Get Smart with Money Podcast

Dayna Hernandez
  • 5.0 (7)
  • Self-Improvement
  • Updated Weekly

This podcast is all about finances, mindset, entrepreneurship, personal growth and spirituality. You will hear from business owners, from people who have prevailed and turned their lives around and more. If you are struggling with money and living in a cycle of stress and anxiety and want to change that, this podcast is for you.

  1. 11h ago

    94. Are You Running Your Business, or Is Your Business Running You? with Forrest Derr

    Are You Running Your Business, or Is Your Business Running You? | Forrest Derr What happens when your business becomes so dependent on you that you can't step away? In this episode of the Get Smart With Money Podcast, Dayna sits down with Forrest Derr, a Fractional COO, integrator, and operations coach with more than 28 years of experience helping small and mid-sized businesses build structure, improve operations, and scale sustainably. Forrest's career began in hands-on roles in retail and warehousing before moving into executive leadership in tech, where he worked across operations, finance, sales, and marketing. Today, through Derr Consulting, he helps business owners create systems, establish accountability, delegate effectively, and prepare their businesses for future growth or a potential exit. Together, Dayna and Forrest explore one of the biggest challenges entrepreneurs face: how to stop being trapped in the day-to-day operations of your own business.  What a Fractional COO actually does  The operational mistakes that cost businesses time and money  Building accountability without micromanaging  Creating systems and playbooks instead of constantly firefighting  How to delegate effectively  Preparing your business for growth  Preparing for a future business sale  Recognizing when your business is running you  How founders can finally get out of the weeds If you're a business owner who feels overwhelmed by the day-to-day, this conversation offers practical ideas for creating more structure, clarity, and freedom. Learn more about Forrest & Derr Consulting: https://derrconsulting.com  Visit the Get Smart With Money Podcast:https://getsmartwithmoneypodcast.com  Want to learn more about financial literacy?Book a Zoom call with Dayna:https://calendly.com/daynahernandez-wfg/101 In this episode, we discuss:

  2. Aug 13

    93. From Rock Bottom to Billion-Dollar Success: Jay Sapovits on Resilience, Recovery & Redefining Success

    What does it really take to rebuild your life after hitting rock bottom? In this episode of the Get Smart With Money Podcast, Dayna sits down with Jay Sapovits, President of Ink'd Stores, serial entrepreneur, and someone whose remarkable journey proves that our greatest challenges can become our greatest strengths. After leaving home at just 18 years old, Jay pursued opportunity in Las Vegas, only to face a devastating gambling addiction that changed the course of his life. Through recovery, discipline, and determination, he rebuilt his future and eventually helped grow Marquis Jet into a billion-dollar company acquired by Warren Buffett's NetJets. This conversation goes far beyond business. Jay shares powerful lessons about financial discipline, risk, recovery, entrepreneurship, and redefining what success truly means.  Jay's entrepreneurial journey  Overcoming gambling addiction and rebuilding his life  How recovery changed his relationship with money  Helping build Marquis Jet into a billion-dollar company  Financial habits that create long-term success  Redefining wealth, purpose, and fulfillment  Advice for entrepreneurs and anyone starting over Whether you're growing a business, working toward financial freedom, or navigating your own challenges, Jay's story is a reminder that your past doesn't determine your future. Learn more about Jay: ⁠https://inkdstores.com⁠  Visit the Get Smart With Money Podcast:⁠https://getsmartwithmoneypodcast.com⁠  Book a Zoom call with Dayna:⁠https://calendly.com/daynahernandez-wfg/101⁠ In this episode, we discuss:

  3. Aug 5

    92. Know Your Financial Score: A Smarter Way to Build Wealth with Scott

    Have you ever wondered if you're really on track financially? In this episode of the Get Smart With Money Podcast, Dayna sits down with Scott, creator of Financial Fitness Passport™, to discuss a simpler, more practical approach to financial planning. Scott explains why so many people struggle with financial decisions and introduces tools designed to help people understand where they stand, prepare for retirement, and make confident financial choices, all while protecting their privacy.  Why financial planning feels overwhelming How Penny™, an AI financial companion, provides personalized guidance What Financial Fitness Passport™ is and how it works Understanding your Retirement Number™ How the Passport Score measures financial health Why privacy is built into the platform Common retirement planning mistakes Practical advice for taking control of your financial future Whether you're just beginning your financial journey or preparing for retirement, this episode offers valuable insights to help you move forward with confidence.  (Add Scott's website here)  Visit the Get Smart With Money Podcasthttps://getsmartwithmoneypodcast.com  Book a Zoom call with Dayna:https://calendly.com/daynahernandez-wfg/101 If you enjoyed this episode, please follow the podcast, leave a review, and share it with someone who's ready to take control of their financial future. In this episode, you'll learn about:Learn more about Financial Fitness Passport™

  4. Jul 30

    91. From Refugee to Entrepreneur: Building a Life and Business with purpose with Victor

    What does it really take to start over and build a life with purpose? In this episode of the Get Smart With Money Podcast, I'm joined by Victor, Co-Founder and President of Avendo LLC, to talk about his incredible journey from leaving former Yugoslavia to building a successful business in the United States, leading it through a successful exit after more than 20 years, and starting a new chapter in fintech. Throughout our conversation, Victor shares the lessons he learned through entrepreneurship, family, leadership, and personal growth. We discuss why success is about more than financial achievement, how communication shapes both business and relationships, and why having the courage to begin again can lead to your greatest opportunities. In this episode, we discuss: ✨ Starting over in a new country 🚀 Building and growing a business from the ground up 💼 Lessons learned after selling a successful company 🎯 Why Victor launched Avendo and embraced a new chapter 💬 The importance of honest communication and strong relationships 👨‍👩‍👧‍👦 How family influenced his definition of success 🌱 Building a business—and a life—with purpose Victor's story is a powerful reminder that resilience, intentional leadership, and a willingness to keep learning can turn life's biggest challenges into your greatest opportunities. Learn more about Victor & Avendo 🌐 https://avendo.tech⁠ 🎙️ Visit the Get Smart With Money Podcast https://getsmartwithmoneypodcast.com⁠ 📅 Want to learn more about financial literacy? Book a Zoom call with Dayna: https://calendly.com/daynahernandez-wfg/101⁠ If you enjoyed this episode, please follow the podcast, leave a review, and share it with someone who could benefit from Victor's inspiring story.

  5. Jul 9

    90. A New Approach to Debt Freedom & Building Generational Wealth with Ron Harris

    What if paying down debt and building long-term wealth didn’t have to be two completely separate goals? In this episode of the Get Smart With Money Podcast, I sit down with Ron Harris, CEO of Financial Literacy Group, MBA, author, speaker, and Tax-Free Retirement Income Professional, to explore a different perspective on debt, cash flow, financial protection, and long-term wealth building. Ron introduces us to the concept of Hybrid Financial Arbitrage, an approach he describes as connecting debt optimization with a specially structured life insurance strategy designed to support broader long-term financial goals. Throughout our conversation, we break down complex ideas in a way everyday families can better understand and explore questions such as: 💳 Is paying off debt as quickly as possible always the only approach worth considering? 💰 What does Ron mean when he talks about using the “same dollars” toward multiple financial objectives? 📈 Can debt management and long-term wealth building be approached together? 🛡️ How can certain life insurance strategies fit into a broader financial plan? 🏠 Who might benefit from learning about alternative approaches to debt and cash flow? 🧠 Why is financial literacy still missing for so many working families? 👨‍👩‍👧‍👦 How can the financial decisions we make today influence future generations? Ron also shares his perspective on some of the most common mistakes people make when dealing with debt, the importance of understanding your financial options, and why education should come before major financial decisions. Whether you’re a working professional, homeowner, parent, or approaching retirement, this conversation offers a different perspective on how debt, cash flow, protection, and long-term financial goals may connect. 🎧 Listen to the full episode and decide what questions you should be asking about your own financial future. 🌐 Financial Literacy Group: financialliteracy.group 🎙️ Follow the Get Smart With Money Podcast for more real conversations about financial education, money, mindset, entrepreneurship, personal growth, and building a stronger future. This episode is for educational and informational purposes only and does not constitute financial, tax, legal, or insurance advice. Financial and insurance strategies depend on individual circumstances and may involve costs, risks, eligibility requirements, and tax considerations. Consider consulting appropriately qualified professionals before making financial decisions. Connect with Ron Harris

  6. Jun 2

    89.What does true wealth really mean? with Mark Wade

    What does true wealth really mean? In this episode of the Get Smart With Money Podcast, Dayna Hernandez sits down with Mark Wade, a financial advisor with nearly five decades of experience helping individuals and families build wealth, protect their assets, and create meaningful legacies. But Mark's story goes far beyond financial planning. Growing up in Newark, working multiple jobs through college, surviving stage 4 cancer, and overcoming a triple bypass gave him a unique perspective on money, success, and what truly matters in life. Together, Dayna and Mark discuss: • The biggest financial mistakes people make• Why wealth is about more than money• Building a legacy for future generations• How life-changing challenges reshape priorities• The connection between values and financial decisions• What successful families do differently when it comes to money• Why it's never too late to take control of your financial future This conversation is filled with practical wisdom, personal stories, and powerful reminders that money is simply a tool to help create the life and impact you want. Interested in seeing your retirement readiness? Take this two-minute, free quiz: https://form.typeform.com/to/wKC3BoCu To get Retirement Ready, check out Mark Wade's website here: https://retirementsuite.com/Schedule a complimentary and confidential call with Mark Wade here: https://calendly.com/retirement-suite/20-minute-quick-consult   Listen now on the Get Smart With Money Podcast.

  7. May 27

    88.Stop Overpaying Taxes and Start Building Wealth

    Michael Uadiale is not your typical CPA.With over 25 years of tax and financial expertise, Michael has helped clients collectively save more than $15 million in taxes while building smarter pathways toward long-term financial freedom.As the founder of SMEED CPA, a 7-figure firm and member of the Tax-Free Wealth Network, Michael specializes in helping entrepreneurs think differently about taxes, wealth creation, and business strategy.Beyond his CPA practice, Michael has built six successful businesses in industries including real estate, technology, and telehealth, giving him firsthand experience in what it actually takes to grow and protect wealth.In this episode we discuss:• Strategic tax reduction for entrepreneurs• How taxes impact long-term wealth building• Passive income and real estate strategies• Business entity structure mistakes• Asset protection and financial freedom• How entrepreneurs should think differently about moneyIf you want to stop simply earning money and start keeping more of it, this episode is for you.🎙 Get Smart With Money Podcast

  8. Mar 13

    87. Journey of Resilience, Risk & Reinvention - Joseph Shalaby

    In this powerful episode, Dayna sits down with Joseph Shalaby, founder and CEO of E Mortgage Capital, to unpack a story that goes far beyond business. From arriving in the U.S. as a child fleeing religious persecution in Egypt, to building a nationwide mortgage company from scratch, Joseph shares the real lessons behind resilience, reinvention, and long-term success. We talk about: Starting over with nothing—and what that teaches you about risk How adversity sharpens leadership and decision-making The mindset shifts required to rebuild after failure Why success is more about resilience than resources Lessons from Joseph’s book Rising from the Sand and his own podcast journey This is a conversation about grit, perspective, and building something meaningful—when the odds are stacked against you.

    87. Journey of Resilience, Risk & Reinvention - Joseph Shalaby
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About

This podcast is all about finances, mindset, entrepreneurship, personal growth and spirituality. You will hear from business owners, from people who have prevailed and turned their lives around and more. If you are struggling with money and living in a cycle of stress and anxiety and want to change that, this podcast is for you.

Information

  • Creator
    Dayna Hernandez
  • Years Active
    2022 - 2026
  • Episodes
    93
  • Rating
    Explicit
  • Copyright
    © Dayna Hernandez