Respect My Blueprint Podcast

Wesley Paul
  • 5.0 (1)
  • BUSINESS
  • UPDATED WEEKLY

What is the blueprint behind your story? On "Respect My Blueprint" we highlight the Blueprint of successful entrepreneurs across all industries.

  1. 1D AGO

    Capital One Acquires Brex | Top 3 Business Credit Cards To Switch In 2026

    Welcome to another episode of the Respect My Blueprint podcast! Today, we’re breaking down a major fintech shake-up involving Capital One and Brex.We discuss how business credit cards, like the Savor Credit Card, offer spend visibility and control, with some options featuring zero fees and contract-free software, which is vital for business funding. We also discuss how financial technology is changing the landscape of banking and credit. In this episode, Wesley Paul dives into Capital One’s acquisition of Brex and what it signals for the future of no-PG business credit. He breaks down the potential shift toward tighter underwriting and reduced flexibility, then spotlights three strong no personal guarantee alternatives for 2026—Divi, Ramp, and Mercury’s I.O. MasterCard. The conversation closes with a clear reminder on doing proper due diligence when pursuing business funding and an invitation to tap into the community for deeper strategy and resources.

    18 min

  2. 4D AGO

    How to Set Up Your LLC in 2026

    This episode of Respect my Blueprint Podcast covers how to correctly set up your LLC in 2026, which is crucial for any small business. We explain the initial steps for llc formation and building business credit, ensuring you understand how to start an llc the right way. This guide is essential for entrepreneurship and managing your business finance effectively. In this conversation, Wesley Paul discusses the essential steps to set up an LLC in 2026, emphasizing the importance of proper structure, legal considerations, and financial strategies. He outlines the process from choosing the right state and name for the LLC to obtaining an EIN and opening a business bank account. The discussion also highlights the significance of creating an operating agreement and understanding tax implications, ultimately guiding entrepreneurs towards building a solid foundation for their businesses.

    24 min

  3. JAN 30

    Master Business Credit Stacking in 2026

    In this video, we're diving deep into business credit card stacking strategies for 2026. This is essential for any entrepreneur looking to optimize their business funding and improve their money management. We'll cover everything from 0% APR to cash back credit cards, helping your small business thrive. In this conversation, Wesley Paul discusses the evolving strategies for mastering business credit card stacking in 2026. He emphasizes the importance of understanding credit card stacking, preparing a strong credit profile, and executing a well-researched stacking strategy. The conversation highlights the role of AI in banking, the significance of credit unions and fintech companies, and the necessity of knowing internal rules for credit cards to maximize approvals and leverage business credit effectively.

    22 min

  4. JAN 27

    20 Business Credit Cards Guaranteed to Approve Your Startup

    In this episode, we're discussing 20 Business Credit Cards that are currently approving startups and small business owners in 2026. We address common questions about the best terms, conditions, and zero APR offers to help you with business funding and enhance your financial literacy. This is a must-watch for any entrepreneur seeking business credit cards for new business ventures! Wesley Paul breaks down how entrepreneurs can use 0% APR business credit cards as a strategic funding tool rather than just a payment method. He walks through how lenders evaluate startup applications in 2026, what approval signals matter most, and how to position your business for higher limits. The episode also shares practical guidance on credit card stacking, responsible leverage, and using community-based strategies to turn business credit into real working capital without unnecessary interest.

    29 min

  5. JAN 23

    Top Five 0% APR Business Credit Cards in 2026

    In this episode, we’re diving into the Top 5 Business Credit Cards for new business owners looking to maximize their financial literacy and funding options. If you're passionate about entrepreneurship and eager to learn about the best ways to leverage business credit, this one’s for you! Don't miss out on these essential insights for your financial education journey! In this breakdown, Wesley Paul goes beyond the surface and explains how to actually use these cards as smart funding tools—not just credit lines. He walks through how introductory 0% APR periods can be leveraged for short-term capital, why cash-back structures matter for operating expenses, and how strategic usage can help new business owners protect cash flow while building stronger business credit. He also shares why surrounding yourself with the right community and financial playbook is key to turning business credit into long-term leverage instead of short-term debt.

    27 min

  6. JAN 20

    Why Credit Karma Says Yes But Banks Say No

    Have you ever been pre-qualified for a credit card or loan through Credit Karma, only to face denial upon application? This video addresses common misconceptions about Credit Karma and explains why these denials occur, providing essential credit education for understanding your credit score. We'll discuss how credit approval really works and offer insights to help you navigate loan approval processes more effectively.  In this episode of the Respect My Blueprint Show, Wesley Paul breaks down why Credit Karma scores can be misleading, explaining the key differences between the VantageScore it uses and the FICO scores most lenders rely on, which often leads to unexpected credit denials. He stresses the importance of not depending solely on third-party credit apps and understanding what lenders actually see. Wesley also previews major upcoming changes, including the rollout of FICO 10T in 2026, which will analyze 24 months of trended credit behavior and could significantly impact approvals. The episode encourages listeners to stay educated, research before applying for credit, and tap into his community for ongoing financial guidance.

    16 min

  7. JAN 16

    How to Build Credit Fast with Skyla Credit Union

    Welcome to another episode of Respect My Blueprint, where we provide essential insights on entrepreneurship and how to build business credit. This video highlights an underrated credit union for 2026, offering valuable strategies for financial education. Learn about effective money management and discover how Skylar Credit Union can assist in improving your financial standing, including earning up to 4.00% APY with a Simply Prosper checking account and boosting your credit score.  In this episode, Wesley Paul introduces Skyla Credit Union, highlighting its advantages over Navy Federal and other credit unions. He discusses the membership process, the importance of building a relationship with the credit union, and the various credit card and loan offerings available. The episode emphasizes the potential for significant credit power and the benefits of joining Skyla, including high yield checking accounts and business funding options. Wesley invites listeners to join his community for ongoing financial education and resources.

    15 min

  8. JAN 13

    Velocity Banking: Why Rich People Use This and You Should Too

    Are you tired of being saddled with high interest credit cards and dealing with maxed-out accounts? This video introduces velocity banking, a powerful strategy for personal finance that can help with debt consolidation and overall debt reduction. This method, utilized by wealthy individuals and savvy investors, will help you save interest and achieve better financial management on your debt free journey.  In this episode, Wesley Paul introduces the concept of velocity banking, a strategy designed to help individuals manage and eliminate high-interest debt effectively. He explains how this method allows users to redirect their cash flow to pay down debts faster, ultimately leading to wealth building. The discussion covers the importance of understanding one's financial situation, executing the velocity banking method, and key tips for successful debt management. Wesley emphasizes that the focus should be on managing interest rather than the debt itself, providing actionable steps for listeners to follow.

    18 min
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What is the blueprint behind your story? On "Respect My Blueprint" we highlight the Blueprint of successful entrepreneurs across all industries.

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