Take Pride in Retirement

Matt McClure
  • 5.0 (8)
  • Education
  • Updated Weekly

Welcome to Take Pride in Retirement! A podcast dedicated to retirement planning solutions for the LGBTQ community. Hosted by Matt McClure, RSSA®, CAS® | During uncertain economic times, safety of your principal is key to planning a successful retirement. Our goal is to help educate you about ways to protect your hard-earned money while experiencing market-like growth at the same time. | LGBTQ people face unique challenges when planning for our retirement future. From legal barriers to a potential lack of family support, everyone’s situation is different. Tune in each week as we explore these obstacles and give you tips on how to overcome them so you can get on the road to success.

  1. 2d ago

    You’ve Planned Your Retirement Paycheck—But Who’s Coming to Brunch?

    You’ve figured out your retirement paycheck—but who are you having brunch with? Leaving work changes more than your income. It can also change your routine, your friendships, and your sense of purpose. In this episode of Take Pride in Retirement, my husband and co-host, Josh Rhett Noble, joins me to talk about planning a social life you can take pride in. We explore why the everyday connections we make at work can be harder to replace than we expect, and why it helps to start building your retirement routine before your last day on the job. We discuss maintaining friendships, finding welcoming LGBTQ+ groups, staying connected with chosen family, and balancing shared activities with individual interests in a relationship. We also connect those goals to the financial plan, including budgeting for meals with friends, classes, memberships, transportation, and visits to loved ones who live elsewhere. Whether you’re single, partnered, already retired, or still looking ahead, we share a simple place to start: one recurring activity, one relationship to maintain, and one new experience to try. Your retirement plan should support the people and experiences that make your days meaningful. -- Request your free RSSA Roadmap for Social Security optimization Watch full episodes on YouTube:https://www.youtube.com/@TakePrideinRetirementShow Follow on BlueSky, Threads, Facebook, Instagram — just search Take Pride in Retirement --  About Take Pride in Retirement: Take Pride in Retirement is a podcast dedicated to retirement planning solutions for the LGBTQ community. Host Matt McClure, a licensed fiduciary financial advisor, shares strategies to protect your hard-earned money while pursuing market-like growth. Matt holds the RSSA® credential as a Registered Social Security Analyst®, helping clients optimize their Social Security filing strategies to potentially increase lifetime income. He’s also a Certified Annuity Specialist® (CAS®), a designation earned through a 135+ hour graduate-level program in fixed-rate and variable annuities from the Institute of Business & Finance. Based in Georgia with his husband and two dogs, Matt spent over a decade in New York City, working with The Wall Street Journal Radio Network, NY1, and WCBS Newsradio 880. A career highlight includes reporting from the floor of the New York Stock Exchange. Chapters (00:00:00) - Introduction and Show Welcome(00:02:25) - Planning Social Life Alongside Retirement Income(00:03:29) - What You Lose When You Leave Work(00:05:37) - Dealing with an Empty Calendar and Routine Loss(00:07:14) - Balancing Partner Relationships and Individual Interests(00:09:54) - Building Connections with Chosen Family and Community(00:10:51) - Being Okay Apart and Maintaining Communication(00:12:31) - Matching Retirement Activities to Your Budget(00:14:38) - Finding Groups and Shared-Interest Communities(00:17:01) - Personal Styles of Connecting with Others(00:18:36) - Making Retirement Choices That Fit You, Not Others(00:19:05) - Budgeting for Social Activities and Travel(00:22:37) - Practical Steps to Start Building a Social Life This Week(00:25:24) - Key Questions Beyond Just Money for Retirement(00:26:32) - Closing Thoughts and Contact Information(00:27:31) - Disclosures and Credits

  2. 6d ago

    Pensions, Partners and Planning: A Federal Retirement Conversation

    Federal employees may have access to valuable retirement benefits—but those benefits come with rules, elections, and deadlines that can shape the rest of their lives. In this episode of Take Pride in Retirement, Josh joins me as I talk with my friend and colleague Rayna Reyes, a federal retirement specialist and co-founder of American Federal Benefits Consultants. Rayna explains what makes federal retirement planning so complex, some of the biggest mistakes she sees employees make, and why a collection of benefits is not the same as a coordinated retirement plan. We discuss pensions, survivor elections, health and life insurance, the Thrift Savings Plan, Social Security, and the importance of coordinating benefits between spouses or partners. We also focus on issues that can be especially important for LGBTQ+ couples—including beneficiary designations, powers of attorney, trusts, and what can happen when a longtime partner is not legally recognized as a spouse. Whether you work for the federal government, the private sector, or yourself, the larger lesson applies: Know what you have, make sure the pieces work together, and ensure the people you love know what to do if something happens to you. Learn more about Rayna and American Federal Benefits Consultants: https://americanfederal.org -- Request your free RSSA Roadmap for Social Security optimization Watch full episodes on YouTube:https://www.youtube.com/@TakePrideinRetirementShow Follow on BlueSky, Threads, Facebook, Instagram — just search Take Pride in Retirement --  About Take Pride in Retirement: Take Pride in Retirement is a podcast dedicated to retirement planning solutions for the LGBTQ community. Host Matt McClure, a licensed fiduciary financial advisor, shares strategies to protect your hard-earned money while pursuing market-like growth. Matt holds the RSSA® credential as a Registered Social Security Analyst®, helping clients optimize their Social Security filing strategies to potentially increase lifetime income. He’s also a Certified Annuity Specialist® (CAS®), a designation earned through a 135+ hour graduate-level program in fixed-rate and variable annuities from the Institute of Business & Finance. Based in Georgia with his husband and two dogs, Matt spent over a decade in New York City, working with The Wall Street Journal Radio Network, NY1, and WCBS Newsradio 880. A career highlight includes reporting from the floor of the New York Stock Exchange. Chapters (00:00:00) - Intro to the Episode(00:01:28) - Federal Retirement Alphabet Soup & Show Intro(00:03:06) - Contact Info and Subscribe Reminder(00:03:52) - Introducing Guest Raina Reyes(00:05:14) - Raina's Background and Path into Federal Benefits(00:07:51) - Why Federal Retirement Is Different(00:10:02) - Common Mistakes and Songs for Every Occasion(00:13:34) - Diversification in Retirement Products(00:14:27) - Life Insurance Living Benefits and Real-Life Example(00:17:51) - Coordinating Benefits for Dual Federal/Non-Federal Couples(00:20:28) - Health Insurance and Survivor Benefits(00:22:26) - LGBTQ+ Considerations: Beneficiaries and Order of Precedence(00:26:58) - Trusts and Protecting Your Legacy(00:28:35) - Funny Beneficiary Stories and Planning Tips(00:29:18) - Advice for Those Five Years From Retirement(00:33:10) - Wrapping Up with Raina(00:33:56) - Recap and Key Takeaways(00:36:27) - Closing Remarks and Disclaimers

  3. Sep 26

    How to Turn Your Retirement Savings into a Forever Paycheck

    You may have spent 30 or 40 years saving and investing for retirement—but what happens when it is finally time to start spending that money? In this episode of Take Pride in Retirement, Josh joins me as I sit down with bestselling author and AARP personal finance columnist Jean Chatzky to discuss her new book, The Forever Paycheck. We explore why the transition from accumulating money to creating retirement income can be difficult both financially and emotionally—and why having retirement accounts is not the same as having a retirement income plan. Jean explains how retirees can build income with investments or purchase guaranteed income through insurance products such as annuities. We also discuss the importance of covering essential expenses, coordinating income with Social Security, accounting for taxes and inflation, and creating a plan that gives you permission to enjoy the money you worked so hard to save. The right strategy is personal. But when your essentials are covered and you understand where your next paycheck is coming from, retirement can feel less uncertain—and a lot more enjoyable. -- Request your free RSSA Roadmap for Social Security optimization Watch full episodes on YouTube:https://www.youtube.com/@TakePrideinRetirementShow Follow on BlueSky, Threads, Facebook, Instagram — just search Take Pride in Retirement --  About Take Pride in Retirement: Take Pride in Retirement is a podcast dedicated to retirement planning solutions for the LGBTQ community. Host Matt McClure, a licensed fiduciary financial advisor, shares strategies to protect your hard-earned money while pursuing market-like growth. Matt holds the RSSA® credential as a Registered Social Security Analyst®, helping clients optimize their Social Security filing strategies to potentially increase lifetime income. He’s also a Certified Annuity Specialist® (CAS®), a designation earned through a 135+ hour graduate-level program in fixed-rate and variable annuities from the Institute of Business & Finance. Based in Georgia with his husband and two dogs, Matt spent over a decade in New York City, working with The Wall Street Journal Radio Network, NY1, and WCBS Newsradio 880. A career highlight includes reporting from the floor of the New York Stock Exchange. Chapters (00:00:00) - Introduction and Episode Overview(00:01:02) - Josh's Return and Banter(00:02:05) - The Challenge of Shifting from Saving to Spending(00:03:24) - Retirement Red Zone and Contact Info(00:04:26) - Introducing Jean Chatzky and Her New Book(00:05:35) - Interview: Turning Accumulation into Distribution(00:06:56) - Why Retirees Hesitate to Spend(00:09:14) - Building or Buying a Forever Paycheck(00:11:15) - AARP Resources and Wrap-Up of Interview(00:11:55) - Reflecting on Accumulation vs. Having a Plan(00:13:04) - Underspending and Emotional Side of Retirement(00:14:52) - Personalized Strategies and Balancing Income with Growth(00:16:24) - Call to Action and Consultation Info(00:17:53) - Closing Banter and Sign-Off(00:19:22) - Disclosures and Legal Disclaimers

  4. Sep 18

    Why Your Generic Drugs Still Cost So Much

    A generic prescription should mean a lower price—but does that savings actually reach you? In this episode of Take Pride in Retirement, I talk with Antonio Ciaccia of 46brooklyn Research about why some generic medications still carry surprisingly high prices. We explore prescription drug markups, the role of pharmacy benefit managers, and how a “specialty drug” label can affect where you fill a prescription and what it costs. I also ask Antonio how people approaching Medicare eligibility can compare Part D plans and explore more affordable options. He explains why your specific medication list matters, why insurance isn’t always the cheapest route, and why your pharmacist should be part of the conversation. Healthcare expenses belong in your retirement plan. This conversation offers practical questions to ask as you protect your budget—and build a retirement you can take pride in. Explore the research: 46brooklyn.com. Schedule your free financial consultation at TakePrideInRetirement.com or call 855-246-9211. -- Request your free RSSA Roadmap for Social Security optimization Watch full episodes on YouTube:https://www.youtube.com/@TakePrideinRetirementShow Follow on BlueSky, Threads, Facebook, Instagram — just search Take Pride in Retirement --  About Take Pride in Retirement: Take Pride in Retirement is a podcast dedicated to retirement planning solutions for the LGBTQ community. Host Matt McClure, a licensed fiduciary financial advisor, shares strategies to protect your hard-earned money while pursuing market-like growth. Matt holds the RSSA® credential as a Registered Social Security Analyst®, helping clients optimize their Social Security filing strategies to potentially increase lifetime income. He’s also a Certified Annuity Specialist® (CAS®), a designation earned through a 135+ hour graduate-level program in fixed-rate and variable annuities from the Institute of Business & Finance. Based in Georgia with his husband and two dogs, Matt spent over a decade in New York City, working with The Wall Street Journal Radio Network, NY1, and WCBS Newsradio 880. A career highlight includes reporting from the floor of the New York Stock Exchange.

  5. Sep 17 ·  Bonus

    Podcast Extra: Emergency Funds in Retirement

    The fall season is upon us, and among the normal fall cleanup of a financial portfolio is an equally important but often overlooked part of retirement planning: building and maintaining an emergency fund in retirement. This month's vignette discusses how an emergency fund can help cover unexpected expenses without forcing someone to sell investments at an unfavorable time, and why having a clear cash-reserve strategy can provide both financial flexibility and peace of mind. Schedule your free financial consultation at TakePrideInRetirement.com or call 855-246-9211. -- Request your free RSSA Roadmap for Social Security optimization Watch full episodes on YouTube:https://www.youtube.com/@TakePrideinRetirementShow Follow on BlueSky, Threads, Facebook, Instagram — just search Take Pride in Retirement --  About Take Pride in Retirement: Take Pride in Retirement is a podcast dedicated to retirement planning solutions for the LGBTQ community. Host Matt McClure, a licensed fiduciary financial advisor, shares strategies to protect your hard-earned money while pursuing market-like growth. Matt holds the RSSA® credential as a Registered Social Security Analyst®, helping clients optimize their Social Security filing strategies to potentially increase lifetime income. He’s also a Certified Annuity Specialist® (CAS®), a designation earned through a 135+ hour graduate-level program in fixed-rate and variable annuities from the Institute of Business & Finance. Based in Georgia with his husband and two dogs, Matt spent over a decade in New York City, working with The Wall Street Journal Radio Network, NY1, and WCBS Newsradio 880. A career highlight includes reporting from the floor of the New York Stock Exchange.

  6. Sep 15

    Before the Money Runs Out: Financial Moves Caregivers Often Miss

    Caregiving rarely begins with a financial planning meeting. More often, it begins with a fall, a diagnosis, a hospital discharge, or a phone call saying someone you love can no longer manage alone. Josh and I have both experienced caregiving within our own families, so we understand how quickly the emotional, physical, and financial demands can accumulate. In this episode, we discuss how to calculate the true cost of care, identify benefits before spending personal savings, protect the caregiver’s financial future, and put the necessary legal documents in place while everyone can still participate. We also explore why LGBTQ+ caregivers may need to plan especially carefully when caring for partners, parents, friends, or chosen family. Love may inspire the care you provide—but love by itself is not a financial plan. Schedule your free financial consultation at TakePrideInRetirement.com or call 855-246-9211. -- Request your free RSSA Roadmap for Social Security optimization Watch full episodes on YouTube:https://www.youtube.com/@TakePrideinRetirementShow Follow on BlueSky, Threads, Facebook, Instagram — just search Take Pride in Retirement --  About Take Pride in Retirement: Take Pride in Retirement is a podcast dedicated to retirement planning solutions for the LGBTQ community. Host Matt McClure, a licensed fiduciary financial advisor, shares strategies to protect your hard-earned money while pursuing market-like growth. Matt holds the RSSA® credential as a Registered Social Security Analyst®, helping clients optimize their Social Security filing strategies to potentially increase lifetime income. He’s also a Certified Annuity Specialist® (CAS®), a designation earned through a 135+ hour graduate-level program in fixed-rate and variable annuities from the Institute of Business & Finance. Based in Georgia with his husband and two dogs, Matt spent over a decade in New York City, working with The Wall Street Journal Radio Network, NY1, and WCBS Newsradio 880. A career highlight includes reporting from the floor of the New York Stock Exchange.

  7. Sep 11

    Beyond the Pride Parade: Choosing an LGBTQ+ Retirement Destination

    Palm Springs may have sunshine and London may have fabulous fish and chips—but choosing an LGBTQ+ retirement destination requires more than finding a welcoming vacation spot. In this episode, Josh and I explore what LGBTQ+ retirees should consider before calling the moving company. We discuss the importance of testing everyday life in a potential destination, researching local legal protections, calculating the true cost of living, evaluating healthcare access, and making sure both partners could remain supported if one becomes the surviving spouse. Whether you are dreaming of moving across town, across the country, or overseas, this conversation will help you look beyond the travel brochures and determine whether a destination truly fits your long-term retirement plan. -- Request your free RSSA Roadmap for Social Security optimization Watch full episodes on YouTube:https://www.youtube.com/@TakePrideinRetirementShow Follow on BlueSky, Threads, Facebook, Instagram — just search Take Pride in Retirement --  About Take Pride in Retirement: Take Pride in Retirement is a podcast dedicated to retirement planning solutions for the LGBTQ community. Host Matt McClure, a licensed fiduciary financial advisor, shares strategies to protect your hard-earned money while pursuing market-like growth. Matt holds the RSSA® credential as a Registered Social Security Analyst®, helping clients optimize their Social Security filing strategies to potentially increase lifetime income. He’s also a Certified Annuity Specialist® (CAS®), a designation earned through a 135+ hour graduate-level program in fixed-rate and variable annuities from the Institute of Business & Finance. Based in Georgia with his husband and two dogs, Matt spent over a decade in New York City, working with The Wall Street Journal Radio Network, NY1, and WCBS Newsradio 880. A career highlight includes reporting from the floor of the New York Stock Exchange.

  8. Sep 9 ·  Bonus

    Podcast Extra: Back-to-School Finances: Saving Money and Teaching Smarter Habits

    Back-to-school season can put added pressure on the family budget—but a little planning can help keep those costs under control. Retirement.Radio’s Matt McClure talks with Lora Monfared, Consumer Credit Card Executive at Bank of America, about practical ways parents and grandparents can save on school supplies, technology, clothing and other essentials. They also discuss how to teach teens the basics of budgeting, encourage responsible credit use, resist the pressure to overspend and begin building an emergency fund. It’s a timely conversation packed with simple strategies families can use during the school year and beyond. Schedule your free financial consultation at TakePrideInRetirement.com or call 855-246-9211. Because retirement isn't just about having enough money—it's about having the freedom to create unforgettable experiences. -- Request your free RSSA Roadmap for Social Security optimization Watch full episodes on YouTube:https://www.youtube.com/@TakePrideinRetirementShow Follow on BlueSky, Threads, Facebook, Instagram — just search Take Pride in Retirement --  About Take Pride in Retirement: Take Pride in Retirement is a podcast dedicated to retirement planning solutions for the LGBTQ community. Host Matt McClure, a licensed fiduciary financial advisor, shares strategies to protect your hard-earned money while pursuing market-like growth. Matt holds the RSSA® credential as a Registered Social Security Analyst®, helping clients optimize their Social Security filing strategies to potentially increase lifetime income. He’s also a Certified Annuity Specialist® (CAS®), a designation earned through a 135+ hour graduate-level program in fixed-rate and variable annuities from the Institute of Business & Finance. Based in Georgia with his husband and two dogs, Matt spent over a decade in New York City, working with The Wall Street Journal Radio Network, NY1, and WCBS Newsradio 880. A career highlight includes reporting from the floor of the New York Stock Exchange.

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About

Welcome to Take Pride in Retirement! A podcast dedicated to retirement planning solutions for the LGBTQ community. Hosted by Matt McClure, RSSA®, CAS® | During uncertain economic times, safety of your principal is key to planning a successful retirement. Our goal is to help educate you about ways to protect your hard-earned money while experiencing market-like growth at the same time. | LGBTQ people face unique challenges when planning for our retirement future. From legal barriers to a potential lack of family support, everyone’s situation is different. Tune in each week as we explore these obstacles and give you tips on how to overcome them so you can get on the road to success.

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