Know Your Money Podcast

Howard Wright Ltd

Welcome to the Howard Wright Know Your Money Podcast. Hosted by Ashley Smith & Tom Richards, the Know Your Money Podcast is powered by Howard Wright Financial Planning, who are experts in planning for your present and future financial needs. If you’d like to speak to Ashley one of the Chartered Advisers at Howard Wright, don’t hesitate to give him a call on 0345 688 4939 or send him an email at enquiries@howardwright.co.uk Ashley will be happy to answer any questions you have and provide you with the information and resources you need to make the best decisions for your financial future.

  1. 01/15/2024

    The Urgent Need To Save

    Join us on a thought-provoking journey in our latest podcast episode, "The Urgent Need to Save," where we delve into the critical importance of saving for your future. In this episode, our hosts Tom and Ashley shed light on the pressing reasons why saving isn't just a choice but an essential practice. From unexpected emergencies to securing your retirement, we uncover the urgency behind building a financial safety net. Actionable Steps Toward Financial Security Discover actionable tips and insights on how to kickstart your savings journey, no matter your current financial situation. Whether you're starting from scratch or looking to boost your existing savings, this episode offers practical strategies to get you on track. Guidance Beyond the Podcast 📞 If you're seeking guidance beyond this podcast, our Chartered Advisers at Howard Wright are here to assist you. Call us on 0345 688 4939 or email us at enquiries@howardwright.co.uk for personalized advice and resources tailored to your financial needs. Tune in and embark on a journey towards financial empowerment through the power of saving. https://www.howardwright.co.uk/ Disclaimer The content provided in this podcast is for informational purposes only and should not be considered as financial advice. Always consult with a qualified financial adviser or planner before making any financial decisions or implementing strategies based on the content of this podcast. #TheUrgentNeedToSave #💰 #FinancialPlanning #EmergencyFunds #RetirementSavings #FinancialSecurity #SavingsJourney #🎙️ #PodcastAlert #FinancialEmpowerment #HowardWrightPodcast

    8 min
  2. 01/08/2024

    Why You Need Life Cover

    🎙️ Welcome to a pivotal episode of the Howard Wright Know Your Money Podcast! In this installment, Ashley Smith and Tom Richards delve into an often overlooked yet essential aspect of financial planning: Life Cover. 🛡️ Life cover stands as a cornerstone in securing your family's financial future. But why is it so crucial? Join Ashley and Tom as they uncover the importance of life cover, exploring how it provides a safety net for your loved ones in unforeseen circumstances. 💼 Learn about the various types of life cover available, understand how it works, and discover the peace of mind it can bring to your long-term financial strategy. Whether you're starting a family, a business owner, or planning for retirement, understanding the nuances of life cover is paramount. 💡 Gain insights into choosing the right life cover for your unique circumstances and discover how it can complement your overall financial plan. This episode is a must-listen for anyone seeking clarity on this foundational aspect of financial security. 🔊 Tune in and empower yourself with the knowledge needed to protect your family's financial well-being. 💬 Questions or need advice? Reach out to our team of Chartered Advisers on 0345 688 4939 or via email at enquiries@howardwright.co.uk https://www.howardwright.co.uk/ Disclaimer: The content presented in this podcast is for informational purposes only and should not be considered as financial advice. It is essential to consult with a qualified financial adviser before making any financial decisions.

    10 min
  3. 12/13/2023

    The synergy between Accountants and Financial Advisers

    Join us on an insightful journey into the world of finance where we explore the dynamic synergy between accountants and financial advisers. In this podcast, we delve deep into the pivotal partnership between these two professions, unveiling the incredible value they bring when working together. Discover how accountants and financial advisers combine their unique expertise to provide clients with a holistic approach to financial success. From optimizing tax strategies to crafting personalized investment plans, their collaboration forms the bedrock of comprehensive financial guidance. Through engaging discussions and expert insights, we explore real-life examples showcasing the seamless integration of accounting precision with strategic financial planning. Uncover the ways in which this collaboration not only maximizes wealth but also mitigates risks, ensuring clients navigate the complex financial landscape with confidence. Whether you're an aspiring professional in finance or an individual seeking a deeper understanding of managing wealth, this podcast sheds light on the symbiotic relationship between accountants and financial advisers, revealing the key to unlocking true financial potential. Don't miss this episode if you want to take control of your financial future and ensure that your money is working for you effectively. If you are not a client of Howard Wright and you’d like to speak to one of our Chartered Advisers, don’t hesitate to give us a call on 0345 688 4939 or send us an email to enquiries@howardwright.co.uk  Our team will be happy to answer any questions you have and provide you with the information and resources you need to make the best decisions for your money. [Disclaimer: The content presented in this podcast is for informational purposes only and should not be considered as financial advice. It is essential to consult with a qualified financial adviser before making any financial decisions.]

    10 min
  4. 11/27/2023

    Why You Should Carry Out A Financial Review

    Welcome to the Howard Wright Know Your Money Podcast, where Ashley Smith and Tom Richards provide you with invaluable insights into the world of personal finance. In this episode, we delve into a critical aspect of maintaining financial health: the importance of conducting a regular financial review. Your financial life is constantly evolving, and conducting a financial review is like giving your money a check-up. Ashley and Tom will guide you through the many reasons why a financial review is essential, whether you're just starting your financial journey or you're a seasoned investor. Discover how a financial review can help you assess your financial goals, track your progress, and adapt your strategy to changing circumstances. We'll discuss the key areas to focus on during your review, including budgeting, savings, investments, and debt management, among others. Don't miss this episode if you want to take control of your financial future and ensure that your money is working for you effectively. If you are not a client of Howard Wright and you’d like to speak to one of our Chartered Advisers, don’t hesitate to give us a call on 0345 688 4939 or send us an email to enquiries@howardwright.co.uk  Our team will be happy to answer any questions you have and provide you with the information and resources you need to make the best decisions for your money. [Disclaimer: The content presented in this podcast is for informational purposes only and should not be considered as financial advice. It is essential to consult with a qualified financial adviser before making any financial decisions.]

    9 min
  5. 11/20/2023

    Why does Asset Allocation matter?

    Welcome to another insightful episode of the Howard Wright Know Your Money Podcast, where Ashley Smith and Tom Richards, explore essential topics to help you make informed financial decisions. In this episode, we unravel the significant importance of asset allocation in your investment strategy. Asset allocation is a cornerstone of any successful investment plan, but what makes it so crucial? Join Ashley and Tom as they break down the fundamentals, discuss the role it plays in risk management and share strategies for optimizing your portfolio. Whether you're a seasoned investor or just starting your financial journey, understanding asset allocation is key to reaching your financial goals. Discover how the right mix of assets can help you achieve your desired returns while managing risk. Ashley and Tom will guide you through the ins and outs of this critical financial concept, providing you with valuable insights that will empower you to make smart investment decisions. If you are not a client of Howard Wright and you’d like to speak to one of our Chartered Advisers, don’t hesitate to give us a call on 0345 688 4939 or send us an email to enquiries@howardwright.co.uk  Our team will be happy to answer any questions you have and provide you with the information and resources you need to make the best decisions for your money. [Disclaimer: The content presented in this podcast is for informational purposes only and should not be considered as financial advice. It is essential to consult with a qualified financial adviser before making any financial decisions.]

    8 min
  6. 11/13/2023

    What's Holding You Back from Investing?

    Welcome to the Howard Wright Know Your Money Podcast, hosted by Ashley Smith and Tom Richards. In this episode, we address a common concern that holds many people back from building wealth and securing their financial future, the barriers to investing. Are you hesitant to dive into the world of investments? Whether it's the fear of the unknown, market volatility, or misconceptions, Ashley and Tom will uncover the reasons that might be preventing you from taking the first step toward financial growth. They'll provide practical insights and tips to help you overcome these barriers and embark on your investment journey with confidence. Join us for an in-depth discussion as we demystify the obstacles that may be keeping you from investing. You'll gain valuable knowledge and a fresh perspective on how to make informed financial decisions that align with your long-term goals. Tune in now to gain the confidence and knowledge you need to overcome the obstacles that are holding you back from investing, only on the Howard Wright Know Your Money Podcast. If you are not a client of Howard Wright and you’d like to speak to one of our Chartered Advisers, don’t hesitate to give us a call on 0345 688 4939 or send us an email to enquiries@howardwright.co.uk  Our team will be happy to answer any questions you have and provide you with the information and resources you need to make the best decisions for your money. [Disclaimer: The content presented in this podcast is for informational purposes only and should not be considered as financial advice. It is essential to consult with a qualified financial adviser before making any financial decisions.

    7 min
  7. 11/06/2023

    What is a SIPP?

    Welcome to another enlightening episode of the Howard Wright Know Your Money Podcast, where your hosts Ashley Smith and Tom Richards delve deep into the world of personal finance. In this episode, we tackle one of the most crucial aspects of financial planning: Self-Invested Personal Pensions (SIPPs). SIPPs are an essential tool for securing your financial future, and we're here to break down everything you need to know about them. Whether you're a seasoned investor or just beginning to explore retirement options, this episode will provide valuable insights into this critical element of your financial journey. Ashley and Tom will guide you through the ins and outs of SIPPs, exploring how they work, their benefits, and why you should consider them for your retirement planning. You'll gain a comprehensive understanding of SIPPs in no time. Don't miss this episode if you're serious about securing your financial future and maximizing your retirement savings. Tune in now to boost your financial literacy and embark on a path to a more financially secure future with the Howard Wright Know Your Money Podcast. If you are not a client of Howard Wright and you’d like to speak to one of our Chartered Advisers, don’t hesitate to give us a call on 0345 688 4939 or send us an email to enquiries@howardwright.co.uk  Our team will be happy to answer any questions and provide you with the information and resources you need to make the best decisions for your money. [Disclaimer: The content presented in this podcast is for informational purposes only and should not be considered as financial advice. It is essential to consult with a qualified financial adviser before making any financial decisions.]

    7 min

About

Welcome to the Howard Wright Know Your Money Podcast. Hosted by Ashley Smith & Tom Richards, the Know Your Money Podcast is powered by Howard Wright Financial Planning, who are experts in planning for your present and future financial needs. If you’d like to speak to Ashley one of the Chartered Advisers at Howard Wright, don’t hesitate to give him a call on 0345 688 4939 or send him an email at enquiries@howardwright.co.uk Ashley will be happy to answer any questions you have and provide you with the information and resources you need to make the best decisions for your financial future.