This week on the Team Lally Real Estate Radio Show, we interview Mark Faildo of Premier Benefit Consultants. He demystifies Medicare—what it covers, when to plan, how income affects premiums, and why many Hawaii residents qualify for affordable, even zero-premium plans. Mark also shares critical planning tips for those approaching age 65, military retirees, and anyone looking to avoid costly lifelong penalties by getting Medicare right the first time. We also have our Experts We Trust. Danny Langerman of DHA Financial explains why today’s market conditions still favor buyers, why VA loans remain one of the best financing options available, and how to think strategically about refinancing. Renee Ube of Your VA Match joins the conversation to share how delegating the right tasks to virtual assistants can unlock growth, scale your business, and multiply your time when done with clarity and feedback. Who is Mark Faildo? Mark Faildo is a dedicated Medicare expert with deep roots in Hawaii, having grown up in Kalihi and earned his diploma from Farrington High School. Before moving into the world of Medicare education and planning, Mark built a successful career in the hospitality industry, managing food and beverage operations at renowned local hotels including Hilton Hawaiian Village, Sheraton Waikiki, and the Prince Kuhio Hotel, and later advancing into leadership as a District Manager with Starbucks. He also served his country with honor, retiring after 22 years with the Army National Guard and Army Reserve, an experience that shaped his service-first mindset. After navigating the confusing landscape of Medicare while helping his own parents, Mark committed himself to mastering the system; sixteen years later, he now guides individuals and families through Medicare with compassion, integrity, and clarity, helping them make confident, informed decisions about their options as a licensed agent with Premier Benefit Consultants. Pbchawaii Premier Benefit Consultants (PBC) is a well-established, independent Medicare insurance agency that specializes in helping people understand and navigate the often complex world of Medicare — absolutely free of charge. With over 100 local agents across the Hawaiian Islands, PBC offers personalized consultations, Medicare group education, and company Medicare planning to individuals, families, employers, and community groups, treating clients like family and making sure they have the right coverage for their unique needs. They represent every Medicare Advantage plan available in Hawaii, allowing them to provide unbiased advice and tailor solutions based on what’s truly best for each client. Committed to service, integrity, and education since 2008, PBC prides itself on phenomenal customer care, ongoing support during and after enrollment, and accessible communication with agents speaking many languages to serve Hawaii’s diverse communities. To reach Mark Faildo, you may contact him in the following ways: Phone: 808-292-7092 Email: Mark@pbchawaii.com Website: https://www.pbchawaii.com/
