Ladies Finance Club - Get Rich

Molly Benjamin

Welcome to Get Rich by Ladies Finance Club - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.   We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.   Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered.   Hit subscribe and let’s get rich (and stay rich) together.

  1. 20H AGO

    Buying Property in Australia Under $700k

    Ever looked at property prices and thought "there is absolutely no way"? You're not alone. For a lot of women, especially those doing it solo, the property market can feel like a club you were never given the membership code for. But here's the thing: it doesn't have to be. Briony Benjamin steps in as guest host of Get Rich while Molly is on maternity leave, and she's bringing you one of our most practical episodes yet! This week, Briony sits down with Jade Fitzgerald, Brisbane-based buyer's agent and founder of Ideal Buyer's Agency, to break down everything you need to know about buying property in Australia under $700k. Whether you've been putting off buying because it feels too expensive, too complicated, or you think you need a partner to do it with, this episode is for you. In this episode, you'll learn: What a buyer's agent actually does and how they're completely different from a real estate agent Why you should never share your pre-approval with a selling agent (and what to say instead) What a $700k budget can realistically buy you in Australia right now The case for investing regionally and how to follow government spending to find the best opportunities Why you don't need to live in a property for it to build serious long-term wealth The two contract clauses you must have before signing anything What to actually look for in a building and pest inspection report The biggest mistakes buyers make and how to avoid them How buyer's agent fees work and why they often pay for themselves The biggest takeaway from this episode? Just start. You don't need a partner, a million-dollar budget, or to know everything, you just need to take the first step. 🎧 Perfect for: women thinking about buying their first home or investment property, anyone curious about how buyer's agents work, and anyone who's been waiting until they feel "ready" to get into the market. Connect with Jade here: Jade Fitzgerald – Ladies Finance Club - https://directory.ladiesfinanceclub.com/listing/jade-fitzgerald/   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    31 min
  2. MAR 9

    How to Start Investing in Australia: A Beginner's Guide for Women ft. Jessica Leung

    Briony Benjamin steps in as guest host of Get Rich while Molly is on maternity leave, and she's bringing you one of our most beginner-friendly episodes yet! This week, Briony sits down with investing expert and ETF specialist Jessica Leung to break down everything you need to know about getting started with investing no jargon, no finance-speak, just clear and practical advice for women who are ready to take control of their money. Whether you've been putting off investing because it feels too risky, too complicated, or you think you don't have enough money to start this episode is for you. In this episode, you'll learn: What investing actually is and why savings alone won't build long-term wealth How inflation silently eats away at your savings The power of compound interest (and why it really is the eighth wonder of the world) Why you don't need to time the market and what to do instead What an ETF is and why it's a great option for beginner investors The biggest investing myths holding women back from getting started What a beginner portfolio could look like How to choose a brokerage platform and what fees to watch out for How ethical and sustainable investing works inside an ETF The most common beginner mistakes (and how to avoid them) The biggest takeaway from this episode? Just start. You don't need thousands of dollars or a finance degree you just need to take the first step. 🎧 Perfect for: women who are new to investing, anyone curious about ETFs, and anyone who's been waiting for the "right time" to start building wealth.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    31 min
  3. MAR 2

    How to Build Confidence as a Woman, The Neuroscience Behind Self-Doubt

    Why do so many smart, capable women second-guess themselves? In this episode of Get Rich, Molly sits down with Caroline Brewin, former investment banker turned confidence coach and neuroscience expert, to unpack the science behind self-doubt and how to build real, lasting confidence. After 18 years in investment banking, Caroline saw firsthand how talented women held themselves back, not because they weren’t capable, but because they didn’t back themselves. Now, through coaching and applied neuroscience, she helps women rewire their brains for confidence instead of fear. In this episode, we cover: Why your brain is wired for safety, not success• Why women often have a louder inner critic• Whether confidence is something you’re born with or can build• Simple daily rituals to boost confidence fast• How to stop overthinking and start taking action• The link between money confidence and self-belief If you’ve ever hesitated before speaking up in a meeting, asking for a pay rise, investing your money or making a big life decision, this episode is for you. Confidence isn’t something you’re born with. It’s a muscle you build. Need to speak to an expert, connect with a vetted financial professional we genuinely recommend here - https://directory.ladiesfinanceclub.com/   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    22 min
  4. FEB 23

    The Insurance Mistake Most Women Don’t Realise They’re Making

    Most people see insurance as boring, optional, or something they’ll deal with “later”.But the truth is, insurance is one of the very few things that can completely change the trajectory of your life, not when things are going well, but when they aren’t. In this episode of Get Rich, Molly Benjamin is joined by insurance advisor Trish Gregory from Hayes & Co Insurance Services, to break down what insurance actually does, the mistakes people don’t realise they’re making, and the real-life moments where having the right cover makes all the difference. They unpack income protection, life insurance, total and permanent disability (TPD), and trauma insurance, why so many women are underinsured (even when they earn good money), and why waiting until something goes wrong is often the most expensive mistake of all. Molly also shares why she only updated her own insurance recently, what she assumed was covered through her super, and the moment she realised she was only protected for two years, not decades. This is a practical, honest conversation about protecting your income, your future, and your choices, before you need to. In this episode you'll learn: The real difference between life insurance, TPD, trauma, and income protection, and what each one actually covers Why so many women are dangerously underinsured, even if they earn “good money” The most common insurance mistakes people make, and why fixing them later can cost more Real-life examples of when insurance becomes life-changing, not just “nice to have” How insurance inside super works, and when it’s not enough on its own When and how to get insurance set up properly, before health or life changes make it harder If you want to connect with Trish, Click here - https://directory.ladiesfinanceclub.com/listing/trish-gregory/   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    30 min
  5. FEB 16

    Private Health Insurance in Australia: Is It Actually Worth It?

    Private health insurance in Australia can feel confusing, overwhelming, and expensive, especially when you’re not even sure what you’re paying for or what you need.  In this episode of Get Rich, Molly Benjamin is joined by private health insurance expert Kat Day to break down when private health insurance is actually worth it for Australians, and when it genuinely isn’t. We talk about why so many people are over-insured, how women end up paying for cover they’ll never use, and how insurance premiums quietly creep up year after year without anyone noticing. In 15mins you’ll learn: When private health insurance is worth it and when it’s not The difference between hospital cover and extras (and which to prioritise) How the Medicare levy surcharge actually works Whether it’s cheaper to pay the levy or take out private cover Why being on “gold” doesn’t mean better service How often you should be reviewing your policy The most common ways Australians overpay for health insurance Why switching providers won’t reset your waiting periods What ambulance cover actually looks like state by state This is a practical, no-jargon episode designed to help you make smarter decisions, save money, and finally understand your private health insurance. Need to review yours? Click here.  https://calendly.com/d/cn5c-63k-ggq/switch-save-on-health-insurance-expert-review  General information only. This episode does not constitute financial advice. Always consider your personal circumstances.   💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    18 min
  6. FEB 9

    How They Get You: The Everyday Money Traps (And How To Beat Them)

    In this episode of Get Rich, Molly Benjamin sits down with finance journalist and creator Chris Kohler (700k+ on Instagram) to unpack the sneaky ways Australians lose money without even noticing. Based on Chris’s book How They Get You, this chat covers the everyday “money traps” hiding in plain sight, from subscription creep and food delivery markups, to loyalty programs that don’t truly reward you, drip pricing, and the psychology of tap-and-go spending. You’ll learn how modern payments and marketing are designed to make spending feel painless, why “being loyal” can cost you more, and what small habits quietly blow up your budget over time. Chris also shares his simple “Hell Day” strategy, a practical system for negotiating bills and cutting recurring costs in one focused hit. If you want to feel more confident, more in control, and way harder for companies to “get”, this episode is a must-listen. PS – I get asked constantly for a good mortgage broker or financial adviser, so we finally did something about it. We’ve just launched our new directory of trusted, vetted financial professionals we genuinely recommend. It’s live now you’ll find the link here 👉 https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    37 min
  7. FEB 2

    Lessons from a Profit Coach: The 15-Minute Monday Money Meeting

    If money feels like it’s constantly slipping through your fingers -  this episode is for you. This week on the Get Rich podcast, I chat with Profit Coach Clare Wood about her simple but powerful money system that takes just 15 minutes a week. Clare shares:🧾 How to run a Monday Money Meeting to stay on top of your cash flow💑 Why she and her husband do Friday Money Dates (and how to make them fun!)📊 The monthly review that helps her grow wealth - not stress🚀 How to start a side hustle without a website, logo, or fancy plan She’s proof that when you treat your money like a business, everything changes. Clare Wood’s simple cash-flow system, Friday money dates, and monthly reviews for real-life results 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    30 min
  8. JAN 26

    Divorcing in Your 40s? What Every Woman Needs to Know Before Separating

    Divorce and separation in your 40s can feel overwhelming, emotional, and financially terrifying, especially if you’ve spent years prioritising your family, your partner, or their career over your own. In Australia, the average age women are divorcing is around 44 years old, yet so many women reach this moment feeling unprepared and unsure of their legal and financial rights. In this episode of Get Rich, Molly Benjamin is joined by Australian family lawyer Samantha Lewis to unpack what women actually need to know before separating, legally, financially, and emotionally. We cover the biggest myths women believe about divorce, why “just wanting things to be fair” can quietly leave you financially worse off, and the critical mistakes many women make in the first few weeks after separation. You’ll learn: How separating in your 40s is legally and financially different from your 20s or 30s Why it doesn’t matter whose name assets, property, or superannuation are in How non-financial contributions, like raising children or supporting a partner’s career, are treated under Australian family law What to do before money or assets start disappearing Why superannuation is often one of the biggest assets in a separation How women can fund legal advice, even if they don’t currently have access to money The one-year deadline after divorce that could cost you everything if you miss it Why it’s never too late to start again financially, even in your 40s or 50s This is an empowering, practical conversation for Australian women who are separated, divorcing, thinking about leaving, or supporting a friend who is. It’s not about fear, it’s about clarity, confidence, and knowing your rights before you make life-changing decisions. 🎧 Listen with your notes app open, then send this episode to a woman who needs it. General information only. This episode does not constitute legal or financial advice. Always seek advice specific to your circumstances. 💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.]   Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

    27 min

Ratings & Reviews

About

Welcome to Get Rich by Ladies Finance Club - the personal finance podcast that helps women do just that: get rich and stay rich. Hosted by Molly Benjamin, founder of the award-winning Ladies Finance Club and a reformed hot financial mess, this is where smart, ambitious women come to take control of their finances, grow their wealth, and level up their money game.   We make personal finance fun, fearless, and totally doable no matter where you're starting from. No confusing jargon, no guilt trips - just high-impact, simple money strategies that anyone can start using right away.   Whether you’re saving for a home deposit, creating a budget that actually works, investing in property or the sharemarket, growing your income, or finally figuring out superannuation, this podcast has you covered.   Hit subscribe and let’s get rich (and stay rich) together.

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