Steadfast Care Planning

Kelly Augspurger

Steadfast Care Planning is for people who want to learn how to best plan for their longevity including how to navigate extended care, long-term care insurance options, and other challenges that older adults face. Join Kelly Augspurger, Certified Senior Advisor (CSA)® and long-term care insurance specialist as she has thought-provoking conversations with industry professionals. Tune in as Kelly guides you on how to plan for care to live well.

  1. Faith Meets Finance: Navigating Retirement with Purpose with Michael Perez

    JUL 1

    Faith Meets Finance: Navigating Retirement with Purpose with Michael Perez

    Send us a text Thinking about retirement—or helping others prepare? Here are 3 key takeaways to keep in mind: 1. Legacy Doesn’t Happen by Accident Roughly two-thirds of Americans haven’t done any estate planning. Intentional planning is an act of love—it removes uncertainty and stress for your family. Don’t leave your legacy to chance or state laws. Start the conversation now. 2. Retirement with Purpose Starts with the Right Foundation Mike outlines five pillars of a faith-driven retirement: Time, Calling, Financial Finish Line, Radical Generosity, and Legacy. These guideposts help shape retirement into a season of meaning, impact, and joy. 3. Family Conversations Are More Powerful Than You Think Talking with your loved ones—especially adult children—about your plans brings clarity, peace, and stronger stewardship across generations. It’s not just about money. It’s about preparing hearts and minds for what’s ahead. Whether you’re nearing retirement or advising those who are, this episode is packed with helpful, faith-rooted insights on planning for a future that matters. Want to go deeper? Grab Mike’s book at faithfinancesbook.com. For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care. Come back next time for more helpful guidance!

    30 min
  2. Pill Pile-Up: Navigating the Dangers of Medication Overload in Older Adults with Dr. Nancy Taylor

    MAY 6

    Pill Pile-Up: Navigating the Dangers of Medication Overload in Older Adults with Dr. Nancy Taylor

    Send us a text 🎙️ What are the hidden dangers of polypharmacy and how it affects older adults? Kelly chatted with Dr. Nancy Taylor about this and here are the key takeaways from their conversation: 🔹 Polypharmacy Awareness: Polypharmacy refers to using multiple medications at the same time, often leading to unintended side effects or complications. It’s crucial to regularly reconcile medications, especially after adding new prescriptions. 🔹 Communication is Key: Effective communication between patients and healthcare providers is essential. Schedule appointments with your healthcare provider with a clear agenda to address your medication concerns and ensure everything you’re taking is necessary and safe. 🔹 Consider Deprescribing: Deprescribing is the process of tapering or stopping medications that might not be required anymore. It's important to involve your healthcare team, including pharmacists, who can offer insights into safe medication management. Reach out to Dr. Nancy Taylor to learn more: LinkedIn: https://www.linkedin.com/in/dr-nancy-a-taylor-pharmd-bcpa-csa-a569929a/ Facebook: https://www.facebook.com/profile.php?id=100076660611031 Instagram: https://www.instagram.com/taylormadesac/ Website: https://www.drtadvocacy.com/ FREE Personal Healthcare Action Plan Workbook on her website. For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care. Come back next time for more helpful guidance!

    45 min
  3. Worksite Long-Term Care Insurance: What Employers and Employees Need to Know with Marc Glickman

    APR 1

    Worksite Long-Term Care Insurance: What Employers and Employees Need to Know with Marc Glickman

    Send us a text Ever wondered about long-term care insurance options through your employer? 🤔 Dive into the fastest-growing segment of LTC: the employer group market! 📈 Let's explore the exciting changes and options available!    1🔍 Did you know that the employer group market is the fastest-growing segment of long-term care? From guaranteed issue solutions with dozens of carriers to small groups starting at 3 employees, the landscape is changing dramatically! #GroupLTC #InsuranceEvolution   2 🤝 Group vs. Worksite: What's the difference? Group policies mean no medical underwriting during special enrollment! Perfect for those wanting an easier path to coverage! #InsuranceExplained   3 🌟 Hybrid options leading the way: Most group market solutions have a long-term care focus with a life insurance extension. Oh, and restoration of the death benefit – get both LTC & life insurance benefits! #HybridInsuranceBenefits   4 💲 Cost-effective coverage: Long-term care benefits start as low as $15/month for younger employees and offer leverage that could cover millions over time. Think you can't afford it? Think again! #AffordableCare   5 👨‍👩‍👧‍👦 It's all in the family: Some policies cover spouses and children too! With options to buy up coverage, you can match your needs as they change. #FamilyCare   6 🎓 Education is key: Employers offering LTC should consider timing outside general benefits enrollment and provide robust education resources. Knowledge empowers smart choices! #EducateToPlan   7 🕒 Timing is everything: Secure your benefits before policy windows close, and stay ahead of potential state mandates like payroll taxes on LTC. Seize the opportunity today! #PlanAhead #FutureSecure   For more insights, learn from experts like Kelly Augspurger and Marc Glickman. Their mission is simple: help you understand and choose the best LTC options. Stay tuned to see how this evolves! 🌟  To learn more about Marc and Buddy Ins: Go to buddyins.com/group for more information about group/worksite LTCi opportunities and to explore group products.  Join Ask The Long Term Care Insurance Specialists Facebook group for LTCi product information and peer-to-peer networking.   For employers interested in learning more about offering LTCi to their employees, visit Long Term Care Insurance As An Employee Benefit - BuddyIns. Marc can be reached at marc@buddyins.com. Kelly can be reached at kelly@steadfastagents.com.  For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care. Come back next time for more helpful guidance!

    32 min
  4. How To Crush Medical Debt with Dr. Virgie Bright Ellington

    MAR 4

    How To Crush Medical Debt with Dr. Virgie Bright Ellington

    Send us a text Crushing Medical Debt! 🏥💸 Have you ever been overwhelmed by astronomical medical bills? You're not alone! Today's convo is with Dr. Virgie Bright Ellington, an expert on navigating medical debt, and she has some game-changing advice. 🩺🔍  Medical bills are the leading cause of debt & bankruptcy in the U.S.—& they don't discriminate by age. If you're over 18, you're at risk. But guess what? Dr. Virgie says there's hope, & she's armed with 3 life-saving steps to tackle those bills! 💪📑  Step 1: Get a REAL bill. Demand a copy with CPT codes, just like what’s sent to insurance companies. This helps avoid hidden fees & errors. 🚫🧾 Once you have the CPT codes, Step 2: Use AI or Google search to check what Medicare pays for them. These are typically most fair rates and your new benchmark. 🌐📊  Step 3: Call the billing department with your new number & confidently say, "In my case, I am willing and able to pay [your total]." Trust me, this is negotiating on stealth mode! 😎📞  Dr. Virgie also highlights incredible FREE resources, like the Patient Advocate Foundation, which can guide you through the medical bill maze. Consider them your financial ally! 🆓🤝  Planning ahead is key! Can't afford traditional insurance? Look into accidental or critical illness coverage to protect against catastrophic costs. Some coverage is better than none. 🛡️📋  Feeling anxious about medical costs & financial health? Bring a support person to appointments for a second set of ears, and reach out for help when negotiating or appealing insurance denials. You're not alone! 👫🗨️  Remember, knowledge is power. Question those big bills, use negotiation hacks, & don't hesitate to seek assistance. Your financial health is just as critical as your physical health. 💡💰  Dive deeper and crush medical debt with Dr. Virgie by visiting CrushMedicalDebt.com or her podcast "Medical Bills Uncovered." 🎧💊  For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care. Come back next time for more helpful guidance!

    32 min
5
out of 5
11 Ratings

About

Steadfast Care Planning is for people who want to learn how to best plan for their longevity including how to navigate extended care, long-term care insurance options, and other challenges that older adults face. Join Kelly Augspurger, Certified Senior Advisor (CSA)® and long-term care insurance specialist as she has thought-provoking conversations with industry professionals. Tune in as Kelly guides you on how to plan for care to live well.