It's Never About Money

Joe Stephan

When it comes to success, there is a big difference between money and wealth. In It's Never About Money, host Joe Stephan interviews business owners who are pursuing deeper purpose and meaning in their life, rather than just chasing the dollar. Our guests put their values front-and-centre in business and are driven by making a positive impact in the world. Tune in to hear how their stories have unfolded and the key moments that got them there. Whether you are already pursuing meaning in your life or work, or wondering how the most successful are doing it, this podcast will encourage and inspire you to think differently, because It's Never About Money. --- JOE STEPHAN is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au IT'S NEVER ABOUT MONEY is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au

  1. What If Financial Advice Was About Living Well?  [Mark Hedderman]

    FEB 8

    What If Financial Advice Was About Living Well? [Mark Hedderman]

    I met Mark Hedderman at the FAAA Congress in Perth, and it didn't take long to realise we were aligned. Beyond the Irish accent, Mark brings a deeply human view of financial advice – one shaped by family, his own experience, and a belief that money is the vehicle, not the destination. In this week's episode of It's Never About Money, we explore why financial advice needs to move beyond numbers and net worth, and towards wellbeing, health, purpose and connection. Mark shares how his family's story – including his father's cancer diagnosis just months into retirement – reshaped how he thinks about success and legacy. We talk about reimagining retirement as a time for unrealised dreams, not an end point, and how advisers can help improve health and life outcomes by asking better questions. Mark also explains how his firm is redesigning its advice model – reducing the focus on money and building in preventative health, social connection and family-wide conversations.  We finish with a powerful reminder of what great advice really looks like: someone who cares about you first, the money second – and who helps you live well, not just retire wealthy. Because in the end, it's never just about money.   FIND OUT MORE: https://hedderman.ie/   ABOUT IT'S NEVER ABOUT MONEY:   Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/    It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/

    1h 4m
  2. Talking with a Sleep Expert About the Rhythms That Run Your Life [Simon Joosten]

    JAN 25

    Talking with a Sleep Expert About the Rhythms That Run Your Life [Simon Joosten]

    Sleep shapes every part of my life, yet I used to think about it only when it stopped working. This week, I had the chance to sit down with Associate Professor Simon Joosten, one of Australia's leading clinician scientists in respiratory and sleep medicine, to explore why sleep matters so much and what we can all do to protect it. Simon combines deep clinical experience with world class research, and our conversation opened my eyes to just how interconnected sleep is with memory, mood, attention and long-term health. We talked about why consistent timing can matter even more than total hours slept, the hidden risks of chronic sleep restriction, and the reason natural light still runs our internal clock. He explains why waking up during the night is completely normal, why sleep becomes harder to "fix" when life is stressful, and how predictable routines remain the most powerful tool we have to support high quality sleep. We also explored chronotypes, individual differences, the impact of modern technology, and the tension between our personal rhythms and the structures of work and school that run to a fixed timetable. If you have ever wondered why you feel flat, foggy or emotional after poor sleep, or why your best ideas appear after a solid night, this conversation makes the science clear. More importantly, it offers practical steps anyone can take to build healthier sleep habits in a world that constantly pulls us away from rest. I learned a lot from this one, and I think you will too. ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/  It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/

    1h 8m
  3. I asked 9 financial advisers how money affects health. Here is what they told me

    12/01/2025

    I asked 9 financial advisers how money affects health. Here is what they told me

    At the 2025 FAAA Congress, I walked the floor with one question in mind. How does money influence health? What followed was a series of thoughtful, honest and sometimes surprising conversations with advisers from across Australia. In this roaming special, you will hear from nine advisers who work at the intersection of finance, behaviour and wellbeing. Together, they reveal how financial stress quietly erodes health, how clarity changes the way people live, and why good advice often becomes a health intervention long before clients realise it. We talk about avoidance, overwork, life transitions, grief, retirement, identity and the surprising ways people use money to rebuild their wellbeing. Each adviser brings a different angle, but they all arrive at the same conclusion. When people understand their financial position and feel safe in their decisions, they sleep better, work less, feel more in control and reclaim time for the things that matter. This episode is a reminder that financial advice is not only about growing wealth. It is about supporting the conditions for a good life. Featuring: Shannon Victor, Kelly King, Bianca Musico, Mark O'Flynn, Sarah Leslie, Rob Pyne, Jordan Vaka, Nathan Fradley and Martin McGrath. Listen to this special episode to hear what they each had to say. ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/  It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/

    32 min
  4. Don't believe everything you think [Hannah Conkey]

    11/02/2025

    Don't believe everything you think [Hannah Conkey]

    In this episode of It's Never About Money, Joe speaks with neuroscience strategist and executive coach Hannah Conkey, Founder & CEO of Mind Pilot. Hannah works with CEOs and executive teams to rewire the way they think, feel, and lead — helping them optimise decision making, improve wellbeing, and unlock new levels of performance. Together, they explore: Why most of our thoughts are just old processes on autopilot, and how to rewire them The hidden influence of environment and biology on financial and life decisions Breaking the "hustle first" mindset with practical daily resets The one-question reset that creates momentum for change Hannah also shares her personal story from high-level corporate roles and a serious car accident, to heart surgery during COVID and the loss of her mother and how those experiences fuel her mission to help people live with more clarity, resilience, and purpose. 👉 Listen now and start designing the environment, habits, and mindset that will help you make better decisions — in money and in life. FIND OUT MORE: 🔗 Mind Pilot Website 🔗 Hannah on LinkedIn ABOUT IT'S NEVER ABOUT MONEY: Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/  It's Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au It's Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/

    58 min

Trailer

About

When it comes to success, there is a big difference between money and wealth. In It's Never About Money, host Joe Stephan interviews business owners who are pursuing deeper purpose and meaning in their life, rather than just chasing the dollar. Our guests put their values front-and-centre in business and are driven by making a positive impact in the world. Tune in to hear how their stories have unfolded and the key moments that got them there. Whether you are already pursuing meaning in your life or work, or wondering how the most successful are doing it, this podcast will encourage and inspire you to think differently, because It's Never About Money. --- JOE STEPHAN is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: www.siadvisory.com.au IT'S NEVER ABOUT MONEY is powered by Stephan Independent Advisory: www.itsneveraboutmoney.com.au