Last Paycheck

Archie and Rob Hoxton

Listen in on conversations with Certified Financial Planners Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it's excitement, anxiety, or anything in between, this show is for you.

  1. 1d ago ·  Video

    Is Becoming a Millionaire the Right Financial Goal?

    Watch on YouTube: https://youtu.be/H8hh_FReM_c  Should you aim to become a millionaire? In this episode of the Last Paycheck Podcast, CFP Professionals Rob Hoxton and Archie Hoxton explore what having $1 million actually means, how much retirement income it can generate, and why reaching that milestone doesn't necessarily mean you're financially ready to retire. Rob and Archie discuss how to build wealth through consistent saving, compound growth, and tax-efficient accounts like 401(k)s, Roth IRAs, and HSAs. They also explain why starting early matters, how taxes and lifestyle choices affect your progress, and why your retirement savings goal should be based on the life you want to live—not an arbitrary portfolio number.  Visit: http://www.thelastpaycheck.com    ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/  Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

  2. Oct 28 ·  Video

    Haunted Finances: Common Financial Mistakes That Can Haunt Your Future

    Watch on YouTube: https://youtu.be/OSNJ1MJ0iwo  What are the biggest financial mistakes that could haunt you for years? In this Halloween episode of the Last Paycheck Podcast, CFP Professionals Rob Hoxton and Archie Hoxton reveal six spooky financial mistakes that can put your financial future at risk, from high-interest debt and missing estate plans to tax inefficiencies and inadequate emergency savings. Rob and Archie explore how lifestyle creep and buying too much house can derail your financial goals, and explain why sequence of returns risk matters when planning for retirement. Discover practical ways to pay down debt, protect your loved ones, manage taxes, build financial security, and prepare for a retirement you can enjoy. Brought to you by Hoxton Planning and Management, Last Paycheck delivers weekly wisdom to help you retire and stay that way. Visit: http://www.thelastpaycheck.com    ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/  Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    Haunted Finances: Common Financial Mistakes That Can Haunt Your Future
  3. Oct 21 ·  Video

    Should You Check Your Investment Portfolio Every Day?

    Watch on YouTube: https://youtu.be/v8eX8CjU3rc  Should you be checking your investment portfolio every day? In this episode of the Last Paycheck Podcast, CFP Professionals Rob Hoxton and Archie Hoxton explore anchoring bias and how focusing too much on your latest portfolio value can affect your financial decisions. Drawing on real-world examples, Rob and Archie explain why short-term market fluctuations don't tell the whole story, how anchoring to a specific portfolio milestone can lead to panic selling or unnecessary risk-taking, and why your long-term financial plan matters more than a daily balance. Get their perspective on keeping market volatility in context so you can stay focused on your goals, worry less, and enjoy retirement with greater confidence. Visit: http://www.thelastpaycheck.com    ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/  Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    Should You Check Your Investment Portfolio Every Day?
  4. Oct 14 ·  Video

    Five Green Flags That Mean You're Ready to Retire

    Watch on YouTube: https://youtu.be/gl1R8dVrgfU  Are you truly ready for retirement? In this episode of the Last Paycheck Podcast, CFP Professionals Rob Hoxton and Archie Hoxton explore five green flags that signal you're on the right track for a successful retirement. Building on their discussion of retirement red flags, Rob and Archie share practical ways to prepare for life after work, from testing your retirement budget and creating tax flexibility to planning for healthcare costs and long-term care. They also discuss why your retirement plan shouldn't live in just one person's head and the importance of having something meaningful to retire to, not just a job to retire from. Visit: http://www.thelastpaycheck.com   ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/  Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    Five Green Flags That Mean You're Ready to Retire
  5. Oct 7 ·  Video

    5 Signs You're Not Ready for Retirement

    Watch on YouTube: https://youtu.be/Hpco6XgXDmo  Are you financially ready for retirement? Feeling ready to retire, or having a million dollars saved, doesn't necessarily mean your retirement plan is ready. CFP Professionals Rob Hoxton and Archie Hoxton break down five red flags that can signal you're not prepared to retire, including relying on everything going according to plan, retiring without a healthcare strategy, and not knowing where your retirement income will come from. They explain why rules of thumb and savings milestones can be misleading when planning for your specific retirement. Rob and Archie also discuss the importance of reducing debt, managing fixed expenses, and maintaining a strong cash buffer before leaving work. From healthcare costs to reliable income and unexpected expenses, they share practical considerations to help you determine whether you're truly ready to retire, and stay retired. Visit: http://www.thelastpaycheck.com    ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/  Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    5 Signs You're Not Ready for Retirement
  6. Sep 30 ·  Video

    How to Financially Plan for Your Pet

    Watch on YouTube: https://youtu.be/w_XOwHWcLno  How much does it really cost to own a pet, and how should those expenses fit into your financial plan? CFP Professionals Rob Hoxton and Archie Hoxton explore the true cost of pet ownership, from food and grooming to routine veterinary care and unexpected medical expenses. They discuss how pet owners can budget for both predictable and surprise costs, especially as pets and their owners get older. Rob and Archie also compare pet insurance with self-insuring for veterinary expenses and discuss how pet care can factor into retirement and estate planning. From preparing for large vet bills to making sure someone can care for your pet if you're no longer able to, proactive financial planning can provide greater security for both you and your pets. Visit: http://www.thelastpaycheck.com    ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/  Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    How to Financially Plan for Your Pet
  7. Sep 23 ·  Video

    Trump Accounts for Kids Explained | What Parents Need to Know

    Watch on YouTube: https://youtu.be/W-Lc4SkhwuY  What are Trump Accounts, and how could they help give your child a major financial head start? In this episode of the Last Paycheck Podcast, CFP Professionals Rob Hoxton and Archie Hoxton break down the brand-new 530 Trump Accounts for children, including the $1,000 federal bonus available for eligible children born between 2025 and 2028. Rob and Archie explain how Trump Accounts work, who can contribute, contribution limits, the tax advantages, and how these accounts compare with 529 plans and UTMAs. They also explore the power of long-term investing and compounding, additional contributions from private foundations, Roth conversion strategies, and practical steps parents can take to open and fund an account. Visit: http://www.thelastpaycheck.com   ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com     🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/  Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    Trump Accounts for Kids Explained | What Parents Need to Know
  8. Sep 16 ·  Video

    Are High Yield Savings Accounts Over-Hyped?

    Watch on YouTube: https://youtu.be/Ry3AXqpSCKA  Are high-yield savings accounts over hyped, and how much cash should you actually keep? CFP Professionals Archie Hoxton and Jimmy Stuch explain how high-yield savings accounts work, why they've become so popular, and whether chasing the highest interest rate is really the best cash strategy. They discuss how much you should keep in an emergency fund and how factors like cash flow, lifestyle, and job stability can determine how much money you need in savings. Archie and Jimmy also explore the opportunity cost of holding too much cash, when it makes sense to invest excess savings, and how to balance short-term cash needs with long-term growth. They compare high-yield savings accounts, CDs, and Treasury bills to help you decide where to keep your cash while staying ahead of inflation. Visit: http://www.thelastpaycheck.com    ☎️ Questions? Call or text Rob and Archie at 304-876-2619 or reach them at https://www.hoxtonpm.com    🗓️ If you'd like to chat with Rob or Archie further, please schedule a consultation: https://calendly.com/archiehoxton/last-paycheck-consultation   Get their book! Think Ahead: Ten Reasons Why You Need a Financial Planner by Rob Hoxton and Julia Connell  - https://hoxtonpm.com/think-ahead-book/  Last Paycheck contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained in the presentation should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. Archie and Rob are investment advisor representatives of Hoxton Planning and Management LLC, a registered investment advisor.

    Are High Yield Savings Accounts Over-Hyped?
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About

Listen in on conversations with Certified Financial Planners Archie and Rob Hoxton as they share weekly wisdom to help you retire and stay retired. Have you ever wondered what it will feel like when you get your last paycheck? Whether it's excitement, anxiety, or anything in between, this show is for you.