Real Estate Agent Market Update and Mindset Podcast

Angie Gerber
  • 5.0 (3)
  • Self-Improvement
  • Updated Weekly

As a Realtor and Proctor Gallagher Certified Consultant, I specialize in helping women overcome the personal obstacles that hold them back from reaching their full potential in business. 🎯 Join us every week for a Monday Market Update Episode for Real Estate Agents and consumers who want to stay on top of what's happening in real time. Check out my eBook for Real Estate agents - From Hustle to Harmony -- www.skool.com/rebusinessbuilder/about It's not the business problems that are keeping you stuck, but the personal baggage you carry into your business — confidence, self-image, limiting beliefs, fear and old habits, to name a few. These barriers can keep you from stepping into the success you truly deserve.❤️I’ve been where you are. I’ve done the work to transform both my personal life and my business, and I can help you do the same! I know that nothing changes if nothing changes, and I help women shift their mindset so they can finally achieve the results they desire.💥🔥✨🌟If you know a woman who is ready to step into her power and take her business to the next level, I’d love to connect.  Send me a message and let me know what you think of today's episode or if I can be helping in any way!- Coach Angie  

  1. 5d ago

    Fannie Mae Condo Review Changes 2026 — Every Condo Now Needs a Full Review

    Send us Fan Mail Condo rules just changed again. If you have a buyer putting 10% or more down on a condo, you used to be able to get away with a limited review. Not anymore. Fannie Mae and Freddie Mac have eliminated the limited condo review, which means every single condo loan now requires a full review. That means deeper looks at reserves, delinquencies, special assessments and insurance on every deal. In this week's Monday Market Update, Nikki Erickson from Kevnik Mortgage breaks down exactly what changed, why it keeps happening, and what you need to be doing right now as a listing agent or a buyer agent. This week we are covering: ✅ Interest rate update — solidly into the sevens with oil hitting $94 a barrel and major market volatility ✅ Fannie Mae and Freddie Mac eliminating the limited condo review ✅ The 10% reserve requirement and when a reserve study can help ✅ The 15% delinquency limit on HOA dues and special assessments ✅ The condo database every project now has to run through ✅ The 50% investor ownership rule that was dropped — good news ✅ Fidelity and crime coverage now required on every condo ✅ Why all of this traces back to the Miami condo collapse ✅ FHA and VA spot approvals — 45 days vs about 20 days ✅ How to check whether a condo has had FHA sales using your MLS and the HUD approved condo list ✅ Why ordering the full HOA packet should be step two of every condo listing The general message this week is simple. Stop waiting for an offer to find out whether a condo is financeable. Order the full HOA packet as soon as the listing agreement is signed, get it in front of your lender, and on the buyer side use your review period to work with your lender. If condos are on the table, call Nikki. Share this with every agent you know who touches condos. 📞 Connect with Nikki Erickson at Kevnik Mortgage: 📱 Call or Text: 952-484-1584 📧 Email: nikki@kevnikgroup.com 📘 Facebook | TikTok | Instagram: @mortgagesfrommntoaz 🏠 JOIN THE REAL ESTATE BUSINESS BUILDER COMMUNITY: 👉 https://www.skool.com/rebusinessbuilder/about 📞 BOOK YOUR FREE STRATEGY CALL: 👉 https://calendly.com/angiegerber/real-estate-business-builder 00:00 Introduction – Last Week of September Heading Into October 00:15 Interest Rate Update – Solidly Into the Sevens and What Is Driving It 01:15 Fannie Mae and Freddie Mac Eliminate the Limited Condo Review 02:30 The 10% Reserve Requirement and Reserve Studies 03:15 Delinquency Limits – HOA Dues and Special Assessments 04:15 Condo Database, Common Elements and the Investor Rule That Was Dropped 05:15 Fidelity and Crime Coverage – The New Insurance Requirement 06:15 Why Condo Rules Keep Changing – The Miami Collapse 07:15 FHA and VA Spot Approvals – 45 Days vs 20 Days 09:45 Action Steps for Listing and Buyer Agents Plus How to Reach Nikki Support the show Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

  2. Sep 22

    VA Just Changed 5 Appraisal Rules — Every Agent Needs to Know This

    Send us Fan Mail VA just made five major changes to its property and appraisal requirements. As of September 1st. For years, VA offers have carried a reputation with sellers of being harder to close, with more inspections, more repairs and more delays. That reputation has cost veterans homes in competitive markets. That is changing. In this week's Monday Market Update, Nikki Erickson from Kevnik Mortgage and I break down every one of the VA changes. We also cover the brand new 2027 loan limits and what they mean for your buyers and sellers. This week we are covering: ✅ Interest rate update: rates are back in the high sixes to low sevens after last week's Fed rate hike ✅ Will the Fed raise rates again before the end of the year? ✅ VA removes the radon test requirement for post-1978 homes ✅ Peeling and chipping paint rules relaxed on post-1978 homes ✅ Detached garages, sheds and ADUs are no longer held to the same appraisal standard ✅ VA loosens heating source requirements, so vented heat is no longer required ✅ VA is working to cut appraisal turnaround from 10 days down to 7 business days ✅ New 2027 conforming loan limit ($845,000) and FHA loan limit ($549,250), and when lenders will start using them ✅ Why this matters for your buyers, your sellers and anyone upsizing or downsizing in the next few months The general message this week is simple. VA is moving toward making its offers just as smooth as conventional. If you've ever hesitated to recommend a VA offer to a seller, this episode is going to change how you talk about it. I say it every week and I'll say it again: who you partner with matters. That's why I bring Nikki on every Monday. Share this with every agent you know. Need a Great Real Estate Coach and Mentor....  Join my Skool Community! https://www.skool.com/rebusinessbuilder/about  🔗 Book your FREE Discovery Call with Angie: https://calendly.com/angiegerber/real-estate-business-builder 📞 Connect with Nikki Erickson at Kevnik Mortgage: 📱 Call or Text: 952-484-1584 📧 Email: nikki@kevnikgroup.com 📘 Facebook | TikTok | Instagram:     @mortgagesfrommntoaz 00:00 Introduction – Week of September 20th and This Week's Rate Update 00:35 The Fed Rate Hike – Will They Raise Again Before the End of 2026? 01:30 VA Loosens Appraisal Rules – 5 Big Changes Explained 01:50 Change #1 – No More Radon Test Requirement 02:40 Change #2 – Peeling and Chipping Paint Rules Relaxed 03:30 Change #3 – Detached Garages, Sheds and ADUs Held to a Lower Standard 04:30 Change #4 – Heating Source Requirements Loosened 05:20 Change #5 – Faster VA Appraisals From 10 Days Down to 7 07:26 New 2027 Conforming and FHA Loan Limits – When You Can Use Them 09:38 Why This Matters for Your Buyers and Sellers Right Now    #realestate #lender  #mortgagerates #mortgagerates #fanniemae  #fha Support the show Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

  3. Sep 14

    FHA RULES NOT UPDATED SINCE THE 1990s — UNTIL NOW 🏠

    Send us Fan Mail FHA minimum property requirements have not been updated in over 20 years. Since the 1990s. And that has been quietly holding FHA buyers back in competitive markets for decades — making their offers less attractive to sellers and closing off properties that conventional buyers could purchase without a second thought. That is finally changing. In this week's Monday Market Update Nikki Erickson from Kevnik Mortgage  breaks down everything HUD and FHA are reviewing and changing right now —  and what it means for every listing agent and buyer agent watching. This week we are covering: ✅ Interest rate update — back in     the high sixes and low sevens     with the Fed meeting this week ✅ Why the Fed is considering a     0.25% rate increase and what     to tell your clients ✅ FHA minimum property standards —     the biggest review in over     20 years and what is changing ✅ Well distance requirements —     what FHA just eliminated for     existing properties ✅ Repairs after closing — the     game changing proposal that     could eliminate the most common     FHA deal killer ✅ Peeling paint in Minnesota —     why moving this to a post-closing     requirement would be massive     for our market ✅ FHA 203K loans — new flexibility     that gives buyers and agents     more options than ever ✅ How to flip a regular FHA loan     to a 203K without reapplying —     a deal saver most agents do     not know about ✅ The message to share with your     sellers right now — FHA is not     what it used to be The general message this week is  simple. FHA is not as restrictive  as it used to be. Changes are coming  before the end of the year and into  Q1. And just because it is an FHA  offer does not mean you should not  consider it. Share this with every listing agent you know. This is brand new information and most agents and lenders do not even know about it yet. Need a Great Real Estate Coach and Mentor....  Join my Skool Community! https://www.skool.com/rebusinessbuilder/about  🔗 Book your FREE Discovery Call with Angie: https://calendly.com/angiegerber/real-estate-business-builder 📞 Connect with Nikki Erickson at Kevnik Mortgage: 📱 Call or Text: 952-484-1584 📧 Email: nikki@kevnikgroup.com 📘 Facebook | TikTok | Instagram:     @mortgagesfrommntoaz 00:00 Introduction – Week of        September 13th 00:30 Interest Rate Update – Back        in the High Sixes Low Sevens        and What Is Driving It 01:30 Fed Meeting This Week – Will        They Raise Rates by 0.25%? 02:30 FHA Minimum Property Standards        – The Biggest Change in 20 Years 03:30 Well Distance Requirements –        What Just Changed for FHA Buyers 04:30 Repairs After Closing – The        Game Changing FHA Proposal 05:30 Peeling Paint in Minnesota –        Why This Change Is Huge 06:00 FHA 203K Loans – New Flexibility        Every Agent Needs to Know 07:30 Flipping a Regular FHA to a        203K – No Reapplication Required 08:30 The Message for Sellers –        FHA Is Not What It Used to Be 09:00 How to Reach Nikki Erickson        at Kevnik Mortgage    #realestate #lender  #mortgagerates #mortgagerates #fanniemae  #fha Support the show Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

  4. Sep 8

    FANNIE MAE JUST CHANGED RENTAL INCOME RULES ⚠️

    Send us Fan Mail This week we have one of the most  significant changes to hit the mortgage  industry in years — and it directly  affects any agent or buyer who is  planning to rent out their current  home to buy a new one or who is  purchasing investment properties. Fannie Mae just completely overhauled  how rental income is calculated for  qualifying purposes. And if your  clients have not re-qualified under  the new guidelines their pre-approval  may no longer be accurate. This week we are covering: ✅ Interest rate update — steady in     the six and a half to seven range     despite some volatility this week ✅ Fed watch — reports coming out     this week that will determine     whether the Fed raises rates again ✅ Fannie Mae's major overhaul of     how rental income is calculated     for qualifying borrowers ✅ The old policy vs the new policy —     what changed and exactly why     Fannie Mae made this move ✅ Departure residences — the biggest     change and what it means for     clients who want to rent their     current home and buy a new one ✅ When you can still use a lease     agreement — the very specific     exceptions that remain ✅ The new six months reserve     requirement for departure residences ✅ Short term rental income — the     positive change most agents     are completely missing ✅ DSCR loans — when it makes more     sense to switch your client to     this option instead ✅ The most important action step —     have every relevant client     re-qualify right now If you have any clients who are  planning to rent out their current  home and purchase a new one —  or any clients looking at investment  properties — this episode is required  watching before your next conversation  with them. This is brand new information and  most agents and lenders do not even  know about it yet. Need a Great Real Estate Coach and Mentor....  Join my Skool Community! https://www.skool.com/rebusinessbuilder/about  🔗 Book your FREE Discovery Call with Angie: https://calendly.com/angiegerber/real-estate-business-builder 📞 Connect with Nikki Erickson at Kevnik Mortgage: 📱 Call or Text: 952-484-1584 📧 Email: nikki@kevnikgroup.com 📘 Facebook | TikTok | Instagram:     @mortgagesfrommntoaz 00:00 Introduction – Week of September        6th and What Is Coming 00:30 Interest Rate Update – Steady        in the Six and a Half to Seven        Range Despite Volatility 01:30 Fed Watch – Will They Raise        Rates Again and What Reports        to Watch This Week 02:30 MAJOR CHANGE – Fannie Mae        Overhauls How Rental Income        Is Calculated 04:00 The Old Policy vs The New Policy        – What Changed and Why 06:00 Departure Residences – The        Biggest and Most Important Change 08:30 When You Can Still Use a Lease        Agreement – The Key Exceptions 10:30 Six Months Reserves Now Required        for Departure Residences 11:30 Short Term Rental Income –        The Positive Change Most        Agents Are Missing 13:00 DSCR Loans – When to Switch        Your Client to This Option 14:30 Action Step – Have Your Clients        Re-Qualify Under the New Rules 16:00 How to Reach Nikki Erickson        at Kevnik Mortgage #realestate #lender  #mortgagerates #mortgagerates #fanniemae Support the show Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

  5. Aug 31

    10 MILLION NEW BUYERS COMING TO THE MARKET 🏠

    Send us Fan Mail This week we have some really exciting  news from a credit and lending standpoint  that could completely change the buyer  pool for real estate agents in the  next six months. Plus some important clarification  on why the national mortgage rate  you see when you Google is not  actually what your buyers should  expect to pay. This week we are covering: ✅ Interest rate update — Fed Chair     Jerome Powell's Jackson Hole     comments and what they mean     for rates through the end of year ✅ Mid to high sixes through the     end of 2025 — what to plan for     and how to talk to clients about it ✅ Why the national average mortgage     rate you see online is a survey     not an actual rate — and how     to explain this to your buyers ✅ Vantage 4.0 and FICO 10T —     the new credit scoring models     now being used on conventional     conforming loans ✅ Trending credit — how the Vantage     score can tell the difference     between debt being paid down     and debt that is increasing —     and why that is a game changer ✅ Medical collections no longer     count on the Vantage score —     what that means for your buyers ✅ How renters can get their rental     payment history on their credit     report through Experian FICO Boost ✅ How a rapid rescore works and     when it can help your buyers     qualify faster ✅ How long it takes for the Vantage     score to start trending up —     three payments ✅ FHA and Vantage scoring — why     10 million new buyers could     qualify in the next six months ✅ Small business owners and credit —     why the Vantage score is a huge     advantage for business owners     who pay off their cards monthly This is one of the most exciting  episodes we have done all year  from a lending and buyer pool  standpoint. The changes coming  in the next six months could  dramatically affect how many  buyers are in your market. Make sure you are talking to  every renter in your database  right now about getting their  rental history reporting to  credit. Need a Great Real Estate Coach and Mentor....  Join my Skool Community! https://www.skool.com/rebusinessbuilder/about  🔗 Book your FREE Discovery Call with Angie: https://calendly.com/angiegerber/real-estate-business-builder 📞 Connect with Nikki Erickson at Kevnik Mortgage: 📱 Call or Text: 952-484-1584 📧 Email: nikki@kevnikgroup.com 📘 Facebook | TikTok | Instagram:     @mortgagesfrommntoaz 00:00 Introduction – Market Update        Week of August 30th 00:30 Interest Rate Update – Fed Chair        Jackson Hole Comments and What        They Mean for Rates 02:00 Mid to High Sixes Through End        of Year – What to Expect 03:00 The National Average Rate –        Why It Is Not What You Think 05:00 New Credit Scoring – Vantage 4.0        and FICO 10T Are Here 06:00 Trending Credit – The Game        Changing Difference From Classic FICO 07:30 Medical Collections No Longer        Count on Vantage Score 08:30 Renters – How to Get Your Rental        Payment History on Your Credit Report 10:00 How to Do a Rapid Rescore –        And When It Can Help Your Buyers 11:30 FHA and Vantage Scoring –        10 Million New Buyers Could        Qualify in Six Months 13:00 Small Business Owners and Credit –        Why Vantage Changes Everything 14:00 How to Reach Nikki Erickson        at Kevnik Mortgage #realestate #lender  #mortgagerates Support the show Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

  6. Aug 25

    APPRAISAL CHANGES ⚠️ EFFECTIVE AUGUST 31ST

    Send us Fan Mail There is a major change happening to  real estate appraisals that every agent  needs to know about right now. Effective August 31st all conventional  appraisals must use a brand new  standardized form — and it is going  to affect how you list properties  how values are determined how repairs  are called out and how long appraisals  take to complete. This week Nikki Erickson from Kevnik  Mortgage breaks down everything you  need to know before your next listing  or purchase agreement. This week we are covering: ✅ Interest rate update — mid to upper     sixes with some perspective on     how far rates have actually come ✅ The brand new appraisal form     required for all conventional     loans as of August 31st ✅ One standardized form for all     property types — condo single     family investment property —     what that means for you ✅ Goodbye gross living area — the     new breakdown of above grade     below grade and non-standard     finished square footage ✅ Why your MLS square footage     accuracy is more critical     than ever right now ✅ Condition ratings C1 to C6 —     now applied room by room not     just to the overall property ✅ How a remodeled kitchen can     now be rated separately and     actually help your listing's     value ✅ Sales comparison adjustments —     more standardized and more     transparent than ever before ✅ ADUs outbuildings and unique     property features — finally     counted properly in valuations ✅ Repairs and deficiencies —     appraisers must now specify     exactly what needs to be fixed     with unlimited photos and     detailed descriptions ✅ AI reading appraisals — what     Fannie Mae is doing right now     to review appraisal forms ✅ Why appraisals will temporarily     cost $60 to $100 more and     what to tell your clients ✅ The timeline — conventional     now FHA VA and rural housing     coming within six months If you have active listings or  purchase agreements right now  give yourself an extra five to  six days for appraisals until  appraisers get comfortable with  the new form. This is the kind of information  that separates the agents who  know what is happening from  the agents who find out when  it affects their deal. Need a Great Real Estate Coach and Mentor....  Join my Skool Community! https://www.skool.com/rebusinessbuilder/about  🔗 Book your FREE Discovery Call with Angie: https://calendly.com/angiegerber/real-estate-business-builder 📞 Connect with Nikki Erickson at Kevnik Mortgage: 📱 Call or Text: 952-484-1584 📧 Email: nikki@kevnikgroup.com 📘 Facebook | TikTok | Instagram:     @mortgagesfrommntoaz 00:00 Introduction – Market Update        Week of August 25th 01:00 Interest Rate Update – Mid to        Upper Sixes and Rate Perspective 02:30 MAJOR CHANGE – Brand New        Appraisal Form Required August 31st 04:00 One Standard Form for All        Property Types – What That Means 06:00 Goodbye Gross Living Area –        The New Square Footage Breakdown 08:00 Below Grade vs Basement –        Why Your MLS Accuracy Matters Now More Than Ever 10:00 Condition Ratings C1 to C6 –        Now Room by Room Not Just Overall 12:30 Sales Comparison Adjustments –        More Standardized and More Transparent 14:30 ADUs Outbuildings and Unique        Features – Finally Counted Properly 16:30 Repairs and Deficiencies –        No More Guessing What Needs to Be Fixed 19:00 AI Reading Appraisals – What        Fannie and Freddie Are Doing Right Now 21:00 Appraisals Will Cost More        Temporarily – What to Tell Your Clients 22:30 Timeline – Conventional Now        FHA VA and Rural Housing Coming 23:30 How to Reach Nikki Erickson        at Kevnik Mortgage #realestate #lender  #mortgagerates Support the show Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

  7. Aug 18

    CONDO RULE CHANGE ⚠️ AGENTS MUST KNOW THIS!

    Send us Fan Mail Welcome to my Monday Market Update for  the week of August 18th with Nikki  Erickson from Kevnik Mortgage! This week we have a major rule change  every real estate agent needs to know  about right now — plus a simple and  brilliant idea to stay top of mind  with your sphere this week without  pitching real estate at all. This week we are covering: ✅ Back to school slowdown — what     to expect in applications and     activity over the next few weeks ✅ Interest rate update — mid to     high sixes and what the Fed     is signaling for the fall ✅ MAJOR CHANGE effective August 3rd —     Fannie and Freddie have eliminated     streamlined condo approvals entirely ✅ Every condo now requires full review     regardless of down payment — what     that means for your transactions ✅ The fast track approval — how to     use the existing database if your     condo project is already registered ✅ The four things the full review     will examine — investment property     percentage single owner percentage     reserve fund requirements and     insurance ✅ Townhomes do NOT need a condo     review — here is how to tell     the difference every time ✅ How to check legal descriptions     to identify condo vs townhome     in any state ✅ The back to school supply drive —     a simple community touchpoint     that keeps you top of mind     without mentioning real estate If you have any condo transactions  in your pipeline right now — under  contract or not — reach out to  Nikki immediately. This change went into effect August 3rd  for closings — not applications. That  means deals already in progress could  be affected. This is the kind of information nobody  teaches real estate agents. And knowing  it will make you a better advocate for  your clients and a more professional  agent in every single transaction. Need a Great Real Estate Coach and Mentor....  Join my Skool Community! https://www.skool.com/rebusinessbuilder/about  🔗 Book your FREE Discovery Call with Angie: https://calendly.com/angiegerber/real-estate-business-builder 📞 Connect with Nikki Erickson at Kevnik Mortgage: 📱 Call or Text: 952-484-1584 📧 Email: nikki@kevnikgroup.com 📘 Facebook | TikTok | Instagram:     @mortgagesfrommntoaz 00:00 Introduction – Market Update        Week of August 18th 00:30 Back to School Slowdown – What        to Expect in the Market Right Now 01:30 Interest Rate Update – Mid to        High Sixes and What Is Coming 02:30 MAJOR CHANGE – Fannie and Freddie        Eliminate Streamlined Condo Approvals 04:00 Full Review Required – What That        Means for Every Condo Transaction 05:30 Fast Track Approval – How to Use        the Existing Database 06:30 Condo vs Townhome – How to Tell        the Difference Every Time 07:30 Back to School Supply Drive –        A Simple Way to Stay Top of Mind 08:30 How to Reach Nikki Erickson #realestate #lender  #mortgagerates Support the show Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

  8. Aug 12

    FREE RENOVATION MONEY YOUR CLIENTS DON'T KNOW ABOUT 💰

    Send us Fan Mail Welcome to my Monday Market Update for  the week of August 9th with Nikki Erickson  from Kevnik Mortgage! This week we have two really important  topics that come up more than most  agents realize — family home purchases  and renovation funding options your  clients probably do not know exist. This week we are covering: ✅ Interest rate update — volatility     is settling and we are sitting     in the mid to high sixes ✅ Family home purchases — what agents     need to know and what clients need     to have in place before closing ✅ Why you should always treat a family     real estate transaction like a     business not a family deal ✅ The questions every family needs     to answer before purchasing together —     equity splits decision making     and what happens if someone     wants out ✅ City and county renovation grants —     free money most agents and     homeowners have no idea exists ✅ How to find renovation grants in     your area — it is easier than     you think ✅ HELOC vs cash out refi vs renovation     loan — which one is right for     your client and when ✅ The hidden benefit of a renovation     loan over a HELOC that nobody     talks about ✅ Hard money loans for flips —     what they are and when to use them If you have clients sitting on equity  or thinking about renovating or  purchasing a home with family members  this episode is required watching  before that conversation happens. This is the kind of information nobody  teaches real estate agents. And knowing  it will make you a better advocate for  your clients and a more professional  agent in every single transaction. Need a Great Real Estate Coach and Mentor....  Join my Skool Community! https://www.skool.com/rebusinessbuilder/about  🔗 Book your FREE Discovery Call with Angie: https://calendly.com/angiegerber/real-estate-business-builder 📞 Connect with Nikki Erickson at Kevnik Mortgage: 📱 Call or Text: 952-484-1584 📧 Email: nikki@kevnikgroup.com 📘 Facebook | TikTok | Instagram:     @mortgagesfrommntoaz 00:00 Introduction – Market Update Week        of August 11th 00:30 Interest Rate Update – Volatility        Settling Into Mid to High Sixes 01:30 Family Home Purchases – What Every        Agent Needs to Know 03:00 Treat It Like a Business Not a        Family Transaction 04:30 What Happens When Emotions and        Equity Collide 06:00 City and County Renovation Grants –        Free Money Most People Do Not Know About 08:00 HELOC vs Cash Out Refi vs Renovation        Loan – Which Is Right for Your Client 09:30 The Hidden Benefit of a Renovation        Loan Over a HELOC 10:30 How to Reach Nikki & Closing #realestate #lender  #mortgagerates Support the show Now's The Time  - no matter where you are, where you have been, or your current results  - By becoming more aware and following a process, you can have whatever it is you truly desire! Find me in my free Community for Women Real Estate agent: www.skool.com/rebusinessbuilder/about Check out my YouTube Channel - So many ways to stay connected and plugged in!  AGCoaching@agcoaching684 With Gratitude - Angie Gerber angiegerber@gmail.com ⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life 🟧  FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/ 🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

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About

As a Realtor and Proctor Gallagher Certified Consultant, I specialize in helping women overcome the personal obstacles that hold them back from reaching their full potential in business. 🎯 Join us every week for a Monday Market Update Episode for Real Estate Agents and consumers who want to stay on top of what's happening in real time. Check out my eBook for Real Estate agents - From Hustle to Harmony -- www.skool.com/rebusinessbuilder/about It's not the business problems that are keeping you stuck, but the personal baggage you carry into your business — confidence, self-image, limiting beliefs, fear and old habits, to name a few. These barriers can keep you from stepping into the success you truly deserve.❤️I’ve been where you are. I’ve done the work to transform both my personal life and my business, and I can help you do the same! I know that nothing changes if nothing changes, and I help women shift their mindset so they can finally achieve the results they desire.💥🔥✨🌟If you know a woman who is ready to step into her power and take her business to the next level, I’d love to connect.  Send me a message and let me know what you think of today's episode or if I can be helping in any way!- Coach Angie  

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