The Intuition Finance Digest

Intuition Publishing (www.intuition.com)

What’s happening in the world of finance? The Intuition Finance Digest gives you a unique take on the industry’s major trends.

  1. 4h ago

    How AI is changing the economics of cybercrime

    AI is increasingly being used by cybercriminals across reconnaissance, phishing, code generation, credential theft, identity fraud, and social engineering.  But the key concern is not that AI has created entirely new forms of cybercrime. So far, much of the activity still involves familiar attacks and familiar weaknesses, including weak passwords, exposed systems, unpatched software, and social engineering.  In this episode of The Intuition Finance Digest, we explore how AI is changing the economics of cybercrime. Tasks that once required time and specialist expertise can now be automated, accelerated, or scaled using AI systems. This lowers the barrier to entry for attackers and increases the number of targets that can be attacked at the same time.  We also look at how cybersecurity teams are responding, using AI-powered tools to identify vulnerabilities, monitor networks, detect suspicious activity, and respond to incidents more quickly.  The bigger question is what comes next. If today’s AI acts mainly as an accelerator, future systems could become more autonomous in identifying vulnerabilities, adapting tactics, and conducting attacks.    In this episode, we cover  How AI is changing the cost and speed of cybercrime  Why familiar attacks are becoming more scalable  How AI is being used in phishing, credential theft, and fraud  Why cybersecurity fundamentals still matter  How defenders are using AI to improve detection and response  Why AI-directed cyberattacks could become a future risk  Resources:  Learn more about Intuition Know-How: https://www.intuition.com/know-how/  Find out more about Intuition Publishing: https://www.intuition.com/  Follow Intuition Publishing on LinkedIn: https://www.linkedin.com/company/intuition-publishing-ltd./  #AICybercrime #Cybersecurity #CyberRisk

  2. Sep 16

    The skills new banking employees need in the AI era

    Employers’ expectations of people entering banking and finance are changing. As AI and automation reshape financial services, the shift is not simply from traditional finance skills to technology skills. New employees still need financial knowledge, but they also need to apply that knowledge to real business problems, question AI-generated work, communicate effectively, and keep adapting as the industry changes. In this episode of The Intuition Finance Digest, we explore what employers increasingly expect from early-career professionals in banking and finance. The discussion looks at applied knowledge, AI oversight, judgment, human skills, and adaptability, and why these capabilities are becoming more important as routine work is automated. The key point is that AI can support analysis, calculation, and summarization, but employees remain accountable for how that work is interpreted and used. In this episode, we cover: Why applied knowledge matters for new banking employees How AI is changing early-career expectations Why employees need to audit AI-generated work Why judgment is becoming more important in banking How human skills support trust and collaboration Why adaptability is now part of a financial services career Resources: 1. UK Financial Services Skills Commission report, A Workforce Transformed: https://financialservicesskills.org/wp-content/uploads/2026/05/AI-disruptive-technology-report-workforce-transformed.pdf 2. CFA Institute Finance Skills Pulse Survey: https://www.cfainstitute.org/insights/professional-learning/skills-pulse-survey 3. Learn more about Intuition Know-How: https://www.intuition.com/know-how/ 4. Find out more about Intuition Publishing: https://www.intuition.com/ 5. Follow Intuition Publishing on LinkedIn: https://www.linkedin.com/company/intuition-publishing-ltd./

  3. Sep 9

    Fintech’s challenge to retail banking gathers pace

    Fintech is changing the competitive landscape in retail banking.   Digital-first firms are raising expectations around speed, convenience, payments, lending, personal finance, and customer experience. For banks, the challenge is no longer whether fintech will affect the sector, but how quickly retail banking models need to adapt.   In this episode of The Intuition Finance Digest, we look at how fintech competition is gathering pace, where the pressure is being felt most clearly, and why traditional banks still have important strengths, including trust, scale, regulation, balance sheet strength, and long-standing customer relationships.   The discussion also looks at why the future of retail banking may depend less on banks versus fintechs, and more on how financial institutions modernize, partner, and respond to changing customer behavior.   In this episode, we cover:   Why fintech competition in retail banking is accelerating How digital-first firms are changing customer expectations Why payments, lending, and personal finance are key areas of disruption What traditional banks still have in their favor Why innovation, partnerships, and digital transformation matter What this means for the future of retail banking   Resources:   Read the full article: Fintech retail banking: Risks and challenges | Intuition   Learn more about Intuition Know-How: https://www.intuition.com/know-how/   Find out more about Intuition Publishing: https://www.intuition.com/   Follow Intuition Publishing on LinkedIn: https://www.linkedin.com/company/intuition-publishing-ltd./   #TheIntuitionFinanceDigest #Fintech #RetailBanking #DigitalBanking #IntuitionPublishing

  4. Sep 9

    T+1 settlement Why one day matters for European markets

    European markets are preparing to move from T+2 to T+1 settlement.   From October 11, 2027, the EU will shorten the standard settlement cycle for securities trades from two business days to one, with the UK moving on the same date. The change is designed to reduce the time buyers and sellers remain exposed to each other before securities and cash are exchanged.   But moving faster also brings practical challenges. Payment deadlines arrive sooner, funding gaps can appear when trades settle on different timelines, and firms have less time to fix errors in settlement instructions or cash movements.   In this episode of The Intuition Finance Digest, we explain what happens after a trade, why T+1 matters, and how shorter settlement could affect collateral, funding liquidity, operational readiness, and investment decisions.   In this episode, we cover:   1. What T+1 settlement means2. How securities trades are completed after execution3. Why shorter settlement can reduce counterparty exposure4. How T+1 can affect collateral requirements5. Why earlier payment deadlines can create funding liquidity needs6. What firms need to prepare before Europe’s move to T+1   Resources: Learn more about Intuition Know-How: https://www.intuition.com/know-how/ Find out more about Intuition Publishing: https://www.intuition.com/ Follow Intuition Publishing on LinkedIn: https://www.linkedin.com/company/intuition-publishing-ltd./

  5. Aug 26

    The human element shaping sustainable project finance

    Sustainable project finance is often discussed in terms of capital, policy, regulation, and technology. But the human element is becoming increasingly important to whether projects are accepted, financed, and delivered. In this episode of The Intuition Finance Digest, we explore how community support, social risk, just transition considerations, and workforce capability are shaping sustainable finance and project finance decisions. The discussion looks at why community acceptance can affect bankability, why social risk is moving deeper into due diligence, and why workforce capability is becoming a practical delivery issue for sustainable projects. For lenders, investors, and project sponsors, the message is clear: sustainable finance needs more than a strong financial model. It also needs credible execution, social awareness, and a clear understanding of the people affected by the project. In this episode, we cover: Why community support is becoming a bankability factorHow social risk affects project finance due diligenceWhy sustainable finance is increasingly linked to the just transitionHow workforce capability can influence project deliveryWhat the human element means for lenders, investors, and project sponsorsResources: Learn more about Intuition Know-How: https://www.intuition.com/know-how/ Find out more about Intuition Publishing: https://www.intuition.com/ Follow Intuition Publishing on LinkedIn: https://www.linkedin.com/company/intuition-publishing-ltd./ #TheIntuitionFinanceDigest #SustainableFinance #ProjectFinance #ESG #IntuitionPublishing

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What’s happening in the world of finance? The Intuition Finance Digest gives you a unique take on the industry’s major trends.

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