The Wealth Dock Podcast: Helping guide your path to long-term wealth

Mike Heckman

Welcome to The Wealth Dock Podcast with Mike Heckman from Sable Point Wealth Management. In this podcast, Mike helps business owners, medical professionals, and retirees develop strategies to help preserve, protect, and pass on their wealth. Using practical strategies, Mike acts as your lighthouse keeper to guide your path of converting business assets into retirement income and inheritance funding. We don’t like that shipwreck feeling of not having enough. And you shouldn’t either. Join Mike and get ready to explore the tools you need to manage your business efficiently, build its value, and have fun doing it!

  1. Apr 13

    Why Skill Matters More Than Belts in Martial Arts with Master Mehrdad (Ep. 17)

    What happens when growth, discipline, and real standards matter more than quick rewards? In this episode, Mike Heckman talks with Master Mehrdad, Taekwondo Master, accomplished kickboxer, and school owner in Massachusetts, about building a martial arts program centered on skill, discipline, and earned progress. He explains why belt color should never outrank ability, how challenge helps students grow on and off the mat, and why parents need to look beyond rank. They also discuss running a strong school without losing integrity, expanding into childcare, and balancing high standards with business growth. Key takeaways: Why Master Mehrdad builds a skill-first culture so students value progress, discipline, and earned growth How challenge, discomfort, and structure help kids build toughness they can carry beyond class Why belt promotions can lose meaning when schools reward attendance more than real ability How childcare and martial arts together created a stronger business model and steadier revenue Why protecting martial arts integrity can conflict with growth, scale, and market demand And more! Resources: Meet the Team at Sable Point Wealth Management Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 Connect with Master Mehrdad:  Website: Massachusetts Taekwondo Academy Facebook: Massachusetts Taekwondo Academy About our Guest:  Master Mehrdad is a Taekwondo Master, accomplished kickboxer, and martial arts school owner based in Massachusetts. He is known for building a training environment centered on discipline, skill development, and earned progress rather than fast promotions or recognition. Through his approach, he emphasizes mental and physical toughness, helping students grow both on and off the mat. In addition to leading his school, he has expanded his programs to include kickboxing, combat training, and structured childcare, creating a well-rounded system that supports both families and athletes.

    31 min
  2. Apr 9

    Building Community, Discipline, and Leadership Through Martial Arts with Master Eric Ford (Ep. 16)

    What keeps people committed when things get difficult? What turns a simple activity into something deeply meaningful? In this episode, Mike Heckman interviews Master Eric Ford, Owner of TVMA Academy, about how martial arts shapes discipline, leadership, and personal growth beyond the mat. He shares his journey from student to school owner and how his philosophy centers on guiding others rather than just teaching techniques. The conversation explores building a strong community, creating emotional connections, and tailoring growth paths for each individual. Eric also reflects on mentorship, evolving standards in martial arts, and the powerful role of shared struggle in shaping resilience. Key takeaways: How viewing students as individuals, not transactions, creates deeper engagement and long-term loyalty Why a beginner’s mindset helps instructors stay energized and continuously improve their teaching How emotional connection and shared struggle build stronger communities than skill alone The importance of balancing accountability with compassion when raising performance standards Why tailoring growth paths based on individual strengths leads to lasting development And more! Resources: Meet the Team at Sable Point Wealth Management Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 Connect with Master Eric Ford:  LinkedIn: Master Eric Ford Website: TVMA Academy About our Guest:  Master Eric Ford sees his role as more than teaching techniques. He focuses on guiding students through a process of growth that builds discipline, confidence, and personal responsibility over time. He is a Kukkiwon-certified International Taekwondo Master and the owner and head instructor of TVMA Academy. His approach is shaped by decades of training, mentorship under respected masters, and years of working with students of all ages, from beginners to advanced practitioners, preparing for leadership and black belt progression. At TVMA Academy, progress is earned, not rushed. Strong foundations are emphasized, with each belt building toward the next and each lesson extending beyond the dojang. While rank matters, character, consistency, and mindset are placed at the forefront. His teaching blends traditional Taekwondo with an understanding of exercise science, movement, and recovery, allowing training to be both challenging and sustainable for all experience levels. Beyond the dojang, Master Ford has worked with youth and family services, supporting personal development through structured programs. He has also contributed to professional security work, reinforcing values like composure, awareness, and responsibility under pressure. He has spent years guiding students from uncertain beginners into confident leaders. His goal remains consistent: to help each student grow with confidence, discipline, and purpose, both on and off the mat. Whether someone is just beginning or continuing their journey, his goal remains consistent: to help each student grow with confidence, discipline, and purpose, both on and off the mat.

    36 min
  3. 08/07/2025

    Why Selling a Home Is Never Just Business with Raquel Rae (Ep. 15)

    When Raquel Rae moved to Ludington, she didn’t just bring her real estate license; she brought heart, hustle, and a mission to build meaningful community roots.  In this episode, Mike sits down with the associate broker from Lighthouse Realty to explore how compassion, creativity, and connection drive her approach to real estate. From organizing family-friendly events to guiding clients through deeply personal life transitions, Raquel proves that being a realtor means so much more than closing deals. Her background in yoga, timeshare contracts, and small business management all show up in how she listens, explains, and advocates for people at every step. Here’s what you can expect from this release: Why emotional intelligence is essential in real estate The current state of the West Michigan housing market Tips for preparing to sell, especially waterfront property How to build trust with clients navigating major life changes And more! Resources: Meet the Team at Sable Point Wealth Management Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 Connect with Raquel Rae: LinkedIn: Raquel (Rae) Kosloskey Raquel Rae Website Lighthouse Realty 231-845-7500  raquel@golighthouserealty.com About Our Guest:  Raquel is excited to welcome you to the Michigan real estate scene! With a background in title work, sales, and marketing, she offers her clients a well-rounded service to help them achieve their real estate goals. Whether you’re looking to profit from a home sale or snag a great deal on your dream home, her clients consistently leave with more money in their pockets and a memorable experience. You can too! But it’s not just about contracts and market data; it’s about understanding people. As a long-time yoga and meditation leader, she values clear communication and guidance. She knows everyone learns differently, and her top priority is to ensure you feel well-informed, grounded, and confident throughout your real estate journey together. Michigan is more than just a place on the map shaped like a mitten; it is a state of mind. Surrounded by fresh water lakes, pulsing rivers, and gentle streams, you are among the natural beauty of the earth. It’s where you go to feel a sense of innate comfort and belonging. The abundance of little villages and towns scattered across the lakeshore sets you back into a place in time where family, community, and freedom thrive.

    25 min
  4. 02/12/2025

    The Great Loop with Bob Gibson (Ep. 14)

    What inspires a journey into the unknown? In this episode, Mike welcomes local business owner Bob Gibson to share his thrilling voyage, commonly known as the “Great Loop.” Discover how a simple boat ride turned into a life-altering adventure, circumnavigating the eastern United States by water. Bob recounts the ups and downs of this daring escape from daily routines, all underscored by the lessons learned about resilience and self-discovery. Mike and Bob discuss:  What sparked Bob’s desire for such a grand adventure The preparation and transformation from dream to reality The unexpected challenges and their intense learning curve during the voyage Bob’s favorite moments from the journey and plans for the future And more Tune in to explore the concept of chasing freedom beyond the conventional lifestyle and understand how uncharted waters can redefine retirement. Resources: Meet the Team at Sable Point Wealth Management YouTube: Cruising Andromeda – The Great Loop Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 Connect with Bob Gibson: LinkedIn: Bob Gibson Gibson Capital Management About Our Guest:  Gibson Capital’s story began with Bob Gibson, a visionary financial planner whose career spanned over 40 years. Bob traveled the country, partnering with the best money managers to help protect clients from major market downturns, including the 1987 crash, the tech bubble of 2000, the Great Recession of 2008, and the COVID crash of 2020. His investment mantra was simple but profound: “Defense is more important than offense.” Bob’s dedication laid the foundation for Gibson Capital’s philosophy of capital preservation, thoughtful growth, and client-first service. After Bob’s passing in November 2021, Steve took the helm, rebranding the firm while honoring its founding values. Today, Gibson Capital continues to thrive, blending time-tested strategies with modern innovation.

    31 min
  5. 01/22/2025

    Transform Your Financial Decisions Using Behavioral Science wIth Brendan Frazier (Ep.13)

    Why do money decisions sometimes feel more emotional than logical? Mike Heckman sits down with Brendan Frazier to dive deep into the human side of finance. Together, they explore the surprising role of emotions in our financial choices and share insights on making more informed decisions. Brendan brings his expertise as the Chief Behavioral Officer at RFG Advisory, adding a fresh perspective on how our past influences our money habits.  Key discussions include: Why about 90% of our financial decisions are driven by emotions  How past experiences shape your money choices without you realizing it  Strategies to resist emotional spending and stay focused on your financial goals  How a personal money mission statement can guide your financial decisions And more! Resources: Meet the Team at Sable Point Wealth Management Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 Connect with Brendan Frazier:  RFG Advisory LinkedIn: Brendan Frazier X: @jbrendanfrazier About Our Guest:  Brendan Frazier is the Chief Behavioral Officer at RFG Advisory. Additionally, he is the host of the podcast The Human Side of Money and the Wisdom In Wealth video series. Brendan’s work has been featured at Kitces.com, Advisor Perspectives, and the Financial Planning Association, among other industry publications. Brendan has become a frequent keynote speaker at financial planning conferences around the world and has been named one of Investopedia’s Top 100 Financial Advisors.

    33 min
  6. 12/10/2024

    Balancing Tradition and Innovation in a Family Business with Trent Lundquist (Ep. 12)

    What keeps a family business thriving for over 80 years?  It’s a blend of tradition, resilience, and a willingness to evolve. This week on The Wealth Dock Podcast, Mike Heckman welcomes Trent Lundquist, third-generation owner of Lundquist Furniture in Scottville, Michigan. From assembling Harley Davidson parts to steering his family’s business, Trent shares how he’s modernizing a legacy built in 1940 while staying true to its community-first roots. Join in as Trent explores the art of balancing old and new—competing with e-commerce giants, embracing changing customer trends, and keeping a small-town business at the heart of the community. Key Highlights: Legacy in Action: Discover the origins of Lundquist Furniture, from its humble beginnings as a barter business to a trusted name in home furnishings Leadership Journey: Hear how Trent worked his way through sales and management to lead the family business, blending lessons from past generations with his own vision Competing with E-Commerce Giants: Learn how personalized service, hands-on quality control, and trend-savvy designs help Lundquist Furniture thrive in a digital world Challenges of Modernization: Explore the balancing act of updating a historic business without losing its heart Community Commitment: See why Trent believes strong local ties are the foundation of long-term success And much more! Resources: Meet the Team at Sable Point Wealth Management Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 Connect with Trent Lundquist:  LinkedIn: Trent Lundquist Lundquist Furniture Facebook: Lundquist Furniture (231) 757-3368 About Our Guest: Trent Lundquist is the third-generation owner of Lundquist Furniture in Scottville, Michigan. Passionate about preserving his family’s legacy, Trent has modernized the business to meet changing consumer expectations while staying true to its values. Outside the store, Trent enjoys connecting with the local community and spending time with his family.

    27 min
  7. 11/08/2024

    How Early Interests Can Fast-Track Your Career in Finance with Russell Schade (Ep. 11)

    Sometimes, a career starts long before you think—like in high school! This week on The Wealth Dock Podcast, Mike Heckman introduces Russell Schade, a newly promoted financial advisor trainee at Sable Point Wealth Management. Russell explains how a high school aptitude test sparked his passion for financial advising, leading to an accelerated education and hands-on experience through a life-changing internship.  So, tune in as Russell shares personal milestones, quirky study habits, and his love for hockey—offering a fresh perspective on the path to financial success! Key Highlights: Early Career Decision: Discover how Russell’s high school aptitude test sparked an early interest in finance and led him to dual enrollment, jump-starting his education Internship at Sable Point: Learn how a summer internship gave Russell invaluable hands-on experience, teaching him to adapt financial strategies to diverse client needs Future Plans: Russell’s next steps include obtaining his CFP designation and focusing on financial planning for agricultural communities Personal Interests: Russell’s love for hockey, history, and a quirky exam-prep routine of mixing Mountain Dew with orange juice to keep him grounded and energized Recent Milestones: Russell recently got engaged and earned his state license to sell life, accident, and health insurance And much more! Resources: Meet the Team at Sable Point Wealth Management Connect with Mike Heckman:  LinkedIn: Mike Heckman MS, CFP®, CEPA® mike@sablepointwm.com Sable Point Wealth Management (231) 425-4308 About Our Guest: Russell Schade is a lifelong resident of Mason County, Michigan. He joined Sable Point Wealth Management in 2024. In May 2025, he will receive his bachelor’s degree in Personal Financial Planning from Central Michigan University. What drew him towards the career path as a financial advisor is his passion for helping people. More than anything, Russell enjoys spending free time with his family, especially his fiancée Anna. Russell is also an avid hockey player and enjoys wrenching on vehicles.

    16 min

Ratings & Reviews

5
out of 5
3 Ratings

About

Welcome to The Wealth Dock Podcast with Mike Heckman from Sable Point Wealth Management. In this podcast, Mike helps business owners, medical professionals, and retirees develop strategies to help preserve, protect, and pass on their wealth. Using practical strategies, Mike acts as your lighthouse keeper to guide your path of converting business assets into retirement income and inheritance funding. We don’t like that shipwreck feeling of not having enough. And you shouldn’t either. Join Mike and get ready to explore the tools you need to manage your business efficiently, build its value, and have fun doing it!