U.S. Home Talk

Jason Walgrave
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  • Investing
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U.S. Home Talk is your resource to the real estate market, mortgages and home improvements. U.S. Home Talk will cover a variety of related topics that will prove educational, informative, and entertaining, including New Construction, Investing in Real Estate, Selling in Today's Market, Mortgage and Credit Scores, Financing, Luxury Homes, and more. Jason Walgrave with The Minnesota Real Estate Team and RE/MAX Advantage Plus will provide the “insiders” perspective on real estate topics that are headlining the news, and relevant to our listeners. Jason and his Team have developed an extensive network of industry specialists that will join the show to address specific topics each week. Mike Ouverson will present a mortgage market update each week. Listeners are welcome to call in live and ask the experts what you want to know about real estate and related topics. You are also encouraged to send us questions or comments via e-mail. All questions that are asked will be answered.

  1. 2d ago

    Your Junk Drawer Is Lying To You

    Your house is not “messy,” it’s overloaded and that’s a different problem with a different fix. We dig into decluttering tips that work in real homes with real schedules: setting a clear goal, starting small, and building a repeatable routine so you stop cycling between panic-cleaning and re-cluttering. If you have ever sworn you’d “do the whole house” and then quit halfway through a closet, this conversation is for you. We talk through the biggest traps we see all the time in real estate and everyday life: buying storage bins before you purge, creating a “maybe pile” that magically becomes a keep pile, and paying for a storage unit that only moves the problem. You’ll hear why labeling and categorizing save you time and money, how hiring a professional organizer (or even just some extra hands) can keep you accountable, and how a simple donation system, like a single tote in the garage, makes giving things away feel automatic. We also share the honest math on resale value, because most used items will not bring back what you paid. Then we take a quick but fascinating detour in our Legal Minute: who owns the lakebeds under Minnesota lakes, how “navigable waters” ties back to 1858, and why similar water and access questions show up with glacier lakes in places like South Dakota and North Dakota. Finally, we bring it back to the point that matters most: decluttering is a “legacy of love,” because the things you choose on purpose mean more than a house full of random stuff. Subscribe for weekly real estate and homeowner advice, share this with a friend who’s stuck in the clutter loop, and leave us a review. What’s the one spot in your home you’re ready to declutter first? You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

  2. Jul 15

    It’s Not The Heat Dome, It’s The Listing Drought

    The story of the 2026 housing market isn’t hiding in a national headline, it’s living in your local inventory, your neighborhood price band, and what buyers are doing right now. We’re sharing a mid-year real estate market update from two Midwest vantage points: Sioux Falls and the greater Sioux Empire, plus the Twin Cities metro. If you’ve been waiting for prices to fall, or you’re unsure whether the second half of the year is worth jumping into, this conversation brings the numbers and the real-world context together. We get specific on the stats that shape outcomes: Sioux Falls inventory down sharply year over year, median sale price rising, and pending sales swinging from “oddly quiet” to “super hot” in a matter of weeks. Then we compare it to the Twin Cities, where inventory is steadier and price growth is more modest. We also explain why MLS data can miss a meaningful slice of new construction activity when builders sell directly, and how that can change how you interpret “months of supply” and competition. We zoom out to the trends underneath the charts, including population growth, seller hesitation, and the surprising rise of luxury listings in markets that didn’t have them a few years ago. And we bring it back to street-level reality with micro-markets like Edina versus Lakeville, where two nearby suburbs can deliver totally different outcomes for sellers at the same price point. If you want help making sense of your own market, subscribe, share the show with a friend, and leave a review. Then send us your questions at 612-234-7585 or find us at ushometalk.com. You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

    It’s Not The Heat Dome, It’s The Listing Drought

  3. Jul 8

    Why Ramblers Are Ranches In Disguise

    Your favorite home style is never just a “look” it’s a set of tradeoffs you live with every day. We’re Marcus and Jason Walgrave, and we’re breaking down America’s most popular architectural styles with a real estate lens, comparing what we actually see on the ground in Sioux Falls, South Dakota versus the Twin Cities in Minnesota. If you’re buying a house, selling, investing, or planning new construction, this helps you spot the details that affect value, function, and long-term upkeep.  We run through Colonial Revival symmetry, mid-century modern lines, and why Craftsman homes keep winning hearts across generations. We also get into the ranch style home (and why many Midwesterners call it a “rambler”), including how builders blend styles to create modern ranch and ranch-Craftsman hybrids that fit today’s lots and buyer preferences. Then we shift into Prairie style and its Frank Lloyd Wright influence, plus Tudor and Cape Cod homes that show up differently depending on neighborhood age and local demand.  You’ll also hear a fast, practical legal minute on encroachments and how an encroachment and easement agreement can prevent a future cloud on title when a survey reveals a shed or porch crossing a property line. And if you’ve ever admired a slate roof, our insurance perspective explains why “different than normal” materials can limit carrier options and push you toward boutique insurers. We close with Victorian homes, where breathtaking millwork meets real questions about maintenance, layout, and cost. If this was helpful, subscribe, share it with a friend who’s house hunting, and leave us a review. You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

    Why Ramblers Are Ranches In Disguise

  4. Jul 1

    What Your House Quietly Signals To Thieves

    A burglar rarely “targets” a home the way people imagine. Most of the time, they notice a signal, an easy opening, a dark house, an uncut lawn, a patio door that looks forgotten and they take the chance. So we get concrete about home security and share anti-burglary tips for sellers and homeowners that you can actually use, whether your place is listed, sitting vacant, or you are simply heading out of town. We start with the outside: property maintenance that makes a home look lived in, not empty. Then we talk about the human layer of safety: neighbors who know your normal patterns and can spot something off. From there, we do a practical vulnerability check around doors, windows, and walkout basement entries, plus why lighting is still one of the strongest deterrents. Timers, smart bulbs, music, and other simple tech can create “occupied” cues that make a thief move on. We also hit the basics that people still skip: locking doors, reinforcing locks, and using loud security sirens. We dig into affordable surveillance cameras and doorbell cameras, and we end with a smart move most people delay: recording and marking valuables so you are not guessing during a police report or insurance claim. Plus, Jeff O’Brien’s legal minute covers Minnesota well disclosure requirements you need to know before closing. Subscribe, share this with a friend who travels, and leave us a review. What is your go-to move to make a home feel impossible to mess with? You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

    What Your House Quietly Signals To Thieves

  5. Jun 24

    What If Stability Is The Best Investment

    Rent keeps rising, and it can feel like your housing payment disappears the moment you send it. We dig into a different way to look at the decision: what if your monthly payment could help you build wealth, buy you more freedom, and give your family real stability over time? We walk through the most important benefits of homeownership in plain language, starting with the money side. We talk about potential tax benefits like mortgage interest write-offs (and why even high-net-worth buyers sometimes take a home loan), plus the long-run power of home price appreciation. Then we get practical about equity: how paying down principal turns a required living expense into ownership, and how that can function like a ready-made savings plan as the years go by. We also cover predictability, because a fixed-rate mortgage keeps principal and interest steady even as rents trend upward over decades. From there, we shift to the lifestyle wins: the freedom to paint, remodel, and truly make the space yours, along with the stability of staying in one neighborhood long enough to build real community ties. And if you’re considering a condo or townhome, our legal minute highlights an important protection: your right to cancel after receiving required disclosures under Minnesota law. If you found this helpful, subscribe, share the show with a friend who’s weighing rent vs buying, and leave a review so more people can find U.S. Home Talk. You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

    What If Stability Is The Best Investment

  6. Jun 17

    Eight Mortgage Myths That Still Trip Up Buyers

    The mortgage world is full of “common knowledge” that quietly costs buyers time, money, and confidence. We sit down with Jason Walgrave and Marcus Walgrave to pull apart eight of the most persistent mortgage myths and replace them with what actually happens when a lender underwrites a real loan in today’s market. We start with the big one: you do not need 20% down to buy a house. We talk through real low down payment options like VA loans, USDA Rural Development (yes, “rural” can be closer to the metro than you think), FHA at 3.5% down, and conventional loans as low as 3% down. We also explain how gift funds work, why gift of equity can be a powerful tool in family transactions, and how PMI (private mortgage insurance) is priced by risk rather than being one expensive flat fee for everyone. Then we get into credit and approvals. No, you don’t need “perfect” credit, and we break down how automated underwriting looks at your whole profile, not just a score. We also cover the truth about credit pulls, including the mortgage shopping window, plus what not to do before closing. There’s even a practical furniture-buying workaround that helps you avoid wrecking your loan while still locking in what you want for move-in day. We wrap with the myths that trip up experienced buyers too: pre-qualification vs pre-approval, why the lowest interest rate is not always the best loan, and why working with the right lender and real estate team can make or break the entire transaction. If you found this helpful, subscribe, share it with a buyer who’s feeling stuck, and leave a quick review so more people can find straightforward mortgage guidance. You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

    Eight Mortgage Myths That Still Trip Up Buyers

  7. Jun 10

    Ways you are Accidentally Improving your Credit Score

    Credit doesn’t just decide whether you get approved for a mortgage, it quietly shapes what you pay and what options you have long before you’re house hunting. We talk through the real ways a credit score shows up in everyday life, from home insurance pricing to employment checks, and why waiting until you “need” credit is usually too late. We get practical with a set of habits that can improve your FICO score without games or gimmicks: keeping older credit cards open to preserve credit history, avoiding repeated hard inquiries from store card offers, and managing credit utilization so one high balance doesn’t drag you down. One of the most useful takeaways is a simple timing move for credit cards: if you pay after the statement cuts, the statement balance can still report high even if you never pay interest. Shift the payoff to before the billing cycle ends and you can keep the rewards while reporting a cleaner balance. We also cover piggybacking as an authorized user to help someone build credit quickly, plus the confusion around FICO vs VantageScore when you check scores online. Along the way, we share why checking your credit report matters, how mistakes happen, and how monitoring or freezing credit can help protect you from fraud. If this helped you, subscribe, share it with a friend planning a move, and leave a review. What’s the one credit habit you want to change first? You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

    Ways you are Accidentally Improving your Credit Score

  8. Jun 3

    What If Your Biggest Energy Leak Is Habit

    Your summer utility bill is not just about the weather, it is about the small decisions that stack up every single day. We sit down and build a simple, realistic plan for lowering electricity and water costs while still keeping your home comfortable through Minnesota heat swings. If you have ever wondered whether an HVAC tune up is worth it, how often you really should replace an air filter, or why one sunny room turns into an oven, we get into the details that actually change the numbers. We walk through practical home energy efficiency moves you can start this week: scheduling annual AC maintenance, keeping furnace filters and vents clean, and tackling dryer vent cleaning for both energy savings and safety. From there we talk shading strategy, why closing blinds at the right time matters, and how smart thermostat schedules can reduce cooling costs without buying into the myth that setbacks “waste” energy. We also cover easy upgrades that pay back quietly, like switching to LED bulbs, running ceiling fans the right direction, and checking with your electric company about off peak rates for things like EV charging or water heating. On the water side, we dig into irrigation system leaks, broken sprinkler heads, and why “set it and forget it” watering schedules can punish your budget. Plus, our legal minute with attorney Jeff O’Brien highlights the Minnesota Radon Awareness Act and the disclosures required in residential real estate transactions. If you found this helpful, subscribe, share the episode with a homeowner friend, and leave a review with your best tip for saving on utility bills. You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

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About

U.S. Home Talk is your resource to the real estate market, mortgages and home improvements. U.S. Home Talk will cover a variety of related topics that will prove educational, informative, and entertaining, including New Construction, Investing in Real Estate, Selling in Today's Market, Mortgage and Credit Scores, Financing, Luxury Homes, and more. Jason Walgrave with The Minnesota Real Estate Team and RE/MAX Advantage Plus will provide the “insiders” perspective on real estate topics that are headlining the news, and relevant to our listeners. Jason and his Team have developed an extensive network of industry specialists that will join the show to address specific topics each week. Mike Ouverson will present a mortgage market update each week. Listeners are welcome to call in live and ask the experts what you want to know about real estate and related topics. You are also encouraged to send us questions or comments via e-mail. All questions that are asked will be answered.

Information

  • Creator
    Jason Walgrave
  • Years Active
    2023 - 2026
  • Episodes
    169
  • Rating
    Clean
  • Copyright
    © 2026 U.S. Home Talk
  • Show Website
    U.S. Home Talk