Last Paycheck

Archie and Rob Hoxton

Listen in on conversations with Certified Financial Planners Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it's excitement, anxiety, or anything in between, this show is for you.

  1. 6d ago ·  Video

    How to Financially Plan for Your Pet

    Watch on YouTube: https://youtu.be/w_XOwHWcLno  How much does it really cost to own a pet, and how should those expenses fit into your financial plan? CFP Professionals Rob Hoxton and Archie Hoxton explore the true cost of pet ownership, from food and grooming to routine veterinary care and unexpected medical expenses. They discuss how pet owners can budget for both predictable and surprise costs, especially as pets and their owners get older. Rob and Archie also compare pet insurance with self-insuring for veterinary expenses and discuss how pet care can factor into retirement and estate planning. From preparing for large vet bills to making sure someone can care for your pet if you're no longer able to, proactive financial planning can provide greater security for both you and your pets. Visit: http://www.thelastpaycheck.com    ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/  Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    How to Financially Plan for Your Pet
  2. Sep 23 ·  Video

    Trump Accounts for Kids Explained | What Parents Need to Know

    Watch on YouTube: https://youtu.be/W-Lc4SkhwuY  What are Trump Accounts, and how could they help give your child a major financial head start? In this episode of the Last Paycheck Podcast, CFP Professionals Rob Hoxton and Archie Hoxton break down the brand-new 530 Trump Accounts for children, including the $1,000 federal bonus available for eligible children born between 2025 and 2028. Rob and Archie explain how Trump Accounts work, who can contribute, contribution limits, the tax advantages, and how these accounts compare with 529 plans and UTMAs. They also explore the power of long-term investing and compounding, additional contributions from private foundations, Roth conversion strategies, and practical steps parents can take to open and fund an account. Visit: http://www.thelastpaycheck.com   ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com     🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/  Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    Trump Accounts for Kids Explained | What Parents Need to Know
  3. Sep 16 ·  Video

    Are High Yield Savings Accounts Over-Hyped?

    Watch on YouTube: https://youtu.be/Ry3AXqpSCKA  Are high-yield savings accounts over hyped, and how much cash should you actually keep? CFP Professionals Archie Hoxton and Jimmy Stuch explain how high-yield savings accounts work, why they've become so popular, and whether chasing the highest interest rate is really the best cash strategy. They discuss how much you should keep in an emergency fund and how factors like cash flow, lifestyle, and job stability can determine how much money you need in savings. Archie and Jimmy also explore the opportunity cost of holding too much cash, when it makes sense to invest excess savings, and how to balance short-term cash needs with long-term growth. They compare high-yield savings accounts, CDs, and Treasury bills to help you decide where to keep your cash while staying ahead of inflation. Visit: http://www.thelastpaycheck.com    ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/  Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    Are High Yield Savings Accounts Over-Hyped?
  4. Sep 9 ·  Video

    Inherited IRAs Explained What Heirs Need to Know

    Watch on YouTube: https://youtu.be/Mnbagq1dHFg  CFP Professionals Rob Hoxton and Archie Hoxton explore what heirs need to know when inheriting an IRA, including how recent changes from the SECURE Act have changed the rules. They break down the 10-year withdrawal rule for inherited IRAs and Roth IRAs and explain how those rules can impact the taxes beneficiaries ultimately pay. Rob and Archie also compare pre-tax, Roth, and taxable accounts from an inheritance perspective, highlighting how the assets you leave behind can affect your heirs. They discuss planning strategies like Roth conversions and the importance of thinking ahead about how and when your assets will be passed on. Visit: http://www.thelastpaycheck.com    ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/  Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    Inherited IRAs Explained What Heirs Need to Know
  5. Sep 2 ·  Video

    Can You Put Too Much Into Your 401K?

    Watch on YouTube: https://youtu.be/3WCXtTsq4Hg  Can you save too much in a traditional 401K? CFP Professionals Rob Hoxton and Jimmy Sutch explore why putting more money into a traditional 401K isn't always the best retirement strategy. They break down the different tax buckets available to investors and explain why relying too heavily on pre-tax savings can create challenges later in life. Jimmy and Rob discuss four key considerations: having enough liquidity before retirement, building tax diversification, managing required minimum distributions, and understanding how your retirement accounts can affect your heirs. They also compare pre-tax, Roth, and taxable accounts, including how large pre-tax balances can increase taxes and Medicare premiums in retirement. Visit: http://www.thelastpaycheck.com    ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/  Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    Can You Put Too Much Into Your 401K?
  6. Aug 26 ·  Video

    5 Mistakes That Can Derail Your Financial Independence

    Watch on YouTube: https://youtu.be/JdBroq810Hs  What are the biggest mistakes standing between you and financial independence? CFP Professionals Archie Hoxton and Rob Hoxton explore five common mistakes that can derail your progress toward financial independence, from taking on consumer debt to falling behind on retirement savings. They also discuss how lifestyle creep and early withdrawals from retirement accounts can create long-term setbacks. Archie and Rob share practical strategies for building a stronger financial foundation, including establishing an emergency fund, taking full advantage of employer retirement matches, automating contributions, and keeping spending in check as your income grows. If you're building wealth or reassessing your financial plan, this episode offers straightforward guidance to help you avoid costly mistakes and stay on track toward a more secure retirement. Visit: http://www.thelastpaycheck.com    ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/  Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    5 Mistakes That Can Derail Your Financial Independence
  7. Aug 19 ·  Video

    2026 Mid-Year Market Update: S&P, Nasdaq, Dow and Economic Themes

    Watch on YouTube: https://youtu.be/FtV7aafApuQ  How are the markets really doing in 2026, and should investors be worried? CFP Professionals Archie Hoxton and Jimmy Sutch take a mid-year look at the markets and economy, breaking down what's happened so far and what it could mean for investors and retirees. They examine the performance of major indexes like the S&P 500, Nasdaq, and Dow, along with economic indicators including GDP and unemployment. Archie and Jimmy also discuss the forces shaping the market, from inflation and geopolitical uncertainty to oil supply and the rapid growth of AI investments. Visit: http://www.thelastpaycheck.com    ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com   🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/  Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    2026 Mid-Year Market Update: S&P, Nasdaq, Dow and Economic Themes
  8. Aug 12 ·  Video

    What You Should Know About Your Taxes

    Watch on YouTube: https://youtu.be/2kYX-lRwF10 Do you really understand how your taxes work? CFP Professional Archie Hoxton and Client Service Associate Tyler Kittner break down the tax fundamentals everyone should understand, and how knowing the difference between deductions, credits, and different types of retirement accounts can make a meaningful difference in your financial plan. They explain the differences between personal and business deductions, how changes to the standard and itemized deductions can affect taxpayers, and what to know about SALT and charitable contribution limits. Archie and Tyler also explore strategies like charitable "bunching" and break down the differences between traditional, Roth, and after-tax IRAs. Visit: http://www.thelastpaycheck.com    ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/  Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    What You Should Know About Your Taxes
5
out of 5
15 Ratings

About

Listen in on conversations with Certified Financial Planners Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it's excitement, anxiety, or anything in between, this show is for you.