The SoFi Tech Solutions Podcast

SoFi Tech Solutions
  • 5.0 (4)
  • Technology

The SoFi Tech Solutions podcast is your guide to exploring the exciting world of financial technology. Join us as we delve into the latest trends, innovations, and disruptions shaping the fintech landscape. Hosted by experts from SoFi Tech Solutions, each episode features insightful conversations with industry leaders, entrepreneurs, and visionaries who are pushing the boundaries of finance. Whether you're a fintech enthusiast, a startup founder, or a curious listener, this podcast equips you with the knowledge and inspiration to navigate the ever-evolving fintech frontier.

  1. 17h ago

    How Aplazo Built a New Path to Credit for Millions of Mexicans

    Aplazo is expanding access to transparent, flexible installment credit across Mexico. In this conversation, Alex Wieland explains how Aplazo evolved from a Buy Now, Pay Later solution into a physical and digital installment card accepted anywhere Mastercard is accepted in Mexico. He also shares why Aplazo partnered with Galileo, now SoFi Tech Solutions, to build the processing infrastructure behind its card program. You'll learn how Aplazo: - Serves consumers with limited access to traditional credit - Moved beyond checkout-based BNPL - Built a non-revolving card with fixed installment payments - Expanded to more than 15,000 integrated merchants - Uses technology and trust to grow a two-sided network - Plans to deepen its presence across Mexico Learn more about SoFi Tech Solutions: https://tech.sofi.com/

  2. Sep 15

    How Arro Is Reimagining Credit with Real-Time Data and AI

    Arro is working to expand access to credit for consumers traditional scoring models often overlook. In this episode, we explore how Arro combines behavioral data, cash flow signals and AI-powered coaching through its proprietary Arro Score.

  3. Mar 9

    Engineering a Bank for the Fintech Era With Cross River Bank

    Cross River has spent nearly two decades building infrastructure for fintech innovators. Hillel Olivestone joins Galileo to discuss how the bank moved beyond legacy systems to create its own core, enabling leadership across RTP, FedNow, and emerging digital asset use cases. He also shares insights on embedded finance, evolving client profiles, and maintaining strong regulator relationships in a changing environment.

  4. Mar 2

    The Power Behind Direct Deposit and Account Primacy With Atomic

    Direct deposit is not flashy, but it changes the economics of an account overnight. In this episode, Scott Weinert, co-founder and CTO of Atomic, shares how financial institutions are increasing profitability through seamless payroll connectivity, payment switching, and merchant integrations. He also discusses governance, transparency, and the responsibility fintechs carry when handling consumer permission data. This conversation connects infrastructure decisions to real outcomes for banks, fintechs, and the people they serve.

  5. Feb 23

    Programmable Payments and the Rise of Agent Commerce With Visa

    Fintech started by serving customers traditional institutions overlooked. Today, it's driving the next wave of payment innovation. In this episode, Christienne Genaro talks with Visa's Kevin Meigs about how the ecosystem has matured and where it's headed next. They discuss the rapid growth of BNPL, the launch of Visa Flex Credential, and how a single card can now move between debit and credit with a simple toggle inside apps like Klarna or Affirm. They also break down what agent-driven commerce means for networks, merchants, and consumers, including how trust, authentication, and interoperability shape the future of transactions. From sponsor bank partnerships to strategic investment decisions, this conversation offers a candid look at how Visa evaluates risk, innovation, and long-term growth.

  6. Feb 2

    Using Stablecoins as a Payment Rail with Coinbase

    Prashant Shah, VP of Product Management at Galileo, speaks with Justin Gainsley, who leads payments at Coinbase, about how stablecoins are being used in real payment flows today. They discuss checkout, payouts, treasury use cases, interoperability across blockchains, and how stablecoins can coexist with traditional payment rails while expanding global reach.

  7. Jan 26

    Why Financial Health Builds Better Customers with Alex Johnson

    Recorded live at Fintech Nerdcon in Miami, Scott Henderson from Galileo sits down with Alex Johnson, founder of Fintech Takes, for a wide-ranging conversation on embedded finance, financial health, and what it actually takes to build better financial products over the long term. Alex shares his definition of embedded finance and why context matters more than the product itself, from auto lending to payments and beyond. The conversation digs into where embedded finance works, where it does not, and why consumers still treat bank accounts and insurance differently. They also explore why financial health is not a feel-good initiative, but a practical way for financial institutions to improve customer quality over time. The discussion expands into AI, personalization, and agent-based experiences, including how banks and fintechs can use AI to genuinely help customers without sacrificing trust. If you care about fintech, banking, embedded finance, or building products that actually serve customers, this episode offers clear thinking grounded in real-world experience.

  8. Jan 19

    Open Banking, BaaS Risk, and What Fintechs Should Do Next Featuring Jason Mikula

    What should banks and fintechs actually be doing right now as open banking stalls and regulatory signals keep shifting? In this episode, Scott Henderson talks with Jason Mikula, publisher of Fintech Business Weekly, live from Fintech Nerdcon 2025. They break down cash flow underwriting in production, data access and consent models, the future of screen scraping, and the growing operational risk created by multi-layer fintech stacks. Jason shares practical advice on scenario planning, cost uncertainty, and why building for regulatory whiplash is now table stakes for fintechs heading into 2026.

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About

The SoFi Tech Solutions podcast is your guide to exploring the exciting world of financial technology. Join us as we delve into the latest trends, innovations, and disruptions shaping the fintech landscape. Hosted by experts from SoFi Tech Solutions, each episode features insightful conversations with industry leaders, entrepreneurs, and visionaries who are pushing the boundaries of finance. Whether you're a fintech enthusiast, a startup founder, or a curious listener, this podcast equips you with the knowledge and inspiration to navigate the ever-evolving fintech frontier.

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