Ladies Finance Club - Get Rich

Molly Benjamin
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Welcome to Get Rich by Ladies Finance Club - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.   We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.   Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered.   Hit subscribe and let’s get rich (and stay rich) together.

  1. 2D AGO

    Private Health Insurance in Australia: Is It Actually Worth It?

    Private health insurance in Australia can feel confusing, overwhelming, and expensive, especially when you’re not even sure what you’re paying for or what you need.  In this episode of Get Rich, Molly Benjamin is joined by private health insurance expert Kat Day to break down when private health insurance is actually worth it for Australians, and when it genuinely isn’t. We talk about why so many people are over-insured, how women end up paying for cover they’ll never use, and how insurance premiums quietly creep up year after year without anyone noticing. In 15mins you’ll learn: When private health insurance is worth it and when it’s not The difference between hospital cover and extras (and which to prioritise) How the Medicare levy surcharge actually works Whether it’s cheaper to pay the levy or take out private cover Why being on “gold” doesn’t mean better service How often you should be reviewing your policy The most common ways Australians overpay for health insurance Why switching providers won’t reset your waiting periods What ambulance cover actually looks like state by state This is a practical, no-jargon episode designed to help you make smarter decisions, save money, and finally understand your private health insurance. Need to review yours? Click here.  https://calendly.com/d/cn5c-63k-ggq/switch-save-on-health-insurance-expert-review  General information only. This episode does not constitute financial advice. Always consider your personal circumstances.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    18 min

  2. FEB 9

    How They Get You: The Everyday Money Traps (And How To Beat Them)

    In this episode of Get Rich, Molly Benjamin sits down with finance journalist and creator Chris Kohler (700k+ on Instagram) to unpack the sneaky ways Australians lose money without even noticing. Based on Chris’s book How They Get You, this chat covers the everyday “money traps” hiding in plain sight, from subscription creep and food delivery markups, to loyalty programs that don’t truly reward you, drip pricing, and the psychology of tap-and-go spending. You’ll learn how modern payments and marketing are designed to make spending feel painless, why “being loyal” can cost you more, and what small habits quietly blow up your budget over time. Chris also shares his simple “Hell Day” strategy, a practical system for negotiating bills and cutting recurring costs in one focused hit. If you want to feel more confident, more in control, and way harder for companies to “get”, this episode is a must-listen. PS – I get asked constantly for a good mortgage broker or financial adviser, so we finally did something about it. We’ve just launched our new directory of trusted, vetted financial professionals we genuinely recommend. It’s live now you’ll find the link here 👉 https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    37 min

  3. FEB 2

    Lessons from a Profit Coach: The 15-Minute Monday Money Meeting

    If money feels like it’s constantly slipping through your fingers -  this episode is for you. This week on the Get Rich podcast, I chat with Profit Coach Clare Wood about her simple but powerful money system that takes just 15 minutes a week. Clare shares:🧾 How to run a Monday Money Meeting to stay on top of your cash flow💑 Why she and her husband do Friday Money Dates (and how to make them fun!)📊 The monthly review that helps her grow wealth - not stress🚀 How to start a side hustle without a website, logo, or fancy plan She’s proof that when you treat your money like a business, everything changes. Clare Wood’s simple cash-flow system, Friday money dates, and monthly reviews for real-life results 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    30 min

  4. JAN 26

    Divorcing in Your 40s? What Every Woman Needs to Know Before Separating

    Divorce and separation in your 40s can feel overwhelming, emotional, and financially terrifying, especially if you’ve spent years prioritising your family, your partner, or their career over your own. In Australia, the average age women are divorcing is around 44 years old, yet so many women reach this moment feeling unprepared and unsure of their legal and financial rights. In this episode of Get Rich, Molly Benjamin is joined by Australian family lawyer Samantha Lewis to unpack what women actually need to know before separating, legally, financially, and emotionally. We cover the biggest myths women believe about divorce, why “just wanting things to be fair” can quietly leave you financially worse off, and the critical mistakes many women make in the first few weeks after separation. You’ll learn: How separating in your 40s is legally and financially different from your 20s or 30s Why it doesn’t matter whose name assets, property, or superannuation are in How non-financial contributions, like raising children or supporting a partner’s career, are treated under Australian family law What to do before money or assets start disappearing Why superannuation is often one of the biggest assets in a separation How women can fund legal advice, even if they don’t currently have access to money The one-year deadline after divorce that could cost you everything if you miss it Why it’s never too late to start again financially, even in your 40s or 50s This is an empowering, practical conversation for Australian women who are separated, divorcing, thinking about leaving, or supporting a friend who is. It’s not about fear, it’s about clarity, confidence, and knowing your rights before you make life-changing decisions. 🎧 Listen with your notes app open, then send this episode to a woman who needs it. General information only. This episode does not constitute legal or financial advice. Always seek advice specific to your circumstances. 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]   Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    27 min

  5. JAN 19

    How to Use Credit Card Points to Fly Business Class (Without Getting into Debt)

    Most people think flying business class is a luxury reserved for celebrities, CEOs, or people spending obscene amounts of money. But what if it’s actually about systems, not status? I’ve avoided this topic for a long time, mainly because we work with so many women who are actively getting out of credit card debt. So let me be very clear from the start — this conversation is only for people who already have strong control over their money. Because when credit cards are used badly, they cost you freedom.But when they’re used strategically, they can give it back. In this episode, I’m joined by Steve Hui, founder of iFlyFlat, who hasn’t paid for a flight in over a decade. We talk about how points actually work, why most people use them backwards, and how to think about credit cards as a payment system, not debt. This isn’t about spending more.It’s about using what you already spend… better. If you love travel, hate wasting money, and want to understand the rules before you play the game, this episode will completely change how you think about points.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]   Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    28 min

  6. JAN 12

    Health Is Wealth: The Ultimate 2026 Women’s Health Checklist for Your 30s, 40s & 50s

    We talk a lot on Get Rich about how to prevent a financial crisis, building buffers, having the right insurance, and not leaving things until it’s too late. In this episode, we apply that same thinking to something just as important: your health. Because a medical crisis doesn’t just affect your body, it can impact your income, savings, super, career, and long-term financial security. Molly is joined by women’s health GP Joanne Helen Mackson to create a practical, decade-by-decade health checklist for Australian women in their 30s, 40s and 50s, covering what to screen for, what symptoms to take seriously, and how to advocate for yourself in a system that hasn’t always been built with women in mind. In this episode, we cover: What health checks actually matter in your 30s, including cervical screening, skin checks, fertility conversations, mental health, and when period pain isn’t normal What changes in your 40s, including the Medicare 45+ Health Assessment, perimenopause symptoms, bowel cancer screening from 45, and breast screening decisions What to prioritise in your 50s, including mammograms, bowel screening, bone health, heart health, and chronic disease prevention Why women often need to push harder for answers, and how to do that effectively How prevention is one of the smartest financial and life investments you can make This is the episode to listen to with your notes app open, then book the check-ups you’ve been putting off, and send to a friend who needs it too. General information only. Always speak with your GP or healthcare professional about what’s right for you. Health is wealth, and this episode shows you how to protect both.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    36 min

  7. JAN 5

    The Money Reset, How to Start 2026 Without Going Broke by Feb with Gemma Mitchell

    It’s the start of a new year, which makes it the perfect time to reset your money, without the unrealistic January pressure. We’re not talking extreme budgeting, never ordering Uber Eats again, or building the world’s most perfect spreadsheet. In this episode, I’m joined by Gemma Mitchell to walk you through a simple, step-by-step money stocktake that gives you clarity, not guilt. We cover how to:✔️ Reset your money after life changes (or that quiet “something’s off” feeling)✔️ Figure out exactly where you’re at, without overwhelm✔️ Build realistic habits you can actually stick to past February This is a calm, practical reset designed for real life, not perfection. 🎧 If you want your money to feel clearer, calmer, and more aligned in 2026, this episode is your starting point.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    39 min

  8. 12/29/2025

    How to Raise Money-Smart Kids (Even If You’re Still Figuring It Out)

    What happens when you grow up below the poverty line, build a high-paying career in finance and still find yourself drowning in debt? In this powerful episode, Molly sits down with Annette, founder of Kids Get Money, to unpack how early money experiences shape our adult financial habits, and how she went from financial overwhelm to empowerment. They discuss how generational money patterns are passed down, what to do when you're at breaking point financially, and why teaching kids about money from an early age is non-negotiable in today’s digital world. If you’ve ever felt ashamed about your money situation or unsure how to break the cycle - for yourself or your kids, this episode is a must-listen. What you’ll learn:✔️ How childhood experiences shape your money mindset✔️ The moment Annette hit financial rock bottom (while living in a million-dollar home)✔️ Practical steps to rebuild your finances, no matter where you're starting from✔️ Why money coaching is the missing link before financial advice✔️ When and how to start teaching kids about money✔️ How to talk about tap & go, Afterpay, and digital spending with kids✔️ One simple weekly habit to help your kids get money smart Whether you’re a mum, aunty, carer or just someone who wants the next generation to have a better relationship with money, this conversation will give you practical language, tools and a big dose of “you’re not alone”.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub 🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row. The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    31 min
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Welcome to Get Rich by Ladies Finance Club - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.   We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.   Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered.   Hit subscribe and let’s get rich (and stay rich) together.

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