Homeowner AF: The Canadian First Time Homebuyer Podcast

Brianna Goslin

Welcome to Homeowner AF: The Canadian First Time Homebuying Podcast, the ultimate resource for first-time homebuyers in Ontario and across Canada. Hosted by experienced mortgage agent Brianna Goslin, each week she breaks down the barriers to homeownership, offering practical, easy-to-digest advice that will help you navigate the complexities of buying your first home, while de-mystifying your entry into Canadian Real Estate. Brianna covers topics like: Why do I need a pre-approval?What happens in the mortgage pre-approval process.How much cash do I need to close?How to expedite your down payment savings.What you should know when purchasing your first home after a divorce.What you need to know about credit scores.Housing market trends.Interest rates and how they affect you.Essential information about home insurance for new buyersand so many more first-time homebuying questions! This podcast supports Canadian first-time homebuyers at every stage of the homebuying journey, from real estate curious to ready to buy househunters- Homeowner AF will keep you motivated, inspired, and well-informed about the Canadian homebuying process. Tune in weekly for fresh insights that will make your home-buying journey feel less overwhelming and more empowering.

  1. Unlocking the FHSA with Scott McEachern

    12/09/2024

    Unlocking the FHSA with Scott McEachern

    In this episode of Homeowner AF, I sit down with Scott McEachern, a Certified Financial Planner based in Barrie, Ontario. Scott specializes in helping families make smart financial decisions, from securing the right life insurance to planning for their biggest financial goals like becoming debt-free, saving for their kids’ education, or buying their first home.  Together, we dive into the First Home Savings Account (FHSA) — a game-changing tool for first-time homebuyers in Canada. What You’ll Learn in This Episode: What is the FHSA? Scott breaks down how the FHSA compares to other popular savings options like RRSPs and TFSAs, explaining why it’s a must-know for first-time homebuyers.Eligibility Criteria for the FHSA: We cover who qualifies as a "first-time homebuyer" and the steps to open this account.Where to Open an FHSA: Scott shares tips on where Canadians can access the FHSA — whether it’s through the big five banks or alternative financial institutions.Contribution Limits and Carry-Forward Rules: Learn about the annual and lifetime contribution limits for the FHSA and how unused room can be carried forward.Tax Advantages of the FHSA: Scott explains how FHSA contributions impact your taxable income and how they can be used as tax deductions.Strategies for First-Time Homebuyers: Discover actionable tips to maximize your FHSA and reach your savings goals faster.Risks and Limitations: We discuss potential risks or limitations of investing within the FHSA compared to other accounts.What Happens If You Don’t Buy a Home? Find out how unused FHSA funds can be transferred or repurposed without penalties.Connect with Scott McEachern: Instagram: @scmceachernWebsite: https://www.mceachernfinancial.ca/ Join Brianna's Email List for Exclusive Updates: Sign up here: https://briannagoslinmortgages.myflodesk.com/emailsignup Specific Questions? Ready to get started? Book a free call with Brianna: www.Bricallme.com Website: http://www.briannagoslinmortgages.com Instagram: https://www.instagram.com/briannagoslinmortgages Facebook: https://www.facebook.com/brianna.goslin.mortgages LinkedIn: https://www.linkedin.com/in/briannagoslinmortgages

    11 min

About

Welcome to Homeowner AF: The Canadian First Time Homebuying Podcast, the ultimate resource for first-time homebuyers in Ontario and across Canada. Hosted by experienced mortgage agent Brianna Goslin, each week she breaks down the barriers to homeownership, offering practical, easy-to-digest advice that will help you navigate the complexities of buying your first home, while de-mystifying your entry into Canadian Real Estate. Brianna covers topics like: Why do I need a pre-approval?What happens in the mortgage pre-approval process.How much cash do I need to close?How to expedite your down payment savings.What you should know when purchasing your first home after a divorce.What you need to know about credit scores.Housing market trends.Interest rates and how they affect you.Essential information about home insurance for new buyersand so many more first-time homebuying questions! This podcast supports Canadian first-time homebuyers at every stage of the homebuying journey, from real estate curious to ready to buy househunters- Homeowner AF will keep you motivated, inspired, and well-informed about the Canadian homebuying process. Tune in weekly for fresh insights that will make your home-buying journey feel less overwhelming and more empowering.