Debt Collection Self-Defense

Brian
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Tell consumers how to combat debt collectors and eliminate debt collection lawsuits

  1. When the Legal System is Misused with SLAPP litigation

    2D AGO

    When the Legal System is Misused with SLAPP litigation

    In this video, Brian Parker breaks down how debt collectors misuse the court system to intimidate consumers who fight back with SLAPP suites. Using a real published Court of Appeal decision, you will see how a routine debt collection lawsuit turned into a SLAPP style attack and why the court ultimately shut it down. 📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment. 📘 Facebook →  https://www.facebook.com/CollectionStopper 📸 Instagram → https://www.instagram.com/collectionstopper 🎵 TikTok → https://www.tiktok.com/@collectionsolutions ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt 00:00 Intro 01:11 Who Is A Debt Collector 02:58 Burden And Default 04:37 The Wrong Person 06:52 Strict Liability 07:37 SLAPP Explained 11:22 What The Court Did 16:15 What The Law Says 24:29 Final Takeaways #SLAPPLaws #AntiSLAPP #DebtCollectionAbuse #WrongPersonSued #DefaultJudgment #BurdenOfProof #FDCPAViolations #DebtBuyerLawsuits #ConsumerProtectionLaw #CourtAbuse #DebtDefense #DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #DebtCollection Support the show Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring. BPP

    27 min
  2. 15 USC 1692n: When State and Federal Debt Collection Laws Clash, Who Wins?

    2D AGO

    15 USC 1692n: When State and Federal Debt Collection Laws Clash, Who Wins?

    This video breaks down 15 U.S.C. § 1692n, the FDCPA provision that decides who wins when state and federal debt collection laws collide. You will learn why the FDCPA acts as a floor, not a ceiling, how state laws are allowed to add protections but not remove them, and what happens when a state statute quietly weakens consumer rights. Great educational tool. 📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment. 📘 Facebook →  https://www.facebook.com/CollectionStopper 📸 Instagram → https://www.instagram.com/collectionstopper 🎵 TikTok → https://www.tiktok.com/@collectionsolutions ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt 00:00 Intro 00:54 State Vs Federal 04:36 Florida Law Change 07:28 The Power Of N 10:09 Email Timing Trap 14:24 Legislature Misfire 20:10 Process Server Problem 28:42 Federal Law Wins #DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #DebtCollection Support the show Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring. BPP

    31 min
  3. Using your State Collection Laws and Smart Tricks to Beat Debt Collectors

    DEC 17

    Using your State Collection Laws and Smart Tricks to Beat Debt Collectors

    This video breaks down how state debt collection laws, often called mini-FDCPA statutes, can give you stronger protections than the federal Fair Debt Collection Practices Act. We explain why federal law is can be added to and how states are allowed to go further under 15 U.S.C. § 1692n, and why debt buyers rely on consumers not knowing state law and the great options for consumers beyond the FDCPA. Great debt defense tricks if you are in a state with weak consumer and collection protections. 📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment. 📘 Facebook →  https://www.facebook.com/CollectionStopper 📸 Instagram → https://www.instagram.com/collectionstopper 🎵 TikTok → https://www.tiktok.com/@collectionsolutions ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt 00:00 Intro 00:56 Case Overview 02:40 Who The Law Really Covers 06:20 The False Name Problem 08:20 When State Law Matters 10:20 Strong States Explained 15:30 Legal Power 20:10 Why Lawsuits Get Dismissed 23:40 Governing Law Strategy 27:30 Key Takeaways And Tools #DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #debtcollection Support the show Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring. BPP

    30 min
  4. Fixing Your Credit With The FCRA

    DEC 15

    Fixing Your Credit With The FCRA

    Fixing your credit through the FCRA credit is about understanding the Fair Credit Reporting Act (FCRA) and using the dispute process the way Congress intended. There are rules and procedures you can use to clean up things that are inaccurate or false. The burden is upon the CRAs and Furnishers to provide Maximum Possible Accuracy or face you in Court. Hope this helps you clean up the false trade lines on your credit. Thank you. 📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment. 📘 Facebook →  https://www.facebook.com/CollectionStopper 📸 Instagram → https://www.instagram.com/collectionstopper 🎵 TikTok → https://www.tiktok.com/@collectionsolutions ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt 00:00 Intro 01:17 What This Covers 03:10 How Credit Reporting Works 06:03 What A Dispute Really Is 08:11 The Dispute Process 12:26 The 100 Word Statement 17:47 Accuracy And Liability 26:20 Furnisher Investigations 39:05 Mandatory Deletion 40:09 Real Case Example & Closing #FairCreditReportingAct #FCRA #CreditDisputes #CreditReportErrors #Reinvestigation #CreditBureaus #ConsumerReportingAgencies #FurnisherDuties #CreditLaw #ConsumerRights #CreditRepairEducation #CreditAccuracy #FederalLaw #DisputeProcess #CreditReporting #KnowYourRights #FCRAGuide #CreditDefense #ConsumerProtection #CreditLitigation Support the show Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring. BPP

    45 min
  5. A UCCC Introduction to Using Right to Cure Laws Defense of Debt Collection and Repossession Lawsuits

    DEC 15

    A UCCC Introduction to Using Right to Cure Laws Defense of Debt Collection and Repossession Lawsuits

    This video explains the legal Right To Cure and how it can stop repossessions and collection lawsuits in many states. Learn when creditors must give you notice and time to fix a default and how to use validation and right cure letters in repossession and collection cases to buy time or kill a case. Apply these practical steps to your situation to build defenses and recover damages if your car or property was wrongfully taken or you are wrongfully sued with out the proper procedure. Attached at killdebt.com are great sample letters and an e-book  guide you can use right away. 📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment. 📘 Facebook →  https://www.facebook.com/CollectionStopper 📸 Instagram → https://www.instagram.com/collectionstopper 🎵 TikTok → https://www.tiktok.com/@collectionsolutions ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt 00:00 Intro 01:04 Right To Cure Law 06:00 How It Works 10:30 State Variations 15:20 Governing Law 20:00 Defense Strategies 24:30 Case Examples 29:10 Practical Steps 33:00 Letters And Tips 34:40 Final Thoughts #RightToCure #RepossessionDefense #DebtLawsuitDefense #ValidationLetter #DebtBuyers #ConsumerRights #FDCPA #DebtValidation #CreditDispute #DebtDefense #DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #DebtCollection Support the show Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring. BPP

    38 min
  6. Making a Federal Case Out of a Single Letter

    DEC 15

    Making a Federal Case Out of a Single Letter

    What really happens when a single letter turns into a federal lawsuit. This video breaks down how one debt collector’s simple mistake became a full blown appellate battle and why the Ninth Circuit said it mattered. You will see how standing, intrusion on privacy, and federal protections collide in a case that started with one envelope and ended with a Supreme Court denial. This is a clear reminder that even one violation can open the door to federal court and that consumers represented by counsel are not supposed to be contacted directly. 📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment. 📘 Facebook →  https://www.facebook.com/CollectionStopper 📸 Instagram → https://www.instagram.com/collectionstopper 🎵 TikTok → https://www.tiktok.com/@collectionsolutions ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt 00:00 Intro 00:45 Circuit Overview 03:50 Case Timeline 06:02 Attorney Response 09:27 Standing Law 17:25 District Order 20:21 Appeal Reasoning 24:17 Privacy Tort 28:58 Denied 33:22 ParkerGPT and Closing #NinthCircuit #SixthCircuit  #SupremeCourt # #FDCPA #FCPAAppeal #FederalStatute  #IQData #DebtVerificationLetter #DisputeLetter #CreditReportDispute #SummaryJudgment #ReputationalHarm  #CFPB #SafeHarborLetter #DebtCollectorContact #FederalCase #DebtCollectorViolation #PrivacyIntrusion #DebtCollectionLaw #FDCPAExplained #LegalBreakdown #SingleLetterCase #KnowYourRights #LegalTips #KillDebt #ParkerGPT #DebtHelp #ConsumerRights #DebtDefense #ConsumerProtection Support the show Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring. BPP

    35 min
  7. The Truth in Lending Act (TILA): Complete Defense Guide for Debt Collection Cases

    DEC 15

    The Truth in Lending Act (TILA): Complete Defense Guide for Debt Collection Cases

    This video is a complete defense guide to using the Truth in Lending Act also known as TILA in debt collection cases. Brian Parker walks you through the key sections of TILA, Regulation Z basics, common disclosure violations, rescission rights, recoupment and set off strategies, damages and attorney fee remedies, and practical examples you can use to push for debt elimination or settlement leverage. 📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment. 📘 Facebook →  https://www.facebook.com/CollectionStopper 📸 Instagram → https://www.instagram.com/collectionstopper 🎵 TikTok → https://www.tiktok.com/@collectionsolutions ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt 00:00 Intro 01:07 Case Overview 09:00 Key Sections 13:30 Who It Covers 18:30 Disclosure Forms 23:30 Damages Explained 28:30 Rescission Rights 33:30 Case Law 38:30 Recoupment Basics 43:30 Practical Examples 49:30 Bottom Line #TruthInLending #TILA #DebtDefense #DebtCollectionDefense #Rescission #Recoupment #Setoff #RegulationZ #ConsumerRights #DebtLaw #DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #DebtCollection Support the show Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring. BPP

    55 min
  8. How to Overwhelm a Credit Card Company - A Step by Step Defense Strategy for Creditor Lawsuits

    DEC 8

    How to Overwhelm a Credit Card Company - A Step by Step Defense Strategy for Creditor Lawsuits

    In this video Brian Parker shows you exactly how a member of KillDebt.com wiped out a creditor lawsuit by using a step by step defense strategy that hits every weak point in the bank's case. He walks you through how to break down the complaint and analyze flawed documents to expose standing issues through securitization. Also, the member pushed discovery until the attorney could not keep up and flipped the power dynamic so the creditor settled for a full debt elimination. 📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment. 📘 Facebook →  https://www.facebook.com/CollectionStopper 📸 Instagram → https://www.instagram.com/collectionstopper 🎵 TikTok → https://www.tiktok.com/@collectionsolutions ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt 00:00 Intro 01:00 Case Summary 03:00 Document Analysis 06:00 Member Narrative 09:00 Securitization 11:30 Discovery Tactics 16:00 Affirmative Defenses 21:00 Depositions 27:00 Negotiation 31:30 Closing and ParkerGPT #CreditorDefense #CreditCardLawsuit #SecuritizationDefense #DiscoveryStrategy #RequestsForAdmission #DepositionTactics #Counterclaims #MutualWalkAway #DismissalWithPrejudice #BeatDebtCollectors #DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #DebtCollection Support the show Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring. BPP

    35 min
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About

Tell consumers how to combat debt collectors and eliminate debt collection lawsuits

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  • Creator
    Brian
  • Years Active
    2023 - 2025
  • Episodes
    305
  • Rating
    Clean
  • Copyright
    © 2025 Debt Collection Self-Defense
  • Show Website
    Debt Collection Self-Defense