Your Financial Compass with Bulman Wealth Group

Bulman Wealth Group
  • 5.0 (4)
  • INVESTING
  • UPDATED BIWEEKLY

Welcome to Your Financial Compass Podcast, presented by Bulman Wealth Group, a show dedicated to helping you successfully navigate to and through your retirement. Our Financial Compass process goes beyond traditional holistic financial planning; we care as much about you and your lifestyle as we do about your plan. Your hosts are Bulman Wealth Group financial advisors who, for more than two decades, have provided financial leadership for those they serve. These shows are designed to provide information to both pre and post retirees so you can make well informed decisions about your financial future. Learn more by visiting https://bulmanwealth.com or by calling 916-458-8199.

  1. 03/17/2025

    Navigating Market Turbulence with Confidence

    Market downturns are inevitable, but how you respond can make all the difference in protecting and growing your wealth. We’ve certainly seen some market turbulence since the start of the year, and for many investors, the uncertainty can be unsettling. While no one can predict exactly when the market will rise or fall, there are smart strategies that can help you navigate these challenging times with confidence. Understanding how to manage risk, stay disciplined, and take advantage of opportunities during a downturn can put you in a stronger financial position for the long run.  Joining us today is our very own Taran Pannu. We’ll explore how to stay on track during a downturn, key strategies to consider in a bear market, and why having a trusted financial advisor by your side can make all the difference.  Here’s some of what we discuss in this episode: 📉 The gut response of investors when the market is turbulent 🎯 Reviewing financial goals and plans during market downturns  🐻 Some strategies to keep in mind during a bear market 🤝 The role of financial advisors in helping you navigate market turbulence  WAYS TO CONNECT: Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team. If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.

    21 min

  2. 02/19/2025

    Meet Taran Pannu: The Newest Advisor at Bulman Wealth Group

    In this special episode of Your Financial Compass, we’re excited to introduce Taran Pannu, the newest financial advisor at Bulman Wealth Group. Marcos sits down with Taran to learn more about his background, how he got into the financial industry, and why he decided to join the team at Bulman Wealth. Taran also shares some of the common financial challenges many pre-retirees and retirees face. He explains these struggles with a simple yet powerful analogy that helps listeners understand how to organize their financial "garage" for a more secure future. Plus, get to know Taran a bit more as he talks about his love for travel, sports, and his upcoming adventures in Greece! Here’s some of what we discuss in this episode: Taran’s background, family life, and recent move to CaliforniaTaran’s transition to Bulman Wealth GroupWhat brought Taran to the financial services industryThe most common issue that Taran sees retirees and pre-retirees struggling with Taran’s personal interests and future plans  Learn more about Taran here: https://bulmanwealth.com/team-member/taran-pannu/ WAYS TO CONNECT: Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team. If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.

    11 min

  3. 01/10/2025

    Do You Have A Solid Income Plan For Your Retirement?

    During ​our ​working ​years, ​we ​get ​used ​to ​that ​predictable ​paycheck ​every ​couple ​of ​weeks ​or ​months. ​​But ​when ​retirement ​comes, ​we ​face ​a ​whole ​new ​set ​of ​challenges. ​How ​do ​you ​take ​a ​lump ​sum ​of ​savings ​and ​turn ​it ​into ​consistent, ​sustainable ​income? ​In ​today's ​episode, ​we'll ​break ​down ​the ​toughest ​hurdles ​that ​retirees ​face ​and ​discuss ​some ​practical ​solutions ​to ​make ​your ​money ​work ​for ​you ​for ​the ​long ​haul. Here’s some of what we discuss in this episode: What ​are ​the ​biggest ​challenges ​that ​we ​see ​people ​face ​when ​they ​try ​to ​generate ​income ​for ​themselves ​in ​retirement?The statistics tell us 49% of investors don’t have a retirement income strategy. It takes a different skill set and specialty to be a retirement income planner. Explaining the bucket approach to planning. WAYS TO CONNECT: Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team. If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.

    14 min

  4. 12/19/2024

    Social Security Benefits: When Should You Start?

    Today, we're tackling a question that many people have: when should you start Social Security? There’s so much advice out there, and it can be overwhelming trying to figure out the best time to file for your benefits. So, if you’ve ever wondered when you should start, you’re in the right place. Join us as we cover some important factors to consider when deciding when to file, whether you’re married, widowed, or single.  Here’s some of what we discuss in this episode: What filing at different ages can mean for your benefitsWhy some people decide to claim Social Security earlyThe “break-even” point with Social Security Claiming strategies for married couples, surviving spouses, and single individuals WAYS TO CONNECT: Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team. If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.

    19 min

  5. 12/02/2024

    Cleaning Out Your Financial Garage

    Many of us can relate to the frustration of a messy garage. Despite our best efforts to keep it tidy, it doesn’t take long before the space fills with tools, holiday decorations, and things we don’t even remember storing. Our finances are no different. Over time, we accumulate 401(k)s from previous jobs, old IRAs, deferred compensation plans, and insurance policies- creating our own “financial garage” of clutter. So, how can we make sense of it all? In today’s episode, we’ll explore practical steps to clear the financial chaos and bring everything into focus.  Here’s some of what we discuss in this episode: Some concerns and risks of having too much clutter in your financial garageHow a financial advisor can assist you in getting organizedThe benefits of taking inventory of financial accounts, consolidating assets, and aligning your long-term goalsHow do you know if you have a financial garage that needs cleaning? WAYS TO CONNECT: Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team. If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.

    16 min

  6. 11/01/2024

    The Top 3 Retirement Concerns

    There will always be things to worry about, and retirement risks are no exception. Whether it's the fear of outliving your savings, the unpredictability of rising taxes and inflation, or the anxiety over market volatility, there are absolutely some retirement risks worth discussing. The good news is, there are ways we can prepare and mitigate these concerns.  In today’s episode, Marcos guides us through how Bulman Wealth tackles these retirement worries during the planning process.  Here’s some of what we discuss in this episode: Strategies to help clients avoid outliving their moneyThe role of financial advisors as educatorsThe importance of planning with the end goal in mindReducing worry about rising taxes and inflation Comprehensive financial planning to combat market volatility  WAYS TO CONNECT: Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team. If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.

    2 min

  7. 10/10/2024

    The Three Phases of Retirement

    When it comes to retirement, most of us think of it in two clear phases: pre-retirement and retirement itself. But what if we told you that it’s more nuanced than that? With people living longer, retirement can now span 30 years or more. That’s why it's essential to consider not just how you'll spend those years, but also the expenses that will come with them. Join us as we break down the three phases of retirement in today’s show:  the Go-Go Years, the Slow-Go Years, and the No-Go Years.  Here’s some of what we discuss in this episode: How should you think about and plan for the Go-Go Years?Settling into a retirement routine in the Slow-Go YearsFinancial issues to consider in the No-Go YearsWorking with a team who thinks about the big picture WAYS TO CONNECT: Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team. If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.

    19 min

  8. 08/30/2024

    Women and Wealth: Financial Planning For Female Investors

    They say men are from Mars and women are from Venus. Are their financial and investment needs just as different? In today’s episode, we’ll dig into some of the nuances that female investors face today as opposed to their male counterparts.  Here’s some of what we discuss in this episode: Women’s tendency toward risk aversion, investing performance, and role in financial decision-making Planning for a longer life, long-term care, and career pauses The importance of financial education in building confidence and comfortWorking with an advisor to maximize your savings, set goals, plan, budget, and moreHow divorce disproportionately impacts women WAYS TO CONNECT: Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team. If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.

    14 min
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Ratings & Reviews

5
out of 5
4 Ratings

About

Welcome to Your Financial Compass Podcast, presented by Bulman Wealth Group, a show dedicated to helping you successfully navigate to and through your retirement. Our Financial Compass process goes beyond traditional holistic financial planning; we care as much about you and your lifestyle as we do about your plan. Your hosts are Bulman Wealth Group financial advisors who, for more than two decades, have provided financial leadership for those they serve. These shows are designed to provide information to both pre and post retirees so you can make well informed decisions about your financial future. Learn more by visiting https://bulmanwealth.com or by calling 916-458-8199.

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