The Offshore Advantage: Wealth, Banking & Beyond

Standard Bank Offshore

The Standard Bank Offshore podcast.  The world of international finance is dynamic, complex, and full of opportunities—if you know where to look. The Standard Bank Offshore Podcast is your gateway to expert insights on offshore banking, global investments, wealth planning, lending solutions, and fiduciary services, helping you make informed financial decisions with confidence. With a legacy of over 160 years and a presence in key international financial centres, Standard Bank Offshore provides clients with unparalleled access to global markets, helping individuals, businesses, andfinancial intermediaries navigate the complexities of international finance with confidence. Why Listen to the SBO Podcast? - Expert-led discussions: Gain insights from financial specialists who understand the intricacies of offshore finance and global wealth management.- Macro trends and market intelligence: Stay ahead of key developments in financial markets, regulatory changes, and emerging investment opportunities.- Tailored insights for expatriates, investors, and businesses: Whether you're managing personal wealth, structuring corporate finance, or advising clients, our discussions help you make informeddecisions.- Simplified financial concepts: We break down complex topics into actionable insights, ensuring you walk away with valuable knowledge, whether you're a seasoned investor or just starting your international financial journey.- A global perspective: As part of Africa’s largest bank by assets, we bring a unique view on connecting Africa to global financial opportunities, while also catering to international clientsseeking safe and reliable banking solutions. Who Should Tune In? - Individuals and businesses seeking international banking, lending, and investment solutions. - Expatriates looking for strategies to grow and protect their wealth across jurisdictions. - Financial advisers, intermediaries, and fiduciary professionals who want insights to better serve theirclients.- Anyone interested in macroeconomic trends, offshore finance, and wealth structuring. Each episode of the SBO Podcast delivers meaningful conversations with industry experts, thought leaders, and professionals who are shaping the future of global finance. Whether you’re looking to protect your wealth, expand your investment horizons, or understand regulatory changes, this podcast is your trusted resource. Subscribe now and stay informed with the latest insights from Standard Bank Offshore – your partner in navigating the complexities of international finance. Please visit the Standard Bank website for our regulatory information:  https://bit.ly/4iuYJMG https://international.standardbank.com/international/personal/about-us/regulatory-status

Episodes

  1. JAN 14

    Market Pulse: Navigating Change - 2025 Review, 2026 Preview

    Starting with the inauguration of the polarising 47th President of the United States, 2025 was never going to be a quiet one. Join the Melville Douglas team for a short review of the past year and some insights into the year ahead. About Standard Bank Offshore Standard Bank Offshore is the international arm of the Standard Bank Group, Africa's largest bank by assets. Our banking, lending, fiduciary and investment services, provided by Melville Douglas, help us serve Africa's rapidly growing, globally mobile and affluent population. Our objective is clear - support Africa's growth by connecting the continent to international markets from our offices in the Jersey, Isle of Man, London and Mauritius. With a heritage of over 160 years and on-the-ground presence in 20 countries across sub-Saharan Africa, Standard Bank Offshore is the partner of choice for individuals and businesses across Africa and beyond seeking seamless offshore banking solutions. From day-to-day banking to bespoke individual wealth and corporate solutions, we have you covered. About Melville Douglas Since 1987, Melville Douglas has been delivering superior investment returns across a number of asset classes. As a boutique investment management company within the Standard Bank Group, we are uniquely positioned to offer customised investment solutions and flexibility with the might of Africa’s largest banking group behind us. Our years of exceptional investment returns and service are grounded in the principle that growing your wealth is more than just what we do – to us, it’s personal.

    12 min
  2. 12/11/2025

    Accra Polo Club Podcast Series, Episode 1: An introduction to Investments

    During this episode, Will Groat, Head of West Africa, discusses the fundamentals of investing with Senior Portfolio Manager, Gary James. At an introductory level, they discuss why investing in traditional asset classes, such as equities and bonds, should form part of your overall wealth and key factors to consider when formulating your investment strategy.  About Standard Bank Offshore Standard Bank Offshore is the international arm of the Standard Bank Group, Africa's largest bank by assets. Our banking, lending, fiduciary and investment services, provided by Melville Douglas, help us serve Africa's rapidly growing, globally mobile and affluent population. Our objective is clear - support Africa's growth by connecting the continent to international markets from our offices in the Jersey, Isle of Man, London and Mauritius. With a heritage of over 160 years and on-the-ground presence in 20 countries across sub-Saharan Africa, Standard Bank Offshore is the partner of choice for individuals and businesses across Africa and beyond seeking seamless offshore banking solutions. From day-to-day banking to bespoke individual wealth and corporate solutions, we have you covered. About Melville Douglas Since 1987, Melville Douglas has been delivering superior investment returns across a number of asset classes. As a boutique investment management company within the Standard Bank Group, we are uniquely positioned to offer customised investment solutions and flexibility with the might of Africa’s largest banking group behind us. Our years of exceptional investment returns and service are grounded in the principle that growing your wealth is more than just what we do – to us, it’s personal.

    12 min
  3. 12/11/2025

    Accra Polo Club Podcast Series, Episode 2: An introduction to Fixed Income

    In this episode, Senior Portfolio Manager, Gary James, and Fixed Income specialist, Simon Bradbury, focus in on the fundamentals of the asset class. Often seen as a ‘safe haven’, Simon and Gary discuss what to expect from Fixed Income investing, from yields to duration to default risk and how Fixed income can form part of a well-diversified portfolio.  About Standard Bank Offshore Standard Bank Offshore is the international arm of the Standard Bank Group, Africa's largest bank by assets. Our banking, lending, fiduciary and investment services, provided by Melville Douglas, help us serve Africa's rapidly growing, globally mobile and affluent population. Our objective is clear - support Africa's growth by connecting the continent to international markets from our offices in the Jersey, Isle of Man, London and Mauritius. With a heritage of over 160 years and on-the-ground presence in 20 countries across sub-Saharan Africa, Standard Bank Offshore is the partner of choice for individuals and businesses across Africa and beyond seeking seamless offshore banking solutions. From day-to-day banking to bespoke individual wealth and corporate solutions, we have you covered. About Melville Douglas Since 1987, Melville Douglas has been delivering superior investment returns across a number of asset classes. As a boutique investment management company within the Standard Bank Group, we are uniquely positioned to offer customised investment solutions and flexibility with the might of Africa’s largest banking group behind us. Our years of exceptional investment returns and service are grounded in the principle that growing your wealth is more than just what we do – to us, it’s personal.

    12 min
  4. 12/11/2025

    Accra Polo Club Podcast Series, Episode 3: An introduction to Equities

    During this episode, Senior Portfolio Managers, Gary James and Chris Stead, are discussing equities. They unpick some of the key features of the asset class to include what to expect as an investor and how a well-diversified basket of equities can deliver superior long-term risk adjusted returns...but beware the risks!  About Standard Bank Offshore Standard Bank Offshore is the international arm of the Standard Bank Group, Africa's largest bank by assets. Our banking, lending, fiduciary and investment services, provided by Melville Douglas, help us serve Africa's rapidly growing, globally mobile and affluent population. Our objective is clear - support Africa's growth by connecting the continent to international markets from our offices in the Jersey, Isle of Man, London and Mauritius. With a heritage of over 160 years and on-the-ground presence in 20 countries across sub-Saharan Africa, Standard Bank Offshore is the partner of choice for individuals and businesses across Africa and beyond seeking seamless offshore banking solutions. From day-to-day banking to bespoke individual wealth and corporate solutions, we have you covered. About Melville Douglas Since 1987, Melville Douglas has been delivering superior investment returns across a number of asset classes. As a boutique investment management company within the Standard Bank Group, we are uniquely positioned to offer customised investment solutions and flexibility with the might of Africa’s largest banking group behind us. Our years of exceptional investment returns and service are grounded in the principle that growing your wealth is more than just what we do – to us, it’s personal.

    10 min
  5. 11/28/2025

    Melville Douglas: Fears grow of AI led market bubble

    After six consecutive months of equity market gains, November saw the onset of volatility and risk aversion sparked by growing concerns around elevated valuations of Artificial Intelligence (AI) related stocks and the enormous capital expenditure and financing required by them to develop infrastructure and ever more powerful compute and inference capabilities.  Listen to James Hibbs, Head of Melville Douglas Diversified, discussing as to whether we are in an AI led equity market bubble or not with Justin Maloney Melville Douglas’s Head of Global Equities. About Standard Bank Offshore Standard Bank Offshore is the international arm of the Standard Bank Group, Africa's largest bank by assets. Our banking, lending, fiduciary and investment services, provided by Melville Douglas, help us serve Africa's rapidly growing, globally mobile and affluent population. Our objective is clear - support Africa's growth by connecting the continent to international markets from our offices in the Jersey, Isle of Man, London and Mauritius. With a heritage of over 160 years and on-the-ground presence in 20 countries across sub-Saharan Africa, Standard Bank Offshore is the partner of choice for individuals and businesses across Africa and beyond seeking seamless offshore banking solutions. From day-to-day banking to bespoke individual wealth and corporate solutions, we have you covered. About Melville Douglas Since 1987, Melville Douglas has been delivering superior investment returns across a number of asset classes. As a boutique investment management company within the Standard Bank Group, we are uniquely positioned to offer customised investment solutions and flexibility with the might of Africa’s largest banking group behind us. Our years of exceptional investment returns and service are grounded in the principle that growing your wealth is more than just what we do – to us, it’s personal.

    11 min
  6. Market Pulse: Real World Impact of Interest Rate Cuts on Financials

    10/02/2024

    Market Pulse: Real World Impact of Interest Rate Cuts on Financials

    After the rise, comes the fall. Years after central banks embarked on one of the most aggressive rate hiking cycles in living memory, the decrease in these hikes will have far reaching implications. In this episode, Sibabalwe Kasi explores the varied anticipated impact of interest rate cuts on the financial sector through the lens of key holdings such as JPMorgan Chase, S&P Global and Partners Group. All three of which have had different experiences over the last two years, with interest rate cuts meaning something different for each of them About Standard Bank Offshore Standard Bank Offshore is the international arm of the Standard Bank Group, Africa's largest bank by assets. Our banking, lending, fiduciary and investment services, provided by Melville Douglas, help us serve Africa's rapidly growing, globally mobile and affluent population. Our objective is clear - support Africa's growth by connecting the continent to international markets from our offices in the Jersey, Isle of Man, London and Mauritius. With a heritage of over 160 years and on-the-ground presence in 20 countries across sub-Saharan Africa, Standard Bank Offshore is the partner of choice for individuals and businesses across Africa and beyond seeking seamless offshore banking solutions. From day-to-day banking to bespoke individual wealth and corporate solutions, we have you covered. About Melville Douglas Since 1987, Melville Douglas has been delivering superior investment returns across a number of asset classes. As a boutique investment management company within the Standard Bank Group, we are uniquely positioned to offer customised investment solutions and flexibility with the might of Africa’s largest banking group behind us. Our years of exceptional investment returns and service are grounded in the principle that growing your wealth is more than just what we do – to us, it’s personal.

    12 min
  7. Market Pulse: Reasons for sudden spike in market volatility

    08/08/2024

    Market Pulse: Reasons for sudden spike in market volatility

    Given the increased financial market volatility, we outline key events driving the material change in sentiment and discuss whether this represents an opportunity, a threat, or a finely balanced combination of the two. About Standard Bank Offshore Standard Bank Offshore is the international arm of the Standard Bank Group, Africa's largest bank by assets. Our banking, lending, fiduciary and investment services, provided by Melville Douglas, help us serve Africa's rapidly growing, globally mobile and affluent population. Our objective is clear - support Africa's growth by connecting the continent to international markets from our offices in the Jersey, Isle of Man, London and Mauritius. With a heritage of over 160 years and on-the-ground presence in 20 countries across sub-Saharan Africa, Standard Bank Offshore is the partner of choice for individuals and businesses across Africa and beyond seeking seamless offshore banking solutions. From day-to-day banking to bespoke individual wealth and corporate solutions, we have you covered. About Melville Douglas Since 1987, Melville Douglas has been delivering superior investment returns across a number of asset classes. As a boutique investment management company within the Standard Bank Group, we are uniquely positioned to offer customised investment solutions and flexibility with the might of Africa’s largest banking group behind us. Our years of exceptional investment returns and service are grounded in the principle that growing your wealth is more than just what we do – to us, it’s personal.

    3 min
  8. Monetary Policy: where next for interest rates?

    05/23/2024

    Monetary Policy: where next for interest rates?

    Central Banks have embarked on one of the most aggressive rate hiking cycles in living memory. In this episode we will discuss central bank monetary policy, and the reaction in global bond markets. Join Mo Baluchi in discussion with Simon Bradbury, co-manager of the Melville Douglas Bond Funds, as they discuss the outlook for global interest rates and what this means for bond investors. About Standard Bank Offshore Standard Bank Offshore is the international arm of the Standard Bank Group, Africa's largest bank by assets. Our banking, lending, fiduciary and investment services, provided by Melville Douglas, help us serve Africa's rapidly growing, globally mobile and affluent population. Our objective is clear - support Africa's growth by connecting the continent to international markets from our offices in the Jersey, Isle of Man, London and Mauritius. With a heritage of over 160 years and on-the-ground presence in 20 countries across sub-Saharan Africa, Standard Bank Offshore is the partner of choice for individuals and businesses across Africa and beyond seeking seamless offshore banking solutions. From day-to-day banking to bespoke individual wealth and corporate solutions, we have you covered. About Melville Douglas Since 1987, Melville Douglas has been delivering superior investment returns across a number of asset classes. As a boutique investment management company within the Standard Bank Group, we are uniquely positioned to offer customised investment solutions and flexibility with the might of Africa’s largest banking group behind us. Our years of exceptional investment returns and service are grounded in the principle that growing your wealth is more than just what we do – to us, it’s personal.

    9 min
  9. Semiconductors: The Technology Powering the Digital Industrial Revolution

    04/25/2024

    Semiconductors: The Technology Powering the Digital Industrial Revolution

    Semiconductors, also known as microchips, have become a $600 billion industry and one of the most critical technologies powering the global economy. In this episode, we'll explore the semiconductor industry and how it is fuelling technological advancements across all sectors. We'll also delve into the geopolitical implications of this pivotal technology and discuss its future trajectory. Join Gary James, Senior Portfolio Manager at Melville Douglas, in discussion with Chris Willis, Global Technology Analyst, as they delve into this topic and what it means for clients and investors alike. About Standard Bank Offshore Standard Bank Offshore is the international arm of the Standard Bank Group, Africa's largest bank by assets. Our banking, lending, fiduciary and investment services, provided by Melville Douglas, help us serve Africa's rapidly growing, globally mobile and affluent population. Our objective is clear - support Africa's growth by connecting the continent to international markets from our offices in the Jersey, Isle of Man, London and Mauritius. With a heritage of over 160 years and on-the-ground presence in 20 countries across sub-Saharan Africa, Standard Bank Offshore is the partner of choice for individuals and businesses across Africa and beyond seeking seamless offshore banking solutions. From day-to-day banking to bespoke individual wealth and corporate solutions, we have you covered. About Melville Douglas Since 1987, Melville Douglas has been delivering superior investment returns across a number of asset classes. As a boutique investment management company within the Standard Bank Group, we are uniquely positioned to offer customised investment solutions and flexibility with the might of Africa’s largest banking group behind us. Our years of exceptional investment returns and service are grounded in the principle that growing your wealth is more than just what we do – to us, it’s personal.

    15 min
  10. Market Pulse: Markets close 2023 strongly, can we expect further positive momentum in 2024?

    01/18/2024

    Market Pulse: Markets close 2023 strongly, can we expect further positive momentum in 2024?

    As inflation ebbs developed world central banks now look set on a path of lowering interest rates, commencing H1 2024. Will the significant rally in global asset prices towards the end of 2023 be repeated in 2024? Join our host Mo Baluchi as he challenges our Head of Portfolio Management, Chris Stead, on portfolio returns and the factors that drove markets in Q4 2023 and what we can expect in 2024. Listen to this episode to find out more and subscribe to keep up to date with the latest market insights. About Standard Bank Offshore Standard Bank Offshore is the international arm of the Standard Bank Group, Africa's largest bank by assets. Our banking, lending, fiduciary and investment services, provided by Melville Douglas, help us serve Africa's rapidly growing, globally mobile and affluent population. Our objective is clear - support Africa's growth by connecting the continent to international markets from our offices in the Jersey, Isle of Man, London and Mauritius. With a heritage of over 160 years and on-the-ground presence in 20 countries across sub-Saharan Africa, Standard Bank Offshore is the partner of choice for individuals and businesses across Africa and beyond seeking seamless offshore banking solutions. From day-to-day banking to bespoke individual wealth and corporate solutions, we have you covered. About Melville Douglas Since 1987, Melville Douglas has been delivering superior investment returns across a number of asset classes. As a boutique investment management company within the Standard Bank Group, we are uniquely positioned to offer customised investment solutions and flexibility with the might of Africa’s largest banking group behind us. Our years of exceptional investment returns and service are grounded in the principle that growing your wealth is more than just what we do – to us, it’s personal.

    14 min
  11. The AI Pivot: Unpacking 2023’s Transformative Moment and Its Market Impact

    10/11/2023

    The AI Pivot: Unpacking 2023’s Transformative Moment and Its Market Impact

    Artificial Intelligence, or AI, has been one of the most resonating themes of 2023. In this episode we go beyond the hype, dissecting whether these AI advancements will truly herald a transformative era in technology. Join Justin Maloney, Fund Manager of the Melville Douglas Global Equity Fund, in discussion with Chris Willis, Global Technology Analyst, as they delve into this topic and what it means for the companies owned in the Global Equity Fund. About Standard Bank Offshore Standard Bank Offshore is the international arm of the Standard Bank Group, Africa's largest bank by assets. Our banking, lending, fiduciary and investment services, provided by Melville Douglas, help us serve Africa's rapidly growing, globally mobile and affluent population. Our objective is clear - support Africa's growth by connecting the continent to international markets from our offices in the Jersey, Isle of Man, London and Mauritius. With a heritage of over 160 years and on-the-ground presence in 20 countries across sub-Saharan Africa, Standard Bank Offshore is the partner of choice for individuals and businesses across Africa and beyond seeking seamless offshore banking solutions. From day-to-day banking to bespoke individual wealth and corporate solutions, we have you covered. About Melville Douglas Since 1987, Melville Douglas has been delivering superior investment returns across a number of asset classes. As a boutique investment management company within the Standard Bank Group, we are uniquely positioned to offer customised investment solutions and flexibility with the might of Africa’s largest banking group behind us. Our years of exceptional investment returns and service are grounded in the principle that growing your wealth is more than just what we do – to us, it’s personal.

    10 min
  12. Market Pulse: A Year of Two Halves?

    05/26/2023

    Market Pulse: A Year of Two Halves?

    Have we averted a global recession, and is the global banking sector on the verge of collapsing?  Join our host Adam Hunt, Head of International Wealth and Investment, as he quizzes our Head of Portfolio Management, Chris Stead, on the factors driving markets in 2023, and what we can expect this year from inflation and interest rates.  Listen to this episode to find out more and subscribe to keep up to date with the latest market insights. About Standard Bank Offshore Standard Bank Offshore is the international arm of the Standard Bank Group, Africa's largest bank by assets. Our banking, lending, fiduciary and investment services, provided by Melville Douglas, help us serve Africa's rapidly growing, globally mobile and affluent population. Our objective is clear - support Africa's growth by connecting the continent to international markets from our offices in the Jersey, Isle of Man, London and Mauritius. With a heritage of over 160 years and on-the-ground presence in 20 countries across sub-Saharan Africa, Standard Bank Offshore is the partner of choice for individuals and businesses across Africa and beyond seeking seamless offshore banking solutions. From day-to-day banking to bespoke individual wealth and corporate solutions, we have you covered. About Melville Douglas Since 1987, Melville Douglas has been delivering superior investment returns across a number of asset classes. As a boutique investment management company within the Standard Bank Group, we are uniquely positioned to offer customised investment solutions and flexibility with the might of Africa’s largest banking group behind us. Our years of exceptional investment returns and service are grounded in the principle that growing your wealth is more than just what we do – to us, it’s personal.

    25 min

About

The Standard Bank Offshore podcast.  The world of international finance is dynamic, complex, and full of opportunities—if you know where to look. The Standard Bank Offshore Podcast is your gateway to expert insights on offshore banking, global investments, wealth planning, lending solutions, and fiduciary services, helping you make informed financial decisions with confidence. With a legacy of over 160 years and a presence in key international financial centres, Standard Bank Offshore provides clients with unparalleled access to global markets, helping individuals, businesses, andfinancial intermediaries navigate the complexities of international finance with confidence. Why Listen to the SBO Podcast? - Expert-led discussions: Gain insights from financial specialists who understand the intricacies of offshore finance and global wealth management.- Macro trends and market intelligence: Stay ahead of key developments in financial markets, regulatory changes, and emerging investment opportunities.- Tailored insights for expatriates, investors, and businesses: Whether you're managing personal wealth, structuring corporate finance, or advising clients, our discussions help you make informeddecisions.- Simplified financial concepts: We break down complex topics into actionable insights, ensuring you walk away with valuable knowledge, whether you're a seasoned investor or just starting your international financial journey.- A global perspective: As part of Africa’s largest bank by assets, we bring a unique view on connecting Africa to global financial opportunities, while also catering to international clientsseeking safe and reliable banking solutions. Who Should Tune In? - Individuals and businesses seeking international banking, lending, and investment solutions. - Expatriates looking for strategies to grow and protect their wealth across jurisdictions. - Financial advisers, intermediaries, and fiduciary professionals who want insights to better serve theirclients.- Anyone interested in macroeconomic trends, offshore finance, and wealth structuring. Each episode of the SBO Podcast delivers meaningful conversations with industry experts, thought leaders, and professionals who are shaping the future of global finance. Whether you’re looking to protect your wealth, expand your investment horizons, or understand regulatory changes, this podcast is your trusted resource. Subscribe now and stay informed with the latest insights from Standard Bank Offshore – your partner in navigating the complexities of international finance. Please visit the Standard Bank website for our regulatory information:  https://bit.ly/4iuYJMG https://international.standardbank.com/international/personal/about-us/regulatory-status