Default Profitable

Matt Nettleton

Are you an aspiring entrepreneur or a seasoned business owner looking to sharpen your skills and grow your business? The Default Profitable podcast delivers powerful lessons from real bootstrapped business owners who have navigated the ups and downs of starting, running, and scaling their ventures. Join Matt Nettleton and tap into a wealth of knowledge and firsthand experiences, learn to avoid common pitfalls, and stay ahead of industry trends. Whether you’re launching your first venture or optimizing an established one, each episode provides actionable insights and fosters a community of support, helping you achieve sustained, profitable success.

  1. 7h ago

    Ep197 We Don’t Call Them Losses Anymore: Gary Ramo, EOS Implementer

    Gary Ramo grew up in a military family, was born in London, spent his childhood in Hawaii, and later served himself. He figured out early that working for someone else wasn’t going to work. In this episode of the Default Profitable podcast, host Matt Nettleton sits down with Gary Ramo, a Certified EOS Implementer based in Hawaii who works with leadership teams in Hawaii, Indiana, and virtually. Gary has owned or run five different businesses—some that worked, some that didn’t. The first was a furniture business in southern Indiana that took off fast and then crashed because two guys in their late teens had money in the bank and no plan for what to do with it. He later ran a mortgage company that grew to 15 loan officers before the 2007 market collapse took it out, spent time in manufacturing, and tried the travel business on Kauai until a marketing partner undercut him. Around 2020 he stepped into a company as an EOS Integrator (the day-to-day operator, not the outside implementer). Watching the system actually work made him realize he wanted to spend his time helping other entrepreneurs do the parts of the business nobody teaches you. Gary and Matt get into the difference between being a visionary and being the person who has to execute, why most business owners treat their company like “sell more widgets, make more money” until it gets exponentially more complicated, and the one thing Gary wishes first-time owners understood: figure out how much you can actually deliver with what you have right now, go sell enough to fill that capacity, and start planning the next capacity before you hit the wall. They talk about why healthy companies start with an owner who can say “I don’t know,” “I made a mistake,” or “I’m stuck,” why 90-day priorities only move the company if someone deliberately blocks time to work on them, and the sports-team reality that you need the right people in the right seats or you’ll spend your life micromanaging. Gary also shares what he tells people leaving big corporate jobs who assume they can just start their own thing: the safety blanket disappears, revenue has to show up, and you are not usually inventing a brand-new market. Learn more about Gary Ramo and his work as an EOS Implementer at https://implementer.eosworldwide.com/gary-ramo/. Listen to more Indianapolis Business Leaders at https://defaultprofitable.com or subscribe to Default Profitable on your favorite podcast platform.

  2. Oct 27

    Ep196 You’re Worth More Than You Think: Brian Brosmer, Owner of Brosmer Photographic

    Brian Brosmer’s father-in-law heard the word “freelance,” got stuck on “free,” and figured Brian would never get paid again. It took a magazine spread on a Barnes & Noble shelf to settle it. In this episode of the Default Profitable podcast, host Matt Nettleton sits down with Brian Brosmer, owner of Brosmer Photographic, a Fishers photography, video and design studio that shoots for agencies, publications and businesses across the Indianapolis area. Brian got hooked in a high school yearbook darkroom, studied at Franklin College and Ball State, and worked catalog production in southern Indiana, where a road trip to Chicago showed him the earliest days of digital photography. He moved to Indianapolis, worked for agencies and magazines, and about fourteen years ago got tired of making everybody else money and went out on his own. He and Matt have known each other for twenty-plus years. His son Connor got married a month ago, and Brian says he’ll keep shooting until they nail the coffin shut. Brian and Matt get into the part of the business that wasn’t the creative work: the money conversation. Twenty-five dollar headshots, contracts so a client who skips payments can’t ask you to let it slide, and the day it hit him he was worth more than he’d been charging. He’s now passing that on to three creatives under thirty, including one who was proud of a job he’d lost money on. Brian’s advice was short. They need you more than you need them. Walk away. Matt runs his usual three questions, and Brian lands somewhere around one and a half, which keeps the tally at one guest with all three in a couple hundred episodes. They also cover how a favor for a Cathedral mom turned into the Produce Mom campaign with Indianapolis Fruit Company, why niching down is making a young remodeler more money, and why the hardest part of working for yourself is that it’s lonely. His advice for anyone thinking about it: try it, because if it doesn’t work you can go back, and find a support system before you need one. Learn more about Brian Brosmer and Brosmer Photographic at https://brosmerphotographic.com/. Listen to more Indianapolis Business Leaders at https://defaultprofitable.com or subscribe to Default Profitable on your favorite podcast platform.

  3. Oct 13

    Ep195 The Market Will Fix You: Ian Illig, Co-Founder of Stompbox

    Ian Illig’s first job out of college was a choice between a bank and a startup with no customers and no finished product. He picked the startup, joined as the first employee, and since he couldn’t code, his job became sales. In this episode of the Default Profitable podcast, host Matt Nettleton sits down with Ian Illig, co-founder of Stompbox, an Indianapolis sales consultancy that scales founders out of sales. For about a decade Ian was the first non-founding salesperson at early-stage companies, taking the baton from the founder and figuring out how to sell without them in every meeting. He kept watching founders hit the scale button, hire a salesperson, and lose all their momentum. So he and his partner started Stompbox to shorten that learning curve for other companies. Outside of work, Ian plays guitar and sings in the band GREGØRIAN, which he calls his anti-revenue-generating machine, and he has a baby on the way. Ian and Matt get into the stuff nobody warns you about when you start, like accounting, payroll, and categorizing transactions. They also cover why a founder’s title, credibility, and magnetism are cheat codes a new salesperson doesn’t get, and why buyers want the painkiller, not the vitamin. Ian learned that last one the hard way: his best client isn’t the founder who hasn’t tried a sales hire yet, it’s the one who’s tried and failed a few times. Matt runs his usual three questions, and Ian claims one, six months of savings, then admits he never actually checked. His advice for day one goes further than sending the email: make a list of thirty people, call them, and find your own way of asking for help. Matt’s version is shorter. Start selling. The market will fix you. Learn more about Ian Illig and Stompbox at https://stompbox.io/. Listen to more Indianapolis Business Leaders at https://defaultprofitable.com or subscribe to Default Profitable on your favorite podcast platform.

  4. Sep 29

    Ep193 Calvin Ellison, President of The Executive Impact Group: The Paper Doesn't Lie

    Calvin Ellison figured going independent would be a slam dunk. Six months in, he was calling his dad to borrow money. In this episode of the Default Profitable podcast, host Matt Nettleton sits down with Calvin Ellison, president of The Executive Impact Group, an Indianapolis executive coaching business built around peer groups, where CEOs and senior leaders meet on a regular basis and use each other as an advisory board. Calvin grew up in California, went to UC Davis, and worked his way east through Philly and Detroit before landing in Indy, with three Fortune 500 companies on the resume along the way. The last one was Xerox, where he taught sales training, and when he left in 1993 the business started as exactly that. Around 1999 it shifted to management development, and it's been leadership work ever since. He and Matt have known each other for twenty-some years, so this one has war stories in it. Wife, four kids, grandkids. Pretty busy. Matt usually asks every guest the same three questions. This time he skips them, because Calvin has spent close to thirty years inside other people's businesses and Matt wants what he's seen. Start with who belongs in a peer group. Not every CEO does. The ones who fit are green and growing no matter how long they've had the seat, and they've got the courage to hear feedback they'll never get inside their own company. Why they don't get it: a business starts with friends and family, then fills up with strangers who have a paycheck to protect, so problems go to a buddy instead of the boss and the leader ends up the last person to know how bad things are. It's worse in a second or third generation business, where the employees are still loyal to the founder and the new leader is building trust from scratch. Calvin's advice there is go slow to go fast. He tells the story of a next-generation leader whose rapid changes set off rumors that the company was about to sell, and how the group got him to hit pause and start over with the why instead of the what. Buy-in isn't a features-and-benefits pitch. It's modeling the way, saying it consistently, and saying it again after you're sure you already said it, until behavior changes. Calvin left corporate for freedom, not money, and says the first thing nobody tells you is that it's harder than it looks: the umbrella is gone, and revenue, the P&L, taxes, and your own sanity are all yours now. Ask what he'd tell himself the night before going out on his own and he's got it. Document the plan, put it away, come back and edit it. Everything sounds great in your head. Like game film the day after a win, the paper doesn't lie. Learn more about Calvin Ellison and The Executive Impact Group at https://eigcentral.com/. Listen to more Indianapolis Business Leaders at https://defaultprofitable.com or subscribe to Default Profitable on your favorite podcast platform.

  5. Sep 8

    Ep191 Seventy-Six Simple Steps to Running A Service Business: Katie Smith of All Pro Heating, Air & Plumbing

    Her team named her "Bosslady," and she kept it. In this episode of Default Profitable, host Matt Nettleton talks with Katie Smith, co-founder of All Pro Heating, Air & Plumbing. It's the Indianapolis HVAC and plumbing company she and her husband started at their kitchen table in 2012. In this episode: 🏠 Direct sales, legal services and a general contracting company they closed on their attorney's advice, all before All Pro 🛋️ The decision on a sofa that started it all (nobody has a passion for crawl spaces in July) 🔧 Running punch-list work, HVAC and plumbing at once, and learning they're three separate businesses with three kinds of people ❄️ Focusing on HVAC for more than a decade before adding plumbing back in the last two years 📋 A Miami convention that forced the question: scale it or get out 🔢 She thought a service call had 13 steps. She mapped it, and it has 76. Her leadership team guessed 5. 📈 Firing her first employee after two weeks, and why growing and scaling are different problems 💡 Her advice the night before going full time: document your processes, then do the market research she skipped 🔗 Learn more about Katie Smith and All Pro Heating, Air & Plumbing: https://callallproindy.com/ 🎧 Hear more Indianapolis business leaders at https://defaultprofitable.com, or subscribe to Default Profitable wherever you get your podcasts. #DefaultProfitable #HVAC #IndianapolisBusiness

5
out of 5
13 Ratings

About

Are you an aspiring entrepreneur or a seasoned business owner looking to sharpen your skills and grow your business? The Default Profitable podcast delivers powerful lessons from real bootstrapped business owners who have navigated the ups and downs of starting, running, and scaling their ventures. Join Matt Nettleton and tap into a wealth of knowledge and firsthand experiences, learn to avoid common pitfalls, and stay ahead of industry trends. Whether you’re launching your first venture or optimizing an established one, each episode provides actionable insights and fosters a community of support, helping you achieve sustained, profitable success.