversification still matters in retirementCover your retirement essentials before the “fun” spendingClean up your estate plan before your family has toSubscribe to Liz's YouTube Channel: Best Path Advisors - YouTube

    26 min
  3. How to Storm-Proof Your Financial Plan

    Apr 30

    How to Storm-Proof Your Financial Plan

    What do thunderstorms and the stock market have in common? More than you think. In this episode, Liz uses a weather analogy to break down how investors react to uncertainty, and why that reaction can make or break your retirement plan. The goal isn’t to predict every storm, it’s to be ready for whatever shows up. With the right plan in place, you can stay confident no matter what the forecast looks like. Here’s some of what we discuss in today’s show: Forecast vs Reality: Predictions don’t control outcomes Emotional Reactions: Volatility impacts everyone differently Risk Mismatch: Comfort vs reality can get out of sync Bucket Planning: Structure creates long-term stability Subscribe to Liz's YouTube Channel: Best Path Advisors - YouTube

    21 min
  4. Should Social Security Have a Cap? A New Proposal Is Stirring the Debate

    Apr 9

    Should Social Security Have a Cap? A New Proposal Is Stirring the Debate

    A new proposal out of Washington is putting fresh pressure on the future of Social Security- and it could impact how much some retirees receive. In this episode, Liz breaks down what’s being proposed, who it might affect, and why it’s sparking debate. While nothing is finalized, the conversation highlights a bigger issue: Social Security is likely to change. The real question is how prepared your retirement plan is if it does. Here’s some of what we discuss in today’s show: A new proposal could cap Social Security benefits for higher earnersThe debate: fairness vs. earned benefits Only a small percentage impacted today but that could growSocial Security has changed before and will likely change againHaving a backup income strategy is critical for retirement securitySubscribe to Liz's YouTube Channel: Best Path Advisors - YouTube

    17 min
  5. Selling an Inherited Home: The Tax Fear That Stops Families

    Feb 26

    Selling an Inherited Home: The Tax Fear That Stops Families

    When a parent passes away, emotions and finances tend to collide, especially when real estate is involved. One of the most common things that stalls families is fear of taxes, even when that fear isn’t fully understood. Today’s listener question is about an inherited home and hesitant siblings. Here’s some of what we discuss in today’s show: Step-Up in Basis Explained – Why heirs typically don’t owe taxes on decades of appreciation.Capital Gains Timing Matters – When taxes apply after inheritance.Document Fair Market Value – Why getting an appraisal at date of death is critical.Trust vs. Direct Inheritance – How ownership structure affects reporting and decision-making.Step-Down in Basis (Yes, It Happens) – What changes if property values decline.Sibling Dynamics & Planning Ahead – Why clear instructions can prevent family gridlock.Subscribe to Liz's YouTube Channel: Best Path Advisors - YouTube

    18 min
  6. How to Protect Yourself From Scammers

    Feb 12

    How to Protect Yourself From Scammers

    Retirees and pre-retirees are increasingly targeted by sophisticated scammers, with billions lost each year, especially among those 60 and older. In this episode, Liz breaks down the most common frauds hitting seniors today, from tech support and investment scams to romance schemes and social media cons, and explains how they work. You’ll also hear practical, high-impact steps to protect yourself and your family.  Here’s some of what we discuss in today’s show: Statistics on Identity Theft and Data Breaches: The scale of the problemTypes of Scams Targeting Older Adults: What’s most commonRomance Scams and Social Media Fraud: Where trust gets exploitedProtective Measures and Action Steps: Habits that reduce riskAdditional Security Measures and Resources: Extra layers of protectionSubscribe to Liz's YouTube Channel: Best Path Advisors - YouTube

    24 min
  7. An Economist Is Optimistic About 2026- Should You Be?

    Jan 22

    An Economist Is Optimistic About 2026- Should You Be?

    After a year defined by volatility, political noise, and nonstop market headlines, it’s no surprise that optimism feels hard to come by. In this episode, Liz breaks down why at least one economist believes the economic outlook for 2026 may be brighter than many expect. From consumer spending and business investment to interest rates, energy prices, and market behavior, this conversation cuts through the noise to explore what could actually drive growth- and why having a disciplined plan matters more than reacting to headlines. Here’s some of what we discuss in today’s show: Why some economists are cautiously optimistic about 2026 How tax refunds and policy changes could boost consumer spending What stronger corporate profits and broader market participation signal The role interest rate cuts may play and the risks that come with themHow energy prices and tariffs could impact inflation and volatility Bloomberg News Opinion Column: https://www.fa-mag.com/news/five-reasons-to-be-optimistic-about-the-2026-economy-85324.html?section=68 Subscribe to Liz's YouTube Channel: Best Path Advisors - YouTube

    19 min
  8. What’s Different About 2026 for Retirees and Pre-Retirees

    Jan 8

    What’s Different About 2026 for Retirees and Pre-Retirees

    What does 2026 mean for retirees and those approaching retirement? In this episode, Liz breaks down the key financial changes that could quietly reshape your retirement plan in the year ahead. From Social Security cost-of-living adjustments and rising Medicare premiums to higher retirement contribution limits, these small shifts can have a surprisingly big impact on your cash flow, taxes, and long-term strategy. Here’s some of what we discuss in today’s show: Social Security’s 2026 COLA and why it may not keep up with retiree inflation Medicare Part B and Medigap premium increasesWho benefits most from the expanded senior tax deductionNew retirement contribution limits and late-career catch-up opportunitiesWhy where you save matters just as much as how much you saveSubscribe to Liz's YouTube Channel: Best Path Advisors - YouTube

    16 min
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Ratings & Reviews

5
out of 5
5 Ratings

About

If you want to retire with confidence and a well-rounded plan, then listen to Retire On Your Best Path with Liz Whitteberry of Best Path Advisors. Liz is an experienced financial advisor who specializes in working with retirement-focused women and couples who desire confidence and clarity so they can live their best life on purpose. On this show, Liz will tackle important issues like income planning, legacy building, minimizing taxes, managing risk, and so much more. Hear her unique approach to planning and learn why it's so important to have a clear, comprehensive, collaborative, and compassionate process to get to, and through, retirement. If you have any questions or want to reach out, go to https://www.bestpathadvisors.com or call 817-849-1375 for more information.

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