Get Diversified Podcast

Jacqueline Landry & Melvin Landry Jr.

Get Diversified Podcast is a show dedicated to providing listeners with valuable insights and information on the world of real estate. Whether you're a seasoned investor or just starting out in the industry, this podcast offers a wealth of knowledge and practical advice to help you succeed.

  1. Aug 27

    $390,000 House Fire Insurance Fight

    Her tenant's house caught fire from NEXT DOOR. Two months after closing. Insurance company owed her $390,000... and fought her every step of the way. 🔥 In this episode of Get Diversified, host Jacqueline Landry sits down with Margarita "Rita" Young, a licensed Pennsylvania attorney with 30+ years in legal research who traded courtrooms for real estate investing. Rita shares the wild, true story of watching her rental property go up in flames just months after refinancing... and how she used her legal background to fight a stonewalling insurance company down to the wire (literally 6 days before a lawsuit deadline). If you're a landlord, new investor, or anyone who's ever glossed over their insurance policy, this episode is your wake-up call. In this episode, you'll learn: 🏠 Why the fire jumped from the neighbor's house to hers and why it still wasn't a total loss for HER pocket 📋 The one insurance term every property owner needs on their policy ("replacement value" — not loan payoff!) ⚖️ How Rita called out the insurance company's "bad faith" claim handling by citing PA statute and got a check in 6 days 🧑‍💼 Why every investor needs a public adjuster on speed dial 🛡️ The real reason you need an LLC (hint: it's not about hiding it's about the 1% you can't predict) 📄 Why your LLC's operating agreement is basically its "DNA" and what happens if you don't have one 🗂️ The Delaware LLC + registered agent strategy Rita swears by 💰 How Rita splits her portfolio 50/50 between property ownership and private lending Timestamps: 00:00 – Meet Rita Young: Attorney turned real estate investor 03:00 – From legal research to real estate: Rita's origin story 08:00 – Facing the fear of "what could go wrong" in real estate 13:00 – Why you should NEVER put property in your own name 16:00 – LLCs 101: One LLC per property, Delaware strategy, and operating agreements 23:00 – Rita's portfolio: 50% lending, 50% ownership 27:00 – THE FIRE: How it started, how it spread, and the damage 30:00 – The $390,000 policy no one thought twice about 31:00 – Fighting a stonewalling insurance company (and winning) 34:00 – The mold, the demo, and the final payout 36:00 – Final advice: know your rights, know your responsibilities 🔔 Subscribe to Get Diversified Podcast for real, unfiltered conversations with real estate investors who've been through it all the wins, the losses, and everything that goes wrong in between. 👍 Like this episode if you learned something new about protecting your investments 💬 Drop a comment: Have you ever had to fight an insurance company? Tell us your story below! 📢 Share this with a landlord or investor friend who needs to hear this #RealEstateInvesting #LandlordLife #InsuranceClaim #PropertyInvestor #LLC #RealEstateTips #PassiveIncome #GetDiversifiedPodcast #InvestingPodcast #HouseFire #InsuranceFight #RealEstateStory

    $390,000 House Fire Insurance Fight
  2. Jul 9

    The College Savings Lie: Stop Using a 529 Plan

    STOP Saving for College? Here's the Smarter Strategy High-Income Families Need to Know What if everything you've been taught about saving for college is costing you more money? In this eye-opening episode of the Get Diversified Podcast, college funding strategist Lance Morgan reveals why traditional college savings plans may actually reduce your financial flexibility, and shares how some families are using real estate, tax strategies, cash flow, and asset positioning to potentially lower college costs while continuing to build wealth. If you're a parent worried about: 💰 $250,000+ college tuition bills📉 Draining your retirement to pay for college🏡 Making your investments work harder📈 Creating long-term cash flow instead of spending savings...this episode is for you. In this episode you'll discover: ✅ Why a traditional 529 plan isn't always the best strategy ✅ The "Scholarship House" concept explained ✅ How real estate can generate cash flow for college expenses ✅ Tax strategies wealthy families use (legally) ✅ How to think differently about paying for college without sacrificing retirement ✅ Why diversification matters more than ever The goal isn't just paying for college, it's keeping your money working for generations. Connect with Lance Morgan 🌐 Website: College Cost Secrets 📸 Instagram: https://www.instagram.com/collegefundingeducation/ 💼 LinkedIn: https://www.linkedin.com/in/lance-morgan-college-funding-secrets/ ▶️ YouTube: www.youtube.com/@ScholarshipHouse 🎧 Subscribe to Get Diversified Podcast for more conversations about investing, wealth creation, entrepreneurship, and financial freedom. YouTube: https://www.youtube.com/@getdiversifiedpodcast Spotify: https://open.spotify.com/show/3T9pkYD9u09vhUQEr4JdxC Apple Podcast: https://podcasts.apple.com/ru/podcast/get-diversified-podcast/id1673834219 CONNECT WITH MORE-LAND:  Website: www.morelandequity.com LinkedIn: www.linkedin.com/company/more-land-equity-capital/?viewAsMember=true Facebook: www.facebook.com/morelandequity Instagram: www.instagram.com/morelandequity/ #CollegeFunding #RealEstateInvesting #FinancialFreedom #TaxStrategies #PassiveIncome #WealthBuilding #GetDiversifiedPodcast #CollegePlanning #CashFlow #RetirementPlanning

    The College Savings Lie: Stop Using a 529 Plan
  3. Jun 12

    Our $20,000 Mistake: The 12-Unit Trap

    What happens when you buy a 12-unit apartment building, only to find out it has the exact same water line infrastructure as a standard single-family home? In this episode of Get Diversified, hosts Melvin and Jacqueline Landry take you behind the curtain of a recent, heavy-lift acquisition in a Metropolitan Pittsburgh opportunity zone. They reveal the hidden utility disasters—from a $20,000 water line upgrade to a missing main gas connection—that standard property inspections completely miss. If you want to protect your capital and learn how to navigate the complex jigsaw puzzle of commercial HVAC, plumbing loads, and municipal compliance, this episode is a masterclass in commercial real estate reality. What We Discuss: Why standard property inspections are a dangerous safety blanket for commercial buyers.The math behind water pressure: Moving from a 3/4-inch pipe to a 2-inch line.How to pivot your business plan mid-renovation to achieve substantial cost savings (and why we permanently eliminated gas stoves).Balancing gas vs. electric baseboards based on internal building layouts and electrical loads.The ultimate checklist item every investor must add to their utility due diligence.Connect with Us: Website: More-Land Equity Capital www.morelandequity.comLinkedIn: www.linkedin.com/company/more-land-equity-capital/?viewAsMember=trueFacebook: www.facebook.com/morelandequityInstagram: www.instagram.com/morelandequity/ Subscribe & Review: If you enjoyed our real talk, hit that follow button and drop us a 5-star review!

    Our $20,000 Mistake: The 12-Unit Trap

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About

Get Diversified Podcast is a show dedicated to providing listeners with valuable insights and information on the world of real estate. Whether you're a seasoned investor or just starting out in the industry, this podcast offers a wealth of knowledge and practical advice to help you succeed.